How many daily steps do we really need for optimum health? Ten thousand steps seems to be the gold standard in most of what we read to keep diabetes and high blood pressure (as well as several other conditions) at bay. And how do we keep track of all our steps?
Before you decide on a target number of steps per day, call your medical provider and ask how many you should be doing. You might learn that with an otherwise active, healthy life, several thousand steps per day might be enough, rather than the whole 10,000.
How to count those steps is the tricky part. I have several of those little clip-on step counters, and unfortunately, they all come up with different results. I have no way of knowing which are accurate.
There is a popular tracker called Fitbit, a fancy step counter that looks like a watch. Each model has pros and cons, per thousands of online reviews. Some do more than just count steps; they also keep tabs on your location with GPS, your pace and how far you’ve walked, your sleep profile, your heart rate and your stress level. They can be pricey, especially if you want to unlock all the features and sign up for Fitbit Premium to see all your data on the dashboard.
Your best bet is to Google “best step counters for seniors” and wade through a few dozen choices. You’ll find Apple Watch, 3DTriSport Walking 3D Pedometer, Garmin Vivofit 4 activity tracker and so many more. If you have a subscription to Consumer Reports, check their reviews on activity trackers for seniors.
Before you opt for an expensive tracker, visit a store where they are sold and try them out. A watch font might be too tiny to read, or a clip-on might not stay clipped on.
Bonus: Several Medicare Advantage plans provide either free or reduced-cost Fitbit devices.

Dear Savvy Senior, Does Medicare cover any weight-loss treatments for overweight retirees? I just turned 65 and need to lose about 100 pounds and would like to know if Medicare can help. Overweight Owen 

Dear Owen,
Yes, traditional Medicare does indeed cover some weight-loss treatments like counseling and certain types of surgery for overweight beneficiaries, but unfortunately it doesn’t cover weight-loss programs or medications. Here’s what you should know.
Who’s Eligible
For beneficiaries to receive available Medicare-covered weight-loss treatments your body mass index (BMI), which is an estimate of your body fat based on your height and weight, must be 30 or higher.
A BMI of 30 or above is considered obese and increases your risk for many health conditions, such as some cancers, coronary heart disease, type 2 diabetes, stroke and sleep apnea. To find out your BMI, the National Institutes of Health has a free calculator that you can access online at nhlbi.nih.gov/health/educational/lose_wt/BMI/bmicalc.htm.
What’s Covered
If you find that your BMI is 30 or higher, Medicare Part B will cover up to 12 months of weight-loss counseling conducted by a medical professional in a primary care setting (like a doctor’s office).
Most counseling sessions entail an initial obesity screening, a dietary assessment and behavioral therapy designed to help you lose weight by focusing on diet and exercise.
Medicare also covers certain types of bariatric and metabolic surgery for morbidly obese beneficiaries who have a BMI of 35 or above and have at least one underlying obesity-related health condition, such as diabetes or heart disease. You must also show that you’ve tried to lose weight in the past through dieting or exercise and have been unsuccessful.
These procedures make changes to your digestive system to help you lose weight and improve the health of your metabolism.
Some common bariatric surgical procedures covered include Roux-en-Y gastric bypass surgery, which reduces the stomach to a small pouch that makes you feel full even following small meals. And laparoscopic adjustable gastric banding, which inserts an inflatable band that creates a gastric pouch encircling the top of the stomach.
What’s Not Covered
Unfortunately, original Medicare does not cover weight-loss programs such as fitness or gym memberships, meal delivery services, or popular weight-loss programs such as Jenny Craig, Noom and WW (formerly Weight Watchers).
Medicare also does not cover any weight-loss drugs, but it does cover FDA approved diabetes drugs that have unintentionally become very popular for weight loss.
Medicare Part D plans cover Ozempic and Mounjaro for diabetes only, not for weight loss! So, your doctor will need to prescribe these medications for diabetes in order to get them covered.
Medicare also does not cover Wegovy or Zepbound because they’re approved only for weight loss.
The reason behind the weight-loss drug omission is the Medicare Modernization Act, which specifically excluded them back when the law was written 20 years ago. They also excluded drugs used for cosmetic purposes, fertility, hair growth and erectile dysfunction.
Medicare Advantage
If you happen to be enrolled in a private Medicare Advantage plan, you may have coverage for gym memberships and some weight loss and healthy food delivery programs. These are considered expanded supplemental benefits and have gradually been added to some plans to provide coverage for nutrition, health and wellness. Contact your plan to see what it provides.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit https://savvysenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Last year began as I was sworn into my second and last term as your Oklahoma Insurance Commissioner. I am always grateful for your continued trust and the unique opportunity it is to serve my fellow Oklahomans. Last year was also an eventful year from an insurance standpoint. From severe weather to changes in the insurance market, the Oklahoma Insurance Department (OID) was here with you through all of it. I want to highlight some of our work from 2023 and discuss what’s in store for this year.
We were here to help.
As we state in our vision, OID’s top priority is to protect Oklahoma consumers. Last year, our Consumer Assistance division assisted with 13,157 phone calls and 2,784 complaints, resulting in 327 external reviews and $8,295,011 recovered for consumers. Our Anti-Fraud division also assisted with 1,414 complaints. With the Life Insurance Policy Locator, we matched Oklahoma beneficiaries with $49 million in life insurance benefits…that they didn’t know they had! Additionally, through all the winter weather, wildfires, hail and tornadoes, we were ready to provide assistance and answer your insurance questions. We help Oklahomans in their time of need, and I want to reiterate that if you need assistance or would like to file a complaint, please contact us at 800-522-0071 or visit oid.ok.gov.
We met with those we serve.
My team and I love getting out in the communities we serve and meeting consumers and insurance industry professionals. We arranged Coffee with the Commissioner and attended Mix and Mingle events across the state, where we met with chambers of commerce, licensed agents, Rotary Club chapters and other organizations to learn ways we can better serve the community. In September, we set up a booth at the Oklahoma State Fair to inform thousands of consumers about our services while having fun in the process. In addition to these events, our Medicare Assistance Program (MAP) was active, giving 303 community presentations and engaging in 19,254 one-on-one client contacts, leading to 27,164 people reached. If you’d like to host an event with us, visit http://www.oid.ok.gov/speaker or call our office at 800-522-0071.
We informed and advocated for Oklahomans.
In 2023, we looked for new ways to reach consumers and licensed producers. We launched campaigns like Here to Help, Ask OID and Winter Weather to give guidance on what Oklahomans should know about insurance. We brought you 13 new episodes of the Mulready Minutes podcast, where we featured informative guests to share perspectives and information on topics such as Medicare Open Enrollment, captive insurance and the different divisions at OID. Our team also produced six episodes of the Medicare Monday webinar, and we hosted our first Insurance Day, where we connected with 125 industry professionals on issues affecting the insurance industry in Oklahoma and across the country. As a reminder, you can keep up with the latest news and events with us by following us on social media and subscribing to email news updates at https://oid.ok.gov/subscribe.
We’re looking forward to 2024.
Before looking ahead, I’d like to thank the OID team, who are dedicated state employees who make all of this possible. We expect 2024 to come with unique challenges and opportunities, but our commitment to serving Oklahomans will not change. We will keep you informed by bringing you new podcast episodes, webinars, campaigns and events in your own community. Check out our 2023 Annual Report for more information on all the work we do at OID. Here’s to a successful 2024!

PONCA CITY, Okla. — On Wednesday, February 14, the Pioneer Woman Museum and Statue will open its doors for a Valentine’s Day couples night from 7-9 p.m.
This date night experience will allow couples to tour the museum’s galleries while listening to romantic music and partaking in drinks, hor d’oeuvres and sweet Valentine’s treats. After viewing the galleries, guests can shop with a 10% discount on all items in the gift shop, excluding consignment items.
The event costs $15 per person, and reservations are required. This is restricted to couples only.
The Pioneer Woman Museum is located at 701 Monument Rd. in Ponca City. For more information, please call 580-765-6108 or visit their website, https://www.pioneerwomanmuseum.com/.
The Pioneer Woman Museum and Statue is a division of the Oklahoma Historical Society. The mission of the Oklahoma Historical Society is to collect, preserve and share the history and culture of the state of Oklahoma and its people. Founded in 1893 by members of the Territorial Press Association, the OHS maintains museums, historic sites and affiliates across the state. Through its research archives, exhibits, educational programs and publications the OHS chronicles the rich history of Oklahoma. For more information about the OHS, please visit https://www.okhistory.org/.

Mess Attendant 1st Class Ralph Boudreaux, born in New Orleans, Louisiana September 14th, 1941, who died during the Dec. 7 attack on Pearl Harbor, will be buried on Jan. 29 at 11:30 a.m., in the Southeast Louisiana Veterans Cemetery, Slidell, LA.
Mess Attendant 1st Class (Matt1c) Ralph Boudreaux’s duties included responsibility for the feeding and serving of officers. The Messman Branch was a racially segregated part of the U.S. Navy. The branch was composed almost exclusively of African-Americans recruited in the U.S., as well as Filipino, Chinese and other foreign nationals recruited overseas. This attracted criticism from civil rights leaders, and some steps were taken throughout the war.
Promotions include Mess Attendant 3rd Class upon enlistment, Mess Attendant 2nd Class 02/16/1941 and Mess Attendant 1st Class.
Awards and Decorations include the Purple Heart Medal, Combat Action Ribbon, American Defense Service Medal (Fleet Clasp), Asiatic-Pacific Campaign Medal (Bronze Star) and World War II Victory Medal.
Duty Stations: USS Oklahoma (BB 37): 02/17/1940, Naval Training Station Norfolk, VA: 11/27/1939.