Letha DeMoss

(Right) 100 years old. Letha (Salsbery) DeMoss of Edmond was born July 20, 1924, in Indiana. She has 2 daughters, 4 grandchildren & 5 great grandchildren. After graduating from HS, she worked as a beautician. She is a member of the Chrisian Church where she tutored children & Jesus Loves Me is her favorite hymn.

Jewell Hall

(Left) 100 years old. All smiles, Jewell Hall happily partied with her friends and family to celebrate her 100th birthday. She was the belle of the ball and a beautiful and worthy center of attention! Jewell met the love of her life, Bud, dancing at the famed Cain’s Ballroom in 1944. Notably, both Jewell and the Cain’s Ballroom are celebrating 100 years.

Mary Clark

(Right) 100 years old. Rosie the Riveter, Mary Etta Clark, celebrated her 100th birthday with family and friends today. She worked at Douglas Aerospace during World War II as an engine rigger. Mary Etta once owned the very successful five-star restaurant, Pepies Italian Restaurant. Her words of wisdom for us today are: Get an Education, a Job which you enjoy, and go to church.

Willie Hallonquist

(Right) 101 years old. Willie B. “Brenda” Hallonquist of Edmond was born in Texas. She worked in the medical field & as a real estate agent, attended First Baptist churches, where she volunteered her time & received honors for her work. On her 100th birthday, she took her first limousine ride to Vast Restaurant in downtown OKC for a large family celebration. Brenda’s words of wisdom: “Be quick to listen. Be slow to speak. Be slow to anger. Love God with all your heart!”

by Joan Collee

Director, Joan Colee, founded the Oklahoma Seniors Cabaret in 2008. Colee spent 20 Years in Hollywood/Los Angeles in her Brentwood Vocal Studio teaching many of the new and upcoming entertainers, and well-established movie actors, the art of singing. She honed her own singing, dancing and acting skills with well-known actors Jeff Corey, Marian Bell and Broadway choreographer, Danny Daniels. She appeared in many musicals with leading roles and appeared on the national television show America’s Got Talent at the age of 83 singing opera and tap dancing. She holds a Bachelor Degree in Music and a Master’s degree in Performing from Oklahoma City University.
When she returned to Oklahoma City, she discovered a need for seniors to have something to motivate them to stay mobile and healthy. Her experience with The Follies in Palm Springs gave her the idea of founding the Cabaret. Holding auditions in 2008 and attracting seniors to her idea, the Oklahoma Seniors Cabaret was born.
The group takes great pride that the Cabaret is a non-profit charitable organization (501c) with all profits donated to the John W. Keys Hearing Center at the University of Oklahoma. Those profits go to help seniors obtain hearing aids. We are proud to be endorsed by Governor Stitt and Mayor Holt.
None of the members of the Cabaret are paid for their time and talent. Members are 55 and older who sing, dance, act and/or play instruments. Classes are available for seniors who want to learn to tap, sing and act. It’s a wonderful group of people who love performing, learning and staying healthy through helping others.
We are looking for seniors with a need to move, groove and help other seniors. Joining us gives you the opportunity to participate in the performing arts.
Come join our organization!! Call (405) 840-1242 for more information.

By Oklahoma Insurance Commissioner Glen Mulready

Many Oklahomans are still planning to hit the road for a vacation before summer ends. Nothing can ruin your fun like having to cancel a trip, getting hurt while away from home or returning to a costly incident at your house. Fortunately, different types of insurance can help in the situations I just described. Whether planning an expedition overseas or just a quick weekend trip to the lake, let’s talk about insurance before you take off.
Travel Insurance
Travel insurance encompasses several categories of policies like trip cancellation, travel medical, emergency medical evacuation, accidental death and dismemberment, baggage loss and cancel for any reason (CFAR) policies. These coverages can help reimburse the cost of a trip you cancel, pay for medical emergencies while traveling and cover the cost of lost baggage and personal items. A good way to determine your travel insurance needs is to consider the cost of your trip, the duration of your journey, how far away you will be traveling, if you’re going abroad and which kinds of activities you will be doing. For example, you probably won’t need travel insurance for a trip to grandma’s house two hours away. You will, however, want to consider it if you’re going on a hiking trip in the Himalayas.
Health Insurance
If you’re traveling domestically, your health insurance policy might cover emergency care in other states while you’re away. Some plans may permit you to see out-of-state healthcare providers for any reason if they are in your carrier’s network. Check with your insurance company and your specific coverages to see what is allowed.
Homeowners Insurance
While you’re away, you’ll want to ensure your homeowners or renters policy is in force in case of property damage, loss or theft. Read your declarations page attached to your policy to see the type of coverage, like actual cash value or replacement cost, and your endorsements like earthquake or additional jewelry coverage. On some policies, protections like personal liability will follow the homeowner, which is helpful if you stay with a friend or family member.
Auto Insurance
Similarly, you’ll want to make sure you have adequate coverage on your vehicle. If you’re leaving it at home in your garage, parking at the airport or driving across the country, be prepared in case of damage or theft. Additionally, if you plan on renting a car, your auto insurance policy may cover you. You can find out by contacting your agent or carrier directly. Some credit card programs include rental car coverage as a benefit and can help pay for a claim on the rental after your insurance or purchased rental car insurance kicks in.
Summer is the time to have fun and travel, but the last thing you want to deal with is not having enough insurance coverage to meet your needs. If you have any questions about insurance, contact the Oklahoma Insurance Department (OID) at 800-522-0071 or visit https://www.oid.ok.gov. Happy and safe travels!

Senior Citizens’ Events at the Metropolitan Library System

Tai Chi for Better Balance Learn Tai Chi to help reduce the risk of falling, increase balance, and improve flexibility. This six-week class offers a series of slow, continuous movements. • Aug. 1, 6, 8, 13, 15, 10 a.m. at Warr Acres Library

Tai Chi for Better Movement Bethany Library offers an eight-week Tai Chi class for seniors, promoting balance, flexibility, and overall well-being through gentle, continuous movements suitable for all fitness levels. • Aug. 3, 10, 17, and 31, 9:30 a.m. at Bethany Library

Total Wellness Total Wellness is a free program by the Oklahoma City-County Health Department designed to help adults prevent diabetes and heart disease through weight loss and increased activity. • Aug. 6 and 13, 5:15 p.m. at Midwest City Library • Aug. 7 and 14. 5:15 p.m. at Bethany Library

Stay Active & Independent for Life (SAIL) Designed to increase muscle strength, range of movement, and improve daily living activities. Includes chair exercises. • Aug. 19, 21, 26, and 28, 10 a.m. at the Village Library • Aug. 21 and 28, 10 a.m. at Choctaw Library

Alzheimer’s Support Group The Alzheimer’s Association Caregiver Support Group offers a supportive community for those caring for individuals with Alzheimer’s or dementia, providing comfort, practical advice, and a safe space to share experiences. • Aug. 27, 6 p.m. at Bethany Library

August Adventures: State Fair Fun and Back-to-School Excitement at Your Library

As the new school year approaches, the Metropolitan Library System invites guests of all ages to enjoy various events across its 19 locations. Explore the highlights below and visit:
https://www.metrolibrary.org/events/upcoming for more details.

Back to School Preparation Prepare for the school year with the Metropolitan Library System’s digital resources, including Creativebug for arts and crafts, Fiero Code for coding lessons, and HelpNow for live tutoring. Explore LearningExpress Library for practice tests, LinkedIn Learning for business and tech courses, and Tumblebooks for interactive children’s reading. Visit metrolibrary.org for more details on these resources and upcoming events! • Back to School Kit: Available throughout August at Choctaw Library, includes essential school supplies. • Educators Reception: August 5, 2:30 PM at Almonte Library, offering tours of the new library and Makerspace. • Back to School Slime Time: August 15, 4 PM at Bethany Library, a hands-on slime-making activity. • Web Developer Bootcamp: Learn CSS, JavaScript, HTML, and more at Choctaw Library every Thursday in August at 7 PM.

Metro Grows: Gardening for All Ages
Our Metro Grows Program returns with expanded tool lending at 12 locations and discovery backpacks for children. Join us for these upcoming gardening events: • Organic Pest Management: August 6, 3 PM at Bethany Library. • Fall Beginner Gardening: August 6, 6 PM at Del City Library and August 26, 6PM at Choctaw Library. • Tea Making: August 6, 6:30 PM at Jones Library; August 17, 11 AM at Northwest Library; August 20, 6 PM at Bethany Library. • Natural Dyes for Kids: August 7, 3PM at Jones Library; August 9, 10 AM at Choctaw Library; August 10, 11 AM at Village Library; August 14, 4 PM at Ralph Ellison Library; August 24, 2 PM at Southern Oaks Library; August 26, 1 PM at Almonte Library. • Fall Budget Gardening for Kids: August 10, 10:30 AM at Luther Library; August 19, 4:30 PM at Midwest City Library; August 20, 4 PM at Northwest Library; August 24, 10 AM at Warr Acres Library. • Planning Your Fall Garden: August 13, 6:30 PM at Luther Library; August 28, 6 PM at Midwest City Library.

LitFest Returns Join us for the 7th Annual LitFest at the Downtown OKC Library on August 17 from 10 AM to 4 PM featuring sessions on AI and writing, publishing, romance, dialogue writing, children’s books, Oklahoma folklore, comics, and more, including a critique partner speed workshop.

State Fair Fun at Your Library
Join us for “Go Again! With the State Fair of Oklahoma” with themed programming at all locations starting August 26. Activities include crafting state fair-themed souvenirs inspired by historical photographs and programs from the library’s archives. Each library will feature different activities, and guests can enter a raffle for a chance to win a four-pack of State Fair tickets. Raffle entries close on September 6. • Featured Take-Home Kits in August: • State Fair Pennant Kit: Begins August 26 at Del City Library. Teens and adults can create personalized pennants with materials inspired by historical State Fair souvenirs from the 1930s. This kit includes a felt pennant, ties, logo and year, and puff paint. All recipients will be entered into a raffle for State Fair tickets. • Miniature State Fair Food Kit: Available starting August 27 at Wright Library. Enjoy crafting miniature versions of your favorite State Fair foods.

By Marilyn Olson, VillagesOKC Executive Director

Many of the 370,000 people 50+ in the Oklahoma City metro know that having a good neighbor is the solution for borrowing sugar or the answer for a little help trimming a crepe myrtle or on a ladder replacing light bulbs. For others, it is getting a little assistance with an iPhone or Android device from someone who knows. Finding a trustworthy plumber, dog sitter, attorney or someone to go to the movies with is all a part of the connections available through VillagesOKC.
For the past six years, VillagesOKC has been serving the metro by developing programs and connection opportunities to empower local adults to age with vitality and purpose. With a variety of impactful initiatives, from educational workshops to veteran recognition events to caregiver support, VillagesOKC seeks to enhance the lives of older adults and their families.
Successful aging involves individuals taking personal responsibility to plan combined with community engagement. The GIFT, Gathering Information for Transitions, is another VillagesOKC program helping members learn about options, make decisions and write in a notebook for rapid access in a crisis. VillagesOKC is the one connection that unites both individual and community forces. This is important since the number of adults in Oklahoma will soon outnumber children under 18 for the first time.
The VillagesOKC mission of empowerment is founded on the transformative idea that the narrative around aging must be fundamentally redefined. Rather than viewing all seniors as dependents requiring constant support, VillagesOKC recognizes them as valuable leaders within the community. People 50 and older possess significant experience, wisdom and capabilities. This offers ongoing opportunities to lead, contribute and flourish. This shift in perspective not only enriches their lives but also strengthens the social fabric of our community.
Strategic partnerships with local organizations and businesses mean less duplication and more cooperation. VillagesOKC partnerships include Senior Living Truth Series, OKC Mature Moves, Buckelew Realty, NewView Oklahoma, Oklahoma Warriors Honor Flight, Force50 Foundation, YMCAs of Greater Oklahoma City and YMCA Healthy Living Center, Directors Life Assurance, Providence Home Care, Nerve Renewal Neuropathy Clinics, CompleteOK (Homecare, Palliative Care and Hospice), Pinnacle Behavioral Healthcare, Senior Care Referral Services, Concordia Life Plan Community, Mercer Adams Funeral Service, Navigating Medicare as well as DHS Community Adult Living and Adult Protective Services, and the State Council on Aging. For more information about VilagesOKC call 405-990-6637 or visit
https://villagesokc.org.

Dear Savvy Senior, If my mother needs to move into a nursing home, what are the eligibility requirements to get Medicaid coverage?
Caretaking Son

Dear Caretaking,
The rules and requirements for Medicaid eligibility for nursing home care are complicated and will vary according to the state your mother lives in. With that said, here’s a general, simplified rundown of what it takes to qualify.
Medicaid Eligibility
Medicaid, the joint federal and state program that covers health care for the poor, is also the largest single payer of America’s nursing home bills for seniors who don’t have the resources to pay for their own care. (Note that some states have different names for their Medicaid program.)
Most people who enter nursing homes don’t qualify for Medicaid at first but pay for care either through long-term care insurance or out-of-pocket until they deplete their savings and become eligible for Medicaid.
To qualify for Medicaid, your mother’s income and assets will need to be under a certain level that’s determined by your state. Most states (except California) require that a single person have no more than about $2,000 in countable assets ($3,000 for a married couple) that includes cash, savings, investments or other financial resources that can be turned into cash.
Assets that aren’t counted for eligibility include your mother’s home if it’s valued under $713,000 (this limit is higher – up to $1,071,000 – in some states), her personal possessions and household goods, one vehicle, prepaid funeral plans and a small amount of life insurance.
But be aware that while her home is not considered a countable asset to determine eligibility, if she can’t return home, Medicaid can go after the proceeds of her house to help reimburse her nursing home costs, unless a spouse or other dependent relative lives there. (There are some other exceptions to this rule.)
After qualifying, all sources of your mother’s income such as Social Security and pension checks must be turned over to Medicaid to pay for her care, except for a small personal needs allowance – usually between $30 and $160.
You also need to be aware that your mother can’t give away her assets to qualify for Medicaid faster. Medicaid officials will look at their financial records going back five years (except in California which has a 30-month look-back rule) to root out suspicious asset transfers. If they find one, her Medicaid coverage will be delayed a certain length of time, according to a formula that divides the transfer amount by the average monthly cost of nursing home care in their state.
So, for example, if your mom lives in a state where the average monthly nursing home cost is $8,000 and she gave away cash or other assets worth $160,000, she would be ineligible for benefits for 20 months ($160,000 divided by $8,000 = 20).
Spousal Protection
Medicaid also has special rules (known as the community spouse resource allowance) for married couples when one spouse enters a nursing home, and the other spouse remains at home. In these cases, the healthy spouse can keep one half of the couple’s assets up to $154,140 (this amount varies by state), the family home, all the furniture and household goods and one automobile. The healthy spouse is also entitled to keep a portion of the couple’s monthly income – between $2,465 and $3,854. Any income above that goes toward the cost of the nursing home recipient’s care.
What about Medicare?
Medicare, the federal health insurance program for seniors 65 and older, and some younger people with disabilities, does not pay for long-term care. It only helps pay up to 100 days of rehabilitative nursing home care, which must occur after a three-day hospital stay.
For more information, contact your state Medicaid office. You can also get help from your State Health Insurance Assistance Program (see ShipHelp.org), which provides free counseling on Medicare and Medicaid issues.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit https://savvysenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

by Van Mitchell, Staff Writer

Homewatch CareGivers of Edmond located at 3501 French Park Drive, Suite G, serves Edmond and surrounding areas, providing home health care services with compassion.
It is now transitioning to a new business focus called Total Care Solutions, which services include active care, wellness care, personal care, transitional care, care on demand, specialized care, and private-duty nursing, said owner Tobi Overgaard.
“We provide all kinds of care, for all ages and we specialize Dementia, Alzheimer’s, Long-term, spinal injuries, and wound-care,” she said. “We also do day service for clients who are having surgery, and we cover a large area of the State of Oklahoma. We employ Caregivers to (NP’s) Nurse Practitioners.”
Part of the Total Care Solutions service includes placing a camera in a client’s home.
“I believe we’re the first in-home care company in Oklahoma to do this ,” she said. It’s part of our service to have a way for the whole family to communicate with their loved one. The client will be able to have medication and appointment reminders and talk with Dr’s through the TV. They can view up to 10 people at a time on the screen. It’s HIPAA-compliant and it’s a game changer.” It allows the family to be able to check in with mom and dad if they’re far away, and just to keep an eye on them. We have people who have Anxiety, ADHD, PTSD who will benefit from having it in the home.
She continued, “If we have clients that are sitting at home, have clients that have Alzheimer’s, or that have dementia, they might not remember to take their medications. They might not remember to eat,” she said. “We can have a reminder pop up (on TV) and say, “Hey, don’t forget to have your lunch. We put it in the icebox, and we cooked it for you. It’s in the icebox.” It allows them to do care over television. So, if they can’t get to the doctor, the doctor can just tele-visit with them in-home.”
Overgaard said the camera placements also help parents who have children who have ADHD.
“We have a lot of ADHD kids, and when they put the cameras in their house, it’s life altering,” she said. “If they’re having an issue, and the mom isn’t able to get their child to the doctor’s appointment, they can do a home health call right there. They don’t have to leave the house.”
Overgaard said they also can put motion sensors in a client’s home.
“We have motion sensors we can put in the house, so that the family can track and see, “Hey, mom was up at 4 this morning, walking around. What’s going on? Is she okay? Did she fall?” she said.
Homewatch Caregivers provides in-home care for seniors on a weekly, daily, or 24-hour basis, but their teams can also assist with individuals of any age, ability or condition.
Overgaard said Oklahoma’s highly regulated in-home health, so hiring the right people is extremely important.
“We want to make sure all our people are fingerprinted. They’re insured. They’re FBI checked. Everything. We run through the gamut on our people to make sure we’re sending really good people to your homes,” she said. We make sure we train them that way so that they know exactly what they’re supposed to do and how you want it done.”
Overgaard said each client gets a home assessment for their needs.
“When we go in and do the assessment, we make sure things are done the way that you want it done,” she said. “I don’t want my caregivers just going in and putting in a TV dinner in the microwave and saying, “Okay, I’ve made you dinner.” I want them to cook the dinner. If they want a bowl of soup, don’t just stick it in the bowl and put it in the microwave. Cook it on the stove. If we can’t help you the way you need the help, then you don’t need us. So, we try to connect with the client and make sure they are taken care of. We go just a little bit further into better care. We’re like a family member, versus being just some lady that’s sent to your house to watch you. We interact with the client, and we care.”
Overgaard works closely with the Oklahoma City’s VA Community Care Provider Program helping veterans with their healthcare needs.
Community providers are a vital part of VA’s high-performing health care network, ensuring eligible Veterans and their beneficiaries get the timely, high-quality health care they need.
“I’m a community care provider,” she said. “The VA, when they have veterans come in, and they’ve been awarded hours to get home health, basically, either they pick us, or we find the veterans and we tell them, “Hey, if you need help, we can help you with this. If they haven’t received their VA benefits before, we will go to them with the paperwork, fill it out, send it in, and get them started on getting help, getting home health. We’ll walk them through the whole process.”
Overgaard is the only Homewatch Caregivers franchise in Oklahoma which allows her to offer veterans help across the state including rural areas.
“I bought the two largest areas already under my franchise license, but since there isn’t anybody else, the whole state is my playground,” she said. “The VA uses us a lot because we will go to those places. If there’s a veteran that’s out far away, and he can’t get home health, I’ll try to hire a caregiver in that area. They don’t even know that they can get this help. I come across that almost every single day.”
A two-time cancer survivor, Overgaard knows the importance of providing great care for others.
“You need the help that you need,” she said. “If we’re not helping you that way, then we’re no good to anybody.”
For more information about Homewatch Caregivers call (405) 444-3002 or visit
https://www.homewatchcaregivers.com