Sunday, August 2, 2026

Seniors Honored in Edmond Parade

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From left, Ms. Oklahoma Senior America Karen Tims and retired U.S. Air Force Col. Chuck DeBellevue look over from one of the first cars in the 4th of July 2003 LibertyFest Parade in downtown Edmond.
Edmond North High School Air Force Junior Reserve Officers Training Corps cadets march as the first Edmond honor guard in the 2023 LibertyFest Parade through downtown Edmond.

Story and photos by Darl DeVault, contributing editor

Billed as “Our America, Spanning the Generations,” this year’s Edmond LibertyFest parade featured seniors Ms. Oklahoma Senior America Karen Tims, 70 and her invitee, America’s top air ace from the Vietnam War, Chuck DeBellevue, 77.
Taking part for the first time in what is hailed as Oklahoma’s most extensive and most patriotic parade each 4th of July, the two seniors represented the older generation well. They said they were in awe of the patriotic outpouring of American pride displayed along the 1.5-mile downtown Edmond route from the often 10-deep crowd in the shady areas.
Bands, floats, clowns, Boy and Girl Scouts by the hundreds, marching groups, horse groups, Corvettes and antique cars, clowns, round-up clubs, Shriners and more provided color and excitement to the 51st annual parade.
The City of Edmond, the University of Central Oklahoma and The Edmond School District provides people, equipment and facilities to make the all-volunteer parade happen with the support of the Chamber of Commerce. This year the presenting sponsor was Citizens Bank of Edmond.
The parade is one of the largest in Oklahoma, attracting an estimated 120,000 people, some with their extended families in place as early as 6 a.m. in the dark along the route.
Tims, a businesswoman living in Arcadia, was crowned Ms. Oklahoma Senior America 2023 during the 15th annual pageant on April 15. She asked that the organization wait to send out news releases about her new role until she could find an event newsworthy enough to warrant the state’s attention.
“My goal in being a part of the LibertyFest Parade was to honor patriotism by more than saying we support America but by also showing the parade attendees a hero of patriotism by inviting Col. Chuck DeBellevue, our top air ace from the Vietnam War, to accompany me in the parade,” Tims said. “The ability to give a decorated veteran his rightful place in his hometown’s huge celebration is far more important than the idea that I was selected as Ms. Oklahoma Senior America. I was so grateful someone of DeBellevue’s military preeminence accepted my invitation, so I designed signs for the car doors and looked forward to seeing Edmond residents honor his service to our great country in the skies over North Vietnam.”
Tims said the cheering crowds along the parade route were fabulous, with most places crowded beyond capacity. So very many stood, and others saluted the Colonel and thanked him for his service.
“I had tears streaming down my cheeks at this heartwarming experience for him to receive this appreciation,” Tims said. “This was his first Edmond parade, and he was well pleased, and for me, it was quite an experience to have met this gentleman.”
Tims said people may recall that the military returning from Vietnam were not always treated respectfully. It made her happy to see this change in the appropriate behavior for someone who served for such a long and distinguished career in the Air Force on our behalf.
She says she was delighted to see so many enjoying the parade and the joy of seeing each participant because everyone was excited and having fun with huge smiles.
“I have to say my driver and his car drew a lot of attention from the young and not-so-young boys admiring his car,” Tims said. “Andy Archbald drove us in his black Cobra convertible. He had it shining and decorated with an American flag on each side at the front of the hood to denote a military dignitary.”
Tims says the notable excitement along the parade route was so much more than she had ever expected. She was impressed that so many people were having fun at this local event.
“I will ask Col. DeBellevue to consider we switch roles next year since my status only lasts a year,” Tims said. “He will likely be invited back because of the crowd’s huge patriotic outpouring for his attendance. I am hoping he will invite me to ride along to allow me to make such wonderful memories again.”
U.S. Air Force Capt. Charles B. DeBellevue, now 77, became America’s first and only six MiG victory credit flying ace in 1972 in the skies of North Vietnam as an Air Force Weapon Systems Officer (WSO).
DeBellevue was an integral part of a two-person aircrew in the McDonnell Douglas F-4 Phantom II, a two-seat, twin-engine, all-weather, long-range supersonic jet interceptor and fighter bomber. His air-to-air missile victories earned him the Air Force Cross and three Silver Stars.
Living in Edmond for 25 years now, the retired colonel says he witnessed a patriotic glimpse of America on display at the parade. “It is an honor to see my fellow citizens celebrate our independence with 100 parade entries and flock to the parade route to continue one of our best traditions,” DeBellevue said.
“Early in the UCO staging area, I saw the patriotic energy in the Edmond North High School Air Force Junior Reserve Officers Training Corps cadets,” DeBellevue said. “They looked sharp in their uniforms. Five members were the 2023 National Champions of the Air Force Association’s StellarXplorers Space STEM program. They were the best of 350 teams nationwide. They earned an all-expenses-paid trip to Space Center Houston in Texas. Members of the top three teams received scholarships to pursue their STEM education and career goals.”
DeBellevue said things got even better when he learned he was to ride in a black Mustang Cobra Convertible.
He said the parade exceeded his expectations. “The crowd was amazing – energetic, patriotic and proud to be celebrating the 4th of July,” DeBellevue said. “Being in uniform, I was impressed when veterans cheered as our car went by. Some clapped, some stood, and some saluted, which I returned. The center of this country is obviously very patriotic.”
Being near the start of the parade paid off, he said. “Once we completed the parade, I watched the rest come through,” DeBellevue said. “For me, the old tractors and the Corvettes were a big hit, as were the three Edmond high school marching bands celebrating the 247th birthday of this great country.”

Cartoons 08/01/23

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TINSELTOWN TALKS: Gary Puckett‘s powerful voice still delighting fans

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The line up for today’s Gary Puckett and the Union Gap. Woody Lingle, Gary Puckett, Jamie Hilboldt, and Mike Candito (L to R) - provided by Gary Puckett

By Nick Thomas

Currently traveling the U.S. on the 2023 “Happy Together Tour” with classic pop acts such as The Turtles, The Cowsills, and Little Anthony, (see https://happytogethertour.com/), Gary Puckett never tires of performing the songs made famous with his Union Gap bandmates.
The hugely popular 5-man pop-rock group, remembered for their string of late 60s hits including “Woman, Woman,” “Lady Willpower,” and “This Girl is a Woman Now,” now features all new members but retains one of the most distinctive musical sounds of the era with Puckett delivering his characteristic soaring vocals infused with emotion and perfect pitch.
Famous for often performing in Civil War Union Army costumes and named after a town near where Puckett once lived in Washington state, the original Union Gap disbanded in 1971 but Puckett says the current group creates a sound as close as possible to the classic songs.
“The original recordings featured string and horn sections, but there’s just four of us in the group now so our keyboard player is tasked with recreating those sounds,” said Puckett while traveling to New York from his home in Florida. “I think we’ll give fans what they want to hear.”
Turning 80 last year, Puckett says he was around 8 or 9 when his family realized he could carry a tune.
“My folks would get a tape recorder and we would sing songs and record Christmas messages to my grandparents,” he recalled. “Then they would make a little record of it. My voice was way, way ‘up in the sky’ back then, and I remember my mother telling me at one point she just thought all little boys could sing like that!”
Young Gary’s mother wasn’t alone in appreciation of her son’s vocal talents. While later attending college in San Diego, Puckett and the group toured the West Coast playing small clubs and were visited by Columbia Records producer Jerry Fuller.
He came down to see us in San Diego,” Puckett remembered. “He liked my voice and the idea of wearing the outfits and walked up to the stage at midnight and said let’s go make a record.”
That record became their first hit, “Woman, Woman,” one of several Fuller would produce for the band.
“When he first played it to me it was written as a country song,” recalled Puckett. “So he added a 30-piece string, horn, and rhythm section and turned it into the pop record that established me as a singer in the music world.”
The band amassed six gold records in the space of about 3 years during the late 1960s. But musical tastes were changing as the 70s began closing in and for a decade there was little interest in the group’s music.
“Then in the early 1980s, radio stations began proliferating throughout the United States and featuring 60s music once again,” said Puckett. “I started getting calls from disc jockeys who were playing our songs and promoters who wanted us back on the road giving concerts.”
Puckett has continued to tour either solo or with the band ever since, releasing another nine solo albums over the years (see www.garypuckettmusic.com). Interacting with audiences remains a joy for the singer who is usually available at concerts to meet with fans to sign items they may bring along.
“I love to get out with the fans, it’s always great to see them smiling and enjoying the music we created way back when,” he says. “They are still appreciative of it all and the fact that they are there just honors me and the music.”
Nick Thomas teaches at Auburn University at Montgomery, in Alabama, and has written features, columns, and interviews for numerous magazines and newspapers. See https://www.getnickt.org/.

FRAUDSTERS NEVER GO ON VACATION

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Fraudsters will never take a break. While you are out enjoying fun and sun this summer, they are working hard to find new ways to scam you. Seniors and younger people are particularly vulnerable to scammers who claim to represent Social Security. To protect you and your loved ones, you can:
* Visit our Protect Yourself from Social Security Scams webpage at https://www.ssa.gov/scam/ for information on what tactics scammers use and how to report them.
* Check out the Federal Trade Commission’s page at
https://consumer.ftc.gov/scams for additional scam-related information.
Here are some tips to follow when you identify a potential scammer:
* Hang up right away or ignore the message.
* Never give personal information or money.
* Report the scam immediately to our Office of the Inspector General at https://oig.ssa.gov/report/.
If you owe money to Social Security, we’ll mail you a letter with payment options and appeal rights. We only accept payments electronically through Pay.gov or Online Bill Pay, or physically by check or money order through our offices.
We will never do the following:
* Threaten you with arrest or legal action because you don’t agree to pay us money immediately.
* Promise a benefit increase in exchange for money.
* Ask you to send us gift cards, prepaid debit cards, wire transfers, internet currency, cryptocurrency, or cash through the U.S. mail.
There are no vacations for fraudsters, so you need to stay informed of the latest Social Security-related scams. For more information, please visit our blog at https://blog.ssa.gov/. Please share these useful resources with your loved ones.

Road Rage Running Rampant

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AAA reminds drivers to stay cool behind the wheel; avoid engaging with aggressive drivers

Whether it’s gesturing, shouting, threatening-or worse-anger behind the wheel is becoming far too common on America’s roadways. Aggressive behaviors, ranging from speeding to acts of violence, pose a threat not only to other drivers but to passengers and pedestrians as well.
“Road rage is the term we use to describe extreme anger and aggression behind the wheel,” says Rylie Mansuetti, public affairs manager, AAA Oklahoma. “Not only are these displays of hostility unsafe for those on and near the roadway, but a growing number of these incidents are turning deadly.”
Aggressive driving versus road rage
According to the National Highway Traffic Safety Administration (NHTSA), the term “aggressive driving” first began to emerge in the 1990s to describe a category of unsafe driving behaviors, such as weaving through traffic, running traffic lights, tailgating and driving at excessive speeds.
Road rage occurs when aggressive driving behaviors become extreme or violent. Examples range from angry gesturing and cursing to confronting, sideswiping and brandishing of weapons and other violent actions or threats.
While aggressive driving behaviors are traffic violations, road rage behaviors other than gesturing and shouting are criminal offenses.
Earlier this year, Everytown for Gun Safety Support Fund released its latest analysis of road rage shootings in the U.S., finding that such incidents have continued to increase every year since 2018.
In 2022, 554 people were shot during road rage incidents nationwide, resulting in 413 injuries and 141 deaths-twice the numbers from 2018. The incidence of road rage shootings last year equates to one person being wounded or killed in a road rage incident every 16 hours.
The same data revealed there were 3.8 people shot per 1 million residents during road rage incidents last year in Oklahoma, putting it third among five states with the highest rate of people shot in road range incidents. These states-New Mexico, Arizona, Oklahoma, Tennessee and Wisconsin-make up 8% of the U.S. population, but 20% of road rage shooting victims. In 2023 to date, one victim has been killed and another three injured during road rage shootings.
Reasons for road rage
According to the American Psychological Association (APA), some people are more prone to road rage than others. These high-anger drivers are more impulsive, engage in hostile thinking and are more likely to seek revenge over a purported wrong. While these drivers may behave appropriately on a quiet country road, the APA points to research indicating traffic congestion and other environmental factors can more easily set off road rage behaviors.
Data from the AAA Foundation for Traffic Safety shows that nearly 80 percent of drivers expressed significant anger, aggression or road rage behind the wheel at least once within the previous 30 days. In a related study, the Foundation found potentially aggressive actions-such as tailgating, erratic lane changing or illegal passing-are a factor in up to 56% of fatal crashes.
While there are undoubtedly numerous reasons behind the growing problem of over-aggression behind the wheel, research from AAA and NHTSA point to a number of likely contributing factors:
Traffic congestion. No matter the cause, on-the-road delays and rising traffic congestion are frustrating for all. But some motorists have extremely low tolerance for delays, leading to tailgating, erratic lane changes and other aggressive behaviors.
Running late. A seemingly endless stream of errands and obligations weigh more heavily on some drivers than others, contributing to a pattern of aggression behind the wheel.
Anonymity. Some drivers feel insulated and detached from the outside world when in their vehicle, giving them a feeling of anonymity. For some, this causes an erosion of inhibitions to antisocial behavior, while the vehicle itself gives them a sense of power.
Changes in acceptable behavior. Just as other “norms” have changed over time-music, fashion, politics-human behaviors behind the wheel continue to evolve. It can become more acceptable to have less regard for law enforcement and fellow citizens as drivers “look out for number one.”
“Drivers should consider whether any of these scenarios apply to their own actions behind the wheel and take measures to resolve them. Learning techniques for stress-relief, better time management and anger control could help keep you and others safe,” Mansuetti says. “Think twice before making a rude gesture or laying on the horn and you’ll dodge a potential road rage incident.”
Avoiding road rage
While it isn’t possible to control another driver’s behavior, there are steps you can take to avoid becoming a victim of road rage. AAA has these tips for avoiding aggression on the roadways:
Practice polite driving habits. Follow the rules of the road and be courteous to others. If you inadvertently make an error that affects another driver, give a wave and smile. That simple act will often defuse a potential aggressor.
Slow down and let the aggressor pass. When you pull to the side or change lanes and let an aggressive driver pass, they will typically be glad they’re on their way and not try to engage further.
Keep your cool. Remember, you’re not the police. Even if a driver is doing a poor job, it is not your job to correct them. Give other drivers the benefit of the doubt and don’t take their errors as a personal attack. If you encounter an aggressive driver, do not make eye contact, display anger or engage in any way.
Lay off the horn. Save the horn for an emergency situation or tap it lightly if you need to alert a driver to a changed traffic signal. Do not use it to “call out” the driving behaviors of others.
Don’t drive under distress. Avoid driving if you’re angry, upset or fatigued. Never drive impaired.
Be realistic about your travel time. Consider the amount of traffic you’ll likely encounter and give yourself plenty of time to reach your destination without speeding or driving aggressively.
Call 911 if you’re threatened. Aggressive drivers can be reported to local police, but if an aggressive driver threatens or attacks you, call 911 immediately. Do not make eye contact or engage in any way. Drive to the nearest police station, fire station, convenience store or other public location with witnesses. Never drive home with an aggressor following you.
“Remember, driving isn’t a competition, so there’s no need to ‘one up’ another driver. Your only win should be staying safe,” says Mansuetti. “Keep your focus on your own driving and avoid actions that could make you a target of aggression from others.”
AAA provides automotive, travel, and insurance services to more than 63 million members nationwide and more than 400,000 members in Oklahoma. AAA advocates for the safety and mobility of its members and has been committed to outstanding road service for more than 100 years. AAA is a non-stock, membership corporation working on behalf of motorists, who can map a route, find local gas prices and electric vehicle charging stations, discover discounts, book a hotel, and track their roadside assistance service with the AAA Mobile app (AAA.com/mobile) for iPhone, iPad and Android. For more information on joining or renewing a Membership, visit https://cluballiance.aaa.com/.

VillagesOKC Combating Social Isolation Among Seniors

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By Marilyn Olson, Executive Director, VillagesOKC

Marilyn Olson is Executive Director of VillagesOKC.
VillagesOKC members enjoy socializing over burgers during a recent cookout.

The U.S. Surgeon General recently issued an advisory calling attention to the public health crisis of loneliness, isolation and lack of connection in our country. Dr. Vivek Murthy officially gave the label of “epidemic” to loneliness.
“Our epidemic of loneliness and isolation has been an under-appreciated public health crisis that has harmed individual and societal health,” Murthy said. “Our relationships are a source of healing and well-being hiding in plain sight – one that can help us live healthier, more fulfilled and more productive lives.”
A Surgeon General’s Advisory is a public statement that calls the American people’s attention to an urgent public health issue and provides recommendations for how it should be addressed. Advisories are reserved for significant public health challenges that require the nation’s immediate awareness and action.
We know that loneliness and isolation are especially acute among older adults. VillagesOKC exists to help fill the gap for seniors in the Oklahoma City metro. Regular social connection is as essential as food and water for survival. Lacking social connection has serious health consequences including increased risk of heart disease, stroke, diabetes, depression, anxiety and premature death.
In 2021, 49% of Americans reported having three or fewer close friends compared to 27% in 1990. This lack of social connection may be deadly – as dangerous as smoking 15 cigarettes a day, according the Surgeon General’s advisory. The rate of loneliness and isolation is increasing every year and was exacerbated by the pandemic and screen time – television, computer, smart phone.
VillagesOKC is committed to turning the tide by providing a robust calendar of events which offer members opportunities for learning, planning and helping others. Every event is an opportunity for human interaction. It might be a daylong event like the Day of Positive Aging held at Rose State College in May and Southern Nazarene University in June. It might be a cookout at a members house, a lunch gathering at a local restaurant or a tour of a local landmark.
For the past four years, VillagesOKC has provided trusted connections for mature adults through organized friendships. Often people become members after attending a coffee or free educational presentation. Some become members when an adult child purchases a VillagesOKC membership for Mothers Day, Fathers Day or a birthday. Others become members when the pastor or someone in the faith community urges joining. But most often membership happens when a friend reaches out because he simply wants to share the joy of aging with vitality and positivity.
The satisfaction of meeting trusted professionals also give this organization a small town feeling of connection. The television show Cheers had it right; it’s good to go where everyone knows your name.
A 501(c) tax-exempt organization, VillagesOKC is part of a “national village movement.” These villages are intentionally bringing like-minded people together to embrace aging and practice positivity. VillagesOKC membership includes a modest annual membership fee and background check. For more information, go to:
https://www.villagesokc.org/ or call (405) 990-6637.

When traveling this summer, pack up the kids, the dog…and the jerky

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Nationally syndicated comedy columnist Greg Schwem.
Snacks, even healthy ones, are essential when packing for a road trip.

by Greg Schwem

The luggage carrier perched atop the SUV in front of me on a Chicago interstate one recent July afternoon reminded me of two facts:
1. Never get behind a vehicle with a luggage carrier if you are trying to read upcoming road signs.
2. Summer vacation season is upon us.
As I peer into cars on our nation’s highways and see everything from bare feet pressed against backseat windows to dogs with facial expressions I interpret to mean, “Is my owner EVER gonna stop for a bathroom break?”, I can’t help but rekindle fond memories of car trips encompassing my youth. I could relate to the feet, but not the dog. We were cat owners, and cats do not accompany their masters on family vacations; nor do they have the desire. When we returned from excursions, no matter the length, our cat always seemed disappointed.
Today my sister and I reminisce about those trips with a combination of nostalgia and horror. How, we wonder, are we still walking Earth’s face when our car was piloted by parents who began each vacation day with cigarettes and had devoured at least one pack each by the time we pulled into a roadside motel with neon signs proclaiming VACANCY and POOL?
Our lone break from the haze, and the harmful chemicals contained therein, came when Dad found a shaded rest stop at the 250-mile marker, also known as “halfway” on Schwem trips, and we commenced a picnic lunch. Often the fare was greasy fast food purchased just before the stop; on day one Mom probably packed sandwiches and threw in other items from the refrigerator that, if left unattended during our trip, would be a fine hue of green when we returned.
Although our vacations included plenty of heart healthy activities — tennis, golf and the occasional hike come to mind — it’s a wonder we had the lung capacity to engage in any of those pursuits once we arrived at our destination. “Healthy vacation” was an oxymoron in my family.
However, in today’s health-conscious world, that phrase is now chock-full of truth, right down to road trip snacks. While cheese balls, M&M’s and oil-soaked potato chips may always have places in minivans, now you can also expect to see healthy alternatives vying for space, including homemade trail mix, yogurt in tubes and beef jerky.
Wait, what? Jerky? A food item that contains a silica gel packet? Absolutely, according to Kristyn Ristaino, managing director of Avalon Communications and PR director of Old Trapper beef jerky since 2019. The company recently celebrated its fourth consecutive year of double digit growth.
“Moms like it because it’s not candy or chips,” said Ristaino, who cites mom bloggers as her source. She added that moms feel confident in the snack not only because of its portability but also due to its clear packaging.
“You can see what you’re actually getting,” she said.
Jerky has also become a favorite snack among dudes, specifically those who leave the kids behind on annual hunting and fishing trips. While men gravitate (naturally) toward the hot and spicy variety, traditional beef jerky remains the company’s biggest seller.
“(Jerky) is keto-friendly,” adds Ristaino.
I chuckled at the idea of my father, in between puffs of Kent cigarettes, vowing to indulge only in ketogenic-friendly foods at rest stops. Although, who knows how many extra miles we may have been able to cover had he been familiar with the term “meal replacement”? Another favorable quality of jerky, Ristaino said.
While rising gas prices have caused travelers to pump the brakes on car trips in 2023, those who do hit the highways will take their hunger pangs with them. Will those cars contain the sweet aroma of teriyaki or peppered beef jerky?
If the alternative is smelling bare feet from Ohio to Texas, I think I know the answer.
(Greg Schwem is a corporate stand-up comedian and author of two books: “Text Me If You’re Breathing: Observations, Frustrations and Life Lessons From a Low-Tech Dad” and the recently released “The Road To Success Goes Through the Salad Bar: A Pile of BS From a Corporate Comedian,” available at https://www.amazon.com/. Visit Greg on the web at https://www.gregschwem.com/.
You’ve enjoyed reading, and laughing at, Greg Schwem’s monthly humor columns in Senior Living News. But did you know Greg is also a nationally touring stand-up comedian? And he loves to make audiences laugh about the joys, and frustrations, of growing older. Watch the clip and, if you’d like Greg to perform at your senior center or senior event, contact him through his website at https://www.gregschwem.com/)

Tribal Relations and OKC VA partner to bring the Lawton area Tribal Veterans PACT Act resources

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The Office of Tribal Government and the Oklahoma City Veterans Affairs Health Care System (OKC VA HCS) partner with multiple resources to kick-off another PACT Act event providing Tribal area Veterans and surviving spouses with healthcare assistance and an understanding of attendee’s VA benefits.
The PACT Act is one of the largest expansions of Veteran health care programs and benefits. The PACT Act will benefit millions of Veterans spanning generations of service members from World War II, Vietnam and more recent conflicts in Iraq and Afghanistan. If you served between conflicts, don’t be afraid to come in and find out if you qualify.
The OTGR is hosting this Tribal PACT Act and bringing the OKC VA resources such as eligibility teams, medical experts to provide toxic exposure screening (TES), file claims with the Muskogee Benefits Office in association with the Oklahoma Department of Veterans Affairs.
Lawton-area Veterans are encouraged to come to the Fort Sill Apache Casino Event Center, located at 2315 E. Gore Blvd, Lawton, OK from 9 a.m. – 4 p.m on Thursday, July 27th. If you are unable to attend, please submit an intent to file so you don’t miss out on the PACT Act August 9 deadline.

USS Oklahoma sailor from California to be buried July 20 in Hawaii

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Raymond Ralph Camery

Fireman 1st Class Raymond Camery, was born in Modesto, California on August 29th, 1915. He was killed during the Dec. 7 attack on Pearl Harbor in 1941 and will be buried in the National Memorial Cemetery of the Pacific in Hawaii, on July 20.
Navy Fireman (FN) were part of the Engine Room Force, Artificer Branch. Historically, non-rated engine room men were paid at a higher rate than their deck counterparts because of the more strenuous nature of their work. Firemen are responsible for standing engineering watches and performing minor maintenance repairs. This rating is part of an apprenticeship opportunity that leads to training in propulsion and precision welding/fabrication/plumbing
Camery’s awards and decorations include the Purple Heart Medal, Combat Action Ribbon, American Defense Service Medal (with Fleet Clasp), Asiatic-Pacific Campaign Medal (with Bronze Star), and the World War II Victory Medal.
Camery’s promotions include: Apprentice Seaman upon enlistment, Seaman 2nd Class, Fireman 3rd Class, Fireman 2nd Class and Fireman 1st Class.

 

SAVVY SENIOR: How Does Medicare Cover Preventive Health Services?

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Dear Savvy Senior, How does Medicare cover preventive health screenings? I’m due to get a physical and a colonoscopy this year, but I want to find out what I’ll have to pay for before I go in. Just Turned 65

Dear Just Turned, You’ll be happy to know that Medicare covers a wide array of preventive and screening services to help you stay healthy, but not all services are completely covered. Here’s what you should know.
Free Preventive Benefits
Most of Medicare’s preventive services are available to all beneficiaries (through Part B) completely free with no copays or deductibles, as long as you meet basic eligibility standards. Mammograms; colonoscopies; shots against flu, pneumonia, COVID-19 and hepatitis B; screenings for diabetes, depression, osteoporosis, HIV, various cancers and cardiovascular disease; and counseling to combat obesity, alcohol abuse, and smoking are just some of Medicare’s lengthy list of covered services. But to get these services for free, you need to go to a doctor who accepts Medicare “on assignment,” which means he or she has agreed to accept the Medicare approved rate as full payment.
Also, the tests are free only if they’re used at specified intervals. For example, cardiovascular screening blood tests once every 5 years; or colonoscopy, once every 10 years, or every two years if you’re at high risk.
Medicare also offers a free “Welcome to Medicare” exam with your doctor in your first year, along with annual “Wellness” visits thereafter. But don’t confuse these with full physical examinations. These are prevention-focused visits that provide only an overview of your health and medical risk factors and serve as a baseline for future care.
Cost Sharing Services
There are, however, a few Medicare preventive services that do require some out-of-pocket cost sharing. With these tests, you’ll have to pay 20 percent of the cost of the service after you’ve met your $226 Part B yearly deductible. The services that fall under this category include glaucoma tests, diabetes self-management trainings, barium enemas to detect colon cancer, and digital rectal exams to detect prostate cancer.
For a complete list of services along with their eligibility requirements, visit Medicare.gov/coverage/preventive-screening-services.
If you’re enrolled in a Medicare Advantage (Part C) plan, your plan is also required to cover the same preventive services as original Medicare as long as you see in-network providers.
Hidden Costs
You also need to know that while most of the previously listed Medicare services are free, you can be charged for certain diagnostic services or additional tests or procedures related to the preventive service. For example, if your doctor finds and removes a polyp during your preventive care colonoscopy screening, you will pay 15 percent of the doctor’s service fee. Or, if during your annual wellness visit, your doctor needs to investigate or treat a new or existing problem, you will probably be charged here too.
You may also have to pay a facility fee depending on where you receive the service. Certain hospitals, for example, will often charge separate facilities fees when you are receiving a preventive service. And you can also be charged for a doctor’s visit if you meet with a physician before or after the service.
To eliminate billing surprises, talk to your doctor before any preventive service procedure to find out if you may be subject to a charge and what it would be.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.