SSM Health St. Anthony Hospital – Oklahoma City was awarded an ‘A’ from The Leapfrog Group’s Fall 2018 Hospital Safety Grade. The designation recognizes SSM Health St. Anthony Hospital, including SSM Health Bone & Joint Hospital at St. Anthony, for their efforts in protecting patients from harm and meeting the highest safety standards in the United States.
The Leapfrog Group is a national organization committed to improving health care quality and safety for consumers and purchasers. The Safety Grade assigns an A, B, C, D or F grade to hospitals across the country based on their performance in preventing medical errors, infections and other harms among patients in their care.
“At SSM Health St. Anthony Hospital and SSM Health Bone & Joint Hospital at St. Anthony, we take great pride in providing exceptional patient care. Safety is our number one priority for each patient that walks through our doors. Our employees go above and beyond every day, committed to the best safety practices, ensuring our patients receive the best care possible,” said Tammy Powell, President, SSM Health St. Anthony Hospital.
“Leapfrog’s Hospital Safety Grades recognize hospitals like SSM Health St. Anthony Hospital that focus on advancing patient safety. This ranking provides an important resource for patients, and a benchmark for hospitals, to determine how care at one hospital compares to others in a region,” said Leah Binder, president and CEO of The Leapfrog Group. “Hospitals that earn an A Hospital Safety Grade deserve to be recognized for their efforts in preventing medical harm and errors.”
Developed under the guidance of a National Expert Panel, the Leapfrog Hospital Safety Grade uses 28 measures of publicly available hospital safety data to assign grades to more than 2,600 U.S. hospitals twice per year. The Hospital Safety Grade’s methodology is peer-reviewed and fully transparent, and the results are free to the public.
SSM Health St. Anthony Hospital was one of 855 across the United States awarded an A in the Fall 2018 update of grades. To see full grade details of SSM Health St. Anthony Hospital, and to access patient tips for staying safe in the hospital, visit www.hospitalsafetygrade.org and follow The Leapfrog Group on Twitter and Facebook.

Founded in 2000 by large employers and other purchasers, The Leapfrog Group is a national nonprofit organization driving a movement for giant leaps forward in the quality and safety of American health care. The flagship Leapfrog Hospital Survey collects and transparently reports hospital performance, empowering purchasers to find the highest-value care and giving consumers the lifesaving information they need to make informed decisions. The Leapfrog Hospital Safety Grade, Leapfrog’s other main initiative, assigns letter grades to hospitals based on their record of patient safety, helping consumers protect themselves and their families from errors, injuries, accidents, and infections.

by Bobby Anderson, Staff Writer

Jesse Wells is in a growth industry.
The only problem for this urban Christmas tree farmer is that 365 days yields about 18 inches of growth.
But that’s OK. The Wells Family Christmas Tree Farm is in its second year and is already experiencing record growth.
And the lasting memories local families are experiencing by coming together and selecting their Christmas tree has already exceeded any business plan Wells had for the venture.
“You get to do a lot of good stuff,” Jesse Wells smiled, surveying his farm just before opening the gates.
The Norman farm traces its roots back to Thanksgiving 2014 when the Wells family pulled the old artificial tree out of the attic one last time just to give it away.
Neither were raised with real trees but they decided it was the perfect time to take their son to a local tree farm just down the road and start a new family tradition.
Turns out both were thinking the same thing as Jesse sawed away.
“She was having this thought we should (open a farm),” he said. “We didn’t have any idea. This is three years in the making, our second year to be open but we had no clue.”
The Wells family simply provides the trees, what happens from there can be amazing.
A father trying to work his way back into his children’s lives brings the family out. Grandparents show their grandkids what a real tree looks and smells like for the first time.
And young families make memories that will last a lifetime.
“Nobody ever says ‘You’ve got a Christmas tree farm? That’s horrible,’” Jesse says. “Even if they don’t like Christmas trees or Christmas they think it’s a pretty cool deal. It’s just good vibrations, good spirit growing Christmas trees.”
“This is not even really about the trees. They’re a part of the story but it’s more about what people get to experience together as a family when they’re here.”
Jesse Wells never expected to have a Christmas destination just outside his front door but he has one now. The Wayne native now has a full-blown winter wonderland with trees, concessions and games.
“We planned on moving out here and being alone with 12 acres,” Wells laughed.
This time of year, neither Jesse nor Katy sit still for very long. Katy handles the finances and the bulk of the paperwork while Jesse is constantly moving outside.
BUILD IT AND THEY
WILL COME
It’s year two in the experiment but the Wells Family Christmas Tree Farm is already a success.
On this day, Jesse is diagnosing an issue with a customer tree all the while hanging out in the background keeping a watchful eye on a young man from Mississippi who is about to propose to his girlfriend.
“I grew up on land but I grew up hating mowing and raking and pulling weeds,” Jesse said. “I think it was more of the Christmas spirit and I think we both had the idea it would be a cool thing for other families.”
“We’ve always been believers and we’ve always felt this place is God’s place and the house and everything. So this was just kind of an extension of that. So now it’s just having people out here and letting them experience what we get to experience every day.”
Wells went to the University of Oklahoma and now works in the Devon Energy IT department. Katy is a local fitness instructor in addition to running around a 13-year-old son who is active in sports.
Groups have already begun booking private events.
The final week in November local non-profit Hearts for Hearing, a provider of cochlear implants for children, brought 164 adults and 135 children for an evening of tree shopping and celebration.
Fellow farmers told Wells to just order 100 trees last year because, well, you just never know.
They ordered 400.
“We had a good community of friends and really God just stepped in,” he said.
A spot on a local news channel aired that morning.
“There was an immediate flood of people that morning,” he smiled. “We got rid of all our trees in three weeks.”
Stepping out in faith, the Wells’ ordered 1,000 trees for their second year. Some 222 sold the first weekend.
With current planting and growth rates, fresh-cut trees from the Wells farm are still about two years away. At the end of year three, the farm should produce between 400 to 500 each year.
For now they sell trees from Michigan, Oregon and North Carolina. Blue Spruce, Fraser fir, Virginia Pine and a host of other varieties are available.
There are other tree farms in Oklahoma to make memories at. You can contact the Oklahoma Christmas Tree Association to find one close to you.

by Bobby Anderson, Staff Writer

For Lois DeBerry, the sound of bells ringing next to the Salvation Army Red Kettle during the holidays always meant a time of joy.
It was only when she got older did she learn those bells also symbolized mercy, generosity and the goodness of mankind.
Now the Canadian County Service Director for the Salvation Army, DeBerry counts on those bells to ring throughout the season so seniors won’t be forgotten.
DeBerry’s job description is whatever hat she needs to wear she puts on.
“It depends on what role needs to be played whether it’s a janitor or taking clients to appointments,” DeBerry said. “My goal here is to serve the needs as it comes available and it’s not just the low-income family.”
“Seniors became my heart out there. We have so many programs that focus on family and children. Nothing pulls at the heart strings like a child being hungry. A senior being hungry or not having a coat pulls on my heart strings.”
And while so many focus this season on families and children, DeBerry makes sure seniors aren’t forgotten.
“Seniors are not taken care of as well as a family is (this time of year),” she said. “As we get older we need more attention. The seniors are more proud and do not always ask for help.”
That’s why most of DeBerry’s clients come from referrals. Maybe a neighbor or friend has noticed something and passed the need along.
Under DeBerry’s watch, the Salvation Army will provide a gift to the 600 seniors living in assisted living, nursing homes or low-income housing in Canadian County.
“Just a way to say ‘you’re being thought of,’” DeBerry says.
There’s also a senior Silver Bell Tree. This invitation-only program focuses on those with the greatest need.
“We don’t have a vast place we can go and put up an angel tree or silver bell tree and get people adopted like they do in OKC in the mall,” DeBerry said. “We provide them with a clothing outfit through that program as well as a household need and a want.”
Sometimes its as simple as a new quilt for their bed or a can opener or a coffee pot.
“It’s always basic necessities they request,” DeBerry said, noting 21 seniors will be among the recipients this year.
DeBerry is on her 35th year with the Salvation Army. She’s worked in all different avenues in five different states.
Wherever she goes, the need never ends.
“Those that come in that want to change,” DeBerry said of her favorites. “By that I mean they come in and request assistance but they’re not here for a handout, they’re here for a hand up and wanting to know what they can do to change.”
Some clients come in for the first time after an emergency – a death out of state that required funds to travel, a big electric bill or unexpected medical bill.
“When something like that happens you don’t want them to do without or lose their lights because they choose to go respect a loved one,” DeBerry said.
“It’s such a wonderful feeling to be a part of the relief process and helping them.”
For Canadian County, the main need right now is people. Every penny raised in the Red Kettle program goes back into the community.
Bell ringers are not paid and if bells aren’t ringing money isn’t coming in.
DeBerry said there is a severe shortage of bell ringers in both Yukon and El Reno during weekday evenings as well as Saturdays.
To help out or find out more about ringing the bell you can go online to register at redkettlevolunteer.org. You can also call DeBerry at 405-323-8846 or 405-295-2343. Her email is [email protected].
Those bells will always be near and dear to her.
“The bells ringing – I started that when I was a little girl and didn’t really understand. I’ve worked for the Salvation Army for 35 years but I started as a character building program and rang bells,” DeBerry said. “As a girl I didn’t understand, I just knew it was a time to go out sing and dance and have fun at the kettle. Now it’s about the Lord instilling in you. Sometimes ringing the bell is all I can do.”
“Ringing the bells goes back to the grace of God and the mercy He provides us. It reminds us of his coming and that was all about being there to impact peoples’ lives.”

Photography and Text by Terry “Travels with Terry” Zinn [email protected]

The red rocks of Sedona, Arizona have been a fabled attraction for decades. Given the chance to explore a fable is enlightening, surprising, and sometimes disappointing. Upon arrival I was overwhelmed by the traffic and congestion caused by road improvements, which I’m sure have been completed by now. Maybe it was just this weary traveler’s evening arrival that put a haze on first impressions. Where was the red rock spiritually attracting features so often expounded?
Driving a bit out of the main town, one can find amid the building of new residences, a sense of the iconic fable. The natural Arizona desert terrain is appealing, especially when juxtaposed with the Chapel of the Red Rocks, which appears perched half way up a dramatic cliff.
Another side road takes you to a lookout point above the main street, to view the massive red rock backdrop for which Sedona is so famous. The coffee pot outcropping is especially humorous, as it is near the Coffee Pot Restaurant. www.sedona.biz/coffeepotrestaurant.html There you can get your fill of pancakes, and buckwheat waffles with real maple syrup (for an additional price) in place of the common corn-sweetened syrup most people take for maple syrup. A good compliment for any café is returning a second time within a matter of 2 days, which I did.
An early December visit can be flavored with a bit of child-like Christmas lighting displays at the Los Abrigados Resort and Spa www.Los-Abrigados-Resort-Spa.com With spacious rooms and suites, during the Christmas season, Los Abrigados plays host to the Red Rock Fantasy. The resorts 22 acres are decorated by a variety of lighting displays: traditional secular Christmas characters, sacred displays, and your favorite cartoon characters.
Each evening from Thanksgiving to January, the area is open for visitors to walk and take in the displays provided by a variety of local patrons. Over twenty years ago ILX Resorts Chairman, Joe Martori, wanted to boost the slow tourism during winter months and also support local charity, and the Red Rock Fantasy was born. The cool desert air made the warm taste of hot-chocolate-sipping during the tour a welcomed stimulant to the evening’s stroll.
The resort offers popular dining venues at Stakes and Sticks, the sports bar and Joey Bistro with Italian dining. ILX Resort features a spacious outdoor swimming pool, an active exercise room and extensive locker facilities with a hot tub, sauna and steam room. www.ilxresorts.com
With only a brief visit planned, a march through Sedona’s many art and accessory galleries, was mandatory and rewarding. Sculptures of a favorite bronze artist, Joshua Tobey, www.joshuatobeystudios.com/index.html were abundant at the Exposure Gallery, http://www.exposuresfineart.com. Hot art glass can be enjoyed at Kuivato, where I met by chance, Liz Freund, the wife of Bruce Freund, brucefreund1328.startlogic.com, a favorite hot art glass artist.
The glass gallery of Kuivato, www.kuivato.com, is located in the Tlaquepaque Arts and Crafts village, which is adjacent to Los Abrigados. The village is filled with shops and eateries. Of course I had to have a farewell martini at the Oak Creek Brewery and Grill to celebrate the splendor of Sedona’s red rock outcroppings, and toast my purchase of two special art martini glasses reserved for upcoming holiday gifts. Sedona can be magical anytime of year, but even more so during holiday times.

Mr. Terry Zinn – Travel Editor
Past President: International Food Wine and Travel Writers Association
http://realtraveladventures.com/author/zin

story and photos by Bobby Anderson, staff writer

Over the course of the last 15 years, Bill Muir has held a lot of hands, eased a multitude of fears and moved more than a few boxes.
As owner of Compass Senior Living Solutions, Bill, and wife Karen, focus on the next step for families who are in the midst of making important living decisions.
Do I need an independent or assisted living community?
Will this community help me thrive and get more out of life?
Can I afford what I need and where can I go to find out?
The Muirs answer all these questions and more, offering a one-of-a-kind concierge service in the metro all at no cost to the client.
Muir’s business is such that most times he gets a phone call from a distressed family member. Overwhelmed, stressed and under time constraints – the call relays the urgent need for mom or dad, grandmother or grandfather to find a new living situation.
All too often families are asked to make future living decisions within the span of a day or two when their loved one enters the hospital after a fall or sudden illness that makes it apparent they won’t be able to return to their home.
“Case managers will say ‘here’s a list of assisted livings in the area. You need to go visit them and let me know tomorrow which one you want to move your mom into,’” Bill said. “Boom. It’s deer in the headlights.”
That’s where Compass Senior Living Solutions comes in.
Here’s how it works:
* Bill or Karen will meet with you or fill out a brief evaluation over the phone. They will discuss what changes are going on in your life and determine what type of community will meet your needs.
* A review of your financial resources and communities that fit your budget comes next. Bill can also search out financial resources that can save you money if you qualify.
* Finding the area you are most interested in living and choosing three or four communities to tour follows. They will accompany you – or provide transportation if necessary – on tours to help you evaluate the offerings of each community.
The best part is the service is free to families and those who refer to him.
“I’m unbiased and my fees are paid by my communities,” Bill said. “Unlike my competitors, both Internet and other local referrals services my rates are all flat.
“I’m the only one like that.”
That means Muir is beholden to no one but his client.
And it doesn’t end there.
What sets Bill apart is his experience from the other side of the door working for communities in the metro. He spent the last 15 years marketing senior living communities.
“I know the information those assisted livings need and I know where to go get it,” he said. “Most assisted referral resources just spread names, point people in the right direction but they don’t do the most important part which is holding that family’s hand and helping them navigate through this whole thing all the way through move-in process.
“My service doesn’t stop when I connect them with a community.”
Move-in day is a big one not only for families but Bill himself.
He’s there early to make sure promised arrangements have been made.
He’s making sure medications are in place and ready to be dispensed and care plans have already been established by providers and are ready to go.
“It’s making sure those families are getting everything these communities advertise,” Bill said. “That is my goal, to provide that piece that is really missing.”
Bill also utilizes his sister, Vicki Muir – a 30-year case manager and social worker.
In addition, he’s a licensed long-term care insurance agent who no longer sells products but helps clients navigate the lengthy process of filing for benefits.
Uncovering forgotten aid and attendance benefits is another service Compass provides.
Over the past decade Internet services claiming to help find a place for mom or dad, have sprung up. It’s often a one-way street.
Muir’s service overlaps so many professions. He’s part real estate agent, counselor, confidant, life coach and negotiator.
He’s been there as people have agonized over decisions and he’s also seen the worry melt away with the right fit.
“It’s a transitions program but that’s an overused phrase now,” Bill explained of his service in a nutshell. “That’s the real difference in what I do is I make that transition all the way from first contact until after the move-in.”

By Darlene Franklin

I’ve been about about life in a nursing home for over two and a half years now, and what unexpected twists it’s taken. Sometimes I’ve soared with national fervor, or the music in my heart.
And sometimes it’s quite dark. The day I returned from the hospital was gray and empty. A blood clot on my lung and acute respiratory distress had sent me to the emergency room.
I returned home, alive, but devoid of spirit. Empty. Alone. Uncertain.
If I had acted on my feelings on that day, I would have quit everything. Instead I sent up flyers of faith. Don’t let me make any rash decisions.
Things got worse. I forced myself to go to Bible study on Sunday night in spite my fatigue. A fellow resident responded to one of my comments by leaving abruptly. My joy in the study was tempered by his rejection.
Things got even worse when I almost didn’t my Monday shower.
After I did get my shower (after some not-so-faith-filled griping), something shook loose from my heart, and I realized why I felt so dark.
I wasn’t suddenly too ill to be of any use or too sinful to be a blessing.
The truth was far deeper and far simpler.
God’s up to something good—something glow-in-the-dark bright, and darkness wants to stamp it out.
With that, I realized that the my heart was dark only if I let it be. The darkness that pounded on my walls had more to do with its persistent rejection of God’s light, in the same way it has ever since He entered the world as a helpless baby.
God’s light flooded my soul, and I laughed out loud.
I still have a blood clot, COPD and Congestive Heart Failure. I won’t be ready to run a marathon anytime soon.
But I’m still feasting on the memory of laughing in the face of trials.
Half a century ago, I learned that God’s love was unconditional. Nothing I do can ever separate me from Him.
In my latter years, God is pounding another transformation truth into me. He will use me, as imperfect and undependable as I am, because He is the shining light. It’s never been about what I can do for God; it’s always been about what God can do through me.
God will accomplish His purposes for me. Period. His light guides my way—no risk at all to count on God. I don’t have to be perfect to have God’s favor rest on me. (If you doubt that, look at the stories of the heroes of faith from Hebrews 11. Flaws aplenty!)
Do I always see things that way? Of course not. But I am learning to believe it is so. Here’s a few pointers that help me keep those truths front and center,
1. Spend time with God, in His word, and with His people.
2. Choose what I fill my mind with, like music, and coloring Scripture verses.
3. Refuse to accept things as they appear. Know that God is still in charge given all evidence to the contrary.
4. Don’t give up prematurely nor move ahead without God’s green light.
5. Who I am is more important to God than what I do. He doesn’t need me, but He invites me to work by His side.
6. Testify often of who God is and what He has done.
7. Accept the testimony of others about myself, People tell me they see light in me. The same light that came to Bethlehem somehow shines in me. All I can say is to God be the glory.
The Light of the World called His listeners the light of the world (Matthew 5:14). He has placed us on a hill, where we cannot be hidden.
My wish this Christmas season is that God’s people will become a string of lights stretching from home to home across the nation and the world, the glory of God to our generation.

You are the light of the world

Heaven’s electric company
Life-bringing, life-changing light
Exploding the darkness of my heart
Your brightness leads my way
You are the light of the world
Placed strategically upon a hill
Illuminating the way for others
Together you grow strong
Beautiful as a Christmas tree
You are the light of the world
Drawing all people unto Me
I won’t let you burn out
You may think your light’s feeble
I know differently—I made it so
You are the light of the world
Check out Darlene’s brand new website: www.darlenefranklinauthor.com.

by Vicki Jenkins, Staff Writer

Each year, on November 11th, we celebrate Veteran’s Day. It was the year 1938, Veterans Day became an official public holiday in the United States.
November 11, 1918, was considered the end of World War I and dubbed Armistice Day, according to the Department of Defense.
In 1938, Armistice Day became an official holiday set aside to honor World War I veterans. However, after World War II and the Korean War, veteran’s service organizations urged the holiday to be amended. On June 1, 1954, Congress changed the holiday from Armistice Day to Veterans Day so all American veterans would be honored.
A big thank you goes to Legend Assisted Living and Memory Care for recognizing the veterans on their special day. Veterans were honored with a special Veterans pin by Reverend Miles Knutson, Bill Shahan, Medical Social Worker, David Dumbleton, Chaplain and Kristal Vasquez, RN, all from Valir Hospice. There were about 15 Veterans recognized. Mr. Dumbleton provided the music as he played his guitar and led the patriotic songs, a certain song for each branch of the military. Legend provided lunch for the Veterans and their families. The atmosphere was alive with emotions as there were a few tears shed, a little laughter, and lots of shared memories. Thank you to all of the men and women that have served their country over the years, past and present. You are all heroes to us.
While the Veterans were recognized for their military service, David Dumbleton, Chaplain of Valir Hospice read the following poem. Recorded over forty years ago by Dumbleton’s uncle, Dumbleton revised it 11-16-16. This poem has a several different versions and has been read at numerous celebrations.
I am the United States of America
I was born on July 4, 1776 and the Declaration of Independence is my birth certificate.
The bloodlines of the world run in my veins because I offer Freedom the oppressed.
I am many tongues and many people. I am the United States.
I am 300+ million living souls and the monuments of those men and women died for me.
I am Nathan Hale and Paul Revere.
I stood at Lexington and fired the shot heard around the world.
I am Washington, Jefferson and Patrick Henry.
I am John Paul Jones, the Green Mountain Boys, Davy Crockett and Daniel Boone.
I am Lee, Grant, and Abe Lincoln.
I remember the Alamo, The Maine, Pearl Harbor, and Nine Eleven.
When Freedom called, I answered and stayed until it was over, over there.
I left my heroes dead at Flanders Field, Pearl Harbor, on the beach slopes of Korea, the rice patties of Vietnam, the desert storms of Kuwait and the Persian Gulf, the war in Afghanistan, the war for Freedom, and Shock and Awe in Iraq.
I’m the Brooklyn Bridge and the wheat fields of Kansas and the oilfields of Oklahoma.
I’m the coal mines of Virginia and Pennsylvania, the fertile lands of the west, the Golden Gate Bridge and the Grand Canyon.
I’m Independence Hall, the Monitor and the Merrimac.
I’m big and spread from the Atlantic Ocean to the Pacific Ocean, 3 million square miles thriving with industry.
I’m more than 5 million farms.
I am forests, fields, mountains, and deserts.
I am quiet villages and cities that never sleep.
You can look at me and see Ben Franklin walking down the streets of Philadelphia with a bread loaf under his arm.
You can see Betsy Ross with her needle.
You can see the lights of Christmas had people sing Auld Lang Syne as the calendar turns.
I am Jackie Robinson, Mickey Mantle and the World Series.
I am 200,000 schools, universities and colleges, and 300,000 churches where my people worship God as they thing best.
I’m a ballot dropped in an election box.
I’m a roar of a crowd in a stadium.
I’m a voice of a choir in a cathedral.
I’m an editorial in a newspaper and a letter to a congressman.
I am Eli Whitney and Stephen Foster and Mark Twain.
I am John Wayne, Ronald Reagan and Billy Graham.
I am Francis Scott Key, John Philip Sousa, and Kate Smith.
I’m Thomas Edison, Albert Einstein, and Dr. Ben Carson.
I’m Horace Greeley, Will Rogers, Paul Harvey and the Wright Brothers.
I’m George Washington Carver and Daniel Webster.
I’m Longfellow, Harriet Beecher Stowe, Walt Whitman and Thomas Paine.
Yes, I’m the Nation and these are the things and people that I am.
I was conceived in Freedom, and God willing, in Freedom I will spend the rest of my days.
May I possess always the faith, the integrity, the courage, and the strength to keep my character intact.
To remain a citadel of Freedom and a beacon of hope to the whole world.
I am the United States of America!

Dear Savvy Senior,

What are the cheapest cell phone plans available to seniors today? I’m 78-years-old and want it primarily for emergency purposes. Infrequent Caller

Dear Infrequent,
While unlimited high-speed data, video streaming and mobile hot spot are now standard for most cell phone plans today, there are still a number of low-cost wireless plans designed with seniors in mind.
These plans offer limited talk time and text, which is ideal for seniors who want to stay connected without spending much money each month. Here are some super cheap plans to consider.
Cheapest Plans
Prepaid plans are the best deal for seniors who only want a cell phone for emergency purposes or occasional calls. The very cheapest prepaid plan available today is T-Mobile’s Pay As You Go plan, which includes any combination of 30 minutes or 30 text messages for only $3 per month. After that, additional minutes and texts cost 10 cents each.
Phone prices start at $75, but if you have a compatible device, you can use it rather than buying a new one. You will, however, need to pay for a $10 SIM Starter Kit fee, whether you bring your own phone or buy a new one. Visit T-Mobile.com or call 844-361-2792 for more information.
Two other companies that offer low-cost prepaid deals are TracFone and AT&T.
TracFone (TracFone.com, 800-867-7183) has a 30 minute talk/text plan for $10 per month, or an even cheaper a 60 minute talk/text plan for $20 for three months, which averages out to only $6.66 per month.
And AT&T (ATT.com, 800-331-0500) has two low-cost prepaid plans including the 25 cent per minute call plan, and a $2 daily plan that charges only when you place or receive a call or send a text that day. The fees are deducted from the prepaid balance on your account. But to use AT&T Prepaid, you must prepay into your account either $10 per month, $25 for three months or $100 per year.
Best Emergency Phone
If you’re interested in a senior-friendly cell phone that provides top-notched emergency assistance, consider the Jitterbug Flip (GreatCall.com, 800-918-8543).
This is a nifty flip phone that has big buttons, enhanced sound, a simplified menu, and a 5Star urgent response button that connects you to a trained agent that will know your locations, and will be able to assist you whether you need emergency services, directions, roadside assistance or a locksmith, or to contact family. GreatCall’s service runs on Verizon’s network.
The Flip phone costs $100, with monthly service plans that start at $15 for 200 minutes. Or, you can get the 5Star service with 50 minutes of monthly talk time for $25.
Free Phones
If your income is low enough, another option you should check into is the federal Lifeline program, which provides free or low-cost cell phones and plans through numerous wireless providers.
To qualify, your annual household income must at or below 135 percent of the Federal Poverty Guidelines – which is $16,389 for one person, or $22,221 for two. Or, you must be receiving Medicaid, food stamps/SNAP, SSI, public housing assistance, veterans pension or survivor’s pension benefit, or live on federally recognized Tribal lands.
To find out if you’re eligible, or to locate wireless companies in your area that participates in the program, visit LifelineSupport.org or call 800-234-9473.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

By Greg Schwem, Tribune Content Agency

A friend of a friend posed the question innocently enough while we stuffed our faces with tailgate food prior to the last regular season college football game:
“Do you hang your Christmas lights yourself, or do you use a service?” he asked.
“Self,” I replied, knowing full well his answer was the other option.
Each year, post-Thanksgiving, I haul out a slew of outdoor lights I meticulously packed away the previous January, meaning I tossed them haphazardly into plastic bins, figuring there wasn’t a chance they’d spend the next 11 months intertwining themselves into a hopeless collection of knots even an Eagle Scout couldn’t untangle.
Ladders are no longer part of the decorating process, especially when putting lights on trees, for my fear of being permanently disabled due to a fall far outweighs the desire to place a star on top of my 20-foot-high backyard spruce. Instead, feet firmly on the ground, I use an extendable pole, staring into a blinding sun as I hook lights on the highest branches I can reach, slowly making my way down to the tree’s trunk.
Note to newbies who are installing lights on trees without ladders: Always start with new, just-out-of-the-package lights, for at least one string will burn out the moment the job is completed, even though you tested and retested every bulb before beginning the process. You don’t want to discover the topmost string is the culprit.
My neighbors to the immediate north and east have opted for the professional Christmas light installation services, or, as I refer to them, “those (expletive) guys.” Sometimes we are decorating simultaneously; while I wrestle with the pole, I’m hearing the click-clack of extendable ladders being raised three stories in the air. Yes, my neighbors have large houses. A nimble team of men with death wishes moves up and down the rungs like Cirque du Soleil acrobats. Each man is talented enough to hold onto a portion of the ladder with one hand, freeing the other to illuminate roof lines with colorful bulbs, all precisely equidistant apart. Often, they complete the entire exterior before I’ve finished one mini-evergreen.
Extension cords are nowhere to be seen on my neighbor’s properties; meanwhile, a slew of heavy duty orange cables snakes across my lawn at all angles. If a teenage rock band pulled up and the lead guitar player said, “Dude, mind if we plug in?” I could accommodate them.
When the decorating is finished, I proudly plug in my lights, mutter a few profanities related to the strands that are malfunctioning, run to the hardware store to replace them, reconnect everything, and vow this will be the last year my house looks like a paint-by-number creation hanging in the Louvre between Rembrandts.
At the tailgate, I listened enviously as the guest with the light service regaled me with stories about contacting “the on-call rep” regarding malfunctioning lights, and being told a “technician” would be out shortly to fix the issue. I imagined what it would be like to spend the entire Thanksgiving weekend watching football on the couch, knowing that, when darkness fell, I could gaze out my window and see trees and bushes so festive, Santa would look down from his sleigh on Christmas Eve and say, “Blitzen, let’s start with THAT house.”
I thought about wandering over to my neighbor’s house and asking the “head light installer” for a business card. And then I reconsidered.
For me, the holiday season doesn’t officially begin until the extendable pole has made an appearance. Yes, the freezing temperatures affect me faster, further curtailing my desire to adorn all my foliage with lights. This year, I skipped a backyard birch tree and tossed a bunch of candy cane-shaped decorations, which lined my driveway for years, into the garbage. I often joke to my wife that, in 10 years, our Christmas decor will consist of replacing the two clear porchlights with alternate bulbs, one red and one green.
Maybe I will make that switch in September. My neighbors will be so jealous.
(Greg Schwem is a corporate stand-up comedian and author of two books: “Text Me If You’re Breathing: Observations, Frustrations and Life Lessons From a Low-Tech Dad” and the recently released “The Road To Success Goes Through the Salad Bar: A Pile of BS From a Corporate Comedian,” available at Amazon.com. Visit Greg on the web at www.gregschwem.com.)

(c) 2018 GREG SCHWEM. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC.