Thursday, July 30, 2026

TRAVEL/ ENTERTAINMENT: Pompano Beach Florida: Your get away oasis

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Photography and Text by Terry “Travels with Terry” Zinn  [email protected]

Some Florida resorts are located amid a massive amount of traffic and tourist activity. The Marriott Pompano Beach Resort and Spa is somewhat off the beaten track, and is boon for motorists, with their own transportation.
While a stroll within a mile of the property can be charming, there are not many cafes, restaurants or shops within the immediate area. If your desire is to get away from it all, and just ensconce yourself in a comfortable setting with pristine and maintained beaches, 2 pools, 2 towers of accommodations and delicious eating experiences, Marriott Pompano Beach Resort and Spa may be your ideal.
When you consider a visit to Florida at any time of year, it is important to keep in mind the annual hurricane season from mid-summer through September. Of course these days, predictable weather patterns of past years seem to be unpredictable. It’s a boon to Pompano that they are far North of Miami Beach with its recent health headlines. It also is North of Fort Lauderdale, and a comfortable distance from its neighbor Lauderdale-By-the-Sea, which is a more active community with its many eateries and entertainment options. Again motorists will find it near enough to quench a typical Florida tourist’s appetite.
Near Pompano is the Hillsboro Lighthouse, privately owned and only open for tours at certain times, being a coast guard operated property. Upcoming tour dates for 2016 are: September 10, October 8, November 6, and December 3.
Happily, sequestered in your ninth floor ocean front room with balcony, you might find the sporadic afternoon thunderstorm a real 3-D entertainment, more impactful than the best free action disaster movie, shown on your large in room TV screen. Be sure and inquire about a corner suite room, for added luxury. As with many upscale hotels, housekeeping may be sporadic, even when alerting them to your out of room schedule.
Check in time is listed at 4 pm, but as someone I know had to do, you might have to wait until 6 pm, which will give you time to explore the property, Atlantic Ocean beach, Spa, and exercise room or grab a bite to eat.
McCoy’s restaurant both comfortably inside or out by the active pools, offers a variety of delectable meal options and beverages with congenial wait staff. If you’re a fan of specially cocktails, with the proper and courtesy instruction, they follow through with your requests most satisfactorily.
Florida still offers what many sun worshipers require and the family welcoming Marriott’s Pompano Beach Resort, might be your new favorite Florida oasis for you and your extended family.

For more information and reservations: www.marriott.com/fllpm

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
http://realtraveladventures.com/author/zinn/
http://www.examiner.com/travel-in-oklahoma-city/terry-zinn
www.new.okveterannews.comwww.martinitravels.com

Schmidt to Compete in National Pageant

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Dove Schmidt from Depew, OK, was crowned Ms OK Senior America on June 25.  She will be competing in the National pageant for Ms Senior America in Atlantic City, NJ in October.  The Ms. Senior Oklahoma Foundation is having a CASINO PARTY FUNDRAISER at  the  Quail Springs Grand Tapestry located at 14201 N Kentucky, Oklahoma City,  Oct. 8th  from 6:00 to 9:00 pm with hors d’ oeuvres and beverages. Join us as we help to provide a special send off and encourage her in the final step of competition.

Iris brings memory care home

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Construction on Iris Memory Care in Edmond is winding up, with owners looking at a September completion date. The new complex features two family-style “homes” that will house a total of 40 residents.

story and photo by Traci Chapman

David Krukiel and Brandon Meszaros had a dream – an idea that could impact how the world saw memory care and change the lives of those people who needed that care.
That dream should become a reality in a few short weeks, when Iris Memory Care opens in Edmond.
After working together for many years, Krukiel and Meszaros decided to strike out on their own. The first step was research – a lot of it, market studies and long days formulating just how they wanted to move forward with their new project. The location actually came relatively easy to the partners.
“We saw that there was a strong need for memory care in Edmond, so we decided to start here,” Krukiel said.
As the partners worked on the physical concept for Iris Memory Care, the most important component would be the caregivers who provide residential care. That’s where Leslie Stone came in, someone Krukiel said he knew would be the key to making sure the foundation of Iris was not only maintained, but would flourish.
“What we always felt was lacking to a degree (in other facilities) was compassion, dignity and comfort, and we searched for someone with a like mind on those concepts,” Krukiel said. “The mission is impossible without the perfect staff.”
“The main thing we always want to remember is how our residents will be feeling, the challenges they face and how we can make every day better for them,” Stone said. “Their families also deserve to know that someone who truly cares for them is there for them every day.”
With Stone on board, the work began in earnest on the building itself, something that would be different than any other memory care facility the team had ever seen, Krukiel said.
“Most of the times you see these large buildings with lots of people, but we don’t believe that’s conducive to the best, the quality care, that people with these challenges face,” he said. “So, we decided – we knew that home is where people feel the most comfortable, and that’s what we did in building Iris.”
The two-building complex will therefore be home to 40 people, 20 in each home. Rooms are set back from the hall, so it doesn’t feel like a hospital or hotel, Krukiel said. The large main room, where residents will eat their meals, is also a gathering place and one set up for recreational activities and visits. A second, smaller day room will provide more of the same, as well as a salon-inspired area.
“Many of memory care residents don’t like to have their hair washed; we thought the idea of the salon could bring back good memories of when they saw their friends at the beauty parlor,” Stone said. “Everything we’re doing is a way to make them feel comfortable and so they want to come out and interact, which can be a challenge with memory care patients.”
Perhaps the main physical feature of the Iris philosophy is its kitchens, designed as an open space, much like in a home. Featuring a granite bar where residents can sit and watch meals prepared or sometimes interact in that preparation, the space is fundamental to the team’s concept.
“It all goes together – we don’t want the residents to feel like numbers, we want them to know they’re cared for, that this really is their home,” Krukiel said. “Staff members will take their meals with the residents, so they have that interaction, as well.”
“They (staff members) are caregivers first, but friends also,” Stone said.
While recreation will play an important part of Iris’ residents lives, so too will something not found at any other Oklahoma memory care facility. Its long name is “Snoezelen Multi-Sensory Environments.”
“Basically, Snoezelen is a term for a variety of relaxing spaces that can help reduce agitation and anxiety, but they are also something that can stimulate the user, encourage communication and help them to interact – with both the unit and with others,” Snoezelen consultant Carolyn Jackson said.
For Iris Memory Care residents, that can be particularly helpful, as those patients frequently encounter “sensory overload.” The soothing lights and colors of the Snoezelen unit can also be accompanied by music, aromatherapy and images, can be something that might make the difference in reaching a particular patient.
“We’ve been told no one else in Oklahoma has a Snoezelen; for the places that do, many of them have a dedicated room for it,” Krukiel said. “We decided to get a smaller unit, but one that would have the ability to be moved from room to room – that way our residents will have better access to it.”
“We just want them to always feel comfortable, always feel safe and loved,” Stone said. “This is just another great way for us to be able to accomplish that.”

SPECIAL TO SNL: Hearing Loss Association Scholarships Awarded

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By Ron Hendricks

wo Oklahomans were awarded $500 scholarships during the Hearing Loss Association of America Central Oklahoma Chapter’s 25th anniversary celebration. Ashton Darling and Shaun Bainter are the recipients.
Ashton Darling is attending Oklahoma State University in Stillwater to pursue a second degree, in Business Administration. Ashton was diagnosed at 18 months as being deaf/hard of hearing. The Doctor told her family that “…she wouldn’t be able to have a life like a normal kid…” but she has proved him wrong! Ashton is currently employed at the university in the accounts receivable department. Ashton moved to Oklahoma from Kansas. Shaun Bainter, a recent graduate from Putnam City High School, will begin his higher education at Oklahoma State University OKC. After he completes the curriculum at OSUOKC, Shaun plans to attend the University of Oklahoma. Shaun said, “I was born with a hearing loss and even in elementary school was a mentor to other students with hearing loss. I was raised to see my hearing loss as a gift, not a disability and that I would do great things with it.” Shaun’s goal is to become an audiologist.
Hearing Loss Association of America was founded in 1979 with the goal of helping people with a hearing loss live successfully in a hearing world. The Central Oklahoma Chapter is celebrating being a part of HLAA for 25 years. Hearing loss is virtually an invisible physical ailment but 60% of returning veterans complain of hearing loss. About 38 million Americans have hearing loss. Your Central Oklahoma Chapter of HLAA fosters public programs aimed at alleviating misconceptions of hearing loss; encourages social enrichment, and educational opportunities for the community and those with hearing loss; and even offers a place to inspect and try out listening devices in the Hearing Helper’s Room. There are 3 convenient meeting times and locations to answer your questions and help with concerns. The public is invited to all meetings and there is no admission charge to attend or belong to HLAACOC. Visit the website www. OKCHearingLoss.org for more information.

Owasso Couple Charged with Exploiting World War II Veteran

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An Owasso couple is charged with exploitation of an elderly person for fraudulently taking over an 89-year-old man’s financial affairs. Former insurance agents Sterling Messer, 78, and Billie Messer, 60, cashed $15,189 worth of checks from the victim’s bank account. The victim said the Messers also pressured him into giving their church $22,000. “The suspects violated each and every element of their professional and ethical duties,” said Oklahoma Insurance Commissioner John D. Doak. “We will not tolerate any action that violates a consumer’s trust. I commend our investigators for their hard work on this case.”
The Oklahoma Insurance Department’s Anti-Fraud Unit began investigating the Messers after receiving a complaint from the victim’s longtime friend. She was concerned about the Messers selling the victim, who was 86 at the time, a $92,500 annuity with a 10-year-term requirement. Then, they sold him a $59,273 policy with a 7-year-term requirement. The victim’s friend said he was unaware of the term requirements of the annuities. She also said the victim had hearing loss due to an ear injury sustained during World War II.
During the investigation, detectives learned the Messers convinced the victim to sign paperwork naming them successor trustees to his trust. The couple had also acquired durable power of attorney over the victim and amended his will to make themselves personal representatives of his estate. Combined, the moves gave the Messers control of the victim’s personal, business and financial affairs.
Sterling Messer’s insurance license was revoked on Aug. 20, 2015 for “using fraudulent, coercive or dishonest practices and by demonstrating incompetence, untrustworthiness and financial irresponsibility in the conduct of business.” Billie Messer’s insurance license was revoked on Dec. 14, 2015.

Sept/Oct AARP Drivers Safety Classes

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Date/ Day/ Location/ Time/ Registration #/ Instructor
Sept 1/ Thursday/ Okla. City/ 9:30 am – 4 pm/ 951-2277/ Edwards
Integris 3rd Age Life Center – 5100 N. Brookline, Suite 100
Sept 7/ Wednesday/ Norman/ 9 am – 3:30 pm/ 307-3176/ Palinsky
Fowler Toyota – 4050 Interstate Drive
Sept 9/ Friday/ Okla. City/ 9 am – 3:30 pm/ 951-2277/ Edwards
SW Medical Center – 4200 S. Douglas, Suite B-10
Sept 10/ Saturday/ Moore/ 9 am – 3:30 pm/ 799-3130/ Palinsky
Brand Senior Center – 501 E. Main
Sept 13/ Tuesday/ Midwest City/ 9 am – 3:30 pm/ 691-4091/ Palinsky
Rose State – 6191 Hudiberg Drive
Sept 14/ Wednesday/ Okla. City/ 9 am – 3:30 pm/ 522-6697/ Palinsky
Office of Disability Concerns – 2401 NW 23rd, Ste 90
Sept 16/ Friday/ Okla. City/ 9 am – 3:30 pm/ 752-3600/478-4587/ Reffner
Mercy Hospital – 4300 W. Memorial Rd.
Sept 20/ Tuesday/ Warr Acres/ 9 am – 3:30 pm/ 789-9892/ Palinsky
Warr Acres Community Center – 4301 Ann Arbor
Sept 24/ Saturday/ Shawnee/ 9 am – 3:30 pm/ 818-2916/ Brase
Gordon Cooper Tech. Center – Sky Lab 1 Room-1 John C. Burton Blvd.
Oct 1/ Saturday/ Newcatsle/ 9 am – 3:30 pm/ 392-4466/ Palinsky
1st Baptist Church of Newcastle – 1650 N. Main
Oct 6/ Thursday/ Okla. City/ 9:30 am – 4 pm/ 951-2277/ Palinsky
Integris 3rd Age Center – 5100 N. Brookline suite 100
Oct 14/ Friday/ Okla. City/ 9 am – 3:30 pm/ 951-2277/ Edwards
S.W. Medical Center -4200 S. Douglas, Suite B-10
The prices for the classes are: $15 for AARP members and $20 for Non-AARP. Call John Palinsky, zone coordinator for the Oklahoma City area at 405-691-4091 or send mail to: [email protected]

SAVVY SENIOR: Meal Service Delivery Options for Seniors Who Don’t Cook

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Dear Savvy Senior, What types of healthy meal delivery options can you recommend for seniors who live at home, but don’t cook and don’t get out much. Since mom passed away, my dad’s diet is terrible and I worry about his health. Long-Distance Daughter

Dear Long-Distance,
There are various healthy meal service delivery options available to non-cooking seniors who live at home, but what’s available to your dad will depend on his location and budget. Here are several to check into.
Senior Meal Programs
A good place to start is to find out if there’s a senior home delivery meal program in your dad’s area. Meals on Wheels is the largest program that most people are familiar with, but many communities offer senior meal delivery programs sponsored by other organizations that go by different names.
To find services available in your dad’s area, visit MealsOnWheelsAmerica.org, which offers a comprehensive directory on their website, or call the area aging agency near your dad. Contact the Eldercare Locator at 800-677-1116 to get the number.
Most home delivered meal programs across the U.S. deliver hot meals daily or several times a week, usually around the lunch hour, to seniors over age 60 who have problems preparing meals for themselves, as well as those with disabilities. Weekend meals, usually frozen, may also be available, along with special diets (diabetic, low-sodium, kosher, etc.). Most of these programs typically charge a small fee (usually between $2 and $6) or request a donation, while some may be free to low-income seniors.
Online Meal Delivery
Another option that’s a bit more expensive is to purchase your dad’s meals online and have them delivered to his home. There are a number of companies that offer this type of service like Magic Kitchen (magickitchen.com), Home Bistro (homebistro.com), Personal Chef To Go (personalcheftogo.com), Good Measure Meals (goodmeasuremeals.com), and many others.
These companies offer a wide variety of tasty meal choices, and will usually post the nutrition information for their meals right on their website. Most companies will also cater to a host of dietary and medical needs, such as low-sodium and low-carb meals, diabetic meals, gluten-free, dairy-free, and vegetarian options.
Most of the food arrives frozen, but a few companies ship food fresh. Prices generally start at around $10 to $13 per meal, plus shipping, however most companies provide discounts or free shipping when you order meals in bulk.
Grocery Stores and Restaurants
Depending on where your dad lives, he may also be able to get home delivered meals from local grocery stores or restaurants. Some grocery stores offer a selection of pre-cooked meals and foods, including roasted chicken, mashed potatoes, and fresh soups and salads. Contact the grocery stores in your dad’s area to inquire about this option. Or check with some of his favorite restaurants to see if they offer home delivery.
Personal Chefs
Another option for non-cooking seniors with a bigger budget is to hire a personal chef from time to time. A personal chef can provide your dad with a do-it-all service that will help plan his meals, do the grocery shopping and prepare him several weeks worth (or more) of tasty meals in his home, which he can freeze and eat whenever he wants. Or, they can prepare it in their own kitchen and deliver it. Chef’s fees range between $200 and $300 plus groceries. He may be able to save money by sharing meals with you or another family member, or a friend or neighbor.
To find a personal chef in your dad’s area, check the listings at the American Personal & Private Chef Association (personalchef.com) or the United States Personal Chef Association (hireachef.com).

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Transplant Recipient Pays it Forward

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Karen Hoyt, Liver Recipient.

Karen Hoyt, of Tulsa, Okla., lives her life in honor of the stranger who gifted her a second chance at life. Now, an active community volunteer, she encourages those in need of that same gift.
Karen lives every day with a grateful spirit and the heart to be an encouragement and motivation to others. She had always lived a healthy life despite being born with only one kidney. She was active in her community as a volunteer, teacher and Sunday school teacher at her church. In 2010, she learned that her liver was failing, and she was later diagnosed with the Hepatitis C virus.
She was sent home thinking her days were numbered. Despite this news, she clung to her faith and began eating even healthier than she had before the diagnosis. Luckily, antiviral medication came out and she was cured of Hepatitis C by 2011 but end stage liver failure still loomed over her.
Karen went back to her career as a teacher and continued to live as healthy as possible. During one of her screenings, the doctor determined that her damaged liver was not removing toxins from her blood, which diminished her mental capabilities. She also became limited on what she could do as she frequently had muscle fatigue, liver pain and joint pain.
After learning to manage her pain, Karen’s luck began to worsen. When she was at one of her regular check-ups, the doctors found a cancerous tumor on her liver. Her doctors recommended a liver transplant, and in the midst of the listing process, she began to make end-of-life plans with her daughter. To cheer their spirits, they began to look online at stories of hope from others who had received a transplant. Karen was encouraged, and continued to eat healthy and walk when she could.
When Karen was fully listed on the transplant waiting list, she was humbled to think that at someone’s greatest crisis in life they would make a decision which would eventually grant her many more years to live. She was so humbled that she called her transplant coordinator and almost asked them to remove her from the list.
As she waited for a second chance at life, Karen underwent many procedures to shrink the tumor on her liver so that she could remain on the transplant waiting list. Twice, Karen was called in hopes that she would receive her liver, but neither were a good fit.
However, on April 13, 2015, Karen received her liver from a selfless donor and learned that her donor was the same age as many of the students she was teaching in school. Karen had the privilege of advising one more English class full of seniors after her transplant.
Karen continues her work with senior high school students. To this day, Karen volunteers at the school she taught at for many years and at the hospital with people who have just received a transplant.
Karen is a motivation and encouragement to many. She encourages others waiting to receive their life saving transplant, and she spends her time teaching nutrition classes. The classes help those struggling with kidney or liver disease learn to eat better in order to live a healthier life.
Driven to honor her donor, Karen participated in the 2016 Transplant Games of America. She began entering 5K runs to raise awareness for organ donation. She also is more adventurous and does things she wouldn’t have tried before to honor him and his life.
Karen has had the opportunity and privilege to be involved in her grandkids lives and is thankful for the chance to be a sister, mother and wife.
While Karen has never had the opportunity to meet her hero’s family, she truly lives her life in honor of the young man who saved her life.
About LifeShare
LifeShare is a nonprofit, federally designated organ procurement organization (OPO) dedicated to the recovery of organs and tissue for transplant purposes. We work closely with five transplant centers and 145 healthcare organizations in the state of Oklahoma to facilitate donation. Additionally, we strive to raise awareness for organ, eye and tissue donation and transplantation through public education.
For more information about LifeShare, please visit:
www.LifeShareOK.org.

TRAVEL – OKLAHOMA – Thrive on I-35

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Cloverleaf Boutique in Ardmore is a fun stop along the way for I-35 travelers. Photo provided

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Adventure Road offers up Oklahoma sights

by Bobby Anderson,
Staff Writer

If you’ve gotten your kicks on Route 66 then you’ll love the drive along I-35.
That’s the thought behind a new Chickasaw Nation tourism campaign centered around the sights, sounds and tastes along the 130-mile stretch of the interstate affectionately called Adventure Road.
Some 230 partners have come together to highlight what’s available to see and do on less than a tank of gas.
Paige Williams is the director of corporate development and tourism for the Chickasaw Nation. She says the initiative highlights parts of Oklahoma some have never seen.
“It’s not just what is around (I-35) but it goes into the communities and cities that are unique destinations and attractions. It’s an initiative to promote people getting out and exploring Oklahoma’s adventures.”
Oklahoma has long been famed as one of the top road-trip destinations in the U.S., featuring a stretch of the iconic Route 66 slicing a winding path straight through the Sooner State. It’s another stretch of highway, however, that is putting Oklahoma on the map for the next generation of leisure travelers.
The state’s Adventure Road corridor – a 130-mile stretch of restaurants, shops, attractions, sporting and entertainment options along and adjacent to Interstate 35 – is making its mark as a top driver in Oklahoma’s growing tourism industry.
Adventure Road, an initiative of the Chickasaw Nation aimed at promoting tourism during the summer vacation season, is in its second year, following a vibrant 2015 travel season.
Chickasaw Nation Governor Bill Anoatubby says the program has been wildly successful and is expanding this year.
“We are very pleased Adventure Road has helped draw more attention to the diverse landscapes, outstanding attractions and retail opportunities this area has to offer,” said Gov. Anoatubby. “We hope to continue that success as we move forward with Adventure Road in 2016.”
SMARI Insights, an independent market research firm, found the Adventure Road initiative generated 385,000 new trips to Oklahoma in 2015, resulting in approximately $647 million in visitor spending from March to September 2015. An evaluation of the initiative’s supporting marketing campaigns showed it generated more than 210 million overall impressions as well as over 230,000 visits to AdventureRoad.com.
Bill Lance, Chickasaw Nation Secretary of Commerce, reiterated the initiative’s main focus for 2016 is to raise awareness of all tourism partners to both in- and out-of-state audiences, but that it will also focus on feedback from travel partners to enhance the experience.
“With tourism as the state’s third-largest industry, it is proven that millions of visitors consider this region to be a top travel destination,” said Lance. “Adventure Road, through the willingness and enthusiasm to collaborate among travel partners, helps visitors realize the hundreds of diverse cultural, entertainment and adventure experiences that await to be explored.”
Adventure Road is a collaborative effort between the Chickasaw Nation and partners, which are comprised of businesses, attractions, organizations, restaurants, shops and boutiques, hotels and bed and breakfasts. The Adventure Road territory follows I-35 from the Red River to just north of Oklahoma City, expanding more than 100 miles east and west.
For the 2016 travel season, the number of Adventure Road partners has grown 53-percent – from 150 at the time of 2015 launch to 230 just one year later – in more than 25 cities. Travel partners consist of both Chickasaw Nation and non-tribal businesses.
This season, visitors also can expect to see a new travel guide and map as well as additions to AdventureRoad.com, including downloadable travel deals and discounts, and more customized travel destinations that target specific areas of interest.
A multimedia campaign will feature Adventure Road collections in major markets throughout Texas, Kansas and Oklahoma. For more information about travel partners, or to plan your own Adventure Road trip, visit adventureroad.com.
The interactive web site allows travelers to create their own custom adventures.
“You can create an itinerary that fits your need and your friends’,” she said. “Maybe you’re a grandparent taking your grandkids on an adventure. It allows you to create this adventure online and you can share it with someone.”
From tours of the Bedre Chocolate Factory to taking a ride on the Air Donkey Zip Line, the web site offers an almost endless list of things to do. And many of the sites have special promotions just for those following Adventure Road.
The second year features a unique CD with travel music to help cruise down the road. Iconic road trip tunes have been redone to keep you company.

Former Insurance Agent Headed to Prison for Fraud

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A former insurance agent has been sentenced to 27 months in prison for fraud. Gary Edward Hibbing, 53, pleaded guilty to two counts of wire fraud and two counts of money laundering.
“He took advantage of his clients’ trust,” said Oklahoma Insurance Commissioner John D. Doak. “While cases like this are rare, my office will continue to pursue criminal charges against any insurance agent or broker disregarding the law for their own benefit. I want to thank the U.S. Attorney for the Northern District of Oklahoma, the IRS and the Arkansas Insurance Department for their assistance in this case.”
Hibbing, former owner of Grand Lake Investments and Insurance in Grove, was also ordered to pay $505,126.43 in restitution. His federal prison term will be followed by three years of supervised release.
Through a joint investigation with the U.S. Attorney’s Office, Oklahoma Insurance Department investigators found that Hibbing defrauded his victims through a scheme called “twisting.” It’s an insurance industry term that refers to the fraudulent practice by an agent of convincing his client to surrender his existing annuity in exchange for a new one. Because there is a penalty for early termination of an annuity, the client loses money while the agent makes money on a new commission.
In this case, Hibbing lied to his clients to convince them to surrender their existing annuities and immediately purchase new ones. He never mentioned the early termination penalty. Hibbing also provided fraudulent information to insurance companies to facilitate the twisting.
The investigation found that one of Hibbing’s clients lost nearly $14,000 for surrendering one policy while Hibbing’s commission on the client’s new annuity was more than $17,000. Investigators found twisting tied to 80 different annuity policies from Oct. 17, 2007 to March 4, 2013.
Although the Oklahoma Insurance Department revoked Hibbing’s license on March 4, 2013, he continued to sell annuities by forging another agent’s name to transact business.
The Oklahoma Insurance Department, an agency of the State of Oklahoma, is responsible for the education and protection of the insurance-buying public and for oversight of the insurance industry in the state.