Fall is finally here in Oklahoma. Between the golden leaves and cool crisp air, you will begin to see electric scooters flooding the city streets. These rental scooters can be found along the curb in hundreds of U.S. cities including Oklahoma City, Tulsa, Norman, and Stillwater. Before you download the app and hop on, there are a few things you should know to protect yourself.
According to Consumer Reporters, eight people in the U.S. have died while using a rent-by-the-minute dockless electric scooter since the fall of 2017. One of those deaths was a 5-year-old boy who was riding with his mother in Tulsa in April. Along with numerous injuries, these deaths highlight the potential dangers of the scooters. Understanding the insurance implications related to electric scooters will help you make responsible decisions. Your health insurance could help defray the cost of medical bills in case of an accident. But what if you are riding a scooter and you hit a pedestrian, damage someone’s property or cause a car accident? You might think your auto insurance would kick in; however, most car insurance doesn’t generally cover vehicles with less than four wheels. Homeowner’s or renter’s insurance may cover an accident that occurs on a traditional bicycle, but it does not cover motorized bike or scooter trips.
The two largest scooter companies in the United States generally place the responsibility for accidents on riders by listing in their rental agreements that riders relieve the companies of liability. You must agree to those terms before you can ride. And despite the scooter companies’ liability insurance, responsibility for damages is likely to fall on your shoulders because of the terms and conditions agreed upon when you downloaded the app.
What can you do to protect yourself? Call your insurance agent. You may be able to add an umbrella policy to your homeowner’s or renter’s insurance policy. An umbrella policy can cover more scenarios and include higher limits for coverage than a typical policy.
There are a few other ways to protect yourself on an e-scooter.
Wear a helmet: While it is not required by law in Oklahoma to wear a helmet while riding a scooter or a bicycle, it is highly recommended.
* Operate the scooter in right-hand lanes and bike lanes where possible: Your agreement with your scooter rental company will tell you to use streets and bike lanes. Riding motorized scooters on sidewalks is illegal in most cities, and you can be cited for doing so. Know where you can ride before you hop on. * Keep your eyes on the road: You may be tempted to share photos or videos of your new adventure on social media while operating. Always pay attention to the road. * Inspect the scooter before you ride: Check to make sure the brakes are working properly before taking off.
I’m encouraging everyone who plans to ride an electric scooter, to get ready. Know your coverage. Anticipate what could happen, and know what your insurance will and won’t cover. And most importantly, be careful.

You can also watch my recent ride on an e-scooter on the Oklahoma Insurance Department’s YouTube channel.

If you have questions about other insurance issues, contact the Oklahoma Insurance Department at 1-800-522-0071 or visit our website at www.oid.ok.gov.

Social Security Announces 1.6 Percent Benefit Increase for 2020

WPHHAdmin

Nov 5, 2019

Social Security and Supplemental Security Income (SSI) benefits for nearly 69 million Americans will increase 1.6 percent in 2020, the Social Security Administration announced today.
The 1.6 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 63 million Social Security beneficiaries in January 2020. Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2019. (Note: some people receive both Social Security and SSI benefits). The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as determined by the Department of Labor’s Bureau of Labor Statistics.
Some other adjustments that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $137,700 from $132,900.
Social Security and SSI beneficiaries are normally notified by mail in early December about their new benefit amount. Most people who receive Social Security payments will be able to view their COLA notice online through their my Social Security account. People may create or access their my Social Security account online at www.socialsecurity.gov/myaccount.
Information about Medicare changes for 2020, when announced, will be available at www.medicare.gov. For Social Security beneficiaries receiving Medicare, Social Security will not be able to compute their new benefit amount until after the Medicare premium amounts for 2020 are announced. Final 2020 benefit amounts will be communicated to beneficiaries in December through the mailed COLA notice and my Social Security’s Message Center.
The Social Security Act provides for how the COLA is calculated. To read more, please visit www.socialsecurity.gov/cola.

“THE SOCIAL MEDIA BRAIN” FEATURED TOPIC OF NEURO NIGHT FORUM

WPHHAdmin

Nov 5, 2019

“The Social Media Brain” is the topic for November’s Neuro Night forum, scheduled at 6 p.m., Tuesday, Nov. 19.
This months’ forum will include a panel of three invited speakers, including:
· Bill Lovallo, Ph.D., professor, VA Medical Center
· Dave Sherry, Ph.D., associate professor, OU College of Medicine
· Alex Yeganeh., graduate student, Oklahoma Center for Neuroscience
The panelists will discuss how social media in its various evolving forms can affect the brain and nervous system and how applications based in social media may enhance brain function. Spectators will have the opportunity to ask questions.
The forum is part of the Neuro Night series sponsored by the Oklahoma Center for Neuroscience, a consortium of neuroscientists from across the state that serves as a research center and information resource at the University of Oklahoma Health Sciences Center. The series is aimed at improving neurological health through education and the sharing of information about research and access to care.
A light dinner will be served at no cost to participants beginning at 5:30 p.m. The event will be held at 1404 N.W. 122nd St., Oklahoma City. It is held in collaboration with The Fountains at Canterbury.
For more information or to arrange accommodations, call (405) 271-6267 or visit the center’s website at www.oumedicine.com/ocns.

OU MEDICINE ENTERPRISE QUALITY OFFICER HONORED BY GOOD SHEPHERD

WPHHAdmin

Nov 5, 2019

Dale-Bratzler-lab-coatweb-e1572288350127-696x565 — Dale Bratzler, D.O., MPH, OU Medicine enterprise quality officer and clinic volunteer.

Good Shepherd Clinic recently presented its Hope Award to Dale Bratzler, D.O., MPH, OU Medicine enterprise quality officer, in recognition of his work as a clinic volunteer. To honor his legacy, the Hope Award will become an annual event in Bratzler’s name, with proceeds placed in the Dale Bratzler, DO, MPH Endowment Fund.
The Good Shepherd Clinic in Oklahoma City is a free, full-time clinic serving uninsured residents of the community. The clinic offers medical and dental services, provided by healthcare professionals who donate their time and skills to ensure that financial concerns do not become barriers to receiving care in a timely manner.
Bratzler began volunteering at Good Shepherd in 2015, believing that healthcare should be available to all members of the community, beyond the emergency room and regardless of ability to pay. As a result of Bratzler’s persistence, the Unity Clinic will launch early in 2020. This initiative will use campus-wide, interprofessional teams of healthcare providers, faculty and students from the University of Oklahoma Health Sciences Center, to provide patient care in partnership with Good Shepherd.
Pam Timmons, executive director of Good Shepherd, described volunteers as the heartbeat of fulfilling the clinic’s mission. She commended Bratzler’s charitable efforts, his contributions that have enriched a community desperate for quality healthcare, as well as his leadership and commitment to inspiring and educating the next generation of healthcare professionals.
“We can’t begin to say how grateful we are for all of the selfless acts of kindness Dr. Bratzler has provided through the years. His commitment just continues to grow,” Timmons said.
The endowment in Bratzler’s name will help the clinic thrive and become more financially sustainable. Endowment funds will be matched at five cents ($0.05) for each dollar processed, by Communities Foundation of Oklahoma – up to a maximum of $50,000 in any given year. This designated fund will generate annual income in perpetuity from the earned investment income to help secure the future of Good Shepherd.
Timmons said, “Dr. Bratzler’s legacy of providing high quality health care for the underserved will continue by his encouragement and empowerment of the next generation of health professionals.”

OMRF receives $1.3 million in VA funding for aging research

WPHHAdmin

Nov 5, 2019

Oklahoma Medical Research Foundation scientist Tim Griffin, Ph.D. and Oklahoma Medical Research Foundation aging researcher Holly Van Remmen, Ph.D.

Two Oklahoma Medical Research Foundation scientists have received Merit Review Awards totaling $1.3 million from the U.S. Department of Veterans Affairs.
Holly Van Remmen, Ph.D., and Tim Griffin, Ph.D., from OMRF’s Aging and Metabolism Research Program focus on a pair of diseases prevalent in aging veterans: age-related muscle loss and osteoarthritis, respectively.
Van Remmen, who chairs OMRF’s aging program, received $650,000 to continue an investigation into a potential therapy for age-related muscle loss called sarcopenia. No drug options currently exist to treat the condition, which causes muscle weakness and atrophy.
“Sarcopenia is a highly relevant problem for the veteran population, as more than half of all veterans are over age 60,” said Van Remmen. “The weakness associated with it contributes to falls and fractures, deconditioning, institutionalization, and contributes to obesity and diabetes. All of these could significantly improve with a treatment.”
In the lab, Van Remmen showed that a new therapy, CDN1163, was successful in elderly mice.
They studied mice until they were 26-28 months old—approximately equivalent to 70-plus human years. They observed those who did not receive the treatment had normal atrophy and weakness, but those who did receive it maintained considerably more muscle mass and muscle function.
“Now that we know the drug works, we need to develop a more efficient version. Once we have refined it, we can then start moving toward human trials,” said Van Remmen, who holds the G.T. Blankenship Chair in Aging Research at OMRF. “This is very promising and could make a real impact in improving quality of life for veterans.”
Griffin also received $650,000 for his work in developing a new clinical approach for people suffering from osteoarthritis, the most common form of arthritis.
There are no approved treatments for osteoarthritis, or OA, which stems from the loss of cartilage in joints and abnormal bone growth. About half all Americans develop painful OA during the course of their lifetime.
“There is an urgent need for OA care, and it’s even more pronounced in veterans,” said Griffin. “They have a higher rate of post-traumatic OA than the general population related to injuries and the physical nature of their service.”
Clinical studies show being physically active reduces OA pain and increases mobility. “And it doesn’t matter what kind of activity you do. It can be swimming, walking, aerobics or other activities,” he said. “Being active in any way you can shows benefits, and we aim to understand exactly how exercise works at a molecular level.”
Using this clinical knowledge, Griffin will study how exercise changes the metabolism of joint tissues to reduce pain and inflammation. This should allow them to develop options to give OA sufferers more ‘bang for their buck’ with therapy, he said.
Their findings could also provide safer alternatives to opioids and non-steroidal anti-inflammatory drugs for reducing pain.
“Eventually we would love to treat the disease itself, but if we can efficiently reduce symptoms and pain, that would be a great interim success that could help veterans sooner rather than later,” said Griffin.