by Cristina Sibley, Sibley Insures Medicare Specialist

Now that Halloween is behind us and visions of Thanksgiving are ahead, there’s still one ghoul left to deal with, Medicare Annual Enrollment. As if anyone who is Medicare age or reaching it could ever forget; the reminders are everywhere! There are so many options that people can feel a bit overwhelmed or don’t know where to start. In order to help bring a little clarity to the chaos, here’s few important things to know or consider this season:

Why all the fuss and hype?
Annual Enrollment Period (AEP) lasts only 7 weeks. It opens October 15th and the last day to enroll is December 7th. In other words, it’s here and gone before you can say pass the pumpkin pie and agent/broker schedules can be filled a week or two in advance.
Changes made during this period take effect January 1st and generally last the entire plan year.
This is the only time of the year that most people can make a change in their prescription drug plan (part D).
This is the only time of year that most people on original Medicare can choose to enroll in a Medicare Advantage plan (part C). This is also the time of year most people on a Medicare Advantage choose another Medicare Advantage plan.

What if I like my plan and my needs haven’t changed?
Your existing plan may not be exactly the same from year to year (Really? Yes, really).
When reviewing your plan each year, will all your medications continue to be covered next year? At the same tier level? Are there any increases or decreases in premiums, copays, co-insurance, or deductibles?
Will your advantage plan change or add new benefits/services? Look for documents in the mail from your plan, starting October 1st, that highlight any upcoming plan changes.

Quality takes time, start early!
Have a list of your needs and medications ready and available. Enter and save your medication list to Medicare.gov for easier comparison between plans.
Make an appointment with your agent or broker right away for a face to face, virtual, or a phone meeting. Enrollments can be completed either way in 2020, but schedules can fill up quickly.
A thorough explanation and understanding of your options is important. You will want time to ask questions, get clear answers, decide, and enroll.
You may change your mind about your plan selection later. Now that Halloween is behind us and visions of Thanksgiving are ahead, there’s still one ghoul left to deal with, Medicare Annual Enrollment. As if anyone who is Medicare age or reaching it could ever forget; the reminders are everywhere! There are so many options that people can feel a bit overwhelmed or don’t know where to start. In order to help bring a little clarity to the chaos, here’s few important things to know or consider this season:
Why all the fuss
and hype?

*Annual Enrollment Period (AEP) lasts only 7 weeks. It opens October 15th and the last day to enroll is December 7th. In other words, it’s here and gone before you can say pass the pumpkin pie and agent/broker schedules can be filled a week or two in advance.
*Changes made during this period take effect January 1st and generally last the entire plan year.
*This is the only time of the year that most people can make a change in their prescription drug plan (part D).
*This is the only time of year that most people on original Medicare can choose to enroll in a Medicare Advantage plan (part C). This is also the time of year most people on a Medicare Advantage choose another Medicare Advantage plan. (story continues below)

What if I like my plan and my needs
haven’t changed?

*Your existing plan may not be exactly the same from year to year (Really? Yes, really).
*When reviewing your plan each year, will all your medications continue to be covered next year? At the same tier level? Are there any increases or decreases in premiums, copays, co-insurance, or deductibles?
*Will your advantage plan change or add new benefits/services? Look for documents in the mail from your plan, starting October 1st, that highlight any upcoming plan changes.
Quality takes time, start early!

*Have a list of your needs and medications ready and available. Enter and save your medication list to Medicare.gov for easier comparison between plans.
*Make an appointment with your agent or broker right away for a face to face, virtual, or a phone meeting. Enrollments can be completed either way in 2020, but schedules can fill up quickly.
*A thorough explanation and understanding of your options is important. You will want time to ask questions, get clear answers, decide, and enroll.
*You may change your mind about your plan selection later. Meeting early in the season gives you the opportunity and time to make changes before the December 7th deadline.
Know your agent or broker and put
them to work!

*If you work with an agent or broker let them do the hard stuff, that’s what you have them for. Let them do the research and bring several choices, that fit your situation, back to you. Once your decision is made, they fill out the paperwork or do the computer work, so you can relax. Many will also serve as your advisor and liaison with your plan through the year. They’ll help you handle questions on the phone or even in person, whenever you need them.
*An agent/broker has a state license and specialized Medicare training and testing over regulations and products, updated annually. They are professionals who are there to help you make sense of it all. If you have an agent/broker, ask for several cards and/or ask them to program their phone number into your cell phone.
*A broker is contracted with multiple insurance companies. They service their client across companies and can directly compare companies for the client. If their client decides to change insurance companies or have a drug plan with one company and a supplement with another, for example, they can stay with the same broker.
Last, but not least, protect your interests and information!

*Be wary of unsolicited Medicare phone calls.
*Don’t give sensitive personal information, such as your social security number, over the phone. Social security numbers are not required or allowed for Medicare drug plan or Advantage plan enrollments.
*It is perfectly fine and should be welcomed to have a trusted friend or family member at your appointment with an agent/broker. If you don’t have an agent/broker, ask a friend or family member to refer you to one they know and trust.
*Remember, ethical and regulation compliant agents/brokers will NOT use high pressure or scare tactics.

https://www.sibleyinsures.com/

The Oklahoma City Zoo and Botanical Garden is thrilled to announce that Niki, the Zoo’s 13-year-old Indian rhino gave birth to a healthy calf at 3:25 a.m. today, Friday, October 23, 2020. This new arrival is the first calf born to breeding pair Niki and father, Arun, 29, and the sixth Indian rhino, also known as the greater one-horned rhino, born at the OKC Zoo. The OKC Zoo has been home to Indian rhinos since 1981.
The calf was born in the early morning inside the Zoo’s rhino barn at Sanctuary Asia and discovered by caretakers when they arrived to start their day. An initial visual exam performed by the Zoo’s veterinary and animal care teams determined that both mom and calf are doing well. The calf is strong, standing on its own and nursing. At this time, the gender of the calf is still unknown as it continues to stay close to mom, enjoying some quality bonding time with her.
“We are very excited to welcome a new addition to our rhino group and to see that calf and mom are doing excellent,” said Rachel Emory, OKC Zoo’s curator of elephants and rhinos. “Indian rhinoceros are listed as a vulnerable species, so every successful birth is important, not just to us, but to the population as a whole.”
Mom Niki came to the OKC Zoo in 2009 from the Bronx Zoo and father Arun, 29, arrived from the Fort Worth Zoo in 2019 as part of a a breeding recommendation by the Association of Zoos and Aquariums (AZA) Greater One-Horned Rhinoceros Species Survival Plan (SSP). SSP programs were developed by AZA to oversee breeding management and sustainability of select animal species within AZA-member zoos and aquariums. The Zoo’s Sanctuary Asia is also home to adult, female Indian rhino, Shanti, 32, who also came from the Fort Worth Zoo with Arun.
The gestation period for Indian rhinos is approximately 16 months. The average birth weight for an Indian rhino calf is 120 pounds. Newborn Indian rhinos lack the distinctive horn of the adult rhino. Instead, they have a flat, smooth oval plate that eventually forms into a horn.
Native to northern India and southern Nepal, Indian rhinos are currently listed as “vulnerable” by the International Union for the Conservation of Nature. Through conservation programs, wild populations over the past century have recovered from under 200 animals to approximately 3,600 today. However, there is a continuing decline in the quality of their natural habitat and the species continues to be illegally hunted for its horn.
The OKC Zoo is helping save Indian rhinos by supporting the International Rhino Foundation’s efforts to protect vulnerable and critically endangered rhinos and their habitat in India with money from the Round Up for Conservation Fund. The Zoo’s Round Up for Conservation program encourages guests to donate their change from any Zoo purchase to help protect wildlife and wild places around the world. Plus, the Zoo’s American Association of Zookeepers chapter has raised more than $373,000 for rhinos in Asia and Africa through its fundraising efforts since 1990.
The Zoo will continue to share updates on the rhino calf and mom, Niki, on social. Weather permitting, the two could be visible to guests from their habitat at Sanctuary Asia as early tomorrow!
A sweet treat just in time for Halloween, come out to the Zoo this fall and meet our new rhino calf! The Oklahoma City Zoo is open from 9 a.m. to 5 p.m. daily. Advance tickets are required for all guests and ZOOfriends members and can be purchased at http://www.okczoo.org/tickets. Zoo tickets are limited each day to ensure safe social distancing among guests. Located at the crossroads of I-44 and I-35, the OKC Zoo is a proud member of the Association of Zoos and Aquariums, the American Alliance of Museums, Oklahoma City’s Adventure District and an Adventure Road partner. Regular admission is $12 for adults and $9 for children ages 3-11 and seniors ages 65 and over. Children two and under are admitted free. Stay up-to-date with the Zoo on Facebook, Twitter and Instagram and by visiting Our Stories. Zoo fans can support the OKC Zoo by becoming a member. Memberships can be purchased at ZOOfriends.org or any place admission is sold in the Zoo’s Entry Plaza during regular business hours. To learn more about this event and Zoo other happenings, call (405) 424-3344 or visit okczoo.org.

Still Going Strong

photo by Vickie Jenkins

It all began in San Coulee, Montana when a precious baby girl was born on October 21, 1920 and was given her first gift, the name June Rose. At age four, June’s family moved to St. Louis, Missouri and lived there until June’s marriage to Robert Lee Ranney in 1942. A beautiful woman, inside and out, June turned one hundred years old on October 21, 2020. A friendly individual that always has a smile, the love she has for others shines bright!
Staying active keeps June feeling young and staying healthy. She is a member of Central Presbyterian Church where she has been an active member since 1957, serving as trustee and literalist. A charter member of Metro Camera Club since 1977, and still going strong, June was honored with the June Ranney Gallery in the Will Rogers Rose Center, highlighting outstanding Metro Camera Club photographs. June is also a member of SeniorNet Computer Club, which she joined in the mid eighties. Her volunteer work includes: Girl Scout leader, serving at the Red Andrews Christmas Dinner, helping with the archives of the Oklahoma City National Monument where she received an award in her name plus serving as past president of the American Business Women’s Association. (story continues below)

The mother of five children and widowed in 1967, June still lives in the house where she captured heartfelt memories with her family. “I think the one thing that surprises most people is the fact that I have lived in this house since 1957 and I still take care of everything myself,” June said. “That includes house-pick-up on a weekly room by room schedule, washing, ironing and mending when needed,” she added. “Plus, I have plenty of desk work; mail and email to keep me busy in my office,” she said with a smile.
Asking June what she contributes her good health to, she replied, “Proper diet, dwelling on the positives and never the negatives. I have never been one to smoke or drink and I can say that is over a lifetime. My number one hobby is flower gardening which I have been doing since fourth grade. My gardening gets excessive in season but I do it all myself and I love every minute of it. The garden is full of beautiful flowers in the spring.” I could tell she was very proud of her garden when she spoke of it. ”I also enjoy crossword puzzles, and I have done knitting and sewing in the past,” June added. June is a very talented horticulturist as well and an avid railroad enthusiast and collector.
June attended Beaumont High School. “My first job in St. Louis after college was at a community center teaching crafts to youngsters In the summertime. I taught games, crafts and dancing to youngsters in a summer program setup on the school grounds,” June said. “There was always a pageant with acting and dancing at the end of summer. I was so fortunate to be assigned to the school across the street from my home. It was a fun time working with them.”
“Shortly after my marriage, my husband and I moved to Davenport, Iowa. After Beaumont, I attended Harris Teacher’s College and graduated from there in 1942. I never did teach there. However, it was during war times, and I found a well paying job working for the War Department in the inspection office of a tank factory,” June commented.
“I lived here in Oklahoma City and was working for Dr. Jack Hough of the Otological Medical Center where I worked for fourteen years. I assisted the doctor in the examining rooms, did X-rays, counseled with patients about their particular hearing problems and did Electronystagmography, which was an extensive two hour test.”
“For several years I had an in-home candy making business for the Christmas trade only, working several months only to produce June Ranney’s Brown Pecan Fudge. I hired two women working in the mornings only. There were many local orders and they shipped to twenty-three states and Puerto Rico. I once was told that an order had been parachute dropped in Vietnam,” June commented.
June Rose Ranney, born on October 21, 1920, is an outstanding individual of Oklahoma City, OK. Whereas, it is fitting and proper that the Oklahoma House of Representatives, acting on behalf of the citizens of the Great State of Oklahoma, does hereby send best wishes to June Ranney upon the auspicious occasion of her 100th birthday.