Story by Bobby Anderson, Staff Writer

Five or six Saturdays each fall, some 86,000 fans invade Gaylord Family Oklahoma Memorial Stadium to watch the University of Oklahoma play football.
For a few hours, the surge of humanity encapsulated inside the Palace on the Prairie becomes Oklahoma’s seventh largest population.
And from dehydration to cardiac arrest, Norman Regional Health System nurses, techs, paramedics, and other employees team up to provide care inside the Gomer Jones Coronary Care Unit.
For the record, Gaylord Family Stadium can seat up to 86,112, making it the 23rd largest stadium in the world, the 13th largest college stadium in the United States, and the second largest in the Big 12 Conference, behind Darrell K Royal–Texas Memorial Stadium.
Norman physician Dr. Harold Belknap established the Gomer Jones Coronary Care Unit within the Gaylord Family-Oklahoma Memorial Stadium in 1971 and continued as acting chief until 2003.
All fans who come through the door can get help for free.
“I feel like on game day, the stadium is the safest place to be in town,” Norman Regional Health System physician Dr. Patrick Cody once said.
Stephanie Gehrke, RN, emergency nurse manager, has directed the clinic for five years now.
“I thought it was a great concept because I know the clinic has been around for quite a while,” she said of coming into her role. “It’s a great service for the fans. Some of them get to head back out to the game after we get them fixed up.”
Beginning three-and-a-half hours prior to each home contest, the clinic is typically staffed by emergency department nurses, techs along with an attending ED doc, two residents, and two medical students.
Six to seven teams are gathered to operate cooling zones, which come in handy early in the season when temperatures inside the stadium can easily reach more than 100 degrees.
Runners rotate between the zones to check stock and see if anything is needed.
EMSSTAT bike medics stationed throughout the stadium can get to your seat in about two minutes, and each of those medics can handle a cardiac arrest by themselves with the equipment on their bike.
Employees within the health system are invited to sign up each year.
“It can be anyone from a unit secretary to EVS (environmental services) – anyone that is interested in going,” she said.
Gehrke said the clinic sees a bulk of heat and alcohol-related complaints from fans including falls and lacerations.
The clinic has seen heart attacks, strokes, and cardiac arrests “basically anything and everything.”
“It’s so dependent on the time of the day and the temperature,” Gehrke said. “Night games are usually better in terms of heat-related things but we could end up with … more intoxication-related complaints.”
Gehrke said if you want to stay in the stands and out of the clinic on game days follow a few simple rules.
“The biggest thing is hydrate, hydrate, hydrate, and come prepared to continue drinking water,” she said. “A lot of people do drink water before they come in and kind of forget to keep drinking it during the game and sit out there and bake in that sun.”
Comfortable shoes are a must
“Heels and flip-flops probably aren’t the most appropriate thing for a crowded stadium because they trip over the stairs and lose your balance,” she said.
Inside the clinic, personnel initiate “a lot of IVs” for fluids and give nausea medicine.
“For the clinic, we want to try to get them seen but also get them back to the game if appropriate,” she said. “We kind of push those fluids in them, make sure they can stand up and walk and drink fluids without getting sick. The majority of our job in the clinic really all revolves around hydrating people for the most part.
“The majority of the people we never see again.”
The hospital also has volunteer stretcher teams composed of young adults from local schools who might be interested in the medical field.
“They are stationed throughout the stadium so if someone were to pass out or fall they are able to put them on their stretcher and get them into the clinic,” Gehrke said. “Like Dr. Cody said it probably is one of the safest places. If you’re injured you’re going to get pretty quick care.”
Gehrke said the first game of the season saw 115 calls throughout the stadium and 54 patients were seen in the clinic.
For more information about Norman Regional Health System click here:
https://www.normanregional.com/careers

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By Nick Thomas

Helen Grace Olson

Helen Grace Olson of Bethany was born & grew up in Weeping Water, NB. She has traveled to 43 states as an RVer, was always very active in the Nazarene church, loves fried chicken, holidays and family reunions. Her words of wisdom: Never go to bed angry with your spouse. And follow the words of Proverbs 3:5-6: Trust in the Lord with all thine heart; and lean not unto thine own understanding. In all thy ways acknowledge him, and HE shall direct thy paths.

Frances Lovena Weger

Frances Weger was 100 in January and we’re still celebrating in Luther. She and her husband were residents of Lawton for 73 years and traveled with Campaigns for Christ on two trips to Germany and all over the U.S. She made baby quilts and wedding quilts for each of her eleven grandchildren. In her later years, she visited nursing homes, taking banana bread to the “elderly,” although she was in her 80s.

Doyle H. Clenney

World War II Army Air Corp Veteran Doyle Clenney will be 100 tomorrow, October 30! An ordained minister with the Assembly of God Church, Doyle had the special honor to preach at the historic St. Paul’s Episcopal Church in Norfolk, Virginia. Doyle’s words of wisdom are the bible verse “Trust in the LORD with all your heart and lean not on your own understanding.” (Proverbs 3:5). Happy 100th Doyle!

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http://centenariansok.com/ and download, complete and submit our form. One of our team members will contact you directly with the next steps.

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Imagine having to choose between paying your electric bill or paying for your life-sustaining medications or food. For many seniors living on a fixed income, that is a difficult reality.
The price of medications continues soaring — over the last decade, research shows many of the top-selling, brand name medications have increased more than 50-percent, with more than half of them doubling in price, that’s according to the National Library of Medicine.
The cost of medications alone can leave them facing difficult choices every month.
“We never want a patient to have to make that decision of am I going to eat this week, am I going to have air conditioning this week, or am I going to pay for that blood pressure medication,” said Justin Henson, a nurse practitioner at Valir PACE in Oklahoma City.
September is National PACE Awareness Month. PACE stands for Program of All Inclusive Care for the Elderly. It is an approach that aims to bundle. It is a relatively new model of care that is gaining momentum across the United States. Valir is one of the first to implement the model in Oklahoma
The goal is to help more seniors, who otherwise would require nursing home care, continue to live independently in their own homes. It does that by bundling their medications, meals, transportation, physician visits, and therapy needs under one umbrella care plan, that also provides opportunities to socialize and be a part of the community.
The results are impressive – reducing hospitalizations and improving quality of life.
PACE participants, like Nick Felix, say the program has helped them to enjoy the life, despite the issues that come with aging. For Felix, heart issues top that list.
“My heart fibrillates whenever it wants to. It’s like dancing a Cha-Cha to a Waltz. You know you’re not in sync at all,” said Felix, a 90-year-old former dance teacher and movie choreographer, who still enjoys dancing at his favorite studio.
Henson has worked closely with Felix, helping him manage his health and medications to stay healthy and active.
“He’s had a very complicated cardiac history,” Henson said. “But he is a guy who will wake up every single morning doing his push-ups. He loves to go out and walk, he loves to go dancing every week.”
Managing the challenges of a complicated regimen of medications without the worry of cost is one aspect of PACE Felix likes best.
“Well, it’s lifesaving. I mean you’re talking about my heart medicine, my joint medicine, I’ve got all kinds of arthritic conditions — and they tell me when to take it, what to take and how much to take,” he remarked.
Medications are packaged and labeled for each day, and time of day for each participant and
Valir PACE provides those medications — helping eliminate the financial pressure off of rising drug costs for seniors.
“We do get a lot of patients who want to join our services and we note as they’re coming onto services that they have been without their medications for three months, four months,” Henson said. “Diving into why they have been without these medications, often it is they’re trying to pay for electricity or they’re trying to pay for food.”
Henson added ensuring seniors have their medications and take them as correctly can lead to better health outcomes and a better quality of life.
“If you have a medical condition, even if it’s a small medical condition, but it’s not treated, it can grow into a large medical condition,” he said. “Taking medications as prescribed, when prescribed is going to be the best way to keep you as healthy as possible, and as young as possible as long as possible.”
Valir PACE is located at 721 NW 6th Street in the heart of downtown and has just opened an Alternative Care setting at 2411 Main Street in Choctaw, expanding services to seniors living in that more rural part of the metro. To learn more, visit ValirPACE.org or the National PACE Association at NPAonline.org.

https://scissortaildermatology.com/

Story and photo by Van Mitchell. Staff Writer

The Medicare enrollment period runs from Oct. 15 through Dec. 7, and with that comes to changes to some enrollment plans and options.
Ginny Curtis-Gillespie, Licensed Insurance Agent, and owner of Navigating Medicare, located at 2232 West Hefner Road, Suite A in Oklahoma City, said this year Medicare recipients will have broader plan options available to them.
“In the past, we have had two or three companies that have had really good plans, and this year all of the plans have beefed up and have really exciting benefits,” Curtis-Gillespie said. “It is almost difficult to pick a plan that is better than another one from this year.”
There are three options for coverage: Original Medicare (which is Part A and Part B) plus a prescription drug plan, Original Medicare plus a Supplement (Medigap plan) plus a prescription drug plan, or a Medicare Advantage plan which combines all three.
Medicare Part A and Part B is offered by the federal government. It provides basic inpatient and outpatient health coverage. Part A is for inpatient or hospitalization coverage and Part B is for outpatient or doctor visit coverage.
U.S. citizens or permanent residents living in the U.S. for at least 5 years who are age 65 or older qualify for Medicare Part A and Part B if they have paid taxes for 10 working years. Those under 65 might be eligible to enroll in Medicare Part A and Part B if they have a qualifying disability.
Curtis-Gillespie said Navigating Medicare has offices in Guthrie, Oklahoma City, Tulsa, Ardmore and Shawnee.
She said so much of insurance these days is made to seem complex, difficult, and tricky. She said her agency is built on our family values which are a commitment to Honesty, Integrity, Togetherness, and Support.
She said they work to help clients understand all of their plan options.
“Our experienced team of agents are licensed and appointed with several insurance providers offering a variety of policies,” Curtis-Gillespie said. “This means our agents are here to work for you. We work to ensure that the plan you end up with is the one that fits your needs and not try to make you fit into a plan. What we do is we look at the client’s drugs and doctors, and then we select the top three plans we think will work the best. The biggest takeaway we are trying to get people to understand is, no matter what their plan is, they should be comparing their current plan with plans that are available from those (insurance) carriers for next year.”
Curtis-Gillespie said Medicare enrollment is also a time of scam phone calls and Medicare enrollment commercials.
“Most of those plans they are marketing, very few people qualify for them,” she said. “When you see the advertisement on TV, it is for the low-income, low subsidized.”
Curtis-Gillespie said her team of insurance agents don’t call to solicit business.
“With what we do, no one should be calling them (resident) directly,” she said. “Their phones are blowing up, and people are calling them 24/7. If they didn’t ask them to call, then they shouldn’t answer the call.”
Curtis-Gillespie said residents should also not give out their personal information when contacted about Medicare enrollment.
“When someone calls a client, they should not ask for their Social Security number, Medicare number,” she said.
Curtis-Gillespie said another Medicare enrollment change this year is that insurance agents are required to tell customers their conversation is being recorded.
“These plans change every year,” she said. “Everyone should be reviewing their plans every year regardless whether it is great for them or not. “It is our belief that if they understand Medicare, they will make a better decision when they pick their plan. We sit down with them and explain all the parts of Medicare, and we explain their options.”
Curtis-Gillespie said integrity is a core foundation of her business.
“We are not afraid to say that we love referrals,” she said. “Having integrity means sometimes telling you that your current insurance is better than anything we can offer or that we are not able to help you. We believe this builds the kind of relationships that will lead to people telling others about us. We are there to give you the support you need through the various seasons of life. Whether you need to change your plan, reacquaint yourself with your current benefits, or do a plan comparison, we are there to give you the support that you need.”
For more information about Medicare enrollment plans call Navigating Medicare at
(405) 842-0494 or visit: www.navigatingmedicare.com

by Greg Schwem

At last check, the time spenI recently turned 60, a milestone accompanied by physicians telling me my various aches and pains are most likely the result of…existing.
Pain in the top of my left foot recently sent me to a doctor who diagnosed a partial stress fracture.
“What caused that?” I asked, struggling to put my shoes on. “What did I do?”
“You don’t have to do anything” he replied, as if his last 20 patients had asked the same question. “These things can just happen to someone your age.”
Ouch. Literally and figuratively, ouch!
Sensing my confusion, he offered a partial explanation.
“Stress fractures are often the result of active lifestyles.”
Fellow sexagenerians, take note. Pain and suffering are your rewards for trying to stay healthy. Now go lay on the couch immediately and crack that fourth beer. Doctor’s orders.
I also am struggling with memory, an affliction that comes with age but one I will remedy with the help of Pennsylvania senate candidate John Fetterman.
One of the most hotly contested, and entertaining, races this November pits Fetterman, the Keystone State’s lieutenant governor, against (loudly clear throat) DOCTOR Mehmet Oz. The latter was hilariously mocked on social media recently after airing an ad blaming President Biden for the rising price of crudites (aka little carrots). Fetterman, meanwhile, suffered a stroke mid-campaign, raising questions about his health and fitness for the job.
Fetterman’s forearms also have become a source of scrutiny, specifically, his multiple tattoos. Fox windbag Tucker Carlson called them “silly” and “a costume” while former House Speaker Newt Gingrich, (R – Yeah, he’s still alive), seized on Fetterman’s no longer visible “I Will Make You Hurt” tattoo. Gingrich somehow equated the phrase to heroin and the notorious Crips street gang in another comical tweet.
Seeking to put his ink to rest, Fetterman explained the meaning behind his tattoos in various media outlets. Most, he said, are calendar dates marking the day someone died violently while Fetterman was mayor of Braddock, Pennsylvania. Fetterman said the dates are reminders of the crime-ridden country he hopes to change if elected senator.
Thankfully, I don’t personally know of anyone who met a violent death. But I could use a permanent cheat sheet on my body. So, in the event I summon the nerve to visit a tattoo parlor, I am compiling a list of “reminders” I can refer to in moments of confusion:
My computer login password. True, I don’t have the body space to list ALL of my passwords. But this one at least gets me initial entry into the system that holds the rest of them.
11-27-93. I won’t divulge the exact meaning behind the date, but I was wearing a rented tux that day and a minister was involved. Also, my wife could become angry if I ever forget it.
24-12-36. It’s my first junior high locker combination and a reminder that, while I struggle to remember the date I was married, I still proudly recall inane information like this.
The name of my first pet. No longer will I get locked out of my online bank account after five failed attempts.
My bank’s phone number. You never know.
The warranty expiration dates on every major household appliance I own. When somebody points to it and says, “What does that one mean?” I can say, “It means it’s time to buy a new refrigerator!” Then I can easily log into my bank account and determine if I have the funds to afford one.
Finally, “Elton John, 1976,” a reminder of the first concert I ever attended. Considering the 75-year-old Rocket Man just performed at the White House and will continue packing stadiums until calling it quits later this year, it’s a testament to doing what you love for as long as you feel like it. I plan to do the same with my current career.
After that, maybe I’ll retire and continue to live an active, healthy lifestyle.
I had better leave some space on my arm for a crudite tattoo.
(Greg Schwem is a corporate stand-up comedian and author of two books: “Text Me If You’re Breathing: Observations, Frustrations and Life Lessons From a Low-Tech Dad” and the recently released “The Road To Success Goes Through the Salad Bar: A Pile of BS From a Corporate Comedian,” available at Amazon.com. Visit Greg on the web at www.gregschwem.com.
You’ve enjoyed reading, and laughing at, Greg Schwem’s monthly humor columns in Senior Living News. But did you know Greg is also a nationally touring stand-up comedian? And he loves to make audiences laugh about the joys, and frustrations, of growing older. Watch the clip and, if you’d like Greg to perform at your senior center or senior event, contact him through his website at www.gregschwem.com)

Courtesy Naval History and Heritage Command

USS Oklahoma, a 27,500-ton Nevada class battleship, was built at Camden, New Jersey. She was commissioned in May 1916 and generally operated in the Atlantic over the next five years. In mid-1918, Oklahoma went to European waters to help protect convoys. Late in that year and in June 1919 she escorted President Wilson during his voyages to and from France. In 1921, the battleship moved to the Pacific, visiting the west coast of South America prior to joining the Pacific Fleet. During most of the rest of the decade, Oklahoma served with the Battle Fleet during its many exercises, drills and Fleet Problems. She participated in the Fleet’s trans-Pacific cruise to Australia and New Zealand in mid-1925. In the summer of 1927, she transported Naval Academy Midshipmen from the east to the west coast during their annual training cruise.
Oklahoma was modernized at the Philadelphia Navy Yard in 1927-29, emerging with a greatly altered appearance and notably improved battleworthiness. After brief service with the Scouting Fleet, she returned to the Pacific in mid-1930, and renewed her participation in the Battle Fleet’s activities. In July 1936, Oklahoma was sent to Europe to help evacuate U.S. citizens and others during the Spanish Civil War. She rejoined the Battle Fleet in the Pacific later in the year.
In 1940, Oklahoma’s base was shifted from the U.S. west coast to Pearl Harbor, Hawaii. She was at Pearl Harbor when the Japanese attacked on 7 December 1941. Moored outboard of USS Maryland (BB-46), she was hit by a great number of Japanese Type 91 aerial torpedoes. With her port side torn open over much of its length, Oklahoma rapidly rolled over and sank to the harbor bottom, with the loss of over 400 of her crew. Many of the men trapped in her upturned hull were cut free through the intense efforts of Sailors and civilian Navy Yard employees.
During 1943, Oklahoma was the subject of a massive salvage undertaking, involving turning her upright, patching her damages and refloating her. She was drydocked late in the year to be stripped of guns and other equipment and repaired sufficiently to make her relatively watertight. Too old and badly damaged to be worth returning to service, Oklahoma was formally decommissioned in September 1944. She was sold for scrapping in December 1946, but sank while under tow from Hawaii to California in May 1947.

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Three faculty members have joined the TSET Health Promotion Research Center at the University of Oklahoma Health Sciences Center: Katelyn Romm, Ph.D.; Erin Vogel, Ph.D.; and Meng Chen, Ph.D.
Romm comes to HPRC from George Washington University Milken Institute School of Public Health. Her research aims to identify factors that predict substance use initiation, escalation and cessation to inform prevention and cessation efforts among individuals at greatest risk for such use, including youth and young adults, as well as minoritized populations.
Vogel comes from University of Southern California Keck School of Medicine. Her research examines psychosocial influences on youth tobacco use and the use of digital tools and social media to address tobacco and other substance use among priority populations, including youth and the LGBTQ+ community. Her research program employs experimental, observational, and qualitative methods to address health disparities and emerging trends in technology and tobacco product use.
Chen joins the HPRC from University of California, Davis. Her research focuses on using computational algorithms for dynamic model fitting and the development and use of flexible dynamic models in behavioral sciences. She will work with HPRC faculty by providing biostatistics support and assisting with research study design.
According to Darla Kendzor, Ph.D., co-director of the HPRC, “These talented new additions to our team will enhance our ability to address tobacco and substance use across the state. Their research offers a focus on youth and young adults, and other at-risk populations along with advanced biostatistical expertise. Their skills offer a valuable complement to the expertise of our current faculty.”
The HPRC receives funding from the OU Health Stephenson Cancer Center via an NCI Cancer Center Support Grant (P30CA225520) and an Oklahoma Tobacco Settlement Endowment Trust contract (R23-02).

Welcome To Tealridge!

Photography and Text by Terry “Travels with Terry” Zinn t4z@aol.com

As the years pass on and our stamina decreases, it’s comforting to relive our past travels through memories sparked by a movie. This happens to me more and more these days, as our mobility and stamina restraints keep us from physical traveling. Since physical travel is out of the question, why not time travel: back to our personal travel memories?
This confirms Reality Bites, especially as we get older and our reach exceeds our grasps. We want to do things that just aren’t reality. This past year I scheduled travel with tours and air with hotel reservations and cruises, I had to cancel when I faced up to reality of my senior status. The mind and wishes were willing but the reality of the plans coming to pass was just not feasible. I canceled my trips on a cruise to Norway to see the Fords and explore Edinburgh Scotland, a NYC Broadway show tour and even a family gathering in North Carolina. As those proposed dates have past, I was not too disappointed in them not happening as I weighed it against my comfort level and realization of my bodily restraints. Not saying I am an invalid but I do have mobility and stamina issues. Thus movies on TV is not just a substitute but a pat on the back of all the places I once visited.
When I see a movie with a familiar destination there is a personal connection with memories. Seeing the replaying of the TV series North and South filmed a great deal in South Carolina brings back the enchanting morning spent at the Oak Tree lined avenue of the Boone Hall Plantation. I did have to sneak past the closed gate and drive half way up the road so I could try and make a photo or two of this iconic Southern Plantation locale. I did and seeing my photo brings all the sensory feelings back to life.
Other Southern Plantations have been checked off my bucket list a couple of times. New Orleans is rife with the opportunity to visit Plantations such as Houmas House (Hush Hush Sweet Charlotte) and Oak Alley (Interview with a Vampire) and the French Quarter as well. Visiting theses filmed locations might be considered top locations of my life as well. After many day visits to Oak Alley I booked a cabin on the grounds which afforded me the opportunity to linger under its avenue of oaks after the house tours were over and tourists left. Again I fulfilled a quest to make it a special photography event. At midnight I forced myself to leave my cabin and walk the couple of blocks to the alley of oaks tempting a visit of ghost or vampire. And while none came, it still was a haunting experience.
Prime on my early travel bucket list was Egypt when in 1980 I made that trip down the Nile, (Death on the Nile) along with Abu Simbel, the Pyramids and other ancient ruins. Seeing those locals in the movie brought back my visits and a reality the movie magic could not deliver. In the movie the guests were whisked to Karnak, Abu Simbel, and the Pyramids all in one day, which of course is not physically possible today no less in the 1920 period of the movie. It moved the plot along but having been there the foible of the movie time line was obvious. I wonder how many other movie viewers were as knowledgeable?
Having toured many of the French Chateaus, (Dangerous Liaisons, The Serpent Queen) the external vistas of the movies bring back my tours. So glad I usually add on a couple of free days on to exotic locales is never a regrettable. While the exterior architecture and gardens remain of various chateaus the interiors are usually nothing to see except empty rooms, remembering that the French Revolution stripped away furniture and art. Still roaming the grounds is worth the traveling effort, that is when you are young and able to wander.
The entire city of Savannah (Midnight in the Garden of Good and Evil -book and movie) is not to be missed in your travels. The elegant town squares surrounded by period houses, including the Mercer House, present an atmosphere like no other. On more one my travels there I was fortunate to meet a few of the real life characters from the book. The time I was there there were tours of the Mercer House where I visited with the Sister of the books protagonist. The unique moss draped Bonaventure Cemetery out side of town, offers a perfect atmosphere so right to accompany the story. You can even find the story’s antagonist Danny Hansford, resting in his grave in the adjacent cemetery.
Movie hotels are another memory jog when you can say I visited or stayed there once: The Plaza,( The Way we Were, Home Alone and others) the Waldorf Astoria, Broadway and Lincoln Center, or on the Mexican or French Riviera, or Rio, or Mt Kenya Safari club Africa, or Monument Valley (featured in so many John Ford westerns).
When you have physically been there, seeing them again in movies, is a real definition of Arm Chair Travel. While the wander lust can still tempt me, I feel comforted that I made the most of my youth travel experiences over the last forty years, and pleased I do not have to now face the challenges of travel. Keep making travel memories and be thankful and cherish the ones completed.

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
3110 N.W. 15 Street – Oklahoma City, OK 73107
https://realtraveladventures.com/?s=terry+zinn
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http://new.okveterannews.com/?s=TERRY+ZINN
www.martinitravels.com

Dear Savvy Senior, Can you recommend any services that can help my elderly mother with her financial chores? My dad always used to handle the bill paying and paperwork, but he passed away last year, and mom struggles to keep on top of things. And I don’t live close enough to help her on a regular basis. — Concerned Daughter

Dear Concerned,
It sounds like your mom could use a good daily money manager (or DMM). These are financial savvy professionals that can help older adults who have difficulty managing their own day to day personal financial affairs.
The types of services they provide typically includes paying bills, maintaining financial records, balancing checkbooks and negotiating with creditors. DMMs can also prepare checks for clients to sign, help older people organize bank and financial records, prepare and deliver bank deposits, gather and organize documents for tax returns, help decipher medical bills, and review bank statements in order to detect potential financial abuse or fraud.
Where to Find DMMs
Depending on where your mom lives, DMM services may be available through private non-profit elder assistance organizations or government agencies. These agencies often use volunteers to provide basic DMM tasks, such as bill paying at no cost. To find out if this is available in your mom’s area contact her Area Aging Agency. Visit ElderCare.acl.gov or call 800-677-1116 for contact information.
In addition to the non-profit DMMs, an increasing number of individuals and private for-profit companies have started offering DMM services for a fee. Cost for these services varies by region but it often ranges between $25 and $100 per hour. Most clients need approximately four hours of services per month, but this too varies according to the complexity of the person’s financial situation.
The best place to look for a professional DMM in your mom’s area is through the American Association of Daily Money Managers (AADMM.com), which offers an online directory that lets you search by ZIP code. All the pros listed there have signed the group’s code of ethics. Some have passed a certification exam to earn the designation of Certified Daily Money Manager.
Before hiring a daily money manager, however, get references from two or more of their clients and check them. Also, find out what they charge and what type of insurance coverage they have. Keep in mind that neither federal nor state governments regulate the DMM industry, so there is little oversight of these services. So before turning over your mom’s bills, make certain it’s someone you can trust.
One other highly rated bill-paying service you should know about that’s specifically designed for older adults and caregivers is SilverBills (SilverBills.com). Available nationwide, this is a secure concierge bill management service that will manage your mom’s bills and pay them on her behalf, on-time and correctly, for a flat fee of $50 per month.
If you opt for this service, your mom will be paired with an account manager who will communicate and work with her over the phone, or through email, text or mail (her preference) – no computer is required. SilverBills also reviews all bills for errors and fraud and provides monthly statements showing the date, amount and manner of each payment.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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