Tuesday, November 4, 2025

Nursing Home Advocates Endorse New Federal Legislation

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Care Providers Oklahoma today announced their support of the “Protecting Rural Seniors’ Access to Care Act,” a federal bill that would block implementation of a new staffing mandate proposed by the Biden Administration.

The bill, cosponsored by U.S. Sen. James Lankford (R-Oklahoma), states: “The Secretary of Health and Human Services may not implement, enforce, or otherwise give effect to the proposed rule entitled ‘Medicare and Medicaid Programs; Minimum Staffing Standards for Long-Term Care Facilities and Medicaid Institutional Payment Transparency Reporting’ published by the Department of Health and Human Services on September 6, 2023 (88 Fed. Reg. 61352–61429), and may not promulgate any substantially similar rule.” Similar language has been introduced in the U.S. House of Representatives as part of the Health and Human Services budget bill.

The rule proposed by the Biden Administration would require specific nursing home staff to spend a minimum number of hours with each resident – 2.45 nurse aide hours per resident per day (HPRD) and 0.55 registered nurse (RN) HPRD – as well as have a 24-hour registered nurse (RN) on site.

Nursing home professionals have argued that the rule ignores the staffing crisis occurring in Oklahoma and across the nation and imposes impossible to meet goals and crippling financial penalties on a field that is already struggling to recruit and adequately compensate qualified staff.

An analysis of the Biden administration mandate by professional services firm CLA CliftonLarsenAllen, LLP (CLA) drew the following conclusions:

  • If implemented, the proposed mandate would require Oklahoma nursing homes to hire an estimated 1,253 additional full-time employees, including 538 nurse aides and 715 RNs.
  • The proposed mandate would cost Oklahoma nursing homes approximately $76 million per year.
  • Over 99 percent of nursing homes are currently not meeting at least one of the three proposed staffing requirements: the 2.45 nurse aide HPRD, the 0.55 RN HPRD, and the 24/7 RN.
  • If nursing homes are unable to increase their workforce to meet these new requirements, more than 5800 nursing home residents could be impacted by census reductions.

Oklahoma Governor Kevin Stitt has already signed a letter, along with 14 other governors opposing the mandate.

Care Providers Oklahoma President and CEO Steven Buck thanked Oklahoma’s elected officials for opposing the mandate, which he said would be incredibly damaging to senior care in Oklahoma.

“As I have said for months, this mandate makes the federal government seem completely oblivious to the dual threats impacting seniors receiving care in nursing homes: a severe staff shortage coupled with chronic underfunding,” said Buck. “The Biden administration is quite literally demanding that our facilities hire staffers who do not exist with money we do not have. That is a recipe for disaster. My thanks go out to Sen. Lankford, Gov. Stitt and others who have worked to block a policy that will negatively impact senior care in Oklahoma and elsewhere.”

Buck went on to say the mandate would ultimately hurt vulnerable seniors the most.

“We can’t hire the number of staffers this mandate is proposing because they don’t exist,” said Buck. “What facilities can do and will do to avoid new penalties is to reduce the number of seniors they are caring for by ceasing to admit new residents. That means vulnerable seniors will be left without the care they need. That is a terrible outcome for these seniors, and it is why we continue to oppose this unworkable, unwise mandate.”

  • Read the full CLA analysis and the impact of the proposed mandate on each state here.
  • Download a PDF of the Oklahoma-specific analysis here.
  • Download the text of the Protecting Rural Seniors’ Access to Care Act here.
About Care Providers Oklahoma:

Previously the Oklahoma Association of Health Care Providers (OAHCP), Care Providers Oklahoma represents the interests of more than 18,000 residents and 19,000 professionals that work in Oklahoma’s long-term care facilities, including nursing homes, assisted living homes and intermediate care facilities for individuals with intellectual disabilities. Care Providers Oklahoma’s mission is to assist its members in providing the highest quality care to the seniors, individuals with disabilities and vulnerable Oklahomans who live in our facilities. We advocate for the enhancement of that care so that Oklahoma long-term care residents may live in the comfort and dignity they deserve. Learn more here.

 

SNL News Line – Matilda Charles – Don’t Give Up

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Don’t Give Up

This is not the world we grew up in, or even the world we knew for much of our lives. If my informal poll of friends and acquaintances is correct, we don’t like it much. The current state of the world has taken an emotional, physical and social toll on us. This isn’t the retirement we planned.
I hear:
We’re too trusting and it gets us into trouble when we fall for scams coming to us via phone, email and the internet, and resulting in identity theft and loss of money.
The pandemic locked many of us away, and we haven’t surfaced yet because COVID is still out there, as well as the annual flu and RSV (respiratory syncytial virus) this winter. Staying home seems to be the safest way to avoid it all.
And there’s the television news. Some of us have started only watching the first five minutes to catch the weather and then turn to a different channel to avoid the political scene and crime reporting, some of which unfortunately is happening in our own areas. Channels showing reruns of retro programs are getting a lot of our attention now.
No, we don’t like it much, and some of us wonder if we’re sliding into depression.
But there are ways to regain some of what we’ve lost, and a trip to our physician might be the best first step. Go, and tell him or her what’s going on with you. A simple blood test might point to a change in diet that could help how you feel.
At the same time, he might know of some community resources, even if it’s having meals delivered.
Reconnect with friendships that matter (even if it’s on the phone), ask if the library delivers books, become a pet foster parent, look for senior exercise videos on YouTube, etc.
Don’t Give Up.

NEW SNL COMIC!

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Living History Program Returns to Enid for Another Year

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History Alive! on the Cherokee Strip, a living history program at the Cherokee Strip Regional Heritage Center in Enid, will return for another year.
It takes place throughout the year on the first and third Saturday of each month from 11 a.m.-3 p.m. The four historic buildings in the Humphrey Heritage Village, which are from the territorial days, come to life with reenactors dressed in period clothing from the late 1800s.
Attendees can sit at school desks in the Turkey Creek one-room schoolhouse from 1896 while lessons are taught, hear a pioneer tale from those tending their shops and watch as craftsmen and women work their trades. Visitors can go inside the 1905 Glidewell house or stop at the church from 1902. Guests can watch and participate in the different skills and trades of the time or file their own land claim at the historic 1893 U.S. Land Office.
History Alive! started at the CSRHC in the winter of 2019 and happened once a month. It has grown into a biweekly event. Volunteers are always needed.
The History Alive! programs are included with paid admission. For more information about the Cherokee Strip Regional Heritage Center, please call 580-237-1907 or visit https://csrhc.org/.
The Cherokee Strip Regional Heritage Center is a division of the Oklahoma Historical Society. The mission of the Oklahoma Historical Society is to collect, preserve and share the history and culture of the state of Oklahoma and its people. Founded in 1893 by members of the Territorial Press Association, the OHS maintains museums, historic sites and affiliates across the state. Through its research archives, exhibits, educational programs and publications the OHS chronicles the rich history of Oklahoma. For more information about the OHS, please visit https://www.okhistory.org/.

SNL CROSSWORD CORNER ANSWERS

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Across
1 Concern when merging
10 Texas river diverted into the Red Bluff Reservoir
15 Museum download
16 Dippy
17 Stranger in many a family holiday photo
18 Cake made from ground nuts
19 “While I Was Gone” novelist Miller
20 Becomes, finally
22 “High Anxiety” actress
23 Say further
24 Corps member
26 Metered fleet
29 Treatment plant input
32 “The Cube” network
34 Delighted toddler’s demand
36 “Jinkies!”
37 Time worth studying
38 Gruff prescription for a minor injury
41 “Glad to hear it!”
42 Aspect
43 Branch of Islam
44 Org. whose members take hikes?
45 Mets slugger Pete who holds the record for most home runs by a rookie
47 Benefit
48 Irredeemable
50 Word of invitation
52 Cheese paired with kalamata olives
53 Do more than listen
56 __ diavolo sauce
59 #LiveUplifted sneakers brand
61 Arthroscopic procedure that may follow an MRI of the knee
63 McNairy of “Halt and Catch Fire”
64 Ride between runs
65 Buttonlike flower
66 Setting for some unboxing videos

Down
1 Some carpentry noises
2 Party with poke
3 Between jobs
4 Bupkis
5 Gave a shot, say
6 Efforts at resistance
7 Spot for a koi or a decoy
8 Ballpark figure
9 Emergency gear
10 Depression
11 Miso soup mushroom
12 Road show necessity?
13 Flirting with
14 Camille Pag n’s “Woman Last __ in Her Thirties”
21 “Your table’s ready” device
23 Warts and all
25 Relies (on)
26 Whoopi’s birth name
27 Drink often flavored with hibiscus
28 Aveeno product
30 Peer-to-peer sharing?
31 Add capacity to, in a way
33 French composer who influenced Ravel
35 Diet food choice
39 Some mechanical connectors
40 Dethrone
46 Egyptian god invoked in “The Magic Flute”
49 __ al pastor
51 Disinclined to form compounds
52 Media __: unplugged period
54 Sign of hollowness
55 “Proof” or “Doubt”
56 “Point taken”
57 Abounding (with)
58 Review-heavy newspaper section
60 Trough spot
62 Gp. central to the 1993 Oslo Accords

VillagesOKC Announces New Staff, Member Roles

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Left to right: Gary Banz and Britni Bergman

By Marilyn Olson, Executive Director, VillagesOKC

Left to right: Amy Shirola, Britni Bergman, Herb Magley and Gary Banz

VillagesOKC has exciting member and staff news as the New Year begins. On the staff side, there are two promotions to announce. On the member side, one member has accepted the position of VillagesOKC Director of Veteran Initiatives, and another will lead a monthly Alzheimer Support Group at the Bethany Library.
Amy Shirola, previously operations manager, assumes a new role as director of administration and finance. Britni Bergman, previously office assistant, becomes office manager. On the member side, Gary Banz is the new Director of Veteran Initiatives. Herb Magley will lead the Alzheimer Support Group.
Shirola will oversee all accounting functions, including analyzing financial data and managing budgeting and planning processes. She started working with VillagesOKC in March 2022 after 15 years in corporate accounting. Her entrepreneurial experiences include two food-based businesses – Pie Prerogative OKC and 2 Women and a Whisk Catering Company.
Bergman will oversee all office functions and vendor relations, as well as managing the robust VillagesOKC calendar. She has been the office assistant since November 2022. Her past experience includes six years in a variety of roles with Red Rock Behavioral and Mental Health Services in Yukon and Oklahoma City. Before coming to VillagesOKC, she was office manager for Sarah Libby Photography.
“The promotion of these two professionals highlights their exemplary performance,” said VillagesOKC Executive Director Marilyn Olson. “Ms Shirola and Ms Bergman are part of the organization’s long-term plan for sustainability. Having an intergenerational workforce brings energy and wisdom. And, with this organization there is great work flexibility which is so important to young parents. VillagesOKC is making great strides due to the talent and heart from these leaders, and we honor their success.”
Banz is a former Oklahoma state representative and high school social studies and American Government teacher. He was honored by the Oklahoma Military Hall of Fame for organizing and serving as flight commander on 24 Oklahoma Honor Flights which took 2,055 Oklahoma World War II, Korean War and Vietnam War veterans to Washington, DC, for an all-expenses paid day trip to visit war memorials. He has written and produced two documentaries honoring service members and is working on a third.
Magley is a retired geologist who spent 43 years working in the oil industry. Tragedy struck late in his career when after 35 years of marriage, his wife, Gail, developed Alzheimer’s disease at the age of 54. Magley retired from the oil industry to care for her. The couple went on an 11-year journey with the disease. After his wife died, Magley decided to dedicate his life to those who were on their journeys with Alzheimer’s. The VillagesOKC sponsored Alzheimer’s Support Group will meet monthly beginning January 16 at the Bethany Library. Meetings will be on successive third Tuesdays of the month from 6-7 p.m. in Meeting Room B.
To learn more about VillagesOKC, call or text (405) 990-6637 or email info@villagesokc.org.

BEETLE BAILEY, BLONDIE AND ZIT! Let’s keep it going!

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Loved all the entries. Let’s do it again! We have an ALL NEW CARTOON PAGE! Beetle Bailey, Blondie and Zit will be gracing our NewsMagazine and your job will be to locate TOONS related to those cartoons! You already know the routine. TOONS are scattered throughout this issue. Count the related TOONS and TEXT the total number, with your name and phone number, to 405-631-5100. 1st and 2nd texter with correct number, WINS a free one year subscription to SN&L ($43.75 value each) PLUS a $25 gift card! 3rd place wins a $25 Gift Card! All entries will receive a free copy of our digital Flip Page Edition of SN&L each month (you must provide an email address)! Everyone’s a winner! TOONS are not hidden, but look in stories, ads and features!
IMPORTANT NOTE: Contest begins January 5th and ends January 31! No entries will be accepted prior to 01/05/24.

* No purchase necessary * Must provide email address for digital edition. * FREE SUBSCRIPTIONS – Even with more than 500 locations to pick up a copy, you just can sit back and wait for your personal
copy – mailed first class directly to you!

New Year Brings New Growth for OKCs VA

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Wade Vlosich

OKC Veterans Administrator Healthcare System director.

Story by Van Mitchell, Staff Writer

The Oklahoma City Veterans Affairs Oklahoma City Healthcare System has become the fastest-growing VA in the nation, according to Fiscal Year 2023 statistics.
Wade Vlosich, OKC VA HCS director, attributes the rapid growth to community engagement and outreach efforts, particularly to isolated Veterans.
“Many Veterans are not sure if they are eligible for VA healthcare,” Vlosich said. “We have traveled to remote locations to personally reach out to our Veteran population and provide answers to their questions through our PACT Act resource fairs.”
In August and September of this year, Vlosich said OKC VA averaged about 22 new registrations a day.
“Overall, this fiscal year, we saw 13,994 first-time users, which was 18 percent of our overall users within the Oklahoma City VA,” he said. “That is about a 20 percent increase over the last four years, when most other VA facilities average between 1-3 percent annual growth.
Vlosich said keeping up with established patients with so many new patients coming in presents a challenge, but the facility is also expanding and growing to meet all satisfaction and clinical care needs.
With new equipment arriving and construction constantly happening, Vlosich is often seen in scrubs instead of a suit as he inspects new specialty and construction areas throughout the downtown facility.
Expansion is the primary focus for this health care system which includes Community-Based Outpatient Clinics (CBOC). The VA now has two clinics in North OKC, including one that provides dental care.
VHA implemented these clinics to make access to health care easier. These clinics provide the most common outpatient services, including health and wellness visits, without the hassle of visiting a larger medical center. VHA continues to expand their network of CBOCs to include more rural locations, making access to care closer to home. One of its newest rural clinics is in Shawnee, OK.

The OKC Veterans Affairs Health Care System leadership and Shawnee VA Clinic Staff cut the ribbon during the Grand Reopening of the Shawnee VA Clinic on Sept. 18th.

“Oklahoma City (VA) has grown by 22 percent total since 2019,” Vlosich said. “We’re growing so rapidly, and we’re trying to build all these new clinics. For instance, new clinics are pending approval to be built in Woodward and we’re expanding our Stillwater and Yukon clinics.”
Another area of growth is occurring among this facility’s female Veteran population. Expanded services for women now include a mammography clinic and plans to build a new women’s only stand-alone clinic.
Other plans include securing facilities for inpatient services, substance abuse treatment and long-term care as well as opening a Fisher House for Veterans’ families.
Vlosich said the VA has acquired the former Norman Specialty Hospital near the corner of Robinson Street and Berry Road to convert into a new VA hospital, and is redesigning the facility to meet both the inpatient substance abuse and skilled nursing facility building requirements.
The new hospital will have 53 beds — 26 for skilled nursing, and 26 for inpatient substance abuse treatment — and serve up to 78,000 veterans who live in the Oklahoma City area.
The 26 substance abuse beds will be used for the highest level of rehabilitation services for patients who are diagnosed with alcohol or drug addictions or substance use disorder.
“One of the things that some of our younger and older veterans face is substance abuse treatment issues,” Vlosich said. “We’re building a substance abuse treatment facility in Norman to help with that. There are none in the state of Oklahoma right now.”
Vlosich said homelessness with Veterans is a growing problem in Oklahoma.
OKC VA HCS previously launched a mobile medical unit to treat the homeless population and even established their own ambulance service.
“We’ve got a great homeless program here in Oklahoma City,” he said. “We are the second VA in the nation to get a mobile homeless van. We call it MMU, Mobile Medical Unit, and they travel around different areas providing healthcare to homeless veterans at their homeless camps or the homeless shelters because a lot of them don’t want to come in, they have mental health issues or other things. We’ll drive out there and provide medical care to our homeless veterans and bring the van back in.”
Vlosich said the OKC VA HCS continues to work with the Housing and Urban Development (HUD) and Veterans Affairs Supportive Housing (VASH) Programs to expand their capabilities.
The goal of OKC VA HCS leadership is to eliminate Veteran homelessness by providing shelter, transitional and permanent housing to Veterans to those who need it the most. Some examples are providing employment and different legal services through the Veterans Justice Outreach program.
Throughout 2022, VA staff helped Veterans find permanent housing such as apartments or houses that Veterans could rent or own, often with a subsidy to help make the housing affordable. VA staff also helped some Veterans end their homelessness by reuniting them with family and friends.
Vlosich said Veterans have another tool with the VA Health Chat which allows Veterans to immediately connect with VA health care clinicians over text-messaging.
The VA Health Chat App provides easy, online access to chat with VA staff when you have minor health questions, want to schedule an appointment, have a non-life-threatening health concern, and more.
“We’ve instituted an app now that if you need to talk to somebody in our community care office, you can go online and chat with them through the app as opposed to spending 30, 40 minutes on the phone. It’s easier,” he said.
Vlosich said the Promise to Address Comprehensive Toxics (PACT) Act is one of the largest VA Health Care expansion programs and extends eligibility for Veterans who have been exposed or possibly exposed to toxic environments while serving in Vietnam, Gulf War, and post-9/11 eras.

The Kiowa Black Leggings Warrior Society Honor Guard – North Oklahoma City VA Outpatient Clinic.

Over the last year, Indian Health Service (IHS) and The Department of Veteran Affairs have partnered together, holding PACT Act outreach events across Oklahoma. This joint effort has assisted Tribal, non-Tribal Veterans, and Veterans in rural areas to receive healthcare services, education, and other benefits they deserve.
Vlosich said hiring fairs and recruitment incentives have helped bring new employees on board.
“On average, we’re bringing on about 30 to 40 staff members every two weeks just to meet demand,” Vlosich said. “We’ve added new primary care teams for most of our community-based outpatient clinics.”
Vlosich also acknowledged the efforts of current employees during this season of growth. He said OKC VA employees have stepped up to meet Veterans’ needs.
“They’ve worked overtime,” he said. “During COVID, we had employees spending the night in the hospital just to take care of our Veterans. We appreciate their dedication because, without them, many could go without healthcare, and our Veterans are our most precious resource.”
For more information on the PACT Act see the press release on page 11.

Recent Second Half Expo Brings Resources

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Recent Second Half Expo Brings Resources Together For Seniors in Oklahoma

Story and photos by Van Mitchell, staff writer

Bob Loudermilk and his wife, Denise, moved from Wichita, Kan. to Edmond in 2016 so they could be closer to family in Oklahoma.
Loudermilk, who was previously in the trade-show business, sold his business before moving to the Sooner State. He soon began researching and exploring opportunities to work with the senior population in Oklahoma.
The end result was the creation of the Second Half Expo which just concluded their third annual event on Oct. 21, 2023 at the National Cowboy & Western Heritage Museum, 1700 NE 63rd St, Oklahoma City.
The 2024 Second Half Expo is scheduled for Oct. 19 at the same location.
The Expo is tailored to people who are in the “second half” of their lives who are looking to connect with the resources needed to live the way that they have always imagined. Up to 130 of Oklahoma’s businesses are present at each expo, providing education and demonstrations of the products and services that are available for the 50+ generation.
Loudermilk said each expo attracts up to 1,500 seniors, and that they plan to continue making each year bigger and better.
“We had to push on it three times because of Covid, the first one,” Loudermilk said. “It was a big success, lots of wonderful feedback. This year was another success we’re very grateful for.”
Loudermilk said he wanted to put his business background to use helping Oklahoma seniors.
“With my background in trade shows, I started looking at this 50+ demographic and retirees,” he said. “The deeper I went, the more I saw an opportunity, because we have 10,000 Baby Boomers turning 65 every day in America. And, that spells challenges for our retirement system economy, but it also really spells opportunity.”
Loudermilk touched base with people that serve the 50+ community for more input.
“I began to meet people that cater to or serve the 50+ community,” he said. “We started having little forums to talk about what can be done, what is needed in the community to serve the people above 50. We concluded that a quality, annual event for seniors was needed so I teamed up with a local radio host and magazine publisher, and together we launched the Expo.”
Loudermilk said each Expo is loaded with fun and activities, including free educational seminars, food samples, drawings for prizes and music from some of Oklahoma’s best talent.
Second Half Expo is supported by knowledgeable experts in their fields of health, business, motivation, senior living, retirement planning and more to help you discover what’s next for you.
“For too long, the concept of aging has a negative connotation in the minds of some,” Loudermilk said. “Our mission is to change that outdated mindset. We firmly believe the senior years can be lived with dignity and purpose with the right guidance and resources. We’re (Second Half Expo) here to support seniors and the adult children of seniors who are honoring and assisting their aging parents. The whole idea is to give people above 50 and their families an opportunity, in one day, to explore and visit with organizations that are resources for them, education for them, products, services.”
Loudermilk said the Expo attracts seniors that are retired, and are looking at what services are available to them, as well as younger seniors not ready to retire yet.
“The other demographic within this is the younger people above 50, and they’re very active,” he said. “Some of them want to start a business. They’re looking at opportunities to travel, and we cater to that as well.”
Loudermilk said the 2023 Expo had an added chapter.
“This year we added something new that we’d never done,” he said. “We started what we call Second Half Heroes as a part of the expo, where people can go to our website and nominate someone that is above the age of 65. We select and celebrate someone each year that we feel will be an inspiration to others. Our Second Half Heroes are doing things. They’re very active and they serve the community in a way that is noteworthy.”
This year’s selected Second Half Hero, Jim Stewart, age 71, was honored at the recent expo. He is a leader in the non-profit sector and a board member of a foster care non-profit.
Stewart spent 20 years serving in prison ministry and he recently started Heroes In Waiting (501c3), to provide solutions and hope for the bullying and mental health crises among youth.
His Heroes In Waiting non-profit was awarded a $500 donation from the Second Half Expo, to celebrate his selection as their inaugural Second Half Hero.
Loudermilk said more exciting changes are coming in 2024.
“We’re also doing some additional things leading up to the next expo,” he said. “We have what we call Coffee Talks. Those will be monthly starting in January where people can come and be a part of the 50+ community. There’s usually an inspirational and/or educational speaker along with a free continental breakfast and coffee.”
Loudermilk said the annual Expo includes an added bonus as participants can visit the National Cowboy & Western Heritage Museum at no extra charge on the day of the event.
“The other idea was to give the seniors an opportunity free that day, not only to attend the expo, but also to tour the museum,” he said. “Everybody that attends, they get a free ticket to the museum. The expo closes at 1 p.m. and then they can spend the rest of the day exploring the museum.”
Loudermilk said he didn’t know what to expect after putting on the initial Second Half Expo.
“I had no idea what to expect when we started. The first year was challenging and we had to postpone three times due to the pandemic. But our wonderful exhibitors stayed with us and fully supported our inaugural event, which was highly successful.”
Loudermilk credits God for giving him guidance for the Second Half Expo.
“I give the Lord credit for what He’s done through this,” Loudermilk said. “I’m extremely pleased with what He has brought about and the ongoing opportunities we have to encourage and serve our seniors in Oklahoma.”
For more information visit https://secondhalfexpo.com

Topics You Need to Discuss with Aging Parents

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Dear Savvy Senior, My siblings and I don’t know much about our elderly parent’s financial situation or their wishes if and when something happens to them. They are both in their mid-eighties. What’s the best way to handle this and what all should we know? Apprehensive Daughter

Dear Apprehensive,
Many adult children don’t know much about their elderly parent’s financial situation or end-of-life plans, but they need to. Getting up to speed on their finances, insurance policies, long-term care plans and other information is important because some day you might have to help them handle their financial affairs or care, or execute their estate plan after they die. Without this information, your job becomes much more difficult. Here are some tips that can help.
Have the Conversation
If you’re uncomfortable talking to your parents about this, use this column as a prompt or see https://theconversationproject.org/, which offers free guides that can help you kick-start these discussions.
It’s also a good idea to get all your siblings involved too. This can help you head off any possible hard feelings, plus, with others involved, your parents will know everyone is concerned.
When you talk with your parents, you’ll need to collect some information, find out where they keep key documents and how they want certain things handled when they die or if they become incapacitated. Here’s a checklist of areas to focus on.
PERSONAL INFORMATION: Contacts: Make a list of names and phone numbers of your parent’s doctors, lawyer, accountant, broker, tax preparer, insurance agent, etc. Medical information: Make a copy of their medical history and a list of medications they take. Personal documents: Find out where they keep their Social Security card, marriage license, military discharge papers, etc.
Secured places: Make a list of places they keep under lock and key such as safe deposit boxes, safe combination, security alarms, etc. Digital assets: Make a list of their digital assets – everything from social media accounts to online banking. It should include usernames and passwords. Pets: If they have a pet, what are their instructions for the animal’s care? End of life: What are their wishes for organ or body donation, and their funeral instructions? If they’ve made pre-arrangements with a funeral home, get a copy of the agreement.
LEGAL DOCUMENTS: Will: Do they have an updated will or trust, and where is it located? Power of attorney: Do they have a power of attorney document that names someone to handle their financial matters if they become incapacitated? Advance directives: Do they have a living will and a medical power of attorney that spells out their wishes regarding their end-of-life medical treatment? If they don’t have these documents prepared, now’s the time to make them.
FINANCIAL RECORDS: Financial accounts: Make a list of their bank accounts, brokerage and mutual fund accounts, and any other financial assets they have. Debts and liabilities: Make a list of any loans, leases or debts they have – mortgages owed, car loans, student loans, medical bills, credit card debts. Also, make a list of all credit and charge cards, including the card numbers and contact information. Company benefits: Make a list of any retirement plans, pensions or benefits from their former employers including the contact information of the benefits administrator. Insurance: Make a list of the insurance policies they have (life, long-term care, home, auto, Medicare, etc.) including the policy numbers, agents and phone numbers. Property: Make a list of the real estate, vehicles or other properties they own, rent or lease and where they keep the deeds, titles and loan or lease agreements. Taxes: Find out where they keep copies of past year’s tax returns.
You’re probably not going to get all this figured out in one gathering, so it’s important to keep the conversation going to ensure your parent’s wishes will be accurately executed.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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