Dear Recently,
I’m very sorry to hear about your uncle. The death of a loved of can bring about Whether or not you are required to file a federal income tax return this year will depend on how much you earned last year, as well as the source of the income, your age and filing status.
Here’s a rundown of this tax season’s IRS tax filing requirement thresholds.
For most people, this is pretty straightforward. If your 2022 gross income – which includes all taxable income, not counting your Social Security benefits, unless you are married and filing separately – was below the threshold for your filing status and age, you may not have to file. But if it’s over, you will.
* Single: $12,950 ($14,700 if you’re 65 or older by Jan. 1, 2022).
* Married filing jointly: $25,900 ($27,300 if you or your spouse is 65 or older; or $28,700 if you’re both over 65).
* Married filing separately: $5 at any age.
* Head of household: $19,400 ($21,150 if 65 or older).
* Qualifying widow(er) with dependent child: $25,900 ($27,300 if 65 or older).
To get a detailed breakdown on federal filing requirements, along with information on taxable and nontaxable income, call the IRS at 800-829-3676 and ask them to mail you a free copy of the “1040 and 1040-SR Instructions for Tax Year 2022,” or you can see it online at IRS.gov/pub/irs-pdf/i1040gi.pdf.
Check Here Too – Be aware that there are other financial situations that can require you to file a tax return, even if your gross income falls below the IRS filing requirements. For example, if you earned more than $400 from self-employment in 2022, owe any special taxes like an alternative minimum tax, or get premium tax credits because you, your spouse or a dependent is enrolled in a Health Insurance Marketplace plan, you’ll need to file.
You’ll also need to file if you’re receiving Social Security benefits, and one-half of your benefits plus your other gross income and any tax-exempt interest exceeds $25,000, or $32,000 if you’re married and filing jointly.
To figure all this out, the IRS offers an online tax tool that asks a series of questions that will help you determine if you’re required to file, or if you should file because you’re due a refund. It takes less than 15 minutes to complete.
You can access this tool at IRS.gov/Help/ITA – click on “Do I Need to File a Tax Return?” Or you can get assistance over the phone by calling the IRS helpline at 800-829-1040.
Check Your State – Even if you’re not required to file a federal tax return this year, don’t assume that you’re also excused from filing state income taxes. The rules for your state might be very different. Check with your state tax agency before concluding that you’re entirely in the clear. For links to state tax agencies see Taxadmin.org/state-tax-agencies.
Tax Preparation Help – If you find that you do need to file a tax return this year, you can free file through the IRS at IRS.gov/FreeFile if your 2022 adjusted gross income was below $73,000.
Or, if you need some help, contact the Tax Counseling for the Elderly (or TCE) program. Sponsored by the IRS, TCE provides free tax preparation and counseling to middle and low-income taxpayers, age 60 and older. Call 800-906-9887 or visit IRS.treasury.gov/freetaxprep to locate services near you.
You can also get tax preparation assistance through the AARP Foundation Tax-Aide service. Call 888-227-7669 or visit AARP.org/findtaxhelp for more information. You don’t have to be an AARP member to use this service.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

For physicians Mitch and Kristin Earley, every day is take your spouse to work day. In clinic, they often go by Dr. Mitch and Dr. Kristin to avoid any confusion among patients. He is enthusiastic about men’s health, and she loves women’s health. Together, they provide the whole range of expertise to their patients after recently joining Mercy Clinic Primary Care – Northwest Family in Oklahoma City.
The Earleys met in medical school at Des Moines University’s College of Osteopathic Medicine when Dr. Mitch was going into his third year and Dr. Kristin was entering her first year.
“Our family has taken care of a lot of other families over the years, which has been very rewarding,” said Dr. Mitch.
Combined, Dr. Mitch and Dr. Kristin have over 42 years of experience in medicine. Sometimes patients overlap, which provides a unique experience for those receiving care and their families. As patients grow, Dr. Mitch tends to treat more of the men and Dr. Kristin sees more of the women and children. (STORY CONTINUES BELOS)

“Family medicine is a great field because we have the privilege of caring for multiple generations of families,” said Dr. Kristin. “When you treat the whole family, you have a better understanding of your patients’ health, living and family situation. It completes the picture and allows us to provide personalized and informed support.”
Treating multiple generations of families has also led to some memorable moments. Dr. Mitch said, “I remember one of my patients gave me a hand-drawn picture, and as I tried to figure out what it was, I learned it was multiple generations of family members that either I or my wife had helped take care of in this little girl’s family, which was a fun thing to see.”
Both physicians appreciate providing general family medicine to any patient, regardless of age or gender. Preventive care is also an essential part of their treatment philosophies.
“I’ve wanted to be a physician for as long as I can remember. I was fascinated by how the body worked as a child, and as I pursued my education and career, it developed into an interest about how the whole person works,” said Dr. Kristin. “I want to create a partnership with my patients so we can better their quality of life together.”
In addition to general and men’s health, Dr. Mitch also provides sports medicine expertise to his patients.
“One aspect of family medicine that challenges me is figuring out a diagnosis and then determining the best course of action for a patient,” said Dr. Mitch. “I also really enjoy the diversity of patients that family practice provides. I can practice a variety of skills that helps improve a patient’s life.”
When they are not caring for patients, the Earleys enjoy sports, travel, music, cooking and trying new foods.
Schedule online with Dr. Mitch at https://www.mercy.net/doctor/mitchell-l-earley-do/ and with Dr. Kristin at https://www.mercy.net/doctor/kristin-frady-earley-do/.

Story by Bobby Anderson, RN, Staff Writer

The new year has brought a new round of hospital layoffs as healthcare systems nationwide deal with surging labor costs, shortages, and declining revenues.
Locally, the first two weeks of January saw layoffs from Integris Health as well as OU Health.
Integris announced it was cutting some 200 positions while OU announced an equal number of layoffs.
In a statement, OU health announced the layoffs would coincide with its planned restructuring.
“As part of the redesign, OU Health will move from a holding company to an operating company structure with duplicative services and positions being eliminated,” the statement read. “An estimated 200 positions will be reconfigured to the new structure, which integrates the organization into clinical business.”
Integris Health announced its reduction would be the result of a combination of cuts.
“Financial challenges are multifold, but some include a dramatic rise in expenses due to labor shortages and supply-chain disruptions, and significantly lower patient volumes compared to pre-pandemic days,” the statement read.
Integris laid off 140 positions and cut 60 vacant jobs, according to a spokeswoman.
The healthcare industry has suffered from nursing shortages and the winter’s omicron surge, forcing many organizations to turn to contract workers demanding higher rates.
The loss of Covid subsidies from the federal government also impacted the ability to keep up with rising labor costs.
Many systems find themselves in a counter-intuitive role of both cutting positions while trying to recruit and retain nurses.
OU Health announced its organizational redesign to complete the integration from its historic merger on July 1, 2021.
OU Health was created as the flagship comprehensive, integrated academic health system to improve the care and outcomes for all Oklahomans. As the state’s academic referral health system, OU Health plays the unique role of providing critical specialty services with access to advanced technology and expertise.
“OU Health needs to support and enhance the capabilities of the state’s vital rural and regional hospitals as the flagship academic referral center. All care that can remain in a community should remain local, but if the patient needs a higher level of care, OU Health is here to serve,” said OU Health President and CEO Richard Lofgren, M.D., MPH.
The organizational redesign and operational restructure will enable OU Health to improve efficiencies and grow its impact in the state and region as well as create a highly integrated, modern clinical platform, one that serves even more Oklahomans.
“In order to grow and adapt to industry changes, we need to perform in terms of the quality of our services, patient experience, and the efficiency and effectiveness of our processes,” Lofgren said. “Oklahoma needs the unique specialty and sub-specialty services we provide. We are positioned with dedicated physicians and staff to fully realize our special mission of clinical care, education, and research. We are committed to our role of continuing to improve the care and outcomes for the region and beyond.”
Both health systems are still actively hiring bedside nurses offering both recruitment and retention bonuses.

The start of a new year often brings thoughts of renewal, new goals, a fresh start. While planning for this year, if you want to make a difference think about volunteering as a Long-Term Care Ombudsman (LTCO). Many people volunteer during the holiday season, but volunteers are needed every day of the year and LTCO volunteers are in high demand. A LTCO volunteer can assist residents in Nursing Facilities, Assisted Living Facilities, Residential Care Facilities, and Intermediate Care Facilities for Individuals with Intellectual Disabilities. Volunteers make weekly visits to field resident complaints and help residents advocate for resolution for those complaints. If you are passionate about giving a voice to members of our most vulnerable population this is the opportunity you’ve been waiting for.
If a weekly commitment doesn’t fit in your schedule, consider contacting a facility near you and ask how you can support residents. Facilities can be located by searching online at https://www.medicare.gov/. There are many opportunities to help make a difference in Long-Term Care communities. If you are motivated by helping others, make the call today.
If you have a loved one in a Long-Term Care facility and have any questions regarding care or concerns you may have, you can contact an Ombudsman to assist you.
Areawide Aging Agency’s Long-Term Care Ombudsman Program advocates for the needs of residents in LTC facilities serving Canadian, Cleveland, Logan, and Oklahoma Counties. You may contact us at (405)942-8500 and ask to speak with an Ombudsman, visit our website at https://www.areawideaging.org/ or find us on Facebook.

New general admission prices effective Thursday, February 9, 2023. With more than 1,000 animals to see, immersive habitats and memorable experiences, OKC Zoo remains top destination at best-value among state attractions.

On Tuesday, January 17, 2023, Oklahoma City Council members approved price adjustments to general admission prices for the Oklahoma City Zoo and Botanical Garden. Beginning Thursday, February 9, general adult admission will increase from $12 to $16, and admission for children ages 3 to 11 and seniors 65+ will increase from $9 to $13. Children two and under receive free entry into the Zoo. City Council also approved adjusted admission prices for student field trips which will be decreasing from $6.15 to $6 per student 3 to 11 and from $9.25 to $9 for students 12+. Educators wishing to make a reservation for a field trip can do so online at:
https://www.okczoo.org/self-guided-field-trips.
The Zoo’s last admission increase took effect February 2020.
ZOOfriends’ memberships will also be increasing effective February 9, 2023. Zoo fans are encouraged to join now and purchase memberships at our current prices. All ZOOfriends memberships are good for one year from date of purchase with the same incredible benefits including unlimited Zoo visits for a year and additional discounts. By purchasing a membership, you are also supporting the OKC Zoo, its growing animal family, conservation efforts and expansion including the awaited opening of Expedition Africa this summer! Purchase ZOOfriends memberships online at:
https://www.okczoo.org/membership.
The Oklahoma City Zoo is in its winter hours and open Thursday through Monday from 9 a.m. to 5 p.m. with the last entry at 4 p.m., and closed to the public on Tuesdays and Wednesdays through February 8, 2023. Purchase advance Zoo admission tickets at okczoo.org/tickets and avoid the entry lines. Located at the crossroads of I-44 and I-35, the OKC Zoo is a proud member of the Association of Zoos and Aquariums, the American Alliance of Museums, Oklahoma City’s Adventure District and an Adventure Road partner. Regular daytime admission is $12 for adults and $9 for children ages 3-11 and seniors ages 65 and over. Children two and under are admitted free. Stay connected with the Zoo on Facebook, Twitter, Instagram, Linktree and TikTok, and by visiting our blog stories. Zoo fans can support the OKC Zoo by becoming a ZOOfriends member. Starting at $45, memberships can be purchased at www.okczoo.org/membership and provide access to the OKC Zoo for an entire year plus, additional benefits and discounts. To learn more about Zoo happenings, call (405) 424-3344 or visit https://www.okczoo.org/.

Story by Darl Devault, Contributing Editor

Seniors seeking affordable books and audiobooks can shop at the largest used book sale west of the Mississippi—the annual free two-day 43rd Friends of the Metro Library Booksale 2023. Thousands of book lovers will line up early Saturday, February 25 and Sunday, February 26, well before the 9 a.m. opening in the Oklahoma Expo Hall at the Oklahoma City State Fairgrounds. The sale closes at 5:30 p.m. each day.
“This event is such a great opportunity for folks to build a personal library and support the public library,” said Heather Zeoli, Metro Library System director of development.
Providing a diverse selection of paperback and hardcover books, CDs, DVDs, magazines and more for every demographic of customers this year, the sale’s theme is “Books Bring Us Together.” The books and much more feature a wide range of subjects—including fiction, nonfiction, cookbooks, biographies, medical, westerns, romance, children’s, encyclopedias, reference and foreign language books. Thousands of big print books printed are offered with larger point-size fonts to make it easier to read if you have weak eyesight, along with thousands of audiobooks.
In the General Area, hardback books are two dollars, paperbacks are one dollar (children’s paperbacks are 50 cents), and magazines are 3 for a dollar. Price lists for items in the general section are available online at supportmls.org/fol/booksale. Collectors go for the Items in the Better Books Room, which vary in price, mostly under $5.
The sale raises money to support the Metropolitan Library System In its 42-year run, the Friends have given more than $5 million in grants to the system. (STORY CONTINUES BELOW)

All of this is the product of the tireless efforts of hundreds of volunteers each year. “The volunteer connection lasts through the whole year – we hope everyone will come and join us for new friends and new books,” Zeoli said. Volunteering can provide seniors with a sense of purpose and fulfillment, an opportunity to socialize and connect with others, and positively impact their mental and physical health. It is a great opportunity for seniors to stay active and engaged with the community and contribute to positively impacting their peers’ lives.
With 800,000 books available, the sale becomes the largest bookstore in Oklahoma. Selective shoppers are advised to volunteer or join the nonprofit to ensure the best possible purchasing opportunity. Volunteers helping this year will be treated to the best possible selection opportunity available by having access to the sale on Thursday for a special volunteers-only session. Volunteer shifts are still open, as the group needs your help, so please visit supportmls.org/volunteer.
All volunteers receive a free T-shirt, service hours, and the chance to purchase items before the members’ sale. Volunteers are also welcome to shop on Sunday night and take materials for free. “Love of books and reading inspired my volunteering with the Friends of the Library,” Valerie Hernandez said. “Making sure others have the opportunity to select from all these books is why I help at both the sort site and the sale.”
Customers shop for many reasons. Some try to select bestsellers, classics, collectibles and research books needed for school. Others seek to complete personal libraries in certain subjects, while parents strive to enhance their children’s reading exposure.
Those who become members for $15 ahead of time can shop a Presale from 1 – 7 p.m. on Friday, Feb. 24. Held the day before the sale goes public, members are invited to first access. Children 11 and under accompanied by an adult are free. Those wishing to join the Friends may purchase memberships online until noon on February 23 by visiting supportmls.org/fol/membership. No memberships will be sold at the sale.
The sale is well established on the literary sale calendar for customers from all over Oklahoma, surrounding states and the region. The multi-day event attracts more than 10,000 book shoppers. Each year, a quick parking lot survey shows many customers are from out of state, coming to Oklahoma for the vast selection. In some ways, the diverse selection offered represents a snapshot of high-quality current American publishing with the bonus that everything is available for affordable purchase.
The Friends offer a year-round Amazon store to access their selection at Amazon.com. They also provide ‘Buy the Box’ sales where volunteers package and seal books by genre – buy a box of romance, mystery or children’s books – and enjoy the surprises inside.
The shopping is so robust at the sale volunteers offer a dozen checkout points in each section. And yet, so many customers arrive early a line forms for the first few hours each day.
The shopping is intense, almost competitive, as this is a once-a-year opportunity. Customers quickly buy the best music or audio CDs, gaming systems and video games, eReaders, DVDs and vinyl records. Organizers ask shoppers to refrain from bringing wheeled carts so everyone can quickly move among the sections of tables laden with thousands of books. Tables include a broad cross-section of interest, including books by Oklahoma authors—to books about Oklahoma.
Some year’s special sections offer brand new books donated when bookstores and Oklahoma publishing houses use their donations to balance their inventory.
Many business and industry concerns are well represented when entities going out of business donate their libraries. Retiring attorneys and doctors donate to provide shoppers the chance to buy current-within-four-years law textbooks or books of law statutes and medical textbooks or medical journals at a steep discount.
On Sunday night from 6 – 8, educators and nonprofits are invited to visit the sale and take home any leftover items for free. For more information and registration, please visit https://supportmls.org/npt/.

Again, volunteer shifts are still open, as the group is looking for help. To volunteer for the Booksale, visit https://supportmls.org/fol/volunteering/.

Three Oklahoma hospital administrators were recently elected to the Oklahoma Hospital Association (OHA) board of directors for the 2023-2025 term.
Elected to at-large positions are Richard Lofgren, MD, chief executive officer, OU Health; Tim Pehrson, president and CEO, INTEGRIS Health; and Krista Roberts, chief executive officer, St. Mary’s Regional Medical Center, Enid.
Tammy Powell, president, SSM Health St. Anthony Hospital – Oklahoma City, enters her second year as chair of the board. Others serving on the board’s executive committee are Denise Webber, chair-elect, president/CEO, Stillwater Medical Center; Jay Johnson, immediate past chair, president/CEO, DRH Health, Duncan; and Daryle Voss, at-large executive committee member and southeast region chair, president and CEO, Mercy Hospital Ardmore. (STORY CONTINUES BELOW)

Continuing their terms as regional chairs on the OHA board are Kandice Allen, northwest region chair, CEO, Share Medical Center, Alva; Jim Gebhart, Oklahoma City region chair, community president, Mercy; Jonas Rabel, northeast region chair, chief hospital executive, INTEGRIS Miami and Grove hospitals; Michael McBride, Tulsa region chair, regional president and chief operating officer, Ascension St. John Medical Center, Tulsa; and Brent Smith, southwest region chairman, Comanche County Memorial Hospital, Lawton.
Continuing as at-large members are Charles Grim, secretary of health, Chickasaw Nation Department of Health, Ada; Richie Splitt, president and CEO, Norman Regional Health System; and Bennett Geister, CEO, Hillcrest Hospital South, Tulsa.
Corey Lively, CEO, Great Plains Regional Medical Center, serves as the American Hospital Association delegate to the OHA board; and Steven Crawford, MD, chair of the department of family and preventive medicine, OU College of Medicine, serves as the physician member.

If your organization is having an upcoming event, let us know. Email the information to news@okveterannews.com

Bella Rose is a 5-year-old therapy pet for INTEGRIS Health Southwest Medical Center and Terry Wulff is her handler. Bella has a very unique skill. She is trained to tuck her tail between her legs while visiting patients in the hospital to keep her wagging tail from hitting medical cords.
INTEGRIS Health has a total of 34 therapy animals walking the halls of our hospitals statewide. They are an integral part of our team, lifting spirits and providing comfort wherever they go.
For more information about volunteer opportunities at INTEGRIS Health visit: https://integrisok.com/volunteer

By Oklahoma Insurance Commissioner Glen Mulready

You’ve just purchased a beautiful, expensive piece of jewelry that you want to protect if lost, damaged or stolen. So, you ask your insurance agent to add a condition to your home insurance policy. As a small business owner, you make an addition to your insurance policy that would exclude or eliminate coverage for your company’s particular type of risk. These examples require changing your current, existing insurance policy; you can do that with an endorsement. An endorsement, also known as a rider, adds, deletes, excludes or changes insurance coverage to increase coverage by way of an endorsement/rider. The endorsement/rider takes precedence over the standard limits of coverage over the original agreement or policy.
TOP CONSIDERATIONS
How an insurance endorsement/rider works. An insurance endorsement/rider is an amendment to an existing insurance contract that changes the original policy’s terms. An endorsement/rider can be issued at the time of purchase, mid-term or at renewal time. An endorsement may affect insurance premiums, and premiums may change as a result.
You can have an endorsement/rider on your homeowners and renter’s policy, life insurance, and auto insurance policies. Endorsements/riders may include adding or deleting people and locations to your current insurance policy. Endorsements/riders are important because they address issues or items not included in the original contract or policy.
* Additional Coverage – An endorsement that adds or includes coverage that would otherwise be excluded.
* Exclusions – Some endorsements exclude coverage for certain types of claims.
* Modification of Coverage – An endorsement can expand the scope of existing coverage.
WHAT YOU SHOULD KNOW – Be informed of any insurance policy changes. An endorsement can vary depending on the insurance company and the type of insurance to which the endorsement applies. If you receive a document stating there is an endorsement to your policy, be sure to compare it to your original policy, and talk with your insurance agent or representative about the changes to make sure you understand them.
Educate yourself on how an endorsement can protect your belongings. If you have expensive jewelry, like a diamond engagement ring or vintage necklace, you might want to consider an endorsement/rider. It will take over and protect these items, where a traditional home insurance policy might end. Other things worthy of an endorsement/rider may include antiques, fine art, and priceless stamp or coin collections, to name a few.
For instance, many home insurance policies exclude coverage for mold or sump pump overflow. An endorsement to your insurance policy could give you that added protection. Many home insurance policies exclude coverage for mold or sump pump overflow. An endorsement to your insurance policy could give you that added protection.
An optional endorsement that protects the rebuild cost of your home is an inflation guard endorsement. These endorsements are common and automatically increase the amount of insurance on your home by a certain percentage each year to account for the disparity caused by inflation.
THREE THINGS TO REMEMBER – An endorsement/rider alters the policy and becomes part of your legal insurance contract.
Always keep a copy of the endorsement and the change notice that accompanies the endorsement along with your copy of the original policy since it remains in force until the contract expires.
Endorsements can reduce or increase your policy premium.
For more information, please contact the Oklahoma Insurance Department at 1-800-522-0071 or visit our website at: https://www.oid.ok.gov/.