Article by Nikki Buckelew, Buckelew Realty Group’s Mature Moves Division with Keller Williams Realty. www.okcmaturemoves.com

In generations past, there simply weren’t many options when it came to where one would live out their retirement years. In fact, there were basically three choices: 1) Stay put in your own home, 2) live with your kids, or 3) move to a nursing home when “it was time.”
The landscape has certainly changed significantly in the last decade. Not only are people living longer, but retirees have more options than ever before as it relates to housing options. So many choices it can make your head spin!
Fewer people as of late are opting to stay in a home that is too large, too costly, or losing value due to neighborhood decline. Even fewer are electing to move in with their adult children. More and more seniors are taking a proactive approach concerning their retirement lifestyle, with the trend toward community living designed to support and encourage the independent lifestyle they value.
The new normal
Included in the available stock of senior living options are upscale luxury apartments catering to the active 55 and older crowd, as well as all-inclusive resort style properties resembling a cross between 5-star hotels and country clubs. Private residences including duplexes, cottages, garden homes, and villas are also on the rise, boasting neighborhood club houses with fitness and media rooms, walking paths, organized activities and trips, and more. All this and they even take care of your yard and maintenance.
For those needing a bit slower pace and maybe even a little help from time to time, there are supportive housing communities designed to help people remain autonomous and independent by providing non-medical assistance. Key attractors to these communities include 2-3 prepared meals a day, housekeeping services, rides to the doctor and local retail and grocery stores, and 24-hour concierge access. When needed, many of these communities can provide or arrange for assistance with dressing, bathing, and medications.
Of course there are still the communities equipped to care for those with chronic medical or mental illnesses or degenerative diseases. Unlike the independent and assisted living communities mentioned above, however, these longterm care facilities are ‘chosen’ by default only after other options have been ruled out.
Comparing options can be complicated
With all these options, especially the all-inclusive ones, the challenge is figuring out which communities have what you are looking for. More importantly, what services are offered and what the fees include. Each development has varied unit sizes and meal options, as well as ever-changing, healthcare options and activity programming.
Ownership may belong to a for-profit enterprise or operated by a not-for-profit organization. Some are affiliated with churches, universities, and local municipalities and each has it’s own unique philosophy of property management.
Taking proactive steps
The key to finding the right fit is investigating the various options available well in advance – long before you are ready to make a change. By doing so, you remain in the driver’s seat when it comes to your lifestyle choices, rather than leaving it to chance (or up to your kids).
Fortunately, senior adults have a variety of free educational opportunities in the metro area to choose from when it comes to learning the ins and outs of 55+ living options. Some events are hosted by senior living communities who offer optional campus tours directly following the educational program and others are held in event centers. The goal of these organizations and associated expert speakers is to help older adults and their trusted advisors navigate the sea of information related to senior living.

Below is a list of a few upcoming events (advanced registration required):

Candid Conversations: Senior Living Options – Epworth Villa Retirement Community – August 15th at 10am RSVP: 405-752-1200
How to Pay for Senior Living – Spanish Cove Retirement Village – August 31st at 10am RSVP: 405-354-5906
The Truth About Senior Living – OptionsMAPS3 Health & Wellness Center – September 14th at 10am & 2pm RSVP: 405-563-7501
Getting Real About Real Estate after Retirement – Concordia Life Care Community – October 24th at 2:30pm RSVP: 405-437-1414

Iola Caldwell springs from hardworking small-town Oklahoma stock. Diligence, meticulousness, and self-sacrifice characterized the lives of her parents, and their values have been passed down undiluted to their daughter. Growing up in Depression-era Oklahoma required a unique kind of personal determination and pride in oneself and in work. Iola’s father made hand-crafted leather saddles that still exist. Her mother, in addition to caring for her family, washed dishes in a local restaurant. Iola remembers that her mother always admonished her to “always do your best.”
A youth of 82 years, Iola’s best includes careful, specialized attention to the laundry of all the residents at Rivermont Gardens Assisted Living. For the last sixteen years, Iola has faithfully treated the residents and families at the Gardens the way she would want to be treated herself. No matter what particular wishes or demands an individual may have, Iola meets them. Here are some actual, verifiable examples of individual laundry requirements imposed by various residents for whom Iola cares:
One man required that at all times, ten empty plastic (only) hangers were to be left in his closet. Another man insisted that his pants be dried for five minutes, only-no more and no less-and then hung by the cuffs. Two current residents require that their sheets and bedspread be washed bi-weekly only. Another woman wants all her clothes hung on velvet hangers. There are approximately 58 residents in the Gardens, and each one is an individual who receives respect, right down to the way their washcloths are folded. “I have a certain way I like to fold the towels and washcloths,” says the Queen of Laundry.
While these demands may seem petty to some, Iola respects the preferences of the people who live at the Gardens. She not only abides by their wishes, but is cheerful and even proud of the way she provides such individualized service. “I’m here for the residents” is Iola’s constant motto. Soiled or stained clothing is lovingly cleaned, scrubbed, repaired, unstained, re- sewn, re-buttoned, and returned to the resident without complaint. Other staff-members joke that Iola knows the owner of every sock and washcloth in the entire building, and it is true! “I do watch out for people’s things,” Iola says. “I try to make sure that everything is returned to the particular place that each resident keeps it. I want them to be able to find their things easily.”
A full-time employee, Iola is punctual and dependable. She is unfailingly cheerful and diligent. She says “My work is a joy.” And it is obviously so-never grouchy, never discouraged, and never failing, Iola not only enjoys work, but participates in a bowling league, the Moose Lodge, Eastern Star, VFW, and a national railroad employee organization. Iola is an avid University of Oklahoma sports fan, wears school colors on appropriate days, and attends games regularly.
For uniqueness, it would be difficult to match an 82 year old laundress who works circles around employees fifty years her junior. Regarding her example to other employees, she is never absent or late, and her work is not only done, but done with a meticulous attention to detail that defies description. She works as a team with housekeepers to ensure efficient processing of laundry. Iola’s oversight of residents’ possessions reflects her deep care for their dignity and quality of life. What is more basic to quality of life than having clean and well cared-for clothing and bedding? As an example of independence, Iola is older than a number of her clients at the Gardens Assisted Living. She works full-time, stays physically fit, and clearly enjoys a very active social life outside of work. Simply knowing and observing her on a daily basis encourages residents to be independent like Iola. Ageism? Please! The very life that Iola lives is a slap in the face to ageism. She is more active than many who are half her age. And she has such joie de vivre! To her, everything is fun. What could be more opposite to the stereotype of grumpy, sedentary, depressed old age?
In summary, we have never met a better example of willing, committed, service to a senior care employer or senior clients and employees than Iola Caldwell. As one staff-member put it, “It is an honor to work with her.” We agree.

Whether it’s climbing into a combine to harvest the wheat or walking into a congressional meeting to discuss farm policy, Francie Kucera Tolle remains focused on one goal—“It’s the legacy of it.”
Rather than a legacy of how Tolle will be remembered, this is one centered on how others will value and appreciate agriculture as a result of her family’s stewardship.
Having been born on a family farm and now farming with her husband Chuck, Tolle knows the importance of agriculture. She has been a resident in Grant County her entire life and laughed as she reminisced growing up on a farm with her three sisters.
“My dad brought a bottle calf home one time and we thought it was the greatest thing ever and asked for a few more. The next day we had 30 bottle calves and would be mauled when we got to barn,” said Tolle. “A year later we wanted some feeder pigs and my dad brought home a whole truck load. Next, we thought we would like some sheep and our dad said, ‘Really?’ We changed our minds pretty quick.”
Tolle spoke about the daily life lessons that were learned among the cattle and in the wheat fields. The greatest of these was work ethic and faith.
“You have to have faith because there is no telling what the weather will be,’’ said Tolle. “You use your work ethic and do everything you can but in the end you have to have faith.”
Growing up, Tolle did everything the hired hands did on the farm, saying it was expected of her and her sisters. She started driving the combine when she was 12 and basically lived in the barn with the stocker cattle during the winter. She went on to college with no plans on returning home. But as fate would have it she started dating a local farm boy and married him in 1990.
“I didn’t really have plans on marrying a farmer,” laughed Tolle. “I was a business major and liked marketing. But then I started dating Chuck and I came back to agriculture pretty quick.”
They moved and started their own operation in 1992 in Grant County with a quarter of land, mainly growing wheat and running a cow-calf and stocker cattle operation. Their little operation began to grow as Tolle had two boys, Clint and Cole.
Tolle laughed and said her boys never wanted to drive the combine growing up because that was her thing. Now her boys are growing up and making their own legacy. Clint is married and will graduate college soon, with plans on returning to the farm. Cole just graduated high school and is beginning embark on his college journey studying construction management.
In addition to raising two boys and operating a farm, Tolle also works tirelessly to carry on the legacy of her dad, who taught her the importance of agriculture through policy.
“I got my love for policy from him,” said Tolle. “He never went to college but he was the smartest man I ever knew.”
It was not uncommon for Tolle and her father to be talking about world trade, farm policy and commodity markets. This sparked her interest and she began her work in farm policy in 2003 as Director of the Oklahoma Wheat Growers Association.
From here, many doors began to open for Tolle as she served as Agricultural Liaison to Congressman Brad Carson, Director of Agritoursim, Legislative Policy Analyst for the Oklahoma Farmers Union/American Farmers and Ranchers, State Director of Farm Service Agency and is now currently the Regional Director of the Risk Management Agency serving Oklahoma, New Mexico, and Texas.
When asked about her most rewarding experience, there was no hesitation as she recalled the implementation of the Livestock Forage Program, which resulted in paying over a billion dollars to farmers and ranchers in Oklahoma affected by the three year drought.
“I saw people literally cry because they were saved… I will never forget. That was pretty impactful,” said Tolle.
Although she stays busy with policy and farming, she never forgets why she does it. Tolle is proud to say that she is only the second generation born in the United States.
“It’s the legacy of it. My grandparents came here for this reason. Here I am fulfilling the dream they had. I don’t want it to die,” said Tolle.
Again, even though Tolle has left a legacy in what she does, this was not her goal in an individual sense. Instead, she hopes that through her work, people will know and understand the complexity of farming and in agriculture in general.
“It’s not easy,” said Tolle. “Yes it is rewarding but it is the hardest job you will ever do. If you don’t love it, you won’t do it. There is not another job where you work as hard as you do with farming.”
Tolle is also quick to give credit to her husband for all of her success saying he is extremely supportive of everything she has done. Even with all of her accomplishments, her greatest one is building a legacy with her husband to make sure that others will value and appreciate agriculture as a result of their stewardship.
“My goal is to leave a legacy,” she said.

A special day long seminar will help persons losing their sight or blind and their families and friends. The Heartland Council of the Blind will present the Coping with Vision Loss Seminar on Saturday, August 19, 2017 in Oklahoma City.
Vice President of the Heartland Council of the Blind is Sandi Webster of Oklahoma City who lost her vision in 2002. Sandi said the seminar will provide essential tools and encouragement for persons losing their vision and their families and friends. “These people go through the stages of grief, but there is help,” Sandi said.
A previous seminar participant says she used the provided helps right away. “It was like attending a one stop shop. We met Vision, Mobility and Technology Specialists and were introduced to Support Systems. Break-out sessions are: Advocacy, Training for Family/Friends, Just for Men, Just for Women, Technology, Deaf/Blind Information and Visual Services Information. Cost of $20 for the seminar includes lunch, a Resources Notebook and a CD. Registration forms are available at www.hcbokc.org. Or register by calling Heartland Council of the Blind President Frances Poindexter at 405-642-1068. Registration must be received by Wednesday, August 16th. The seminar will be at the New Hope United Methodist Church at 11600 N. Council Rd., OKC, from 9 AM to 4 PM. Check-in begins at 8:30 AM.