Hi, Instagram! It’s Andrew. I have some, how should I say, personal news. But before I get into that, please “like” my page” and also follow me on YouTube, Twitter, Snapchat and TikTok. Oh, and I’ll have more details about this announcement on my podcast; so check that out too.
OK, here goes. As many of you know, I’ve been in the workforce for nearly six months. Well, if you don’t count the nine mental health days I took, then, yes, six months. And even though my company instituted a four-day work week and allows paid time off for dog grooming visits, I needed those days. Seriously, when my supervisor told me I had to be part of FOUR Zoom calls in a single day, well, that was just too much. And that’s what I’m live streaming this announcement.
As my 24th birthday dawns, a little voice inside my head has been getting louder. And it’s saying, “Drew, there’s more to life than work.” Now it’s time I start listening to that voice.
I mean, I’ve already accomplished all of my professional goals. I’ve made enough money to move out of my parents’ house. Well, I almost did, then COVID hit. So, yes, I’m still here, but living in my childhood bedroom, surrounded by my high school trophies, has made me realize that life is short. I don’t want to wake up when I’m 30 — hopefully in my own place — and realize how much I’ve missed.
So, I’ve made the decision to take some Andrew time. I’m not retiring. I’m just…recalibrating. And everybody has been so supportive, maybe with the exception of my dad who said, “What the hell does that mean? I’m 58 and you don’t see me re-whatever. I haven’t even calibrated yet.”
I can’t believe my dad still works. He could have retired by 30 if he just had the same values and goals as my generation.
It’s not like I won’t be making money. I can always become an influencer, monetize my YouTube channel or develop an app. My college roommate Darren created this AWESOME app that suggests which cannabis-infused edibles go best with microbrews. So, like, if you’re sipping a Belgian IPA, you just point your iPhone at the glass and the app tells you that a watermelon sativa gummy would go great with it.
It’s amazing! Darren submitted it to Apple 15 months ago and he’s still waiting to hear back; but when he does, he and I are going to be partying in Belize. First class, baby! Is there any other way to travel?
Plus, Dad doesn’t know anything about cryptocurrency. When is he going to learn that the only thing you need for financial independence is a decent internet signal and a Reddit account?
So, next Friday will be my last day. I’ve already told my co-workers that I don’t want a big party. Or a big virtual party since we’re all still working from home. I submitted my notice and the messages on my company group chat have been SUPER positive. Wait, here’s one now. I’ll read it aloud:
“Remind me again. Who are you?”
Um, that probably came from somebody who was hired after me. But see, this is my point. Once I’ve extricated myself from the workforce, I won’t have to respond to group chat messages. If I must work from home on my laptop at the local Starbucks, I want it to be work that fulfills ME, not somebody else. I’ve given my heart and soul to this organization ever since the day my dad’s golf buddy hired me. Those days are over.
So, that’s it. As of next week, I’ll be off the grid for a while. I plan to travel. Maybe hike or camp or just do something that feeds my soul. As long as Dogecoin stays stable, I’ll be fine.
Bye for now. Please like and subscribe.
(Greg Schwem is a corporate stand-up comedian and author of two books: “Text Me If You’re Breathing: Observations, Frustrations and Life Lessons From a Low-Tech Dad” and the recently released “The Road To Success Goes Through the Salad Bar: A Pile of BS From a Corporate Comedian,” available at Amazon.com. Visit Greg on the web at www.gregschwem.com.
You’ve enjoyed reading, and laughing at, Greg Schwem’s monthly humor columns in Senior Living News. But did you know Greg is also a nationally touring stand-up comedian? And he loves to make audiences laugh about the joys, and frustrations, of growing older. Watch the clip and, if you’d like Greg to perform at your senior center or senior event, contact him through his website at www.gregschwem.com)

Dear Savvy Senior, Who qualifies for Social Security survivor benefits? My ex-husband died last year, so I would like to find out if me or my 17-year-old daughter are eligible for anything? Divorced Survivor

Dear Divorced,
If your ex-husband worked and paid Social Security taxes and you and/or your daughter meet the eligibility requirements, you may very well be eligible for survivor benefits, but you should act quickly because benefits are generally retroactive only up to six months. Here’s what you should know.
Under Social Security law, when a person who has worked and paid Social Security taxes dies, certain members of that person’s family may be eligible for survivor benefits including spouses, former spouses and dependents. Here’s a breakdown of who qualifies.
Widow(er)’s and divorced widow(er)’s: Surviving spouses that were married at least nine months are eligible to collect a monthly survivor benefit as early as age 60 (50 if disabled). Divorced surviving spouses are also eligible at this same age, if you were married at least 10 years and did not remarry before age 60 (50 if disabled), unless the marriage ends.
How much you’ll receive will depend on how much money (earnings that were subject to Social Security taxes) your spouse or ex-spouse made over their lifetime, and the age in which you apply for survivor benefits.
If you wait until your full retirement age (which is 66 for people born in 1945-1954 and will gradually increase to age 67 for people born in 1960 or later), you’ll receive 100 of your deceased spouses or ex-spouses benefit amount. But if you apply between age 60 and your full retirement age, your benefit will be somewhere between 71.5 – 99 percent of their benefit.
There is, however, one exception. Surviving spouses and ex-spouses that are caring for a child (or children) of the deceased worker, and they are under age 16 or disabled, are eligible to receive 75 percent of the worker’s benefit amount at any age.
Unmarried children: Surviving unmarried children under age 18, or up to age 19 if they’re still attending high school, are eligible for survivor benefits too. Benefits can also be paid to children at any age if they were disabled before age 22 and remain disabled. Both biological and adoptive children are eligible, as well as kids born out of wedlock. Dependent stepchildren and grandchildren may also qualify. Children’s benefits are 75 percent of the workers benefit.
You should also know that in addition to survivor benefits, a surviving spouse or child may also be eligible to receive a special lump-sum death payment of $255.
Dependent parents: Benefits can also be paid to dependent parents who are age 62 and older. For parents to qualify as dependents, the deceased worker would have had to provide at least one-half of the parent’s financial support.
But be aware that Social Security has limits on how much a family can receive in monthly survivors’ benefits – usually 150 to 180 percent of the workers benefit.
Switching Strategies
Social Security also provides surviving spouses and ex-spouses some nice strategies that can help boost your benefits. For example, if you’ve worked you could take a reduced survivor benefit at age 60 and switch to your own retirement benefit based on your earnings history – between 62 and 70 – if it offers a higher payment.
Or, if you’re already receiving retirement benefits on your work record, you could switch to survivors benefits if it offers a higher payment. You cannot, however, receive both benefits.
You also need to know that if you collect a survivor benefit while working, and are under full retirement age, your benefits may be reduced depending on your earnings – see SSA.gov/pubs/EN-05-10069.pdf.
For more information on survivor benefits, visit SSA.gov/benefits/survivors.
For more information on the program visit SSA.gov/payee.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

The Pawnee Bill Ranch and Museum is proud to host its annual quilt show during the entire month of October. The exhibit is open during normal hours of operation and there is no charge to see the special exhibit. The beautiful works of art on display include both heirloom quilts and modern quilts. The Cimarron Valley Quilt Guild and Pawnee Bill Quilt Guild members are instrumental in putting together this yearly event.
The Pawnee Bill Ranch and Museum is located at 1141 Pawnee Bill Road in Pawnee. Hours of operation are Tuesday through Saturday, 10 a.m. to 5 p.m., and Sunday and Monday 1 to 4 p.m. For more information about the quilt show or other programs, please call 918-762-2513 or email pawneebill@okhistory.org.
The Pawnee Bill Ranch and Museum is a division of the Oklahoma Historical Society. The mission of the Oklahoma Historical Society is to collect, preserve and share the history and culture of the state of Oklahoma and its people. Founded in 1893 by members of the Territorial Press Association, the OHS maintains museums, historic sites and affiliates across the state. Through its research archives, exhibits, educational programs and publications the OHS chronicles the rich history of Oklahoma. For more information about the OHS, please visit www.okhistory.org.

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story and photo by James Coburn, Staff Writer

Seniors wanting to live their lives in community can be confident in the lifestyle options available at Epworth Villa, a retirement community in Oklahoma City.
“If you stop and think about it, the pandemic has highlighted for us the importance of community,” said Epworth Villa CEO and president Ron Kelly.
The pandemic has interrupted the daily life of Americans in many ways. People have not been able to be as close to one another as in the past. Epworth Villa has met the challenge by preserving community when COVID moved through virtually every segment of society.
Epworth did a lot of shutting things down last year during the height of the pandemic. It joined everyone else in trying to understand how to minimize the risks of COVID-19. Testing and screening protocols were implemented for best practices.
Oklahoma is experiencing a resurgence with the Delta variant as scientists unravel the mystery of the disease with vaccinations available to keep the virus at bay. Kelly said Epworth has done fairly well in minimizing the impact. It’s important to be transparent, he said. (story continues below)

“Did we have cases? Yes, we did. We had a few folks that passed away actually that were in our upper levels of care,” he said. “It was very sad for us — but from what I saw — what others experienced, that was well above what others were experiencing.”
Some people enjoyed the neighborly aspects of greeting friends from their balconies and other measures during a time when the public didn’t feel very safe being indoors together.
“There was a friendship tree that came out of that in our cottage area where we have independent homes,” Kelly said.
People in the neighborhood would come to a large shade tree to gather at a safe distance in front of one of those homes. That spirit has continued at Epworth.
To this day, people still want to receive the daily community videos that Kelly produces for residents. Kelly now distributes the videos three days a week. He provides updates on the Delta variant and the possible impact it may or may not bring to daily life. Guidance from the CDC is presented in the videos as to whether a change of protocols should be updated to offer the best protection for the residents.
“So, I think people have really appreciated staying informed with what’s going on,” he said. “They’ve taken advantage of every opportunity to keep community going. That has been huge in terms of the thriving of our residents and our staff.”
Another area of improvement is creating more options for enriching life at home. Dining venues reopened when Epworth felt confident it was safe.
About 99 percent of Epworth residents have been vaccinated, Kelly said. There have been adjustments, but the community has been able to adapt and thrive since February.
Epworth’s nursing staff is one to admire. They have shown a lot of courage, Kelly continued. Folks were happy to be able to adapt to wearing protective equipment. There was greater risk for both staff and residents early in the pandemic.
“We had some staff that tested positive. I’m sure when that happens it rattles you, but they were courageous. Our director of nursing (Mia Owen) led the way. She showed the staff herself. She put on the equipment — did it herself. She went into areas where we had a COVID-positive resident,” Kelly explained. “She showed them and demonstrated that for them. That was the kind of leadership we needed. We needed our director of nursing when there was uncertainty. That courage and that leadership is why I call those folks heroes.”
Epworth offers residents the options and amenities of a seamless living environment on its spacious campus.
There are three levels of living including independent living with apartments and cottages. There is assisted living care with a memory care component. Health services at Epworth provides a short-term rehab for people transitioning from a hospital to home. Skilled inpatient and outpatient care is provided.
“We offer that to the broader community outside of Epworth as well,” he said.
Epworth at Home is a hospice and home health care to serve the campus and the community at large.
“What I love about it is not only how the staff has served the residents that live here, but how the residents serve one another,” Kelly said. “That’s the kind of community I see.”
Friends encourage one another when they see progress resulting from health care.
“That really uplifts people, not only in those times of need, but in general,” Kelly said.
For more information visit: https://epworthvilla.org or 14901 N. Pennsylvania Avenue in Oklahoma City.

Photography and Text by Terry “Travels with Terry” Zinn t4z@aol.com

While we are still feeling travel is an uncertainty, I have found my arm chair reminiscences of past travels a comfort and a possibility for the future. A trip to relive and see Nashville through the eyes of Disney Travel is a pleasant escape.
Many seniors find that a packaged tour offers the best in time and treasure management. A package tour is pre designed to offer the ease of small group travel and the expert knowledge of the highlights of a particular itinerary. Package tours take the worry out of exploration, as the operators know the area offered and the fastest way to experience the survey of an area. For first time visitors, it gives an over view of the best of the area, and if the traveler finds that time at an attraction is not enough, it is a good reference point for a follow up visit. As you can tell, I find an expert package tour is a convenient holiday experience.
Adventures By Disney is a group tour offering. Disney does it right, whether it’s movies, theme parks or group tours. I experienced Nashville the Disney way, with many insider and backstage visits not available to other tours and certainly not by solo travelers. Several years ago I visited Nashville, but with my tour with Adventures By Disney, I have a complete Nashville experience with many Disney extras that are memorable, educational and fun. Every day our energized and informative tour guides, Kelley and Paola, offered extras and surprises that got us spoiled as we visited from venue to venue. Just when you thought the venue or day was complete we’d hear our guides say, “And then there’s more!”
The Hermitage, located near Nashville, was the home of President Andrew Jackson. Adventures By Disney arranged for Andrew and his wife to greet our bus, and welcome us at the traditional entry to the homestead, which is not offered for other visitors. We had an after-hours visit, complete with a guided grounds and house tour, and then there was more. We had a period dance instruction with Andrew and his wife joining in, as others in the group enjoyed wine and vintage Andrew Jackson bourbon. And then there was more. We had a hands on instruction in simple biscuit making by expert, Maryann Byrd, and then enjoyed our creations baked just for us at a catered sit down dinner in an a joining air conditioned venue. Walking back in the dark to the bus we were all more than satisfied as our departure was enhanced with a spectacle of fireflies.
Nashville has added notoriety with the popular ABC television drama of the same name. Disney enhanced our Nashville adventure with a bus tour of filming locations, and a very special private concert luncheon at the famed Blue Bird Cafe. The essence of Nashville’s established and rising performers was exhibited by the intimate hour long plus performances by Leslie Satcher and Walker Hayes. We were all moved by the stories they told that inspired the creation of the songs they sang for us. This example of sincerity and the universal experiences of life, is the real Nashville sound. The clear and rhythmic songs were true examples of craft being raised to the level of performance art. Beyond the flash and country glamour of Nashville, the Blue Bird Cafe experience reaffirms the essence of America’s indigenous music.
A visit to Music City would not be complete without a tour of the historical Ryman auditorium and of course Disney gave us a special private tour and a chance to stand on that stage which was inhabited by the founders of country music. We entered through the stage door entrance in an alley adjacent to a bar/lounge famous as a haunt of music pioneers. And while the Ryman is a must, the new Grand Ole Opry venue is as impressive when you are able to visit the famous back stage dressing rooms, and wall of fame. But there was more!
We had a pre-show dinner in the broadcast studio where many Nashville shows were filmed which included the sound stage where the popular Hee Haw show was once produced. A catered sit down meal with wine was only briefly interrupted when instruction in line dancing was included. And to top off all of this VIP experience, we had VIP seating at that nights Grand Ole Opry show, with a special treat for me, hearing a couple of songs by Vince Gill, a fellow Oklahoman.
The more continued with hands on poster making at Hatch Show Print, a mock station ID recording at the legendary WSM 650 AM radio station, admission to the expansive Country Music Hall of Fame, and a private visit to Music Row’s RCA Studio B recording studio where Elvis along with other legendary artists, recorded their songs beginning in 1957. We were entertained with insider stories, and with many rehearsals under our belts, we recorded our own group singing a well-known Elvis favorite, and was later presented with our own special CD of our performance.
All along our days of adventures all admission charges were taken care of by our hosts as were most meal times. We ate at Merchants’ Restaurant where we customized our own BBQ sauce, and had breakfast at popular Puckett’s Grocery. There was even a little free time for us to explore downtown Nashville sights on our own. I took this opportunity to reserve my spot for lunch at the Southern Steak and Oyster restaurant, and then took a stroll up to the historic Hermitage Hotel and the Capitol Grille, where I took in a beverage and tales of this famous watering hole.
If you couldn’t tell I was impressed with the services and thoughtfulness of the Adventures By Disney experience. Some tours are for adults only while most welcome the whole family. Documents and itineraries are sent to you well in advance of your departure and should you have added questions they are easily answered by phone from your personal travel concierge. Besides state-side destinations, the company offers tours overseas and cruises as well. Tempt your travel lust by exploring: https://www.adventuresbydisney.com.

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
3110 N.W. 15 Street – Oklahoma City, OK 73107
https://realtraveladventures.com/?s=terry+zinn
https://realtraveladventures.com/?s=zinn
http://new.okveterannews.com/?s=TERRY+ZINN
www.martinitravels.com

by James Coburn – staff writer

Home Care Assistance helps to maintain a clean, safe and healthy environment for its clients, says Melissa Hill and Greg Bridges, owners of the family-owned company based in Edmond.
“We just hit our seven-year anniversary milestone,” Hill said.
The award-winning company provides non-medical care. As a registered nurse, Bridges writes a care plan based on an assessment he makes for individuals.
A home health care company might overlap in the company’s involvement.
“It’s almost synergistic, the whole thing that 1 and 1 makes 3. We partner up with home health. It’s just great because they know our mission, and they know our care methodology. We’re consistent — we’re conscientious — we’re careful.”
Home health might have a physical therapist coming into the home once a week for treatment. (story continues below)

“Our caregivers serve as cheerleaders and guide them and encourage them to have them go through their exercises which really expedites recovery,” he said.
The caregivers do not diagnose but simply assess and report back to Bridges. Home Care Assistance handles bathing, grooming, sometimes feeding, dressing, safety, transfers, medication reminders and housekeeping. Caregivers report unusual health problems that might pop up or have been overlooked.
Home Care Assistance is on-call 24/7. There is a lot of in-house training to maximize their potential to serve their clients’ needs. Caregivers also provide social interaction which is a much-needed resource to keep individuals from being isolated in their own communities. Balanced care provides emotional, physical and spiritual support. Pathways are secured for safe mobility.
“As a young start-up business seven years ago, we’ve evolved a lot,” Hill said. “Over time, I think, we’ve really established Home Care Assistance as the highest quality care provider in this market. So, our business has grown, and the demand for in-home services is growing. During COVID I think people really came to terms that they are safer at home.”
A caregiver’s assignment is without rotation. A personalized individual caregiver limits the exposure that a resident would otherwise have to people. Home Care Assistance has evolved its employee care program as well with training and development.
“We have some super people with us and some very tenured employees. So, we really invest a lot with our employees in helping them be highly satisfied,” she added.
As they follow the CDC guidelines, caregivers have a high immunization rate and follow the protocol of wearing a protective mask to help reduce the risk of an exposure. Infection control means asking employees to live a lifestyle that considers the everyday health of their clients. Employees are asked daily if they feel sick, and they sign a form, that in-turn is another safety approach.
Balanced care involves an involved assessment by a registered nurse in the client’s home. The RN will evaluate the home including any danger points that could impair a client’s security. There has never been a fall with injury during the seven years that Home Care Assistance has been protecting its clients.
“We turn those into tasks that are followed in the care plan,” Bridges said. “It guides our caregivers on safety and best practices. It’s documented electronically and we follow the real-time feedback on that.”
Bridges notes the occurrence of a tar-like stool, indicating internal bleeding. And recently he assessed someone whose blood pressure changed from low to high when changing from sitting to standing. These indications are reported to the client’s physician.
Bridges is a seasoned nurse having worked in acute care, hospice, and home health. He said that Home Care Assistance operates closest to home health, but without doing the medical component of care. Services are private pay without being contracted with Medicare.
“You really get to know them and the family intimately,” Bridges said.
Caregivers are emotionally invested in their their clients’ successes and empathizing with their challenges. Some of the clients are living with memory loss. It can be heartbreaking to see a client going through stages of dementia.
“You learn to ride some of the tough times out with them,” he said.
A consistent assignment by one caregiver in the home will oftentimes help the individual to relax due their familiarity with a caregiver. It’s very touching for the caregiver to see their client feel safe at home.
Families are their clients as well, as Home Care Assistance is constantly working with the family by getting feedback, Hill said.
“A lot of our clients are fortunate to be very local and can be involved in the care team and work very closely with us,” Hill said. “But we also support people who have nobody. Their kids are in other states and are raising families. So, they really rely on us as the eyes and ears locally to be with mom or dad.”
For more information visit: www.homecareassistanceoklahoma.com.

by James Coburn – staff writer

Laughter is great therapy. Epworth at Home Hospice has discovered a way to brighten up the days of hospice patients receiving palliative care, said Hope Knight, a registered nurse with the Epworth at Home Hospice team in Oklahoma City.
Seniors receiving hospice care or home health care from Epworth at Home will often find humor and a glimpse of nostalgia by therapeutic cardboard cut-outs of classic movie stars. Carol Burnett, John Wayne, Audrey Hepburn, and Elvis Presley have made steady appearances. A cut-out of actor Will Smith will soon join the collection of stars.
Patients get a ray of sunshine, something that makes them smile, Knight said. Hospice is a ministry, said Knight, who has been a nurse for 30 years and a hospice nurse for nearly six years. Her history includes emergency room and intensive care nursing.
“We’ll place it in a common area of their room. We will just see smiles and maybe they will point at them. We don’t know what’s going on in their head a lot of times, but we can see some joy in their faces,” Knight said.
The idea clicked in the mind of Community Liaison Shelley Stutchman just before an open house in May. She had been storing the cardboard inspirations in her office and wondered what to do with them. (story continues below)

“Even though John, Elvis, Carol, and Audrey were only cardboard, we could imagine them smiling as our guests took selfies with their favorites of the group,” Stutchman said.
Her role includes visiting with patients in the skilled nursing unit. She said there have been a few home health and hospice patients who have chosen hospice care. She will inform them about hospice and home health options when applicable.
One day she greeted a woman who was feeling a little depressed about her health. She looked at Stutchman and said she gets always feels more courageous and stronger after watching a John Wayne movie.
“How about I have John Wayne come visit you?” Stutchman said.
The woman thought Stutchman was joking, knowing the actor had died in 1979. Stutchman said she needed an hour to prepare her surprise.
“The patient just laughed and went to the therapy gym,” she said. “I attached a personalized note to the John Wayne cutout and snuck it into the patient’s room while she was in therapy. When the patient came back, she lit up like a Christmas Tree.”
The woman came from a hospital after having a leg amputation and felt blue. But soon she was texting photos to family and friends and laughed about how Duke Wayne startled a nurse who came in her room that night. Wayne was standing at the head of her bed holding a gun at his side. Her life was falling apart, but the therapy cut-out changed her attitude.
Knight said hospice families love taking pictures of the cut-outs with their loved ones. People smile as she carries Elvis, Carol, Audrey, or John Wayne down the hall. Ladies will prepare for a visit by Elvis in the rehab unit. They will fix their hair and put on their lipstick, so they will look nice for their photo with Elvis.
“It motivates them therapy-wise to take care of themselves,” Stutchman said.
Another patient said one of the ladies told her she had the personality of Carol Burnett. When the cut-out was brought for an overnight visit to the woman’s room, it became a source of laughter during her visit with her son. They began talking about the old Carol Burnett shows they saw together when her son ways a little boy. Mother and son talked for almost two hours — something they had never done before.
“She said she was forever grateful for the Carol Burnett therapy cardboard,” Stutchman said.
Family members appreciate being able to share joy during their loved one’s hospice care, Knight said.
“It brings back good memories. We’re all about memories in hospice,” she said. “That’s all we’ve got when people pass.”
Even hospice patients living with dementia will interact with the therapeutic cut-outs. Older memories are more intact with dementia. And, even if a hospice patient does not have dementia, they will oftentimes pull back into their younger selves, Knight said.
“They will pull away from the world as they are transitioning from this life to the next. And so many times they just don’t want to talk with people — they don’t want to interact because they’re pulling back and readying their spirit for when they pass on,” Knight said.
Many nurses in general don’t deal well with people passing away because they want to make them better, Knight said.
“But then, there are some of us that say sometimes we don’t make them better, so let’s make this transition the best it can be. Let’s help them have the best life possible in as many days that they have.”
For more information visit: www.epworthathome.org or call (405) 767-9033.

COVID-19 Oklahoma Test Results

*Includes 22 hospitalizations in pediatric beds.
**Focus, Rehabilitation and Tribal Facilities numbers are not assigned to a specific region as their patient populations reside across the state. Information provided through survey of Oklahoma hospitals as reported to HHS as of the time of this report. Response rate affects data. Facilities may update previously reported information as necessary.
Data Source: Acute Disease Service, Oklahoma State Department of Health. *As of 2021-09-28 at 7:00 a.m.

story and photo by Bobby Anderson, Staff Writer

Most people choose the jobs they want to pursue.
For Christina Sibley, the job chose her.
Christina has been a healthcare provider for more than 20 years. She’s taught medical assisting and phlebotomy.
She’s worked in doctor’s offices, labs, hospitals and home care, always with a passion for her patients.
But it was a suggestion from husband, Steven, that brought it all together.
“I feel like God put me on the Earth for a reason,” she said. “I have a specific set of skills, experience and education that allow me to do things for people, they have put me in a unique position to be able to do things for people that others just don’t have the ability to do.”
Christina and her husband own and operate Sibley Insures.
Actually, it’s more than that.
They live it.
An average of 10,000 people age into Medicare each day. (story continues below)

Licensed Health insurance producers in Oklahoma and Kansas, serving OKC, Tulsa, and beyond, the Sibleys are a wealth of information when it comes to making one of the most important healthcare decisions most of us will ever face.
And that yearly decision is fast approaching.
The last few months of the year the Sibleys’ business goes into overdrive with Medicare enrollment beginning October 15 and running through December 7.
“A broker, like myself, is someone contracted with multiple carriers so they aren’t beholden to a specific carrier and they’re not trying to fit someone into the only tool they have,” Christina explained of what she does. “A broker is able to find the right tool for the client and their specific needs.”
“You would be surprised at how many people who are on Medicare, and have been for a long time, who don’t understand how it works. They’ve never really been given a good education.”
That’s the “what” when it comes to Sibley Insures.
The “why” runs deeper.
Christina Sibley tears up when she talks about her grandmother, whom she was able to care for in her final few years.
“She was a widow, a homemaker her whole life, whose husband died at a young age unexpectedly,” she said. “She lived on a very low income and had significant health issues. I watched her struggle for a long time, especially with paying for medications.”
Planning on going to school to become a physician’s assistant, Christina fell in love with gerontology (the study of aging issues), largely because of the experiences with her grandmother.
“My desired patients were going to be geriatric patients. That’s who I love. That’s who I love to work with,” she said. “When Steve suggested I go into insurance I was not interested at all.”
“She thought I was nuts,” Steve said with a laugh. “When she found out about Medicare and what she could do for seniors it was like the lightbulb came on. These were not only the people she wanted to serve but as an educator she was able to use her experience and skills to truly make a difference.”
Behind her the whole way is Steve, who brings 15 years of financial services expertise and 36 years of military service to the business.
She’s always had a passion for education.
“The best part of what I do now … I can spend two or three hours with somebody and really get to know them, help them understand so they can make their own choices,” she said. “As an educator you have to be able to break complex things down into something people can relate to.”
With Covid 19 restrictions ongoing, many seminars and educational opportunities to help seniors make an informed decision will likely not occur this year throughout the industry.
“That has been in the back of my mind but my clients, the people who are already with me, understand they have access to me all year,” she said. “They’re used to ‘Hey, I have a question. I’m going to call Christina.’”
She said “this year, in particular, there are many tools available to meet and enroll virtually, if that’s someone’s preference.”
In person or on the phone, Christina has always prided herself on being accessible to her clients and the people who are referred to her by her clients.
Answering a question, or giving her opinion – it’s always about the client.
“One of my favorite sayings is do the right thing for the sake of the right thing,” she said. “Just do the right thing for people, it’s that simple. I decided early on that I was going to do it that way, period. I’ll either be successful at it or I won’t be, but I’ll do it in a way that I can look at myself in the mirror each day and be happy with what I do.” Visit: https://www.sibleyinsures.com

Idaho artist, Cary Schwarz, will join some of the finest traditional cowboy artists for the 23rd Annual Traditional Cowboy Arts Exhibition and Sale at the National Cowboy & Western Heritage Museum, October 1-2, 2021.
Showcasing the best of saddlemaking, bit and spur making, silversmithing and rawhide braiding from the members of the Traditional Cowboy Arts Association, the exhibition will open to the public Friday, October 1, 2021, and the sale will take place on October 2. All pieces will remain on exhibit and available for purchase at the Museum through January 2, 2022. The sale will take place on October 2.
Each year the TCAA exhibition gives Schwarz the opportunity to reflect on his journey as a founding member. From the very earliest conversations about what would become the TCAA, to the elaborate education programs of today, it’s been a tremendous journey. Before the founding of the association, Schwarz would stumble into his peers and mentors in the saddle business every few years. Now he interacts with them on a weekly basis, offering a depth of support and advice to one another. To view the catalog, visit TCAA (nationalcowboymuseum.org). To sponsor the event or place a proxy bid for art, visit nationalcowboymuseum.org/tcaa. Proxy service is also available by contacting Trent Riley at (405) 839-7097 or triley@nationalcowboymuseum.org.