Photography and Text by Terry “Travels with Terry” Zinn [email protected]

Allied Arts announces that their 2019 fundraising event, ARTini, will take place on April 12, 2019 at Science Museum Oklahoma from 7 P.M. to 11 P.M. ARTini is one of the year’s most popular fundraising events, bringing together local restaurants, entertainment and artists for a night of fun for a good cause. This year’s event, STAR-tini, will present a galaxy theme—from décor and lighting to entertainment and cocktails—and guests are invited to dress the part.
Having attended and exhibited at several previous ARTini events, I can vouch that this event combines Original Art from abstract to realism for purchase, sampling of fine restaurants’ finger food offerings, and imaginative sips of original and fanciful Martinis made and offered by a number of local venues. The congenial gathering is accented by patrons eager for a good time and to see and be seen by friends of art conscious guests. Music entertainment is usually a staple and there are always surprises such as one year; live mannequins, which were a delightful photographic attraction. Good natured selfies and group photos are encouraged.
Event proceeds benefit Allied Arts and the local nonprofit arts organizations it supports. Each year, Allied Arts contributes to more than 40 organizations that collectively impact more than a million individuals. Allied Arts grantees have programming in all 77 Oklahoma counties—working to ensure that the arts are accessible to everyone from all walks of life.
As a United Arts Fund, Allied Arts works to broaden support for the arts by raising financial support for cultural organizations, encouraging participation and attendance, advocating for arts education and promoting excellence in the arts and arts management. Since its founding in 1971, the organization has raised more than $67 million to advance the arts in central Oklahoma.
ARTini is presented by Catalyst, Allied Arts’ emerging professionals group. Joining Catalyst requires an annual donation to Allied Arts of $300 for a single membership or $500 for a couple. Membership includes ticket(s) to ARTini, as well as networking, learning and volunteer opportunities throughout the year.
Allied Arts contributes to approximately 40 organizations annually. Member agencies include: Ambassadors’ Concert Choir, Arts Council Oklahoma City, Carpenter Square Theatre, Lyric Theatre of Oklahoma and Thelma Gaylord Academy, Mabee-Gerrer Museum of Art, also Oklahoma City Ballet, Oklahoma City Museum of Art, Oklahoma City Philharmonic, Oklahoma Contemporary Arts Center, Oklahoma Shakespeare in the Park, Oklahoma Visual Arts Coalition (OVAC), Prairie Dance Theatre, Red Earth, Inc., Science Museum Oklahoma and The Sooner Theatre among others.
More than 800 guests are expected to enjoy a sampling of martinis from several Oklahoma City restaurants and partake in one of the largest silent art auctions in the region – featuring work from around 100 local artists. ARTini tickets are $100 and must be purchased in advance. Tickets will go on sale shortly, and sponsors, artists, and restaurants will soon be available. You must be at least 21 and display a valid ID to to enter the event.
For more information, about ARTini or Catalyst, contact Allied Arts at 405-278-8944 or visit alliedartsokc.com.

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
http://realtraveladventures.com/author/zinn

by Bobby Anderson, Staff Writer

An open wound that just won’t heal can be a matter of life and limb.
Traci Davis, RN, is the director of wound care and hyperbarics at Summit Wound Care in Edmond and says seniors need to know when to seek care for a problem that can quickly get out of hand.
Davis says an open wound that hasn’t gotten at least 50 percent better in four weeks is indicated for advanced wound care.
“But, if you can get in sooner rather than later that’s always the best approach,” Davis said. “That way we can do any cultures or x-rays. Especially, diabetics if they are doing their weekly checks and notice they have a small opening that would be an indication to come in … to prevent it getting into a deeper, diabetic foot ulcer.”
What to know
According to the American Podiatric Medical Association, a diabetic foot ulcer is an open sore or wound that occurs in approximately 15 percent of patients with diabetes and is commonly located on the bottom of the foot. Of those who develop a foot ulcer, six percent will be hospitalized due to infection or other ulcer-related complication.
Diabetes is the leading cause of non-traumatic lower extremity amputations in the United States, and approximately 14-24 percent of patients with diabetes who develop a foot ulcer will require an amputation. Foot ulceration precedes 85 percent of diabetes-related amputations. Research has shown, however, that development of a foot ulcer is preventable.
Anyone who has diabetes can develop a foot ulcer. Native Americans, African Americans, Hispanics, and older men are more likely to develop ulcers. People who use insulin are at higher risk of developing a foot ulcer, as are patients with diabetes-related kidney, eye, and heart disease. Being overweight and using alcohol and tobacco also play a role in the development of foot ulcers.
Ulcers form due to a combination of factors, such as lack of feeling in the foot, poor circulation, foot deformities, irritation (such as friction or pressure), and trauma, as well as duration of diabetes. Patients who have diabetes for many years can develop neuropathy, a reduced or complete lack of ability to feel pain in the feet due to nerve damage caused by elevated blood glucose levels over time.
Vascular disease can complicate a foot ulcer, reducing the body’s ability to heal and increasing the risk for an infection. Elevations in blood glucose can reduce the body’s ability to fight off a potential infection and also slow healing.
Often times, wound patients have issues with arterial or venous disease.
“We see them every week so we tend to recognize changes,” Davis said. “As a whole, Dr. (William G.) Morgan III and ourselves we look at every system in the body and make sure everything is working together because if everything isn’t working together it makes for difficult wound healing.”
The holistic approach is one Dr. Morgan adopted long ago. Where some see wounds, Dr. Morgan sees much more.
“It’s all connected,” Dr. Morgan explained. “It’s not that we’re treating a wound, we’re treating a person that has a wound. All these things we deal with are connected.
“One of the rules about about wound care is that every wound is a window to an underlying problem.”
“That’s a rule with no exceptions.”
And if left unchecked, those wounds can lead to life-altering amputations.
“It’s extremely dangerous because diabetic foot ulcers very quickly get infected and can get staph infections very easily,” Davis said.
Lower-limb amputations may be rising after decades of decline, according to new data published in Diabetes Care, the journal of the American Diabetes Association.
After years of decline, the rate of amputations jumped by 50 percent between 2009 and 2015.
Oklahoma ranks No. 8 in the country in the number of individuals living with diabetes.
Davis has worked with Summit’s patients for the last eight years. She says it’s like family.
“The patients, Dr. Morgan and the relationships we have here,” Davis said of why she stays. “We are a little bit different in that we are more family-oriented, take care of each other and try to take care of our patients holistically and try to be advocates for them in other areas of their health care and get them to the right places they need to go.”
Patients are able to self refer to the clinic.

The Retired and Senior Volunteer Program of Central Oklahoma (RSVP), a nonprofit organization that enriches the lives of senior adults through community volunteer opportunities and the Provide-A-Ride Senior Transportation Program, recently announced its 2019 Advisory Council members.
RSVP Advisory Council members are: Debbie Evers, community volunteer; Jamie Jeter, retired, Tinker Air Force Base; Wanda Patrick, retired, Hank Martin, CPA; Sheryl Presley, TRIAD coordinator, Oklahoma City Police Department; Kimberly Sanders, retired, Focus Oil & Gas; Paul Sanders, retired, All-American Bottling Corporation; and David Smith, retired, Oklahoma Tax Commission.
RSVP’s advisory council helps to enhance the nonprofit’s recruitment, retention, and recognition of volunteers.

The new INTEGRIS Moore Community Hospital, which brings a transformative concept of health care to Central Oklahoma, is officially open and accepting patients.
A Grand Opening ribbon-cutting event was held Feb. 26 to introduce the new hospital, at 1401 SW 34th St. in Moore. Speakers included Glenn Lewis, mayor of Moore, Kathy Gillette, president and CEO of the Moore Chamber of Commerce, Jamie Crow, membership director of the South Oklahoma City Chamber of Commerce and State Senator Darrell Weaver.
The 60,685 square-foot INTEGRIS Moore Community Hospital, which opens to the public today (Feb. 27), is part of a major initiative in which INTEGRIS will, in 2019, open four new community hospitals – small-format facilities also known as micro-hospitals or neighborhood hospitals – in the Oklahoma City metropolitan area.
The INTEGRIS Community Hospital at Council Crossing, 9417 N. Council Road., opened Feb. 6. The INTEGRIS Del City Community Hospital at 4801 SE 15th St., is scheduled to open March 6, and the INTEGRIS OKC West Community Hospital at 300 S. Rockwell Ave., will open in May.
As part of its expansion initiative, INTEGRIS, the state’s largest nonprofit health care system, entered into a joint venture partnership with Emerus, the nation’s first and largest operator of micro-hospitals hospitals, to build and manage the facilities.
“Each new community hospital is an innovative way to create more access points for people who are seeking care,” said Timothy Pehrson, president and chief executive officer at INTEGRIS. “We think the citizens of Moore will find this facility to be more convenient, more affordable and if they need higher levels of care, they’ll be connected to all the great things people have come to expect from INTEGRIS.”
Emerus Chief Executive Officer Craig Goguen said the company is honored to partner with INTEGRIS, an award-winning, highly respected health system brand, as it expands its footprint throughout central Oklahoma. “Our transformative concept of health care allows great health systems like INTEGRIS to expand its reach into the community to provide a variety of patient services that are fast, convenient and economical.”
These new community hospitals will serve a variety of patient needs including emergency medical care, inpatient care and other comprehensive health services. While the ancillary services vary, each community hospital has a set of core services including the emergency department, pharmacy, lab and imaging.
The rest of the services depend on the needs of the community, but common examples include primary care, dietary services, women’s services and low-acuity outpatient surgeries. The community hospitals offer:
* Health system integration — allowing for care coordination, consultation and seamless transition across the care continuum
* Fully licensed as a hospital and subject to all hospital conditions of participation and regulatory requirements
* Emergency-trained physicians and outpatient ambulatory clinical services on site — ensuring patients receive the highest quality care, when they need it
* Inpatient bed capacity — allowing patients to stay closer to home when lower level admissions/recoveries are needed
* All patients accepted without regard to insurance or ability to pay, including Medicare, Medicaid and Tricare
* Community-based hospitals open 24 hours a day, seven days a week – offering ease of access to our patients

By Ron Hendricks

Dementia could be reduced if everyone with hearing loss would seek treatment. Dr. Pam Matthews, Oklahoma City Audiologist, explained to the Monday meeting of Central Oklahoma Chapter of Hearing Loss Association of America (COC HLAA) how hearing loss and decreased brain functions are connected. If the brain does not receive signals from the ear, it must work harder to fill in the blank spaces to the detriment of other brain functions — bringing on cognitive disorders. An early visit to the audiologist at first sign of hearing loss, could help prevent Dementia.
Pam discussed how a new hearing aid wearer reported good hearing in the low registers, but had lost over 50% in the upper ranges. New hearing aids allowed the wearer to once again hear high pitched sounds like children’s laughter, the squeak of a door hinge, or the tinkling of running water. It is encouraging to know that a visit to the audiologist could help combat potential loss of brain activity. A hearing test is the best way to know for sure if you have hearing loss.
Do you have hearing loss? Hear a few of the most common symptoms according to the National HLAA: Do you:
* Ask people to repeat what they say * Have trouble following the conversation in groups * Think others are mumbling * Frequently turn up the volume on the TV or car radio * Have difficulty on the phone * Oversleep because you didn’t hear your alarm clock * Have difficulty hearing or understanding speech at the movies * Avoid going to noisy parties and restaurants
Hearing tests are easy and available online and at many locations here in the OKC metro. In many cases, the initial screening is free. See any of the fine Audiologists here in the Oklahoma City area for more information.

COC HLAA has served Oklahoma’s hearing loss population for 27 years and is going strong for 2019. Two informational and educational meetings are held monthly and both are open to the public and are free. Meetings are captioned and are a safe and friendly place if you have hearing loss or love someone with hearing loss. Again, this year we will give two scholarships of $1,000 each to students heading for higher education this fall. We are actively involved in making Oklahoma City more accessible to those with hearing loss thru our LOOP OKC drive — getting hearing Loops installed in public facilities. And for over 20 years the Hearing Helpers Room has encouraged Oklahomans to live well with hearing loss; open Monday – Friday, 10-3, at 5100 N Brookline, Suite 100. Stop by to try a device in person or check one out for a free trial at home. We have over 100 assistive hearing devices on hand. Volunteers have ordering information and are available to answers any questions. For more information visit the website at WWW:OKCHearingLoss.org

By Jose M Olivero, Social Security Public Affairs in Oklahoma City

If you have higher income, the law requires an upward adjustment to your monthly Medicare Part B (medical insurance) and Medicare prescription drug coverage premiums. But, if your income has gone down, you may use form SSA-44 to request a reduction in your Medicare income-related monthly adjustment amount.
Medicare Part B helps pay for your doctors’ services and outpatient care. It also covers other medical services, such as physical and occupational therapy, and some home health care. For most beneficiaries, the government pays a substantial portion — about 75 percent — of the Part B premium, and the beneficiary pays the remaining 25 percent.
If you’re a higher-income beneficiary, you’ll pay a larger percentage of the total cost of Medicare Part B, based on the income you report to the Internal Revenue Service (IRS). You’ll pay monthly Part B premiums equal to 35, 50, 65, 80, or 85 percent of the total cost, depending on the income you report to the IRS.
Medicare Part D prescription drug coverage helps pay for your prescription drugs. For most beneficiaries, the government pays a major portion of the total costs for this coverage, and the beneficiary pays the rest. Prescription drug plan costs vary depending on the plan, and whether you get Extra Help with your portion of the Medicare prescription drug coverage costs.
If you’re a higher-income beneficiary with Medicare prescription drug coverage, you’ll pay monthly premiums plus an additional amount, which is also based on the income you report to the IRS. Because individual plan premiums vary, the law specifies that the amount is determined using a base premium. Social Security ties the additional amount you pay to the base beneficiary premium, not your own premium amount. If you’re a higher-income beneficiary, we deduct this amount from your monthly Social Security payments regardless of how you usually pay your monthly prescription plan premiums. If the amount is greater than your monthly payment from Social Security, or you don’t get monthly payments, you’ll get a separate bill from another federal agency, such as the Centers for Medicare & Medicaid Services or the Railroad Retirement Board.
You can find Form SSA-44 online at www.socialsecurity.gov/forms/ssa-44.pdf. You can also read more in the publication “Medicare Premiums: Rules For Higher-Income Beneficiaries” at: www.socialsecurity.gov/pubs/EN-05-10536.pdf.

How do you stay active? Warr Acres Senior Center

I’m never still. I like to line dance twice a week. Sharon Garrett

I have a cardio machine in my lanai and get out three times a week. Burna Hankins

I like to line dance and play ping pong every now and then. Billie Willis

I don’t. I do like to line dance. Rita Knight

by Bobby Anderson, Staff Writer

The first year of Rick Dimit’s retirement went by in the blink of an eye.
By the time the second year rolled around he realized he needed to do something to get the most of out of his retirement.
“I wanted to do community work that was equivalent to about a day for a non-profit,” Dimit said, unfolding the story of how he got plugged into the Salvation Army Food Pantry.
Dimit’s professional life included serving as the human resources director at Francis Tuttle Technology Center. He also served as the equity officer at the University of Central Oklahoma as well as putting his law degree to work as inhouse counsel for the university.
But with all that behind him and more free time than he ever imagined he decided to commit to something once again that was bigger than himself.
“Once you’re down here and see the work they do and meet the people you basically just want to be a small part of their team,” said Dimit, who helps stock the pantry before visitors arrive. “They’re helping people that have desperate needs in a lot of areas of their life. It keeps me connected and makes me still feel like I’m part of a group and I really just appreciate what the organization stands for.”
Dee Watts serves as the social services ministry director. She says volunteers like Dimit are part of her “Salvation Army sunshine.”
“The fact we can get quality volunteers like Rick, they help us do our mission in the fact they’re not only giving people some food but they’re being kind and compassionate. It’s so important to me and the Salvation Army that we leave people intact. When they come they are honored and respected.”
“You might be coming here for something but it’s no different than if I were in that same position I would want to be treated that way.”
Currently The Salvation Army is in need of volunteers to serve in its Client Choice Food Pantry at its Oklahoma City location.
“We have seen an increase in donations for which we are extremely thankful,” said Liz Banks, volunteer coordinator. “With the increase of donations comes an increase in need of volunteers to help stock the shelves in the pantry and to serve clients.”
Dimit admits he may never truly understand the depth of how much the Salvation Army helps those in need.
“I couldn’t believe the pantry, the kitchen and after watching what they do at the holidays and so on I still don’t totally understand what they do but it’s just amazing how much is here to serve the community,” Dimit said. “A lot of people don’t understand that people walk through those doors and they have horrific needs and there is somebody here that if someone can’t address they’re getting another agency to help.”
“It’s just incredible.”
Volunteer duties may include assisting clients as they shop the pantry, preparing items before being placed on pantry shelves, and keeping the pantry shelves stocked. Volunteers are needed Monday through Friday at 1001 N Pennsylvania Avenue for the following shifts:
* Monday: 9 a.m. to 12 p.m. (Stock pantry) / 1 to 4 p.m. (Assist clients with groceries)
* Tuesday: 9 a.m. to 12 p.m. (Stock pantry) / 1 to 3 p.m. (Stock pantry)
* Wednesday: 8:30 a.m. to 12 p.m. (Assist clients with groceries) / 1 to 4 p.m. (Assist clients with groceries) / 10 a.m. to 2 p.m. (Stock pantry)
* Thursday: 10 a.m. to 2 p.m. (Stock pantry)
* Friday: 8:30 a.m. to 12 p.m. (Assist clients with groceries) / 10 a.m. to 2 p.m. (Stock pantry)
Watts urges people needing assistance to come to the pantry first before they start spending their limited monthly benefits like Social Security or food stamps.
“Let me see how much I can give you first so it will stretch,” Watts said. “That’s less out of your pockets.”
To learn more about this opportunity, please contact Liz Banks at 405-246-1107 or via email, [email protected].
Dimit admits if he can do it anyone can. Watts agrees.
“We can teach them whatever needs to be taught but just for them to be kind and generous and flexible with us,” Watts said of volunteer qualities. “We need someone with a servant’s heart – that nothing is too beyond them or too difficult.”

Dear Savvy Senior, What can you tell me about reverse mortgages for retirees? My wife and I are contemplating getting one but want to make sure we know what we’re getting into. Running Short

Dear Running,
For retirees who own their home and want to stay living there, but could use some extra cash, a reverse mortgage is a viable financial tool, but there’s a lot to know and consider to be sure it’s a good option for you.
Let’s start with the basics.
A reverse mortgage is a unique type of loan that allows older homeowners to borrow money against the equity in their house (or condo) that doesn’t have to be repaid until the homeowner dies, sells the house or moves out for at least 12 months. At that point, you or your heirs will have to pay back the loan plus accrued interest and fees, but you will never owe more than the value of your home.
It’s also important to understand that with a reverse mortgage, you, not the bank, own the house, so you’re still required to pay your property taxes and homeowners insurance. Not paying them can result in foreclosure.
To be eligible, you must be 62 years of age or older, own your own home (or owe only a small balance) and currently be living there.
You will also need to undergo a financial assessment to determine whether you can afford to continue paying your property taxes and insurance. Depending on your financial situation, you may be required to put part of your loan into an escrow account to pay future bills. If the financial assessment finds that you cannot pay your insurance and taxes and have enough cash left to live on, you’ll be denied.
Loan Details
Around 95 percent of all reverse mortgages offered today are Home Equity Conversion Mortgages (HECM), which are FHA insured and offered through private mortgage lenders and banks. HECM’s also have home value limits that vary by county, but cannot exceed $679,650.
How much you can actually get through a reverse mortgage depends on your age (the older you are the more you can get), your home’s value and the prevailing interest rates. Generally, most people can borrow somewhere between 50 and 65 percent of the home’s value. To estimate how much you can borrow, use the reverse mortgage calculator at ReverseMortgage.org.
You also need to know that reverse mortgages have recently become more expensive with a number of fees, including: a 2 percent lender origination fee for the first $200,000 of the home’s value and 1 percent of the remaining value, with a cap of $6,000; an upfront 2 percent mortgage insurance premium (MIP) fee on the maximum loan amount, plus an annual MIP fee that’s equal to 0.5 percent of the outstanding loan balance; along with an appraisal fee, closing costs and other miscellaneous expenses. Most fees can be deducted for the loan amount to reduce your out-of-pocket cost at closing.
To receive your money, you can opt for a lump sum, a line of credit, regular monthly checks or a combination of these.
More Information
To learn more, read the National Council on Aging’s online booklet “Use Your Home to Stay at Home” at NCOA.org/home-equity. And see the National Reverse Mortgage Lenders Association self-evaluation checklist at ReverseMortgage.org/consumerguides.
Also note that because reverse mortgages are complex loans, all borrowers are required to get face-to-face or telephone counseling through a HUD approved independent counseling agency before taking one out. Most agencies typically charge around $125. To locate one near you, visit Go.usa.gov/v2H, or call 800-569-4287.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.