By Jose M. Olivero
Social Security Public Affairs Specialist in Oklahoma
A home run is a highlight of any baseball game. The fans cheer with excitement to see a player rocket the ball into the stands. So, what are you doing to prepare for your retirement home run? Your goal should be to get past 1st, 2nd & 3rd base and make it home with a hefty plate of savings.
Social Security has many tools to help you achieve financial security.
Take the first step and visit www.socialsecurity.gov/myaccount. The benefit of having a my Social Security account is that it gives you access to your personal Social Security Statement, verification of correct earnings, and an estimate of your early retirement benefits at age 62, full retirement age of 66, and delayed age at 70.
We protect your information by using security features and strict identity verification to detect fraud. In several states including the newly added Idaho, Mississippi, and North Dakota, you can request a replacement Social Security card online. Find out if your state offers the service at www.socialsecurity.gov/ssnumber.
In addition to using your personal my Social Security account to prepare for a comfortable retirement, you can visit www.myra.gov. At myRA, you can access new retirement savings options from the Department of the Treasury. This service is designed for the millions of Americans who struggle with saving for retirement — it’s an easy and safe way to help you take control of your future.
myRA is designed for people who don’t have a retirement savings plan through their employer, or are limited from other savings options. If your employer provides a retirement savings plan, such as a 401(k), learn more about that plan’s potential for matching contributions or other benefits.
Since myRA isn’t connected to any employer, it allows workers to hold on to it when they move to different jobs. myRA makes your money grow faster than a traditional savings account.
Having both my Social Security and myRA accounts in place, you’re guaranteed to hit a home run in successfully planning for your future. Learn more about all of your choices at www.socialsecurity.gov.
It is no secret that prescription drug abuse is Oklahoma’s largest drug problem, taking a toll on too many Oklahomans and their families. Of the more than 5,300 unintentional poisoning deaths in Oklahoma from 2007 to 2014, about 80 percent involved at least one prescription drug and nearly 90 percent of those deaths involved prescription painkillers (opioids).
In recent years, the numbers of unintentional poisoning deaths have surpassed deaths from motor vehicle crashes. More unintentional poisoning deaths involve hydrocodone or oxycodone, both prescription painkillers, than alcohol and all illicit drugs combined. Adults ages 35-54 years have the highest death rate of any age group for prescription overdoses.
The Oklahoma State Department of Health (OSDH) offers the following suggestions for preventing prescription drug overdoses: * Tell your healthcare provider about all medications and supplements you are taking. Opioids, in combination with other depressants such as sleep aids, anti-anxiety medications, or cold medicine, can be dangerous. * Only take medications as prescribed and never more than the recommended dosage. Use special caution with opioid painkillers. * Never share or sell prescription drugs. * Dispose of unused, unneeded, or expired prescription drugs at approved drug disposal sites. * Call 211 for help finding treatment referrals. * Keep all pain medications in a secure place to avoid theft and access to children. * Keep medicines in their original bottles or containers. * Never drink alcohol while taking medication. * Put the Poison Control number, 1-800-222-1222, on or near every home telephone and cell phone for 24/7 access. * If you suspect someone is experiencing an overdose, call 911 immediately.
For more information on prescription drug overdose prevention, contact the OSDH Injury Prevention Service at (405) 271-3430 or visit http://poison.health.ok.gov. For help finding treatment referrals, call 211. To report illegal distribution or diversion of prescription drugs, call the Oklahoma Bureau of Narcotics and Dangerous Drugs Control at 1-800-522-8031.
What would be the first thing you would do when elected president?
If I was elected president I would try to meet with all the countries having problems with Al-Qaeda and figure out how to live on the planet together. Glenda Nash
The first thing would be to make sure all the elderly had their benefits and make sure everyone had insurance. Ronald Haywood
Lower taxes for everybody. Anthony Hudspeth
I’m going to say ensure equal rights for everybody. Ronnie Pruiett
Oklahoma Medical Research Foundation scientist Holly Van Remmen, Ph.D.
Oklahoma Medical Research Foundation scientist Holly Van Remmen, Ph.D., has received the Denham Harman Award from the American Aging Association. The honor, the highest bestowed by the organization, was presented to Van Remmen at the Aging Association’s annual meeting in Seattle earlier this month.
Established in 1978, the prize is a lifetime achievement award that recognizes scientists who have made significant contributions to the field of research in aging.
Van Remmen joined OMRF in 2013 and heads the foundation’s Aging & Metabolism Research Program. Prior to that, she spent more than two decades as an aging researcher at the University of Texas Health Sciences Center in San Antonio, where she earned her Ph.D. in 1991.
Her work has focused on age-related muscle loss and amyotrophic lateral sclerosis, also known as Lou Gehrig’s disease. During her career, she has made a series of important insights on muscle degeneration, and this past year she led study that found new links between traumatic brain injuries and neurodegenerative conditions.
“This is such a nice honor for me personally,” said Van Remmen, who was named the G.T. Blankenship Chair in Aging Research at OMRF in April. “But this award also lets me know that our colleagues across the country now recognize Oklahoma as a force in research on aging.”
In 2015, working with scientists at the University of Oklahoma Health Sciences Center and the VA Medical Center, she helped secure a Nathan Shock Center of Excellence in the Biology of Aging grant—one of only six awarded nationwide—from the National Institutes of Health. With OUHSC’s Arlan Richardson, Ph.D., she now serves as co-director of the Shock Center, which focuses on geroscience, the study of how aging impacts disease and changes that occur in aging that predispose people to disease.
The long-term goal of this work, she said, “is not to find a fountain of youth, but to address the declining quality of life as we age. We want people’s ‘healthspans’ to match their lifespans.”
Take a stroll through one of these VirtualTourist recommended City parks.
Central Park, New York City, N.Y.
New ork City’s Central Park is perhaps an obvious choice, but hard to beat. Central Park was the first public park built in America, and was constructed in the middle of the 19th century to create a breathing space for the 500,000 people then living in New York City. It occupies 843 acres of prime real estate between Fifth and Eighth Avenues, stretching from 59th Street south to 110th Street north. On any given day you will find New Yorkers and tourists there in numbers, making full use of this wonderful green oasis in an otherwise manic city. Whether walking, jogging, running, exercising dogs or themselves, boating on the lake, playing ball, catching up with friends on one of the many benches or simply lying in the sun — there are so many ways in which to enjoy Central Park. VirtualTourist members say one of their favorite things is to take a walk in the part of the park known as the Ramble, a protected ecosystem that feels more like the woods than a park, and then relax for a while on a bench watching the rowers on the lake. Other activities include a visit to Central Park Zoo, a ride on the carousel and a walking tour.
St. James Park, London, England
St. James Park, the oldest Royal Park in London, is surrounded by three palaces — Westminster, the oldest, and now the Houses of Parliament, St James’ and, of course, Buckingham Palace. While VirtualTourist members say that all the London parks provide a welcome green oasis, St. James has the edge. Perhaps it’s the lovely lake with so many beautiful water birds, or maybe the great views to be had from its bridge. Stand there for a while and look toward Whitehall — the domes and copulas will make you think you are somewhere far more exotic than London. Then turn to look the other way and you’ll see one of the city’s most famous buildings, Buckingham Palace, which some say looks better from this distance than close up. This is also a great park for picnics, and for people-watching. So linger a while on the benches — or why not follow a great London parks’ tradition and hire a deck chair? And if you’re looking for refreshments, the park has an excellent restaurant and several snack kiosks. VT Tip: The famous resident pelicans are fed every day at 2:30 p.m.
Kings Park, Perth, Western Australia
One of the world’s largest and most beautiful inner-city parks, Kings Park in Perth has Aboriginal and European history, wonderful views of the city and the most spectacular Western Australian Botanic Garden, which displays more than 3,000 species of the state’s unique flora. There are sculptures, water gardens, a treetop walk, a gift shop, cafes and restaurants, wildlife and much more. One of the most moving experiences is the Memorial Walking Trail (1 mile). Along the war memorial path, you will pass the Flame of Remembrance whose flame never goes out. A look at it and you can see four torches, each one represents one of these forces — Navy, Air Force, Army and Women’s Services. It is a place to come and stand in silence, remembering the Western Australians who served in the wars and lost their lives. Around the walls are the names of all the major battlefields and there are plaques with the names of the Victorian Cross and the George Cross recipients from Western Australia.
Deukmejian Wilderness Park, Glendale, Calf.
Not many small- or medium-size cities can boast of three mountain ranges within its border, but Glendale, California, does. Stretching east and north from the San Fernando Valley, the city takes in substantial parts of the San Rafael Hills and the Verdugo Mountains, plus a small slice of the San Gabriel Mountains at the city’s northern extremity. At this northernmost spot in Glendale, overlooking the foothill communities of La Crescenta and Tujunga, lies Deukmejian Wilderness Park, named after former California Governor George Deukmejian. The 709-acre wilderness park features a picnic area, amphitheater, miles of hiking trails and plenty of parking. It is home to the historic Le Mesnager Barn, built in 1914, which the city is committed to turning into an interpretive center in the not-too-distant future. It is also home to the city’s robust volunteer Trails and Open Space program, which provides the community with opportunities for habitat restoration, interpretive programs, trail maintenance and trail safety patrols. The park is open from 6 a.m. until one hour after sundown and entrance is always free. VirtualTourist members say one of their favorite things here is the amazing views of Los Angeles, stretching as far as Santa Monica and Catalina Island on a clear day; as well as the animal spotting. Keep an eye out for numerous species of mammals, including coyote, mule deer, gray fox, bobcat and mountain lion, as well as a vast array of common lizards, snakes and 23 species of birds, including California quail, northern flicker, scrub jay, Nuttall’s woodpecker, American kestrel and Cooper’s, red-tailed and red-shouldered hawks. Golden eagles and California black bears have also been spotted!
Kandawgyi Park, Yangon (Rangoon), Myanmar
If the bustle of downtown Yangon is getting to you, you may want to go for a relaxing stroll in the Kandawgy Park, which translates as Royal Lake. There are plenty of shaded areas and it is very peaceful. The centerpiece of the park is the large Karaweik (Royal Barge). This is not an ancient monument, but a modern construction that houses a function hall amongst other things. As well as the Karaweik, there is a small children’s zoo and play area and various food outlets. The park also serves as a venue for pop concerts on the weekends. Somewhat incongruously, you may spot a fully camouflaged tank nestled amongst the bushes and there is a bevy of black swans on the lake making the entire scene quite beautiful. There is an admission charge for foreigners, about $2 USD.
(c) 2016 Virtualtourist.com, Distributed by Tribune Content Agency, LLC
Dear Savvy Senior, Who all is eligible for Social Security survivor benefits? My ex-husband died last year at the age of 59, and I would like to find out if me, or my two kids – ages 13 and 16 – that we had together are eligible for anything? Divorced Widow
Dear Divorced,
If your ex-husband worked and paid Social Security taxes, both you and your kids may very well be eligible for survivor benefits, but you need to act quickly because benefits are generally retroactive only up to six months. Here’s what you should know.
Under Social Security law, when a person who has worked and paid Social Security taxes dies, certain members of that person’s family may be eligible for survivor benefits including spouses, former spouses and dependents. Here’s a breakdown of who may be eligible.
Widow(er)’s and divorced widow(er)’s: Surviving spouses are eligible to collect a monthly survivor benefit as early as age 60 (50 if disabled). Divorced surviving spouses are also eligible at this same age, if you were married at least 10 years and did not remarry before age 60 (50 if disabled), unless the marriage ends.
How much you’ll receive will depend on how much money (earnings that were subject to Social Security taxes) your spouse or ex-spouse made over their lifetime, and the age in which you apply for survivors benefits.
If you wait until your full retirement age (which is 66 for people born in 1945-1956 and will gradually increase to age 67 for people born in 1962 or later), you’ll receive 100 of your deceased spouses or ex-spouses benefit amount. But if you apply between age 60 and your full retirement age, your benefit will be somewhere between 71.5 – 99 percent of their benefit.
To find out what percentage you can get under full retirement age visit ssa.gov/survivorplan/survivorchartred.htm.
There is, however, one exception. Surviving spouses and ex-spouses that are caring for a child (or children) of the deceased worker, and they are under age 16 or disabled, are eligible to receive 75 percent of the worker’s benefit amount at any age.
Unmarried children: Surviving unmarried children under age 18, or up to age 19 if they’re still attending high school, are eligible for survivor benefits too. Benefits can also be paid to children at any age if they were disabled before age 22 and remain disabled. Both biological and adoptive children are eligible, as well as kids born out of wedlock. Dependent stepchildren and grandchildren may also qualify. Children’s benefits are 75 percent of the workers benefit.
Dependent parents: Benefits can also be paid to dependent parent(s) who are age 62 and older. For parents to qualify as dependents, the deceased worker would have had to provide at least one-half of the parent’s financial support.
But be aware that Social Security has limits on how much a family can receive in monthly survivors benefits – usually 150 to 180 percent of the workers benefit.
You also need to know that in addition to survivor benefits, surviving spouses or children are also eligible to receive a one-time death benefit of $255.
Social Security also provides surviving spouses and ex-spouses some nice strategies that can help boost your benefits. For example, you could take a reduced survivor benefit at age 60, and could switch to your own retirement benefit based on your earnings – between 62 and 70 – if it offers a higher payment.
Or, if you’re already receiving retirement benefits on your work record, you could switch to survivors benefits if it offers a higher payment. You cannot, however, receive both benefits.
You also need to know that if you collect a survivor benefit while working, and are under full retirement age, your benefits may be reduced depending on your earnings.
For more information, visit ssa.gov/survivorplan or call 800-772-1213.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
Dear Savvy Senior, What can seniors do to protect themselves from identity theft? My brother-in-law, who’s 77, recently had his identity stolen and I want to make sure it doesn’t happen to me. 10 Ways Seniors Can Avoid Identity Theft
Dear Worried,
Great question! Each year around 17 million people fall victim to identity theft, which happens when someone gets access to your Social Security number, bank or credit card account number, or other identifying information and uses it to steal from you. Here are some free steps you can take to reduce your risks.
Guard your personal information: Never give your Social Security number, credit card number, checking or savings account numbers to anyone unless you initiate the contact. Also, do not carry your Social Security card around in your wallet or purse, and don’t carry around your Medicare card either unless you’re going to the doctor.
Get off mailing lists: Put a stop to preapproved credit-card offers, which is a gold mine for ID thieves. To do this visit optoutprescreen.com or call 888-567-8688 – they will ask for your Social Security number and date of birth. You can stop other junk mail at dmachoice.org, and reduce telemarketing calls at donotcall.gov.
Use strong passwords: To safeguard your personal data on your smartphone or tablet don’t use a password that’s easy to hack, like 1234 or 0000. Also, make your computer passwords more than 8 characters long, with uppercase and lowercase letters, numbers, and symbols like # and %, and use different passwords on different accounts. If it’s hard to remember them, try a password manager service like dashlane.com, truekey.com or lastpass.com.
Be wary of unknown emails: Never click on links in emails from strangers, or those that claim to be from the Social Security Administration, IRS or other government agencies, or from your bank, phone or credit card company warning of a “problem.” This can result in identity-stealing malware being installed on your computer. To protect your computer from malware, install antivirus software (see avg.com and avast.com for free options) and set up automatic security updates and full weekly scans.
Secure your mail: Empty your home mailbox quickly or buy a locked mailbox to deter thieves. And mail outgoing payments from a U.S. Postal Service mailbox or the post office, not from your more vulnerable home mailbox.
Get safer credit cards: If you don’t already have one, get an EMV chip credit card from your credit card provider. They’re much more difficult for fraudsters to hack than magnetic strip cards.
Shred unneeded documents: Buy a crosscut paper shredder so you can shred all unneeded records, receipts, statements, preapproved credit offers or other papers you throw out that has your financial or personal information.
Monitor your accounts: Review your monthly bank and credit card statements carefully, and see if your bank or credit card issuer offers free alerts that will warn you of suspicious activity as soon as it’s detected. If they do, sign up for them or use eversafe.com, which will do it for you for a small fee.
Watch your credit: Check your credit report at annualcreditreport.com or call 877-322-8228. You can receive one free report a year from each of the three major credit bureaus (Equifax, Experian and TransUnion), so consider staggering your request so you can get one free copy every four months.
Set up security freezes: If you don’t plan to apply for new credit, loans, insurance or utility services, freeze your credit reports so crooks can’t open up new accounts in your name. Rules vary by state, but the $5 to $20 fee is waived if you’re 65 or older, or show proof of past ID theft. Security freezes are set up at all three credit bureaus at equifax.com, experian.com and transunion.com.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
Crystal Bowersox will visit Camp Blue Hawk July 20.
Acclaimed singer-songwriter inspires kids with type 1 diabetes to pursue their dreams
Crystal Bowersox understands how crucial it is to find a healthy balance on and off the stage. Diagnosed with type 1 diabetes (T1D) at age 6, Crystal — now 30 — reached the heights of American Idol in 2010 and maintains an ongoing musical career. Having nearly lost her spot on the show due to a short hospitalization brought on by the rigorous taping and rehearsal schedule, she vowed to make it her mission to touch others impacted by diabetes with her music and her message.
On Wednesday, July 20, Crystal will visit Camp Blue Hawk, a residential camp serving Oklahoma kids also growing up with T1D. Camp Blue Hawk is a project of Harold Hamm Diabetes Center–Children’s at the University of Oklahoma. This year’s five-day camp will serve 48 children ages 10 to 15 near Guthrie at the Central Christian Camp and Conference Center. Crystal will meet the campers, share her story, and perform briefly.
“Growing up with diabetes, I felt isolated from other kids because they didn’t understand the challenges I faced, and today I know there are many who experience the same things,” said Crystal. “However, despite the obstacles, I learned how to manage the disease, and I try to live my life to the fullest.”
Crystal’s grit and determination caught the eye of Lilly Diabetes, which today introduced her as its newest type 1 diabetes ambassador. Crystal’s visit to Camp Blue Hawk is part of the Lilly Camp Care Package program, one of the largest diabetes camp support programs in the United States.
Attending a diabetes summer camp can be a valuable experience for children learning to live with the disease, particularly those transitioning from parental care to self-care. A three-year survey by the American Diabetes Association® showed camp experience increases children’s diabetes knowledge, self-confidence, diabetes management and emotional well-being. Camps are especially valuable for newly diagnosed campers (less than one year since initial diagnosis) changed the most, with 19 percent showing improvement in their ability to manage diabetes-related issues.
Since finishing as first runner-up on Season 9 of American Idol, Crystal has released two full-length albums and two EPs, mostly featuring her own original songs. She has collaborated with Joe Cocker, B.B. King, Alanis Morissette, Jakob Dylan, John Popper of Blues Traveler, and Melissa Etheridge, among others. Originally from Northwest Ohio, Crystal now makes her home in Nashville.
Harold Hamm Diabetes Center (HHDC) is an OU Medicine Center of Excellence leading the way to prevent, treat, and ultimately find a cure for diabetes. HHDC–Children’s is the center’s pediatric division, housed in the OU Children’s Physicians building in Oklahoma City. This is Camp Blue Hawk’s second year; campers are invited by medical staff at HHDC–Children’s, and every camper attends on scholarship. www.haroldhamm.org
The recently opened St. Anthony Pavillion was designed by Rees and Associates and constructed at a cost of $53 million with Turner Construction Company as general contractor.
St. Anthony Hospital opened its new Pavilion on Wednesday, June 22. The Pavilion, located on the east side of the campus and accessible from its Walker Avenue entrance, houses a new 36 bed emergency department, two 24 bed intensive care units, and a 24 bed progressive care unit. The 111,000 square foot, four-story facility project represents the crowning point of the hospital’s $220 million campus expansion plan announced in 2004 after it affirmed its decision to stay in Midtown. The emergency room is the first department to open in the new facility on June 22, followed by the opening of the new progressive care unit and the two new intensive care units over the next two weeks.
“We are excited about the Pavilion completion, as it represents significant enhancements for the benefit of our patients,” stated Tammy Powell, president, St. Anthony Hospital. “Our new emergency room, intensive care units and progressive care unit expand our capacity to accommodate the growth of patients seeking care through our state-wide rural affiliate network and four St. Anthony Healthplex campuses in Oklahoma City. The facility features many medical care advancements to improve upon the exceptional care we provide as well as improve the patient and visitor experience.”
The Pavilion expands the St. Anthony Emergency Room to 34 exam rooms and increases the hospital inpatient beds by 72. St. Anthony Hospital’s total inpatient licensed beds with the new expansion is 774 beds.
In 2003, St. Anthony Hospital announced it was contemplating a move because the Midtown area was in significant decline. Dilapidated buildings were common place in Midtown, and very little business investment was occurring outside of the hospital complex. In 2004, after collaborating with community and civic leaders, the hospital made the decision to stay in its 100+ year home. St. Anthony revealed an aggressive redevelopment plan for its campus. The City of Oklahoma City committed to provide assistance with streetscapes and traffic flow improvements. Over the past 12 years, the hospital invested in upgrades of patient care and common areas, redesigned and expanded its east entrance, opened a new medical office building, rehabilitation unit and $30 million surgery center, and completed numerous campus beautification projects.
City improvements in the area included the construction of two roundabouts as well as numerous streetscape projects. The City also offered assistance with the removal of dilapidated buildings. As improvements in the area were made, Midtown became an attractive area for developers. Today, Midtown is vibrant as a walkable community with restaurants, entertainment, housing and retail growth.
Rees and Associates were the architects for the $53 million project, and Turner Construction Company was the general contractor.
It is the distinct pleasure of the Troy and Dollie Smith Wellness Center at the INTEGRIS Cancer Institute to invite you to our 22nd annual art exhibit dedicated to the curative powers of creativity and to all whose lives have been affected by cancer. This will be our biggest show yet, with more than 200 pieces of art.
Artists of all ages wishing to express how their lives have been affected by cancer will have their work on display. The pieces are individual or collaborative, done by professionals as well as first-time artists. The exhibit showcases all forms of art including fiber, graphics, oil, watercolor, mixed media, photography, pottery, sculpture, writing and poetry. Pieces will be displayed from July 29 through Sept. 9, 2016.
OPENING RECEPTION Artists, cancer survivors, families and friends will be recognized at the 22nd annual Celebration of Life Art Show and Opening Reception on Friday, July 29, 2016, from 5:30 to 7:30 p.m. at the INTEGRIS Cancer Institute, 5911 W. Memorial Road, Oklahoma City, OK 73142. To RSVP for the event, please call 405-951-2277.
