Monday, December 1, 2025

Gebhart Named President of Mercy Oklahoma

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Jim Gebhart was selected to lead Mercy’s operations in Oklahoma, including its clinics, nine acute care and two rehabilitation hospitals across the Sooner state. Gebhart currently serves as community president of Mercy Hospital Oklahoma City and will continue in this role.
As community president of operations for Oklahoma, Gebhart will focus on developing and implementing strategies to create the best experience for consumers and patients across the state who seek care at Mercy regardless of where they live.
“We want to focus on all of our Mercy Oklahoma hospitals and clinics working together to make a consistent experience for patients whether they live in Tishomingo, Watonga, Ada, Admore or Oklahoma City,” said Gebhart. “We learned a lot over the last three years working more closely than ever during the pandemic. During that time, we realized there are so many challenges to overcome in health care – and many continue today. It’s better for our patients and our co-workers when we work together as a region to share resources, expertise and innovations.”
A native of Burns Flat, Oklahoma, Gebhart has led Mercy Hospital Oklahoma City since 2009, overseeing the building and expansion of Mercy’s campus off I-35 in Edmond, the Coletta Building in Oklahoma City that houses oncology services and the addition of Mercy’s hospital in south Oklahoma City in 2020. He is currently overseeing the building of the Love Family Women’s Center and leads Mercy’s relationship with Oklahoma Heart Hospital, which provides cardiology services for patients on both Mercy hospital campuses in Oklahoma City.
Gebhart is a graduate of Oklahoma Baptist University, where he earned a bachelor’s in business administration. He also holds a master’s from the University of Dallas Graduate School of Management in health care administration.
For more information about Mercy Oklahoma, visit: https://careers.mercy.net/

Institute Awarded $10,000 Local Grant

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The Oklahoma Mobility Institute (OMI), a connected organization to the Oklahoma Transit Association (OkTA), has been awarded a $10,000 local coalition grant from the American Public Transportation Association (APTA).
“OMI is a relatively new organization, and we are honored to receive this funding from APTA to further our mission of helping to facilitate an unparalleled transportation ecosystem with advanced mobility connectivity through shared resources and interorganizational partnerships,” said OkTA Executive Director Andrea Ball.
The grant funding will be used along with seed money from OKTA to support a Mobility Summit Listening Session for the State of Oklahoma to learn what services and support are required by transit providers. It will help OMI to develop tactics to achieve its goals over the next three to five years to advance transportation equity, inclusion, and mobility access for all Oklahomans.
“OMI’s goals include reducing no-show rates for appointments to medical and social services, ensuring weekly food access options for each community, providing grant support and application assistance to public transportation providers, and promoting mobility coordination and coordinated use of federal transportation funding,” Ball said.
The funding will also fund an OMI website that will provide online access to mobility resources in Oklahoma.
“The future website address is www.okmobility.org, and we expect it to be completed this summer,” Ball added.
APTA provides grants to help the fight for public transportation. Generally, grants awarded to coalitions range from $5,000 to $10,000.

Program Making Retirees Eager to Volunteer

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The Give 5 program in Oklahoma City takes prospective volunteers to tour local nonprofits.

Story by Debra McTaggart, Give 5 coordinator

After Phil Hyde, age 77, worked in private practice as a clinical psychologist for 43 years, he retired and was invited to move to Spain to be near his son’s family. “I want to take care of you in your old age,” his son said, “and it would be easier if you were in Spain.” So, Phil went to Spain. In just six weeks he figured out, “This is not for me. I don’t speak Spanish, and I miss my friends in Oklahoma City.” He realized he hadn’t prepared himself for retirement. He wondered what’s next that would give purpose and meaning to his life.
When he received an email announcing the Give 5 program hosted in Oklahoma City by Healthy Living OKC, a wellness center for people 50+ where he’s a member, it seemed perfect for him. “It is so miraculous and so touching to be able to go behind the scenes of nonprofit organizations to see what they do and how I can help. It is a dream come true – a godsend.”
Give 5 is an innovative program that launched this year in Oklahoma City that lets retirees (or near-retirees) see firsthand where the community needs are, and then helps them volunteer there. Give 5 holds classes with about 20 “students” who meet once a week for five weeks at Healthy Living OKC. They get on a bus at each meeting and visit with more than a dozen nonprofits to get a close look at organizations that serve people to “move the needle” in some way related to one of the biggest challenges in Oklahoma and Oklahoma City – mental health. The nonprofits explain their mission and pitch the opportunities they offer volunteers. In other words, Give 5 shows them the “why” and the “how” of volunteering, not just the “what” and “where.”
How Give 5 Gets Retirees to Volunteer
And the students, like Phil, often get hooked. In other cities where the program has been in place, hundreds have gone through the program and graduates end up volunteering 18 hours a month, on average.
Graduating from the program on April 18, Phil plans to volunteer with not just one, but five organizations who need his experience and expertise from all those years in private practice: Big Brothers Big Sisters, which matches volunteer mentors (Bigs) with children (Littles) who need help with self-esteem, decision-making, and other areas of life; Wings Special Needs Community, which works to enhance the lives of adults with developmental disabilities; Positive Tomorrows, a school and social services agency specifically for children and families experiencing homelessness to give kids stability and a quality education while giving their parents the support they need to create a better life; Family Builders, which works to stop the cycle of abuse and family violence by targeting the source of the abuse, the abuser, and providing him or her with tools for building healthy relationships, and TEEM (The Education and Employment Ministry) which is dedicated to breaking cycles of incarceration and poverty through education, personal development, and work readiness training.
Phil says, “I believe there is a place to use my listening and encouraging skills to help other people. For example, as a Big Brother I hope to interact with a young male in a way that I can help prevent him from getting derailed as he continues to grow up.”
Give 5 started in 2017 as the brainchild of Greg Burris, a former city manager of Springfield, Missouri and Cora Scott, director of public information and civic engagement for Springfield. The name Give 5 comes from conversations Burris had with retirees. When he’d asked if they’d like to volunteer, many said, “No,” thinking he wanted them to give 40-hours a week. Burris would respond: “How about five hours a month?” They’d always say: “Yes.”
Now Burris and Scott have expanded the Give 5 model to other communities. In Oklahoma City, Give 5 is hosted by Healthy Living OKC, a wellness center for age 50+ whose mission is to promote the health and wellbeing of adults age 50 and older by providing opportunities for physical activity, social engagement, and lifelong learning.
“We started the program in Oklahoma City in November 2021 by inviting more than 50 nonprofit organizations to an informational meeting,” said Debra McTaggart, the program’s coordinator for Healthy Living OKC, “and then early this year we began recruiting the volunteer participants. Our inaugural class began March 14 and graduation was April 18.”
Give 5’s McTaggart admits she failed at retirement; she retired two years ago and after cleaning out every closet at home—twice, she came into Healthy Living OKC to join and register for some activities like painting that she’d never had time to do in her past work life. A few days later when Healthy Living OKC learned of her professional background, they recruited her for their executive assistant position and then asked her to implement the Give 5 program.
“The program is awesome. I’ve followed the implementation process according to Burris and Scott, and it has worked like a charm. We found that the Give 5 program has been welcomed in Oklahoma City by our participating nonprofits. We recruit the talent for them, and they have a massive need for volunteers,” said McTaggart.
Key to the Give 5 program’s success is the volunteers matching their particular skills with the volunteer needs of nonprofits. Retirees who’ve gone through Give 5 don’t want to simply greet people at an event or send out mailings. They want to harness their experience and abilities for the greater good.
Put somewhat differently, volunteering is like dating — a search for the right match. Give 5 allows both parties to find the right fit.
As a result of learning about nonprofits in OKC during Give 5 program implementation, McTaggart, formerly a training developer and facilitator in her past career, has become a volunteer for the National Alliance on Mental Illness (NAMI) herself. She has been trained to deliver one of NAMI’s many education programs that helps ensure everyone affected by mental illness can build better lives.
3 Reasons Behind Give 5
The Executive Director for the host organization of the Oklahoma City Give 5, Claire Dowers-Nichols provided an explanation for the three social and economic forces behind the need for a program like Give 5:
America’s population is aging, with some 10,000 boomers turning 65 every day. Many of them are skilled and knowledgeable, but clueless about local volunteer opportunities. Nonprofits increasingly need to tap into their talents to accomplish their mission. “We find [older] people aren’t really sure what they could be doing,” Dowers-Nichols says. “Learning about nonprofits and volunteering can help restore that sense of purpose and identity that gives meaning to life.”
Meaningful volunteering keeps retirees connected to the community — critical for staving off the health threats of social isolation and loneliness that so many retired people face. “When you retire, your community involvement frequently decreases. It’s easy to become isolated,” says Dowers-Nichols. “Over the last few years we have learned more about the dangers of social isolation and loneliness among older adults and the benefits of engagement and purpose.”
The Benefits for Local Nonprofits
Getting skilled volunteers also helps the nonprofits expand their efforts. That’s been the experience at TEEM. “The Give 5 program participants have been a huge help to TEEM, and it all started during the program itself,” says Matt Staples, TEEM Outreach and Volunteer Coordinator. “Having the class tour our building and sit down with our participants greatly impacted the people we serve because it showed someone cared about them. Then days later, the graduates that chose TEEM helped us reach our goal of providing over 1,300 cards and cookies to incarcerated women on Mother’s Day. They have served us multiple times, helping organize our clothing closet and much more! We are thankful to the civic matchmaking program that is Give 5 for introducing us to those wonderful volunteers!”
The Next Class
Another class will be conducted this year and four classes are planned for 2024. Class 2 begins for the Give 5 program on September 13. Those wanting to volunteer as well as nonprofits who’d like to participate can apply at: https://healthylivingokc.com/programs/the-give-5-program/ (coming soon www.Give5OKC.com).

TRAVEL/ENTERTAINMENT: G is for Georgia: A Road Trip Through Georgia

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From Terry “Travels with Terry” Zinn t4z@aol.com

When you think of visiting Georgia you may only think of the big towns like Atlanta or Augusta, but there are other fascinating towns if you can make the time to travel by car which produces your own unique road trip.
Atlanta does have a lot to offer and I have to say I am impressed with my overnight stay at the Westin Peach Tree Plaza Hotel
(http://www.westinpeachtreeplazaatlanta.com/), with its downtown location, comfy rooms and an impressive observation deck on the 73 floor, capped off with a cocktail lounge and The Sundial Restaurant on adjoining floors. During the cocktail hour I enjoyed their Bar 73 New Georgia Peach Martini ($14) of Grey Goose, Peach Schnapps and Amaretto, to accompany a small Caesar salad ($9). The rotating cocktail lounge is a combination of exhilaration and relaxation with incomparable views of Atlanta.
Augusta (http://www.visitaugusta.com/) offers the historic yet quirky Partridge Inn which was the center of tourist attention of 1889 to 1930. After a recent renovation following many more previous additions, the Partridge Inn sits on “the hill,” as a testament to time and travelers of all seasons. A cocktail or light supper out on the verandah offers a tranquil and southern elegant evening. And while Augusta’s funky, The Bees Knees Restaurant is known for its variety of Tapas, I delighted in my first chicken and waffles. Among many attractions, Augusta offers for your education and enjoyment; the Canal National Heritage area, the Museum of History with a special exhibit of home town musician, James Brown, and an historic downtown with its Haunted Pillar. Touching or moving it may result in a death.
Escape to Statesboro (www.visitstatesboroga.com) where you will find a banquet size meal served in family style elegance complete with ghosts stories in the Historic Beaver House Restaurant
(http://www.thebeaverhouserestaurant.com) at 121 South Main Street.
The home dates back to 1911 and has an antebellum charm but in a real family residence, where room sizes are small but portions are large. The Traditional Boarding House Dinner served on Friday and Saturdays offers exceptional Prime Rib and Fried Fantail Shrimp which is served along with a plethora of homemade sides. And if you need a sweet desert or more, try the Cotton Patch Bakery and Deli for more homemade madness. If you are in a shopping mode on certain days take in the Main Street Farmers market and the nearby comic memorabilia shop, that brings out the kid in us all.
Statesboro is also home of legendary entertainer Emma Kelly. She was called by song writer Johnny Mercer as the lady of ten thousand songs, She is featured in a chapter in the book “Midnight in the Garden of Good and Evil,” and I was privilege to have sat in on a couple of her cocktail lounge performances in Savanah in past years. It was a life affirming joy to see that Statesboro renamed a theater in her honor before she past.
(http://www.averittcenterforthearts.org)
You may think you are in Europe when you stay at the Hotel Indigo in Athens, Georgia. The rooms are equipped with modern amenities, and light switches that may take a little exploration for you to work. This modern design and the hotel’s LEED Gold Certified property of sustainability, fits perfectly with Athens being the host to the University of Georgia.
As one might expect of a university town, Athens has upscale dining as I experienced at The Five & Ten Restaurant where I had a pre fix dinner of Smoked Kielbasa with artichokes, radicchio, fermented sunchoke, sorghum gastrique with sunflower seeds, and an entrée of Glazed Lamb Shoulder with pickled blueberries, hakurei turnips, fennel, smoked pecans and onion broth. A red wine of Minerviois, Chateau D’Oupia, from Languedoc, France 2012 accompanied the meal before the desert of Panna Cotta with pecan sandie thumbprint and pickled peaches. All was impeccably served and while the Lamb was delicious the Panna Cotta was ecstasy! And the true test of fine dining is a properly prepared Martini, which Five & Ten poured to my satisfaction.
Besides the Georgia Museum of Art, artistic delights should be consumed at a number of other eateries, including The Place, Creature Comforts Brewery and the roof top of the Georgia Theatre at Phickles Pickles serving Fried Chicken Skins and Pimento Cheese made with goat cheese. Yum!
Albany, Georgia (http://www.albany.ga.us) has the Ray Charles Plaza complete with a bronze of the entertainer and his piano at Riverfront Park, the Welcome Center in the old bridge house of the Flint River, the Civil Rights Institute and the new Flint River Aquarium. Albany is home to eight golf course and a number of entertainers including, Ray Stevens, Luke Bryan and American Idol Winner, Phillip Phillips. To round out your road trip a stop in Washington (www.historyofwilkes.org) will be a surprise you will not forget with its quaint town square, row upon row of architectural house gems, and the Washington Historical Museum in a home built in 1835, and today serves as a reminder of the past to understand the future of Wilkes County.
When in Georgia think about taking in one of these under sung locales.

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
3110 N.W. 15 Street – Oklahoma City, OK 73107
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Oklahoma City Native Serves Aboard U.S. Navy Amphibious Warship in Japan

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By Mass Communication Specialist 1st Class Jerry Jimenez, Navy Office of Community Outreach

Petty Officer 3rd Class Stephen Hunt a native of Oklahoma City, Oklahoma, serves in Japan aboard a U.S. Navy warship. Photo by Lt. Cmdr. Jake Joy, Navy Office of Community Outreach

Hunt attended Moore High School and graduated in 2016.
Hunt joined the Navy four years ago.
“I joined the Navy so I could see the world,” said Hunt.
Today, Hunt serves as an electronics technician aboard USS Chief.
Skills and values learned in the Navy are similar to those found in Oklahoma City.
“I come from a city with a small-town feel, which helped me get a sense of the Navy community,” said Hunt.
USS Chief is an amphibious warship. These types of ships embark, transport and land U.S. Marines for a variety of warfare missions. Because of their inherent capabilities, these ships have been and will continue to be called upon to support humanitarian and other contingency missions on short notice, according to Navy officials.
As a member of the Navy, Hunt is part of a world-class organization focused on maintaining maritime dominance, strengthening partnerships, increasing competitive warfighting capabilities and sustaining combat-ready forces in support of the National Defense Strategy.
“The Navy is important to national defense because at the end of the day it’s really the Navy that will prevent our enemies from getting to the United States.,” said Hunt.
Hunt serves in Japan as part of the Forward Deployed Naval Forces. These naval forces operate with allies and partners to preserve a free and open Indo-Pacific region. Service members in this region are part of the U.S. Pacific Fleet, which has the largest area of responsibility in the world.
“As the largest force in our nation’s front line against revisionist actors, U.S. Pacific Fleet meets this great responsibility with strength, resolve and confidence,” said Adm. Samuel Paparo, U.S. Pacific Fleet Commander. “Together with our joint and combined partner operations, we are positioned to defend – across all domains – any attempts to threaten our nation, our allies and partner’s security, freedom and well-being.”
Hunt and the sailors they serve with have many opportunities to achieve accomplishments during their military service.
“I am most proud of being able to have the technical knowledge to solve equipment malfunctions on the ship while underway at sea,” said Hunt.
As Hunt and other sailors continue to train and perform missions, they take pride in serving their country in the United States Navy.
“Serving in the Navy means showing our allies that we’re here for them,” said Hunt. “Recently we went to Okinawa and the people of Okinawa really showed their appreciation.”
Hunt is grateful to others for helping make a Navy career possible.
“I would like to thank my parents,” added Hunt. “They were really supportive of me. Also, my recruiter, Toni Knight, was very helpful in navigating my way and helping me understand the process.”

Legislature to Replace Lost COVID Funds for Nursing Homes

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Large Revenue Gap Remains

Care Providers Oklahoma President and CEO Steven Buck today thanked the Legislature for including in their budget agreement a $47.8 million increase in funding for Oklahoma’s skilled nursing facilities and for Intermediate Care Facilities for Individuals with Intellectual Disabilities (ICF/IIDs). The funding replaces a roughly equal amount of federal dollars made available through the COVID-19 Public Health Emergency that will no longer be available starting July 1, 2023, and avoids a steep funding cliff for skilled nursing in Oklahoma.
However, Buck also warned that nursing homes and ICFs still provide a large amount of uncompensated care that threaten the financial viability of many homes and may lead to closures. According to OHCA projections, the cost of treating a typical Medicaid resident in a skilled nursing facility is $246 per day. With the $47.7 million in additional state funding, nursing facilities will now be compensated approximately $225 per day per Medicaid resident, a $21 per day deficit.
“The Legislature has averted an outright catastrophe by replacing federal dollars that have been revoked due to the end of the COVID-19 emergency declaration,” said Buck. “That action will likely be enough to avoid widespread closures within the industry and provide some sense of stability for most residents and staff. We are grateful to our lawmakers for taking action on that front.”
“However,” continued Buck, “the majority of skilled nursing residents pay for their care using Medicaid. Each of those residents costs their facilities $21 a day in uncompensated care. In the long run, we cannot continue to expect reliable, high-quality services unless we can at least match the cost of care for our residents. Furthermore, facilities will not be able to hire and retain qualified workers at the $13 to $15 an hour rate that our current funding levels support.”
“The work our lawmakers did in 2023 prevented a disaster,” finished Buck. “But they can expect that we will be asking them to do more in 2024 so that we can adequately care for our residents, staff our facilities with qualified workers, and avoid more closures which disrupt the lives of vulnerable Oklahomans.”

Hero Off-Duty Nurse and the Woman She Saved Recognized at Home Run for Life

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Pamela Satchell (right), nurse at INTEGRIS Health Miami Hospital, with Shyanne Brandon.

This month hospitals across the country celebrated National Nurses Month, designed to honor the contributions and sacrifices nurses make and to highlight the critical role they play in our community. This week, we recognize the heroic actions of one off-duty nurse.
Shyanne Brandon, who is a nurse at INTEGRIS Health Miami Hospital, and Pamela Satchell were at the same company picnic at the pool when a life-or-death situation intertwined their lives forever.
They were honored during the second INTEGRIS Health “Home Run For Life” of the 2023 OKC Dodgers baseball season Saturday, May 20 at Chickasaw Bricktown Ballpark.
“Home Run For Life” recognizes individuals in the community who have overcome a significant medical event with the help of their families, physicians and health care professionals. To symbolize the end of their battle against adversity, honorees take a home run “lap” around the bases during a pregame ceremony.
Right Place, Right Time
Brandon was attending a company picnic that Satchell was working, handing out shirts to the attendees. After a hot day in the sun, Satchell decided to go down the slide into the pool. When Satchell got to the bottom of the slide, she realized something wasn’t right. “When I hit the water, it felt like somebody pulled me under the water,” she said. Satchell tried not to panic as she struggled to stay above the water and asked the lifeguard on duty for help. “That’s the last thing I remember,” she said.
At the time, Brandon was walking back from one of the food trucks when her grandmother directed her toward the commotion in the pool. She dropped her food and ran towards Satchell.
Brandon and her mother-in-law, Holly, pulled Satchell out of the pool and Brandon immediately got to work. “I first checked for a pulse,” Brandon said. “It was very faint.” She began performing CPR on Satchell. Some may have felt stressed in a similar situation, but Brandon kept her cool. “I felt this peace that I was in the right place and knew what I was doing,” Brandon said.
After three minutes, emergency services arrived to take over and bring Satchell to the hospital. When Satchell woke up, one of the first responders on the scene shared with her the reason she survived. “He informed me if it wasn’t for Shyanne and what she did, I wouldn’t be here,” Satchell said. “She’s my angel.”
Real Life Guardian Angel
Brandon came to visit her the day after the incident and brought Satchell a small figurine of an angel. “I just wanted her to have something there with her to bring her through this,” Brandon said.
After the incident, doctors discovered arteriovenous malformation in the brain, or a brain AMV, which is an abnormal connection between arteries and veins. Satchell brings the angel figurine to every doctor’s appointment and treatment.
“I just want Shyanne with me,” Satchell said.
The experience has made Satchell and Brandon inseparable and has given them both new perspectives on life. “This life can be over in a split second, but it also can be given right back to you in a split second,” Brandon said.
INTEGRIS Health and the OKC Dodgers applaud all nurses, not just during National Nurses Month (MAY), but every day of every year for their compassionate service both on and off duty.

CLASSIFIEDS – JUNE 2023

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Moore native serves with U.S. Navy in Japan

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By Mass Communication Specialist 2nd Class Xiaoming Zheng, Navy Office of Community Outreach

Petty Officer 3rd Class Dylan Harris, a native of Moore, Oklahoma, serves the U.S. Navy in Japan. Photo by Lt. Cmdr. Jake Joy

Navy Office of Community Outreach
Harris attended Moore High School and graduated in 2018.
Harris joined the Navy four years ago.
“I joined the Navy because my dad was in the Air Force and inspired me to join,” said Harris. “I wanted to see the world and travel.”
Today, Harris serves as a construction mechanic with Naval Beach Unit Seven.
Skills and values learned in the Navy are similar to those found in Moore.
“I learned the importance of a strong work ethic and discipline,” said Harris. “Growing up my dad was big on discipline.”
According to Navy officials, Naval Beach Unit Seven empowers forward-deployed U.S. and Allied Forces while providing superior support to military members and their families.
Harris serves in Japan as part of the Forward Deployed Naval Forces. These naval forces operate with allies and partners to preserve a free and open Indo-Pacific region. Service members in this region are part of the U.S. Pacific Fleet, which has the largest area of responsibility in the world.
“As the largest force in our nation’s front line against revisionist actors, U.S. Pacific Fleet meets this great responsibility with strength, resolve and confidence,” said Adm. Samuel Paparo, U.S. Pacific Fleet Commander. “Together with our joint and combined partner operations, we are positioned to defend – across all domains – any attempts to threaten our nation, our allies and partner’s security, freedom and well-being.”
As a member of the Navy, Harris is part of a world-class organization focused on maintaining maritime dominance, strengthening partnerships, increasing competitive warfighting capabilities and sustaining combat-ready forces in support of the National Defense Strategy.
“The Navy is important to our national defense because we keep maritime security and freedom of trade,” said Harris.
As Harris and other sailors continue to train and perform missions, they take pride in serving their country in the United States Navy.
“Serving in the Navy means doing something bigger than myself,” said Harris. “I never thought I would go to all these places I have been to so far in my career.”
Harris is grateful to others for helping make a Navy career possible.
“I would like to thank my dad,” added Harris. “I also want to thank my grandfather because he told me all the military skills you can transfer to the civilian world.”

SAVVY SENIOR: Can I Collect Social Security from My Ex-Spouse?

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Dear Savvy Senior, Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for almost 20 years now. Never Remarried

Dear Never,
Yes, depending on your specific circumstances, you may very well be eligible for divorced spouses Social Security benefits. Here’s what you should know.
Who’s Eligible? A divorced spouse can collect a Social Security retirement benefit on the earnings record of their ex-husband (or ex-wife) if you are at least age 62, were married for at least 10 years, are unmarried, and are not eligible for a higher benefit based on your own earnings record.
In order to collect, your former spouse must also be at least 62 and eligible for Social Security benefits. But he doesn’t have to be receiving them in order for you to collect divorced spouse’s benefits, as long as you’ve been divorced for at least two years.
Even if your ex is remarried, it won’t affect your right to divorcee benefits, nor will it affect your ex’s retirement benefits or his current spouse’s benefits.
Benefit Amount. A divorced spouse can receive up to 50 percent of their ex’s full Social Security benefit, or less if they take benefits before their full retirement age, which is 66 for people born in 1945-1954 but is gradually increased to age 67 for people born in 1960 or later. To find out your full retirement age and see how much your benefits will be reduced by taking them early see SSA.gov/benefits/retirement/planner/agereduction.html.
Keep in mind though, that if you qualify for benefits based on your own work history, you’ll receive the larger of the two benefits. You cannot receive benefits on both your record, and your ex’s work record too.
To find out how much your retirement benefits will be, see your Social Security statement at SSA.gov/myaccount. And to get an estimate of your ex’s benefits, call Social Security at 800-772-1213. You’ll need to show your marriage certificate and divorce decree to prove your marriage lasted at least 10 years along with his Social Security number to get it.
Other Factors to Know. You also need to be aware that working can affect your divorced spouse’s benefits. If you start taking benefits while working, and are under full retirement age, your benefits will be reduced $1 for every $2 you earn above the annual limit, which is $21,240 in 2023. In the year you reach full retirement age, however, the annual limit increases to $56,520 and the reduction lowers to $1 for every $3 above that limit. See SSA.gov/pubs/EN-05-10069.pdf for more details.
Another factor that can reduce your divorced spouse’s benefits is receiving a pension from an employer that did not withhold Social Security taxes (like a government). This is a rule know as Government Pension Offset (see SSA.gov/benefits/retirement/planner/gpo-calc.html) which can reduce your benefits by two-thirds of the amount of your pension.
Divorced Survivor’s Benefits. You also need to know that when your ex-spouse dies (and if you were married for 10 or more years), you become eligible for divorced survivor benefits, which is worth up to 100 percent of what your ex-spouse was due.
Survivor benefits are available to divorced spouses as early as age 60 (50 if you’re disabled). But if you remarry before 60, you become ineligible unless the marriage ends. Remarrying after age 60 will not affect your eligibility.
Also note that if you are receiving divorced spouses benefits when your ex-spouse dies, you will automatically be switched over to the higher paying survivor benefit.
For more information visit:
https://www.ssa.gov/benefits/retirement/planner/applying7.html and click on “Benefits for Your Divorced Spouse.”

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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