Sunday, November 23, 2025

SAVVY SENIOR: Who’s Eligible for Social Security Survivor Benefits?

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Dear Savvy Senior, Who all is eligible for Social Security survivor benefits? My ex-husband died last year at the age of 59, and I would like to find out if me, or my two kids – ages 13 and 16 – that we had together are eligible for anything?  Divorced Widow

Dear Divorced,
If your ex-husband worked and paid Social Security taxes, both you and your kids may very well be eligible for survivor benefits, but you need to act quickly because benefits are generally retroactive only up to six months. Here’s what you should know.
Under Social Security law, when a person who has worked and paid Social Security taxes dies, certain members of that person’s family may be eligible for survivor benefits including spouses, former spouses and dependents. Here’s a breakdown of who may be eligible.
Widow(er)’s and divorced widow(er)’s: Surviving spouses are eligible to collect a monthly survivor benefit as early as age 60 (50 if disabled). Divorced surviving spouses are also eligible at this same age, if you were married at least 10 years and did not remarry before age 60 (50 if disabled), unless the marriage ends.
How much you’ll receive will depend on how much money (earnings that were subject to Social Security taxes) your spouse or ex-spouse made over their lifetime, and the age in which you apply for survivors benefits.
If you wait until your full retirement age (which is 66 for people born in 1945-1956 and will gradually increase to age 67 for people born in 1962 or later), you’ll receive 100 of your deceased spouses or ex-spouses benefit amount. But if you apply between age 60 and your full retirement age, your benefit will be somewhere between 71.5 – 99 percent of their benefit.
To find out what percentage you can get under full retirement age visit ssa.gov/survivorplan/survivorchartred.htm.
There is, however, one exception. Surviving spouses and ex-spouses that are caring for a child (or children) of the deceased worker, and they are under age 16 or disabled, are eligible to receive 75 percent of the worker’s benefit amount at any age.
Unmarried children: Surviving unmarried children under age 18, or up to age 19 if they’re still attending high school, are eligible for survivor benefits too. Benefits can also be paid to children at any age if they were disabled before age 22 and remain disabled. Both biological and adoptive children are eligible, as well as kids born out of wedlock. Dependent stepchildren and grandchildren may also qualify. Children’s benefits are 75 percent of the workers benefit.
Dependent parents: Benefits can also be paid to dependent parent(s) who are age 62 and older. For parents to qualify as dependents, the deceased worker would have had to provide at least one-half of the parent’s financial support.
But be aware that Social Security has limits on how much a family can receive in monthly survivors benefits – usually 150 to 180 percent of the workers benefit.
You also need to know that in addition to survivor benefits, surviving spouses or children are also eligible to receive a one-time death benefit of $255.
Social Security also provides surviving spouses and ex-spouses some nice strategies that can help boost your benefits. For example, you could take a reduced survivor benefit at age 60, and could switch to your own retirement benefit based on your earnings – between 62 and 70 – if it offers a higher payment.
Or, if you’re already receiving retirement benefits on your work record, you could switch to survivors benefits if it offers a higher payment. You cannot, however, receive both benefits.
You also need to know that if you collect a survivor benefit while working, and are under full retirement age, your benefits may be reduced depending on your earnings.
For more information, visit ssa.gov/survivorplan or call 800-772-1213.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Local non-profit organization celebrates 25 years

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http://okchearingloss.publishpath.com/

By Ron Hendricks

Hearing Loss Association of America Central Oklahoma Chapter (HLAA) celebrates 25 years of service to Oklahomans.
HLAA is a 501(c)(3) group that exists to support those who have a hearing loss. HLAA is a support group, but is so much more. HLAA educates people with hearing loss to help them learn to live successfully in a hearing world. HLAA lobbies locally and nationally for Medicare and insurance support for hearing aids. Hearing loss is a disability protected by the Americans with Disabilities Act of 1990. HLAA offers information on listening assistive devices thru the Faye Donalson Hearing Helpers Room. HLAA gives scholarships to students desiring a higher education.
Hearing Loss Association exists for the purpose of creating a safe place for those with hearing loss and those who love ‘em to gather and talk about hearing loss and many other subjects of interest. We offer a safe place for our members to learn to get along in a hearing world. Our national association, Hearing Loss Association of America is a major lobbying organization. They have worked; to get our Congress to enact legislation to include hearing aids in insurance policies; to get movies and TV to caption their products; to reach out to the military to assist returning GIs; create awareness among the general population of the needs of the hearing impaired; to the professionals in the hearing industry; to business & local governments to create hearing friendly environments for people with hearing loss and on and on and on. Our local group is an extension of all that.
An ice cream social will mark HLA’s 25th Anniversary. The social will be held on August 6th, 2-4PM, at the Lakeside Methodist Church, 2925 NW 66, OKC., Oklahoma City and is open to the public at no admission charge. At that time HLAA will also recognize the two scholarship winners, Ashton Darling attending Oklahoma State University and Shaun Bainter who will be attending Oklahoma University.
There was recently a cartoon published where a husband and wife were sitting on the couch. He said to her, “Turn on the light, please, so I can hear you.” She responded, “I know what you mean, I can’t hear you without my glasses.” It would be funny if it weren’t for the fact that something like one million Oklahomans live with a hearing loss. Many Oklahomans with hearing loss will augment what hearing they have by reading lips. So do your friends a favor by not covering your mouth when you speak, and look at them when you talk, that is only a common courtesy any way.
Summer is fast approaching and activities loom on the horizon — concerts, plays, lake and pool activities, and many more. But, imagine that you can only partially hear the music, the laughter of friends, or that you miss out on family conversations around the dinner table. Hearing loss is a major, and invisible, problem. Hearing loss is no respecter of age, race, or sex. Hearing Loss Association of America Central Oklahoma Chapter (HLAA) has been working for 25 years to help those with a hearing loss live in a hearing world.
May was good hearing month so HLAA asks, “What have you done to protect your hearing?” Our hearing is assaulted daily by damaging sounds. The sound of a lawn mower is enough to cause hearing damage. Imagine what loud music introduced directly into the ear with ear buds might so. Concerts, motors, even driving with the windows down create enough noise to harm your ears. There are several ways to protect your hearing; move away from the sound, turn down the volume, or wear some hearing protection are just a few.
Many ignore the fact that they are having problems hearing. Do you find that you often ask others to repeat themselves? Do people tell you that you have the TV turned too loud? Does everyone mumble? May be it is time to admit that your hearing is getting weak. HLAA encourages you to see a hearing professional. HLAA can assist if you have questions. Yes hearing aids are expensive and in most cases health insurance is no help. HLAA is working to encourage insurance companies to cover the cost of hearing exams and hearing aids.
Hearing loss will continue to grow in the future with thousands of our finest young men and women returning from active military duty. Hearing loss the most prevalent injury among returning veterans so HLAA is very actively developing programs to assist the veteran.
The annual national HLAA convention is held each June to highlight and inform members of technical and medical advancements in the hearing industry. Nationally known speakers, workshops, and Continuing Education Units are a major part of the convention. The Central Oklahoma Chapter is proud to announce that one of our members, Wanda Evans, received an award for Spirit of HLAA at the most recent convention. HLAA offers 17 awards nationally and our local chapter regularly brings home awards.
Central Oklahoma Chapter of HLAA is extremely proud of our Faye Donalson Hearing Helper’s Room. The Hearing Helper’s Room (HHR) displays many assistive listening devices and is staffed entirely by volunteers. We think this is the only facility like it in the entire country. Yes there are other places where you can see and buy items but these ‘stores’ are normally operated as a business or governmental agency and have a paid staff. Our HHR is a demonstration room only. You cannot buy anything here. You may take an item home for a trial at your leisure. If you have questions the volunteers are extremely knowledgeable and are able to direct you to a professional for assistance. The HHR was established 18 years ago by our member, Faye Donalson and we are proud to have her name on our door.
The Mission Statement of Hearing Loss Association of America states that our goal is to open the world of communication to people with hearing loss by providing information, education, support and advocacy. HLAA’s primary purpose is to educate ourselves, our families, friends, coworkers, teachers, hearing health care providers, industry, government, and others about hearing loss. And we advocate for communication access in the workplace, hotels, schools, court systems, medical, and entertainment facilities. We invite you to be a part of HLAA. Visit our website at www.OKCHearingLoss.org

July AARP Drivers Safety Classes

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Date/ Day/ Location/ Time/ Registration #/ Instructor
July 7/ Thursday/ Okla. City/ 9:30 am – 4 pm/ 951-2277/ Edwards
Integris 3rd Age Center – 5100 N. Brookline suite 100
July 8/ Friday/ Okla. City/ 9 am – 3:30 pm/ 951-2277/ Edwards
S.W. Medical Center -4200 S. Douglas, Suite B-10
July 12/ Tuesday/ Midwest City/ 9 am – 3:30 pm/ 691-4091/ Palinsky
Rose State, Professional Tng. & Ed. Ctr. – 1720 Hudiberg Drive
July 15/ Friday/ Okla. City/ 9 am – 3:30 pm/ 297-1455/ Palinsky
Will Rogers Senior Center – 3501 Pat Murphy Drive
July 19/ Tuesday/ Edmond/ 9 am – 3:30 pm/ 210-6798/ Palinsky
AARP State Office – 126 N. Bryant
July 22/ Friday/ Okla. City/ 9 am – 3:30 pm/ 752-3600 478-4587/ Reffner
Mercy Hospital – 4300 W.Memorial Rd.
July 25/ Monday/ Shawnee/ 9 am – 3:30 pm/818-2916/ Brase
Shawnee Senior Center – 401 N. Bell St.
Aug 4/ Thursday/ Okla. City/ 9:30 am – 4 pm/ 951-2277/ Palinsky
Integris 3rd Age Life Center – 5100 N. Brookline, Suite 100
Aug 16/ Tuesday/ Norman/ 9 am – 3:30 pm/ 307-3176/ Palinsky
Norman Regiional Hospital – 901 N. Porter
Aug 19/ Friday/ Okla. City/ 9 am – 3:30 pm/ 376-1297/ Palinsky
Woodson Park Senior Center – 3401 S. May Ave.
Sept 1/ Thursday/ Okla. City/ 9:30 am – 4 pm/ 951-2277/ Edwards
Integris 3rd Age Life Center – 5100 N. Brookline, Suite 100
Sept 7/ Wednesday/ Norman/ 9 am – 3:30 pm/ 307-3176/ Palinsky
Fowler Toyota – 4050 Interstate Drive
The prices for the classes are: $15 for AARP members and $20 for Non-AARP. Call John Palinsky, zone coordinator for the Oklahoma City area at 405-691-4091 or send mail to: johnpalinsky@sbcglobal.net

Prescription Drug Abuse Threatens Lives of Oklahomans

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It is no secret that prescription drug abuse is Oklahoma’s largest drug problem, taking a toll on too many Oklahomans and their families. Of the more than 5,300 unintentional poisoning deaths in Oklahoma from 2007 to 2014, about 80 percent involved at least one prescription drug and nearly 90 percent of those deaths involved prescription painkillers (opioids).
In recent years, the numbers of unintentional poisoning deaths have surpassed deaths from motor vehicle crashes. More unintentional poisoning deaths involve hydrocodone or oxycodone, both prescription painkillers, than alcohol and all illicit drugs combined. Adults ages 35-54 years have the highest death rate of any age group for prescription overdoses.
The Oklahoma State Department of Health (OSDH) offers the following suggestions for preventing prescription drug overdoses: * Tell your healthcare provider about all medications and supplements you are taking. Opioids, in combination with other depressants such as sleep aids, anti-anxiety medications, or cold medicine, can be dangerous. * Only take medications as prescribed and never more than the recommended dosage. Use special caution with opioid painkillers. * Never share or sell prescription drugs. * Dispose of unused, unneeded, or expired prescription drugs at approved drug disposal sites. * Call 211 for help finding treatment referrals. * Keep all pain medications in a secure place to avoid theft and access to children. * Keep medicines in their original bottles or containers. * Never drink alcohol while taking medication. * Put the Poison Control number, 1-800-222-1222, on or near every home telephone and cell phone for 24/7 access. * If you suspect someone is experiencing an overdose, call 911 immediately.
For more information on prescription drug overdose prevention, contact the OSDH Injury Prevention Service at (405) 271-3430 or visit http://poison.health.ok.gov. For help finding treatment referrals, call 211. To report illegal distribution or diversion of prescription drugs, call the Oklahoma Bureau of Narcotics and Dangerous Drugs Control at 1-800-522-8031.

Wellness program reels in senior men

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Participants like Ronald Haywood, Anthony Hudspeth, Ronnie Pruiett, Tony Hooks and Glenda Nash recently enjoyed a morning of fishing at Lake Hefner thanks to the Oklahoma City Community Foundation and Salvation Army Central Oklahoma.

Fishing add72

by Bobby Anderson, Staff Writer

The fishing line hit the water at Lake Hefner and a Lisa Sydnor teared up.
The senior programs manager for The Salvation Army Central Oklahoma couldn’t help but getting a little misty-eyed watching the collection of senior men fishing from the docks on a picturesque June morning.
“It makes me cry,” Sydnor said. “The people that we are serving the majority of them live on virtually nothing. Can you imagine living on $750 a month? For them to be able to do something that they can enjoy and relax and they don’t have to worry about how much it costs …”
The Salvation Army Central Oklahoma recently received an $11,600 grant from the Oklahoma City Community Foundation and its Wellness Initiative grant program.
The grant will be used to assist in funding senior men’s activity programs, which will allow The Salvation Army to increase its level of service to men at their five senior centers.
On this morning everything was paid for and all the men had to do was reel in the striped bass.
The Salvation Army received the funding the third week of June and by the end of the month Oklahoma City seniors were already dipping their lines into Lake Hefner and pulling out fish.
Sydnor said The Salvation Army received a similar elder grant last year that centered around dance instruction.
“Lots of ladies enjoyed that. We had a great time and a great turnout but the guys didn’t participate,” she said. “They don’t really participate (overall). The focus of this grant was to identify things men would enjoy.”
The funding has helped purchase all needed fishing gear and tackle plus the cost of permits.
“We wanted to find things our seniors could participate in and enjoy and get out. The more you’re out and the more you do the better your are, the better you feel and the better your health is. Our goal is to get our men up and moving.”
Leatherworking and woodworking classes are planned for July and August.
“As we evaluated our activities at the senior centers, we discovered the men’s interest and participation was significantly lower than the women’s,” Sydnor said. “We are so pleased to receive this grant as it will allow us to provide the activities our senior men have told us they want.”
The Wellness Initiative grant will fund wood and leather craft kits; sports equipment for pool, darts, indoor golf and horseshoes; fishing equipment; and, tickets to sporting events. By providing these activities, The Salvation Army strives to increase participation of both men and women in their senior programs.
The Salvation Army Central Oklahoma operates five senior centers throughout the Oklahoma City metro. The centers are open every weekday to seniors ages 55 and older. Seniors have the opportunity to socialize, enjoy lunch and participate in numerous activities that include Bible study, exercise classes, crafts, dancing and much more.
Sydnor said the program is available at no charge to seniors.
Approximately 139,000 Oklahomans receive assistance from The Salvation Army Central Oklahoma Area Command each year through the broadest array of social services that range from providing food for the hungry, relief for disaster victims, assistance for the disabled, outreach to the elderly and ill, clothing and shelter to the homeless and opportunities for underprivileged children.
For more information on the programs and services at The Salvation Army Central Oklahoma, please visit www.salvationarmyokcac.org.
If you would like more information on the centers or other programs you can contact Sydnor at her office at 405-246-1120.
Centers are open 8 a.m. to 3 p.m. Monday through Thursday. On Fridays the centers are open 8 a.m. until noon. Coffee and snacks are served each morning with lunch at 11:30.
“The best way to plug into a center is just to call us. We can tell you where all the centers are,” Sydnor said.

NOMINATIONS OPEN FOR LAURA CHOATE RESILIENCE AWARD

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Award to be Presented at Oklahoma Kids Count Conference

 

Nominations are now open for the 2016 Laura Choate Resilience Award.
The Laura Choate Resilience Award will be presented in November at the 2016 Oklahoma Kids Count Conference, sponsored by the Oklahoma Institute for Child Advocacy (OICA) and Sunbeam Family Services.
The award was created to celebrate individuals who have been significantly impacted by adverse childhood experiences but have overcome obstacles, made a lasting contribution to the lives of young people, exhibit bravery and demonstrate dedication to fostering resilience in youth by exhibiting the characteristics of the “7 Cs of Resilience:” competence, confidence, connection, character, contribution, coping and control.
This award is named for Laura Choate who has served as a lifelong advocate for Oklahoma children and was the first recipient of the Resilience Award. Choate has worked with the OICA to reform the state’s child welfare and juvenile justice system to better serve and protect Oklahoma children. As a youth, Choate served as a plaintiff in a class-action lawsuit that resulted in dramatic changes to Oklahoma’s juvenile justice system and was used as a model by many other states to establish higher standards.
Last year’s Resilience Award was presented to Treba Shyers, an advocate for children in the foster care system who serves as adjudication and post adjudication review board coordinator for the Tulsa County Juvenile Bureau.
Nominations are due July 29 at 5 p.m. and can be made online at http://oica.org/laura-choate-resilience-award/.
The Oklahoma Kids Count Conference is the state’s premier event providing training to improve the lives of Oklahoma children and discuss issues impacting children in the state. Topics for discussion at this year’s conference include: foster parent training, early childhood development, mental health, substance abuse, family preservation and poverty. The conference will be hosted November 2-3 at the University of Central Oklahoma.

Rodeo Queen earns senior title

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Left to right... Ms Texas Senior America 2015 Jill Beam Ms Oklahoma Senior America 2015 Dr Katrina Cochran 2nd Runner up 2016 Susannah (Sam) Koebrick 1st Runner up 2016 Roxanne Parks Ms Oklahoma Senior America 2016 Dove Morgan Schmidt Ms Senior America 2015 Dr Barbara Mauldin 3rd Runner up Katherine Carroll Gordon
Depew’s Dove Morgan Schmidt, 61, won the title of Ms. Oklahoma Senior America and will represent our state.
Depew’s Dove Morgan Schmidt, 61, won the title of Ms. Oklahoma Senior America and will represent our state.

by Bobby Anderson, Staff Writer

Dove Morgan Schmidt’s youngest child always told her that she should find a pageant somewhere and enter it because she was sure to win.
Little did she know that pageant would be the Ms. Oklahoma Senior America pageant and she indeed would be the winner.
“I felt like as the runners-up were going either this went really bad or really good,” she said with a laugh. “I was just doing it for us. I told my husband I’m going to relax and do it for fun and be the best I can be.”
Morgan Schmidt was one of 20 senior women who offered their philosophy of life, presented a talent and dressed up in their best during the mid-June event.
“I was very shocked,” she said. “There were some very strong women in the competition. It took about three days to actually sink in.”
She will compete in the national contest for Ms. Senior America in Atlantic City, New Jersey on October 20.
Morgan Schmidt is the mother of five children and has four grandchildren. She grew up in a ranching family, living the cowboy way of life with cattle and horses.
Having an alcoholic father showed her the need to point children to positive choices while they are still young. She and her husband Mike host more than 250 children each year at their Crossroads Ranch where they teach character, work ethic, basic horsemanship and other life skills in a strong, Christian old West setting.
They teach young and old alike to set goals, dream big and live life to the fullest.
Weekly during the summer Morgan Schmidt and her husband welcome a busload of at-risk youth typically from the Tulsa inner city.
What awaits those kids once they step off the bus is a lesson in a life that tends to stick with them.
“It’s all Old West. We don’t have any video games,” she said. “We teach goal setting and just real strong moral and work ethics and strength and confidence.”
“It’s pretty fun. It’s always entertaining as well. Most do really well and they get a lot of confidence. Most of what they gain is a real strength of character.”
Morgan Schmidt is also a counselor and anger management specialist.
Some of the children come in as victims of sexual abuse.
Seeing them open up around the horses is a true blessing she says.
She believes in giving back by volunteering at Tulsa Youth Works, serving as a board member of Bristow Social Services, and the Indigenous People’s Foundation (International).
She has worked with the prison/parolee program since 1989 and is a Rodeo Queen judge and coordinator.
Family and encouraging people to walk a purposed life, horse training, helping children and adults with horse and life skills at the ranch plus writing books and articles and reciting cowboy poetry are among her many interests.
Morgan Schmidt founded the Crossroads Ranch Ministries and is a member of Chandler Assembly of God Church and the Cowboys’ United Cowboy Church. Nearly 200 people came to see the event, held at the Westminster Presbyterian Community Center’s basement theatre.
Morgan Schmidt will now take part in speaking engagements throughout various communities. Her message is simple.
“That women need to keep living,” Morgan Schmidt said. “The rest of their years need to be the best of their years. I’m 61 and all the time whenever I go someplace someone says ‘Oh, when you get to my age you’ll know what I mean.’ Almost every single time I’m older than they are but they don’t know it.”
Several family members were able to attend to see Morgan Schmidt earn her crown. Others anxiously waited for updates via Facebook.
“I would love to encourage other women 60 and older to look into the pageant,” she said. “It’s a once-in-a-lifetime experience. It’s a great way to connect.”
Wynelle Record, Oklahoma City Cameo Club member, and previous pageant participant said the pageant is about celebrating senior women and all they still have to offer.
“We were little girls playing grown up and all of us got to be Cinderella,” Record said. “We represented the communities we were from.”

Independent Transportation Network – Provides 100+ Rides/month

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MISSION OF THE INDEPENDENT TRANSPORTATION NETWORK OF CENTRAL OKLAHOMA

 

A volunteer-driven transportation service providing safe, reliable, personalized and affordable rides to seniors (60+) and visually impaired adults to their destination of choice, 24/7, in private vehicles throughout OK County.
The Independent Transportation Network of Central Oklahoma, ITNCO, a newly established non-profit affiliate of ITN America, marks its’ one-year operational milestone this month. Currently ITNCO provides an average of 100 rides/month throughout the metro area. This new non-profit is guided by a strong and active board of directors with financial support from community grants and funds from local medical institutions and private donors.
In order to continue to serve an increasing number of riders, ITNCO seeks additional volunteer drivers from the greater OKC metro area.
Volunteers may choose which days and times they drive/week ranging from one afternoon or morning/week or more depending on weekly schedules and needs. Volunteers may “bank” their miles driven for their own future use or for another member of their congregation or organization. Volunteers receive a free rider membership that they can also share with a family member or friend.
Interested volunteer drivers may sign up at www.itncentraloklahoma.org and receive personal training and guidelines before giving first ride. Once confirmed, drivers receive email or text notices when rides are requested. The ITNCO friendly staff finalizes arrangements and sends a complete ride summary to volunteers in advance of each scheduled ride. Details on rider memberships and benefits to volunteers are listed on the ITN Central Oklahoma website, www.itncentraloklahoma.org.
“I enjoy getting to know my riders while driving them to the bank, dentist, beauty shop or store. I have driven a former teacher, doctor, sales manager, priest and nurse and each are so grateful and appreciative for the ride that I get a lift while giving one!” -Volunteer driver
In short, our ride service allows seniors to remain active and engaged in their community.
WAYS TO ASSIST INCLUDE:
· Schedule a presentation at your house of worship or community organization
· Volunteer as a driver online or contact Tracy, 602-1558
· Donate to ITNCO, a 501c3, or donate a Rider Membership ($50)
· Tracy Senat, Executive Director, info@itncentraloklahoma.org

TRAVEL/ ENTERTAINMENT: Drive Australia’s Great Ocean Road, Victoria, Australia

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Central Park, New York City.
St. James Park, London.
St. James Park, London.

Take a stroll through one of these VirtualTourist recommended City parks.
Central Park, New York City, N.Y.
New ork City’s Central Park is perhaps an obvious choice, but hard to beat. Central Park was the first public park built in America, and was constructed in the middle of the 19th century to create a breathing space for the 500,000 people then living in New York City. It occupies 843 acres of prime real estate between Fifth and Eighth Avenues, stretching from 59th Street south to 110th Street north. On any given day you will find New Yorkers and tourists there in numbers, making full use of this wonderful green oasis in an otherwise manic city. Whether walking, jogging, running, exercising dogs or themselves, boating on the lake, playing ball, catching up with friends on one of the many benches or simply lying in the sun — there are so many ways in which to enjoy Central Park. VirtualTourist members say one of their favorite things is to take a walk in the part of the park known as the Ramble, a protected ecosystem that feels more like the woods than a park, and then relax for a while on a bench watching the rowers on the lake. Other activities include a visit to Central Park Zoo, a ride on the carousel and a walking tour.
St. James Park, London, England
St. James Park, the oldest Royal Park in London, is surrounded by three palaces — Westminster, the oldest, and now the Houses of Parliament, St James’ and, of course, Buckingham Palace. While VirtualTourist members say that all the London parks provide a welcome green oasis, St. James has the edge. Perhaps it’s the lovely lake with so many beautiful water birds, or maybe the great views to be had from its bridge. Stand there for a while and look toward Whitehall — the domes and copulas will make you think you are somewhere far more exotic than London. Then turn to look the other way and you’ll see one of the city’s most famous buildings, Buckingham Palace, which some say looks better from this distance than close up. This is also a great park for picnics, and for people-watching. So linger a while on the benches — or why not follow a great London parks’ tradition and hire a deck chair? And if you’re looking for refreshments, the park has an excellent restaurant and several snack kiosks. VT Tip: The famous resident pelicans are fed every day at 2:30 p.m.
Kings Park, Perth, Western Australia
One of the world’s largest and most beautiful inner-city parks, Kings Park in Perth has Aboriginal and European history, wonderful views of the city and the most spectacular Western Australian Botanic Garden, which displays more than 3,000 species of the state’s unique flora. There are sculptures, water gardens, a treetop walk, a gift shop, cafes and restaurants, wildlife and much more. One of the most moving experiences is the Memorial Walking Trail (1 mile). Along the war memorial path, you will pass the Flame of Remembrance whose flame never goes out. A look at it and you can see four torches, each one represents one of these forces — Navy, Air Force, Army and Women’s Services. It is a place to come and stand in silence, remembering the Western Australians who served in the wars and lost their lives. Around the walls are the names of all the major battlefields and there are plaques with the names of the Victorian Cross and the George Cross recipients from Western Australia.
Deukmejian Wilderness Park, Glendale, Calf.
Not many small- or medium-size cities can boast of three mountain ranges within its border, but Glendale, California, does. Stretching east and north from the San Fernando Valley, the city takes in substantial parts of the San Rafael Hills and the Verdugo Mountains, plus a small slice of the San Gabriel Mountains at the city’s northern extremity. At this northernmost spot in Glendale, overlooking the foothill communities of La Crescenta and Tujunga, lies Deukmejian Wilderness Park, named after former California Governor George Deukmejian. The 709-acre wilderness park features a picnic area, amphitheater, miles of hiking trails and plenty of parking. It is home to the historic Le Mesnager Barn, built in 1914, which the city is committed to turning into an interpretive center in the not-too-distant future. It is also home to the city’s robust volunteer Trails and Open Space program, which provides the community with opportunities for habitat restoration, interpretive programs, trail maintenance and trail safety patrols. The park is open from 6 a.m. until one hour after sundown and entrance is always free. VirtualTourist members say one of their favorite things here is the amazing views of Los Angeles, stretching as far as Santa Monica and Catalina Island on a clear day; as well as the animal spotting. Keep an eye out for numerous species of mammals, including coyote, mule deer, gray fox, bobcat and mountain lion, as well as a vast array of common lizards, snakes and 23 species of birds, including California quail, northern flicker, scrub jay, Nuttall’s woodpecker, American kestrel and Cooper’s, red-tailed and red-shouldered hawks. Golden eagles and California black bears have also been spotted!
Kandawgyi Park, Yangon (Rangoon), Myanmar
If the bustle of downtown Yangon is getting to you, you may want to go for a relaxing stroll in the Kandawgy Park, which translates as Royal Lake. There are plenty of shaded areas and it is very peaceful. The centerpiece of the park is the large Karaweik (Royal Barge). This is not an ancient monument, but a modern construction that houses a function hall amongst other things. As well as the Karaweik, there is a small children’s zoo and play area and various food outlets. The park also serves as a venue for pop concerts on the weekends. Somewhat incongruously, you may spot a fully camouflaged tank nestled amongst the bushes and there is a bevy of black swans on the lake making the entire scene quite beautiful. There is an admission charge for foreigners, about $2 USD.

(c) 2016 Virtualtourist.com, Distributed by Tribune Content Agency, LLC

Fraud Advisory: Social Security Inspector General Warns Public About Email Phishing Scheme

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The Acting Inspector General of Social Security, Gale Stallworth Stone, is warning citizens about a suspicious email “phishing” scheme that recently surfaced. The Office of the Inspector General (OIG) received reports that several hundred employees of a private company, with offices across the country, recently received an email message that appears to be from the Social Security Administration (SSA). The message alerts a recipient of “unusual” activity with his or her Social Security number (SSN).
The email subject line reads, “Review Your Social Security Activity”, and while the email sender displayed is “Social Security Administration,” the corresponding email address is ceriley@centurytel.net. The message includes a PDF attachment with the heading “Notification.” It advises the recipient, “We detected something unusual about a recent use of your SSN” and “to help keep you safe, we required an extra security challenge.” The message states that if the recipient did not recently use his or her SSN, then a “malicious user” might have misused the recipient’s number. It asks the recipient to review recent activity via an embedded link, which links to a suspicious SSA-like site. Further, to appear legitimate, the notice includes SSA’s official seal and the words “Social Security Administrator, United States Of America” in the signature.
This type of phishing scheme could lead to identity theft or Social Security benefit theft. Therefore, Acting Inspector General Stone urges all citizens to be extremely cautious when receiving requests to provide personal information over the internet or the telephone. “Don’t provide your Social Security number, bank account numbers, or other personal information, including account passwords, over the internet or by telephone unless you know and trust the source requesting it,” Stone said. “You should be extremely confident that the source is a legitimate entity, and that your information will be secure after you provide it.”
Before clicking an embedded email link, try to verify the source. One method of verifying the true source is to hover over the linked text, without clicking, to reveal the destination address. For instance, in the email described above, the attachment includes the text “Review your activity,” which links to www.ssa.gov.kerodun.net/activity. While ssa.gov appears in the destination address, the “kerodun.net/activity” portion of the address is suspicious; users should be vigilant of similar questionable web addresses.
If a person has questions about any communication—email, letter, text, or phone call—that claims to be from SSA, Stone recommends contacting a local Social Security office, or calling Social Security’s toll-free customer service number at 1-800-772-1213, 7 a.m. to 7 p.m., Monday through Friday, to verify its
Fraud Advisory
legitimacy. (Those who are deaf or hard-of-hearing can call Social Security’s TTY number at 1-800-325-0778.)
Individuals may report suspicious activity involving Social Security programs and operations to the Social Security Fraud Hotline at https://oig.ssa.gov/report, or by phone at 1-800-269-0271, 10 a.m. to 4 p.m., Eastern Time, Monday through Friday. (Those who are deaf or hard-of-hearing can call the OIG TTY number at 1-866-501-2101.)
For more information, please contact Andrew Cannarsa, the OIG’s Acting Communications Director, at (410) 965-2671.

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