Tuesday, December 2, 2025

TRAVEL/ ENTERTAINMENT: Drive Australia’s Great Ocean Road, Victoria, Australia

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Central Park, New York City.
St. James Park, London.
St. James Park, London.

Take a stroll through one of these VirtualTourist recommended City parks.
Central Park, New York City, N.Y.
New ork City’s Central Park is perhaps an obvious choice, but hard to beat. Central Park was the first public park built in America, and was constructed in the middle of the 19th century to create a breathing space for the 500,000 people then living in New York City. It occupies 843 acres of prime real estate between Fifth and Eighth Avenues, stretching from 59th Street south to 110th Street north. On any given day you will find New Yorkers and tourists there in numbers, making full use of this wonderful green oasis in an otherwise manic city. Whether walking, jogging, running, exercising dogs or themselves, boating on the lake, playing ball, catching up with friends on one of the many benches or simply lying in the sun — there are so many ways in which to enjoy Central Park. VirtualTourist members say one of their favorite things is to take a walk in the part of the park known as the Ramble, a protected ecosystem that feels more like the woods than a park, and then relax for a while on a bench watching the rowers on the lake. Other activities include a visit to Central Park Zoo, a ride on the carousel and a walking tour.
St. James Park, London, England
St. James Park, the oldest Royal Park in London, is surrounded by three palaces — Westminster, the oldest, and now the Houses of Parliament, St James’ and, of course, Buckingham Palace. While VirtualTourist members say that all the London parks provide a welcome green oasis, St. James has the edge. Perhaps it’s the lovely lake with so many beautiful water birds, or maybe the great views to be had from its bridge. Stand there for a while and look toward Whitehall — the domes and copulas will make you think you are somewhere far more exotic than London. Then turn to look the other way and you’ll see one of the city’s most famous buildings, Buckingham Palace, which some say looks better from this distance than close up. This is also a great park for picnics, and for people-watching. So linger a while on the benches — or why not follow a great London parks’ tradition and hire a deck chair? And if you’re looking for refreshments, the park has an excellent restaurant and several snack kiosks. VT Tip: The famous resident pelicans are fed every day at 2:30 p.m.
Kings Park, Perth, Western Australia
One of the world’s largest and most beautiful inner-city parks, Kings Park in Perth has Aboriginal and European history, wonderful views of the city and the most spectacular Western Australian Botanic Garden, which displays more than 3,000 species of the state’s unique flora. There are sculptures, water gardens, a treetop walk, a gift shop, cafes and restaurants, wildlife and much more. One of the most moving experiences is the Memorial Walking Trail (1 mile). Along the war memorial path, you will pass the Flame of Remembrance whose flame never goes out. A look at it and you can see four torches, each one represents one of these forces — Navy, Air Force, Army and Women’s Services. It is a place to come and stand in silence, remembering the Western Australians who served in the wars and lost their lives. Around the walls are the names of all the major battlefields and there are plaques with the names of the Victorian Cross and the George Cross recipients from Western Australia.
Deukmejian Wilderness Park, Glendale, Calf.
Not many small- or medium-size cities can boast of three mountain ranges within its border, but Glendale, California, does. Stretching east and north from the San Fernando Valley, the city takes in substantial parts of the San Rafael Hills and the Verdugo Mountains, plus a small slice of the San Gabriel Mountains at the city’s northern extremity. At this northernmost spot in Glendale, overlooking the foothill communities of La Crescenta and Tujunga, lies Deukmejian Wilderness Park, named after former California Governor George Deukmejian. The 709-acre wilderness park features a picnic area, amphitheater, miles of hiking trails and plenty of parking. It is home to the historic Le Mesnager Barn, built in 1914, which the city is committed to turning into an interpretive center in the not-too-distant future. It is also home to the city’s robust volunteer Trails and Open Space program, which provides the community with opportunities for habitat restoration, interpretive programs, trail maintenance and trail safety patrols. The park is open from 6 a.m. until one hour after sundown and entrance is always free. VirtualTourist members say one of their favorite things here is the amazing views of Los Angeles, stretching as far as Santa Monica and Catalina Island on a clear day; as well as the animal spotting. Keep an eye out for numerous species of mammals, including coyote, mule deer, gray fox, bobcat and mountain lion, as well as a vast array of common lizards, snakes and 23 species of birds, including California quail, northern flicker, scrub jay, Nuttall’s woodpecker, American kestrel and Cooper’s, red-tailed and red-shouldered hawks. Golden eagles and California black bears have also been spotted!
Kandawgyi Park, Yangon (Rangoon), Myanmar
If the bustle of downtown Yangon is getting to you, you may want to go for a relaxing stroll in the Kandawgy Park, which translates as Royal Lake. There are plenty of shaded areas and it is very peaceful. The centerpiece of the park is the large Karaweik (Royal Barge). This is not an ancient monument, but a modern construction that houses a function hall amongst other things. As well as the Karaweik, there is a small children’s zoo and play area and various food outlets. The park also serves as a venue for pop concerts on the weekends. Somewhat incongruously, you may spot a fully camouflaged tank nestled amongst the bushes and there is a bevy of black swans on the lake making the entire scene quite beautiful. There is an admission charge for foreigners, about $2 USD.

(c) 2016 Virtualtourist.com, Distributed by Tribune Content Agency, LLC

SAVVY SENIOR: Who’s Eligible for Social Security Survivor Benefits?

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Dear Savvy Senior, Who all is eligible for Social Security survivor benefits? My ex-husband died last year at the age of 59, and I would like to find out if me, or my two kids – ages 13 and 16 – that we had together are eligible for anything?  Divorced Widow

Dear Divorced,
If your ex-husband worked and paid Social Security taxes, both you and your kids may very well be eligible for survivor benefits, but you need to act quickly because benefits are generally retroactive only up to six months. Here’s what you should know.
Under Social Security law, when a person who has worked and paid Social Security taxes dies, certain members of that person’s family may be eligible for survivor benefits including spouses, former spouses and dependents. Here’s a breakdown of who may be eligible.
Widow(er)’s and divorced widow(er)’s: Surviving spouses are eligible to collect a monthly survivor benefit as early as age 60 (50 if disabled). Divorced surviving spouses are also eligible at this same age, if you were married at least 10 years and did not remarry before age 60 (50 if disabled), unless the marriage ends.
How much you’ll receive will depend on how much money (earnings that were subject to Social Security taxes) your spouse or ex-spouse made over their lifetime, and the age in which you apply for survivors benefits.
If you wait until your full retirement age (which is 66 for people born in 1945-1956 and will gradually increase to age 67 for people born in 1962 or later), you’ll receive 100 of your deceased spouses or ex-spouses benefit amount. But if you apply between age 60 and your full retirement age, your benefit will be somewhere between 71.5 – 99 percent of their benefit.
To find out what percentage you can get under full retirement age visit ssa.gov/survivorplan/survivorchartred.htm.
There is, however, one exception. Surviving spouses and ex-spouses that are caring for a child (or children) of the deceased worker, and they are under age 16 or disabled, are eligible to receive 75 percent of the worker’s benefit amount at any age.
Unmarried children: Surviving unmarried children under age 18, or up to age 19 if they’re still attending high school, are eligible for survivor benefits too. Benefits can also be paid to children at any age if they were disabled before age 22 and remain disabled. Both biological and adoptive children are eligible, as well as kids born out of wedlock. Dependent stepchildren and grandchildren may also qualify. Children’s benefits are 75 percent of the workers benefit.
Dependent parents: Benefits can also be paid to dependent parent(s) who are age 62 and older. For parents to qualify as dependents, the deceased worker would have had to provide at least one-half of the parent’s financial support.
But be aware that Social Security has limits on how much a family can receive in monthly survivors benefits – usually 150 to 180 percent of the workers benefit.
You also need to know that in addition to survivor benefits, surviving spouses or children are also eligible to receive a one-time death benefit of $255.
Social Security also provides surviving spouses and ex-spouses some nice strategies that can help boost your benefits. For example, you could take a reduced survivor benefit at age 60, and could switch to your own retirement benefit based on your earnings – between 62 and 70 – if it offers a higher payment.
Or, if you’re already receiving retirement benefits on your work record, you could switch to survivors benefits if it offers a higher payment. You cannot, however, receive both benefits.
You also need to know that if you collect a survivor benefit while working, and are under full retirement age, your benefits may be reduced depending on your earnings.
For more information, visit ssa.gov/survivorplan or call 800-772-1213.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

NOMINATIONS OPEN FOR LAURA CHOATE RESILIENCE AWARD

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Award to be Presented at Oklahoma Kids Count Conference

 

Nominations are now open for the 2016 Laura Choate Resilience Award.
The Laura Choate Resilience Award will be presented in November at the 2016 Oklahoma Kids Count Conference, sponsored by the Oklahoma Institute for Child Advocacy (OICA) and Sunbeam Family Services.
The award was created to celebrate individuals who have been significantly impacted by adverse childhood experiences but have overcome obstacles, made a lasting contribution to the lives of young people, exhibit bravery and demonstrate dedication to fostering resilience in youth by exhibiting the characteristics of the “7 Cs of Resilience:” competence, confidence, connection, character, contribution, coping and control.
This award is named for Laura Choate who has served as a lifelong advocate for Oklahoma children and was the first recipient of the Resilience Award. Choate has worked with the OICA to reform the state’s child welfare and juvenile justice system to better serve and protect Oklahoma children. As a youth, Choate served as a plaintiff in a class-action lawsuit that resulted in dramatic changes to Oklahoma’s juvenile justice system and was used as a model by many other states to establish higher standards.
Last year’s Resilience Award was presented to Treba Shyers, an advocate for children in the foster care system who serves as adjudication and post adjudication review board coordinator for the Tulsa County Juvenile Bureau.
Nominations are due July 29 at 5 p.m. and can be made online at http://oica.org/laura-choate-resilience-award/.
The Oklahoma Kids Count Conference is the state’s premier event providing training to improve the lives of Oklahoma children and discuss issues impacting children in the state. Topics for discussion at this year’s conference include: foster parent training, early childhood development, mental health, substance abuse, family preservation and poverty. The conference will be hosted November 2-3 at the University of Central Oklahoma.

Local non-profit organization celebrates 25 years

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http://okchearingloss.publishpath.com/

By Ron Hendricks

Hearing Loss Association of America Central Oklahoma Chapter (HLAA) celebrates 25 years of service to Oklahomans.
HLAA is a 501(c)(3) group that exists to support those who have a hearing loss. HLAA is a support group, but is so much more. HLAA educates people with hearing loss to help them learn to live successfully in a hearing world. HLAA lobbies locally and nationally for Medicare and insurance support for hearing aids. Hearing loss is a disability protected by the Americans with Disabilities Act of 1990. HLAA offers information on listening assistive devices thru the Faye Donalson Hearing Helpers Room. HLAA gives scholarships to students desiring a higher education.
Hearing Loss Association exists for the purpose of creating a safe place for those with hearing loss and those who love ‘em to gather and talk about hearing loss and many other subjects of interest. We offer a safe place for our members to learn to get along in a hearing world. Our national association, Hearing Loss Association of America is a major lobbying organization. They have worked; to get our Congress to enact legislation to include hearing aids in insurance policies; to get movies and TV to caption their products; to reach out to the military to assist returning GIs; create awareness among the general population of the needs of the hearing impaired; to the professionals in the hearing industry; to business & local governments to create hearing friendly environments for people with hearing loss and on and on and on. Our local group is an extension of all that.
An ice cream social will mark HLA’s 25th Anniversary. The social will be held on August 6th, 2-4PM, at the Lakeside Methodist Church, 2925 NW 66, OKC., Oklahoma City and is open to the public at no admission charge. At that time HLAA will also recognize the two scholarship winners, Ashton Darling attending Oklahoma State University and Shaun Bainter who will be attending Oklahoma University.
There was recently a cartoon published where a husband and wife were sitting on the couch. He said to her, “Turn on the light, please, so I can hear you.” She responded, “I know what you mean, I can’t hear you without my glasses.” It would be funny if it weren’t for the fact that something like one million Oklahomans live with a hearing loss. Many Oklahomans with hearing loss will augment what hearing they have by reading lips. So do your friends a favor by not covering your mouth when you speak, and look at them when you talk, that is only a common courtesy any way.
Summer is fast approaching and activities loom on the horizon — concerts, plays, lake and pool activities, and many more. But, imagine that you can only partially hear the music, the laughter of friends, or that you miss out on family conversations around the dinner table. Hearing loss is a major, and invisible, problem. Hearing loss is no respecter of age, race, or sex. Hearing Loss Association of America Central Oklahoma Chapter (HLAA) has been working for 25 years to help those with a hearing loss live in a hearing world.
May was good hearing month so HLAA asks, “What have you done to protect your hearing?” Our hearing is assaulted daily by damaging sounds. The sound of a lawn mower is enough to cause hearing damage. Imagine what loud music introduced directly into the ear with ear buds might so. Concerts, motors, even driving with the windows down create enough noise to harm your ears. There are several ways to protect your hearing; move away from the sound, turn down the volume, or wear some hearing protection are just a few.
Many ignore the fact that they are having problems hearing. Do you find that you often ask others to repeat themselves? Do people tell you that you have the TV turned too loud? Does everyone mumble? May be it is time to admit that your hearing is getting weak. HLAA encourages you to see a hearing professional. HLAA can assist if you have questions. Yes hearing aids are expensive and in most cases health insurance is no help. HLAA is working to encourage insurance companies to cover the cost of hearing exams and hearing aids.
Hearing loss will continue to grow in the future with thousands of our finest young men and women returning from active military duty. Hearing loss the most prevalent injury among returning veterans so HLAA is very actively developing programs to assist the veteran.
The annual national HLAA convention is held each June to highlight and inform members of technical and medical advancements in the hearing industry. Nationally known speakers, workshops, and Continuing Education Units are a major part of the convention. The Central Oklahoma Chapter is proud to announce that one of our members, Wanda Evans, received an award for Spirit of HLAA at the most recent convention. HLAA offers 17 awards nationally and our local chapter regularly brings home awards.
Central Oklahoma Chapter of HLAA is extremely proud of our Faye Donalson Hearing Helper’s Room. The Hearing Helper’s Room (HHR) displays many assistive listening devices and is staffed entirely by volunteers. We think this is the only facility like it in the entire country. Yes there are other places where you can see and buy items but these ‘stores’ are normally operated as a business or governmental agency and have a paid staff. Our HHR is a demonstration room only. You cannot buy anything here. You may take an item home for a trial at your leisure. If you have questions the volunteers are extremely knowledgeable and are able to direct you to a professional for assistance. The HHR was established 18 years ago by our member, Faye Donalson and we are proud to have her name on our door.
The Mission Statement of Hearing Loss Association of America states that our goal is to open the world of communication to people with hearing loss by providing information, education, support and advocacy. HLAA’s primary purpose is to educate ourselves, our families, friends, coworkers, teachers, hearing health care providers, industry, government, and others about hearing loss. And we advocate for communication access in the workplace, hotels, schools, court systems, medical, and entertainment facilities. We invite you to be a part of HLAA. Visit our website at www.OKCHearingLoss.org

Senior Helpers Opens Doors in Oklahoma City

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Left to right: John and Laurie Stansbury partner with Sharon Johnson MSN, RN, CNE open the Greater OKC North Senior Helpers location.

Local In-home Senior Care Company to Bring 50 New Jobs to the Area

Senior Helpers, the nation’s premier provider of in-home senior care, today announced the official opening of its Greater Oklahoma City North location, to be managed and operated by husband and wife team John and Laurie Stansbury together with their partner, Sharon Johnson MSN, RN, CNE, who will serve as president and chief nursing officer. The new franchise will serve senior citizens and their families throughout the Greater Oklahoma City area, which includes Edmond, Deer Creek, Piedmont, Warr Acres, Bethany, Yukon, Mustang, Midwest City, Del City, Moore-Norman, and Guthrie. It hopes to bring more than 50 new jobs to the region over the next year. Senior Helpers’ professionally trained caregivers will help local seniors continue to enjoy the comfort of their own home despite age-related illnesses and mobility challenges.
“All three of us have personal experience caring for a family member living with early onset Alzheimer’s, and we understand profoundly how challenging it can be without the proper care,” said Laurie. “Through Senior Helpers, we’re providing a valuable resource by helping to alleviate this stress and ensure a better quality of life for families in our community through personalized in-home senior care.” Sharon adds, “Over the years, Senior Helpers has established itself as the best option for navigating the challenges of in-home senior care today, and we are proud to be a part of this company.”
Founded in 2001, Senior Helpers operates with a vision to be the leading home care company in each community it serves. Its caregivers in Oklahoma City are fully trained and certified to offer the highest level of care possible based on the company’s Senior Gems® Alzheimer’s and Dementia care program. As the gold standard for excellence in personalized in-home senior care, the program was developed in conjunction with nationally recognized dementia care expert Teepa Snow and is endorsed by the Alzheimer’s Foundation of America and the American Society on Aging. Local residents will also benefit from the company’s new Parkinson’s Care Program, a specialized training and certification program created in conjunction with leading experts from the National Parkinson Foundation’s Center of Excellence.
“We’re pleased to welcome Laurie, John and Sharon to our team as the newest Senior Helpers franchise owners,” said Chris Buitron, vice president of marketing for Senior Helpers. “This amazing triobrings a passion for their community and an acute understanding of in-home senior care to their new roles. This will serve them well and also will be rewarding for seniors and families living in Oklahoma City and the surrounding area.”
Senior Helpers is the nation’s largest premier in-home senior care company in the U.S. with over 270 franchised businesses operating across the country. Founded in 2001 with a vision to help seniors who wish to remain in their homes despite age-related illnesses and mobility challenges, Senior Helpers has now cared for tens of thousands of seniors with a pledge to provide “care and comfort at a moment’s notice.” Senior Helpers offers a wide range of personal care and companion services, including trained Alzheimer’s, dementia and Parkinson’s care, to assist seniors who wish to live independently. Learn more by visiting http://www.seniorhelpers.com.

ST. ANTHONY HOSPITAL OPENS PAVILION

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The recently opened St. Anthony Pavillion was designed by Rees and Associates and constructed at a cost of $53 million with Turner Construction Company as general contractor.

St. Anthony Hospital opened its new Pavilion on Wednesday, June 22. The Pavilion, located on the east side of the campus and accessible from its Walker Avenue entrance, houses a new 36 bed emergency department, two 24 bed intensive care units, and a 24 bed progressive care unit. The 111,000 square foot, four-story facility project represents the crowning point of the hospital’s $220 million campus expansion plan announced in 2004 after it affirmed its decision to stay in Midtown. The emergency room is the first department to open in the new facility on June 22, followed by the opening of the new progressive care unit and the two new intensive care units over the next two weeks.
“We are excited about the Pavilion completion, as it represents significant enhancements for the benefit of our patients,” stated Tammy Powell, president, St. Anthony Hospital. “Our new emergency room, intensive care units and progressive care unit expand our capacity to accommodate the growth of patients seeking care through our state-wide rural affiliate network and four St. Anthony Healthplex campuses in Oklahoma City. The facility features many medical care advancements to improve upon the exceptional care we provide as well as improve the patient and visitor experience.”
The Pavilion expands the St. Anthony Emergency Room to 34 exam rooms and increases the hospital inpatient beds by 72. St. Anthony Hospital’s total inpatient licensed beds with the new expansion is 774 beds.
In 2003, St. Anthony Hospital announced it was contemplating a move because the Midtown area was in significant decline. Dilapidated buildings were common place in Midtown, and very little business investment was occurring outside of the hospital complex. In 2004, after collaborating with community and civic leaders, the hospital made the decision to stay in its 100+ year home. St. Anthony revealed an aggressive redevelopment plan for its campus. The City of Oklahoma City committed to provide assistance with streetscapes and traffic flow improvements. Over the past 12 years, the hospital invested in upgrades of patient care and common areas, redesigned and expanded its east entrance, opened a new medical office building, rehabilitation unit and $30 million surgery center, and completed numerous campus beautification projects.
City improvements in the area included the construction of two roundabouts as well as numerous streetscape projects. The City also offered assistance with the removal of dilapidated buildings. As improvements in the area were made, Midtown became an attractive area for developers. Today, Midtown is vibrant as a walkable community with restaurants, entertainment, housing and retail growth.
Rees and Associates were the architects for the $53 million project, and Turner Construction Company was the general contractor.

Community Hospital expands locations, reputation

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COMMINTWEB72

HPI Interiors 072

 

by Bobby Anderson,
Staff Writer

Christine Weigel, RN, arguably has one of the best nursing jobs in Oklahoma City.
Not only is she vice president of clinical services and system chief nurse officer for Community Hospital, but she recently opened the metro’s newest hospital.
Community Hospital North opened in early June and it’s already poised to be a high-volume facility patients are eager to utilize.
“I think we wanted patients to understand they are the center here and that they’ve got a nurse that is right there at the bedside,” Weigel said, taking a break from her busy schedule to offer a tour of the new facility. “We have an all-RN staff and truly all that was for the patient to be in the center of it all. That has made a huge difference in how it was designed. Everything was a touch that was easy for nursing which makes it that much easier for the patient.”
The look and the feel of the two-story facility is not only elegant but efficient. Rich wood flooring is complimented by large amounts of natural light.
“We really went for that high-tech but soft touch,” Weigel said. “We really wanted it to look more like a five-star hotel so it’s nice and comfortable. There’s a lot of high-technology and everything is integrated.”
Technology accents along the way all the way from the information screens in the front lobby to the advanced robots in the OR.
But it all blends seamlessly to give an atmosphere of a smaller, boutique hospital.
“Patients get to the point where they are already so anxious just when they come in the building so what we were trying to do is every piece of their experience was something that should be calming for them,” Weigel said. “Nothing should be frustrating. Nothing should be more tension to a patient. We want that quality of care that makes them get comfortable and feel comfortable in the environment.”
The hospital’s concierge service takes family and visitors directly to a patient’s room when it’s time. Patients are also tracked during every step of the way to allow both physicians and families to know at what stage and location they are in their procedure and recovery.
Family consultation rooms allow physicians and families to meet and discuss how a procedure went and what the next step in a patient’s recovery will be.
The patient rooms themselves are large and feature separate nooks for family members to pull out and sleep or check emails at the built-in desk. A curtain allows easy separation so family members can get sleep at night and not be woken by staff rounding.
“The patients are thrilled with the amount of room they’ve got,” Weigel said, noting each room has bedside computers for nursing.
Community Hospital’s north campus is located on the east side of the Broadway Extension, just north of Britton Rd in north Oklahoma City.
The Community Hospital north campus features 14 inpatient beds and eight operating suites, each equipped with the latest technology for orthopedic, plastic, pain management, ENT, endoscopic and general surgical procedures.
The expectation is that orthopedic and spine surgeries will account for much of the facility’s volume as well as pain management but Weigel says there is plenty of room for more general surgery.
“It’s more of a generalist type of facility even though in the past we’ve been more ortho-spine but I think it’s growing,” Weigel said. “We’re almost out of OR space already so the growth is just incredible.”
The hospital shares a license with the original 49-bed location in south Oklahoma City and Weigel said it compliments the existing facility in every way.
“The patient experience is the same. We’re very blessed with very high patient satisfaction,” Weigel said. “We’re beating Oklahoma City and we’re beating the nation. It’s not really an offshoot (location) but a world unto itself.”
Located right off of Broadway Extension, the new hospital offers easy access from north of Edmond to down south into Norman.
Weigel said some surgeons are drawing patients from as far away as Kansas. The addition of more younger surgeons specializing in shorter hospital times (one doing a total hip with a next day discharge) is already increasing word of mouth.
“The outcomes are incredible,” Weigel said. “Low to no infection rates which is huge and low complications … they’re doing a really good job.”
The hospital has recently earned several honors including a center of leadership distinction in pain control.
Weigel notes that some of the hospital’s post-operative successes can be attributed to mandatory education courses required before the patient even comes to the hospital.
“It’s all in advance,” Weigel said. “Ninety-nine percent of the time we get someone to come with them that’s going to be their caregiver so they understand the exercises and they know what the expectations are.”
The new facility is impressive but Weigel knows buildings don’t heal people.
“I don’t have to go looking for nurses or any staff,” Weigel said. “They come looking for us. We’ve got the knowledge that if we take really good care of our employees they take great care of our patients.”

SAVVY SENIOR: 10 Ways Seniors Can Avoid Identity Theft

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Dear Savvy Senior, What can seniors do to protect themselves from identity theft? My brother-in-law, who’s 77, recently had his identity stolen and I want to make sure it doesn’t happen to me. 10 Ways Seniors Can Avoid Identity Theft

Dear Worried,
Great question! Each year around 17 million people fall victim to identity theft, which happens when someone gets access to your Social Security number, bank or credit card account number, or other identifying information and uses it to steal from you. Here are some free steps you can take to reduce your risks.
Guard your personal information: Never give your Social Security number, credit card number, checking or savings account numbers to anyone unless you initiate the contact. Also, do not carry your Social Security card around in your wallet or purse, and don’t carry around your Medicare card either unless you’re going to the doctor.
Get off mailing lists: Put a stop to preapproved credit-card offers, which is a gold mine for ID thieves. To do this visit optoutprescreen.com or call 888-567-8688 – they will ask for your Social Security number and date of birth. You can stop other junk mail at dmachoice.org, and reduce telemarketing calls at donotcall.gov.
Use strong passwords: To safeguard your personal data on your smartphone or tablet don’t use a password that’s easy to hack, like 1234 or 0000. Also, make your computer passwords more than 8 characters long, with uppercase and lowercase letters, numbers, and symbols like # and %, and use different passwords on different accounts. If it’s hard to remember them, try a password manager service like dashlane.com, truekey.com or lastpass.com.
Be wary of unknown emails: Never click on links in emails from strangers, or those that claim to be from the Social Security Administration, IRS or other government agencies, or from your bank, phone or credit card company warning of a “problem.” This can result in identity-stealing malware being installed on your computer. To protect your computer from malware, install antivirus software (see avg.com and avast.com for free options) and set up automatic security updates and full weekly scans.
Secure your mail: Empty your home mailbox quickly or buy a locked mailbox to deter thieves. And mail outgoing payments from a U.S. Postal Service mailbox or the post office, not from your more vulnerable home mailbox.
Get safer credit cards: If you don’t already have one, get an EMV chip credit card from your credit card provider. They’re much more difficult for fraudsters to hack than magnetic strip cards.
Shred unneeded documents: Buy a crosscut paper shredder so you can shred all unneeded records, receipts, statements, preapproved credit offers or other papers you throw out that has your financial or personal information.
Monitor your accounts: Review your monthly bank and credit card statements carefully, and see if your bank or credit card issuer offers free alerts that will warn you of suspicious activity as soon as it’s detected. If they do, sign up for them or use eversafe.com, which will do it for you for a small fee.
Watch your credit: Check your credit report at annualcreditreport.com or call 877-322-8228. You can receive one free report a year from each of the three major credit bureaus (Equifax, Experian and TransUnion), so consider staggering your request so you can get one free copy every four months.
Set up security freezes: If you don’t plan to apply for new credit, loans, insurance or utility services, freeze your credit reports so crooks can’t open up new accounts in your name. Rules vary by state, but the $5 to $20 fee is waived if you’re 65 or older, or show proof of past ID theft. Security freezes are set up at all three credit bureaus at equifax.com, experian.com and transunion.com.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Fraud Advisory: Social Security Inspector General Warns Public About Email Phishing Scheme

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The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a suspicious email “phishing” scheme that recently surfaced. The Office of the Inspector General (OIG) received reports that several hundred employees of a private company, with offices across the country, recently received an email message that appears to be from the Social Security Administration (SSA). The message alerts a recipient of “unusual” activity with his or her Social Security number (SSN).
The email subject line reads, “Review Your Social Security Activity”, and while the email sender displayed is “Social Security Administration,” the corresponding email address is ceriley@centurytel.net. The message includes a PDF attachment with the heading “Notification.” It advises the recipient, “We detected something unusual about a recent use of your SSN” and “to help keep you safe, we required an extra security challenge.” The message states that if the recipient did not recently use his or her SSN, then a “malicious user” might have misused the recipient’s number. It asks the recipient to review recent activity via an embedded link, which links to a suspicious SSA-like site. Further, to appear legitimate, the notice includes SSA’s official seal and the words “Social Security Administrator, United States Of America” in the signature.
This type of phishing scheme could lead to identity theft or Social Security benefit theft. Therefore, Acting Inspector General Stone urges all citizens to be extremely cautious when receiving requests to provide personal information over the internet or the telephone. “Don’t provide your Social Security number, bank account numbers, or other personal information, including account passwords, over the internet or by telephone unless you know and trust the source requesting it,” Stone said. “You should be extremely confident that the source is a legitimate entity, and that your information will be secure after you provide it.”
Before clicking an embedded email link, try to verify the source. One method of verifying the true source is to hover over the linked text, without clicking, to reveal the destination address. For instance, in the email described above, the attachment includes the text “Review your activity,” which links to www.ssa.gov.kerodun.net/activity. While ssa.gov appears in the destination address, the “kerodun.net/activity” portion of the address is suspicious; users should be vigilant of similar questionable web addresses.
If a person has questions about any communication—email, letter, text, or phone call—that claims to be from SSA, Stone recommends contacting a local Social Security office, or calling Social Security’s toll-free customer service number at 1-800-772-1213, 7 a.m. to 7 p.m., Monday through Friday, to verify its
Fraud Advisory
legitimacy. (Those who are deaf or hard-of-hearing can call Social Security’s TTY number at 1-800-325-0778.)
Individuals may report suspicious activity involving Social Security programs and operations to the Social Security Fraud Hotline at https://oig.ssa.gov/report, or by phone at 1-800-269-0271, 10 a.m. to 4 p.m., Eastern Time, Monday through Friday. (Those who are deaf or hard-of-hearing can call the OIG TTY number at 1-866-501-2101.)
For more information, please contact Andrew Cannarsa, the OIG’s Acting Communications Director, at (410) 965-2671.

Battle at the scale: How your body fights to regain lost weight

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A regular exercise regimen appears to be the best hope for those who have lost weight to maintain that new body weight. Here, Oklahoma Medical Research Foundation employees Anne Zike, Kelie Ashley and Jonathan Myers attend a Tabata class.

Losing weight is hard. But as anyone who has dropped a few pants sizes can tell you, keeping it off can be every bit as challenging.
It turns out, though, that it likely takes more than just staying committed to a maintenance diet once you reach your goals. Scientists believe your body might actually be fighting to get back to where it was previously in a phenomenon called the ‘set point’ theory.
The idea is that, for some reason, your body has an idea of what weight it wants you to be, said Oklahoma Medical Research Foundation President Stephen Prescott, M.D. So whether you’ve lost 40 pounds or gained 15, your hormones will adjust in an effort to get you back to a particular point.
“A person’s weight may not always go all the way back to the original weight, but there appears to be some kind of intrinsic desire on the body’s part to get back to a certain weight and stay there,” said Prescott. “It’s not been proven scientifically, but there is increasing evidence to support it.”
The set-point theory isn’t new, but it has been re-popularized because of a recent study by scientists at the National Institute of Diabetes and Digestive and Kidney Diseases, who tracked the progress of contestants from the reality television show “The Biggest Loser.” For six years, they followed contestants after they shed massive amounts of weight for the popular competition.
The researchers’ discoveries gave the set-point theory a lot of ammunition, as the former contestants packed the pounds back on regardless of how strictly they adhered to their diets. Some even gained to a point higher than their original weight.
“It was a really dramatic, attention-grabbing example of the theory as it had previously been described,” said Prescott. “It also shows that there are mysteries we don’t quite fully understand, and you can’t just blame people for getting fat again. Some may not follow their diets as closely as they should, but it appears likely that people also end up fighting their own biology.”
Prescott said the study’s findings point to resting metabolism, or basal metabolic rate, which determines how many calories your body burns at rest.
Our bodies burn energy just keeping us alive. Prescott said somewhere around 70 percent of the calories you use each day are going to get burned no matter what, even if you’re just sitting on the couch or at your desk.
Your age, muscle mass, fitness level and height all contribute to how many calories your body burns. But the findings presented a paradox: The people who gained the weight back appear to have lower metabolic rates than expected based on these factors.
“It’s thought that this could be a result of a complex interplay between hormones that regulate how our bodies burn energy,” said Prescott. “These people were not burning as many calories as you would think based on their height, weight or age. They were gaining weight even on what would be considered a maintenance diet.”
In other words, if you should be burning around 2,000 calories on a maintenance diet based on your personal combination of factors but you have recently lost 20-30 pounds, your actual metabolic rate might have dropped to somewhere around 1,700 or so.
So if your body is determined to gain the weight back even after all your hard work to lose it, does this mean it’s time to throw in the towel and raid the freezer for that pint of rocky road?
“That’s a little too dramatic,” said Prescott. “There may be a tendency to do that, but I think there is hope that there are things you can do to alter or reset your set point.”
To influence this process in your favor, the best solution may rely on an old standby—the gym.
“An exercise regimen often leads to more success in maintaining a new, lower weight,” said Prescott. “Maintaining your new weight may tough, but increased understanding can help you start to rebuild your behavior and habits around a new number for better long-term outcomes.”

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