“The two most important days in your life are the day you are born and the day you find out why.” – Mark Twain. If you ask Joyce Clark about her life’s purpose, she lights up with enthusiasm and gratitude for a career well spent. Until recently, Clark was the CEO and owner of Achievis Senior Living Associates. She has been a trailblazer in Oklahoma’s senior living sector. Clark developed and opened six assisted and memory care communities in the state. All of them have thrived and made significant profits for their owners. “Most importantly,” said Clark, “each of the homes have blessed people with great care, helping hand services, and rewarding jobs.” During the past 26 years, Joyce has traveled the nation assisting long-term care providers with strategic planning, feasibility analysis, marketing, budgeting, and other consulting. “If I should die today, I would go knowing my work improved the lives of thousands of people,” said Clark.
Last year Joyce left her company behind and took the reins at Saint Ann Retirement Center. She is the Executive Director of the independent and assisted living campus and its attached convent. It is the perfect spot for someone who has spent two decades guiding senior living owners and operators to success. “I have always admired Saint Ann Retirement Center and viewed it as a premiere option for assisted and independent living,” said Clark. “It is the most fun and friendly place I have ever been.”
Saint Ann Retirement Center is a ministry of the Archdiocese of Oklahoma City. Catholics love Saint Ann for its daily Mass and related amenities but people of all faiths are welcome and happy with the center’s many attractions. Amenities include savory meals, 24-hour concierge, paid utilities, free wifi and basic cable television, chauffer rides to appointments and shopping, full-time Chaplin, and more. Life enrichment calendars are packed with things to do ranging from art, choir, parties, interesting speakers, and games to concerts, dancing, and exercise classes. Additional levels of care were just added to the assisted living service menu. Around the clock staff are available there to assist with personal care and medication administration.
“People often tell us they are surprised Saint Ann does not charge an expensive buy-in fee to live here,” said Clark. “Residents pay a simple all-inclusive monthly rent.” “It’s affordable and only a month-to-month commitment.”
This year is Saint Ann’s 20th anniversary, which has been celebrated with a fair, talent showcase, volleyball tournament and luau, big band dance, reception, and an anniversary Mass with Archbishop Coakley and Archbishop Beltran. On November 12, Saint Ann is planning a craft show and Fall festival for residents and the public.
Saint Ann’s location on Britton Road between Rockwell and Council appeals to people from all regions of the state. A nursing home with the same name is conveniently located next door but is not owned or operated by the Archdiocese of Oklahoma City.
Joyce Clark added: “I have dedicated my professional life to creating facilities that focus on the well-being of their residents, families, and employees.” “Saint Ann Retirement Center exemplifies that philosophy and I am so fortunate to be a part of this exceptional ministry.”
For more information about Saint Ann Retirement Center, visit https://www.saintannretirementcenter.com/

Dear Savvy Senior, How do I go about appealing Medicare when they won’t pay for something that they covered in the past? Rejected Rhonda

Dear Rhonda,
If you disagree with a coverage or payment decision made by Medicare, you can appeal, and you’ll be happy to know that around half of all appeals are successful, so it’s definitely worth your time.
But before going that route, talk with the doctor, hospital and Medicare to see if you can spot the problem and resubmit the claim. Some denials are caused by simple billing code errors by the doctor’s office or hospital. If, however, that doesn’t fix the problem, here’s how you appeal.
Original Medicare Appeals
If you have original Medicare, start with your quarterly Medicare Summary Notice (MSN). This statement will list all the services, supplies and equipment billed to Medicare for your medical treatment and will tell you why a claim was denied. You can also check your Medicare claims early online at MyMedicare.gov, or by calling Medicare at 800-633-4227.
There are five levels of appeals for original Medicare, although you can initiate a fast-track consideration for ongoing care, such as rehabilitation. Most people have to go through several levels to get a denial overturned.
You have 120 days after receiving the MSN to request a “redetermination” by a Medicare contractor, who reviews the claim. Circle the items you’re disputing on the MSN, provide an explanation of why you believe the denial should be reversed, and include any supporting documents like a letter from the doctor or hospital explaining why the charge should be covered. Then send it to the address on the form.
You can also use the Medicare Redetermination Form. See CMS.gov/Medicare/CMS-Forms/CMS-Forms/downloads/CMS20027.pdf to download it or call 800-633-4227 to request a copy by mail.
The contractor will usually decide within 60 days after receiving your request. If your request is denied, you can request for “reconsideration” from a different claims reviewer and submit additional evidence.
A denial at this level ends the matter, unless the charges in dispute are at least $160 in 2019. In that case, you can request a hearing with an administrative law judge. The hearing is usually held by videoconference or teleconference.
If you have to go to the next level, you can appeal to the Medicare Appeals Council. Then, for claims of at least $1,630 in 2019, the final level of appeals is judicial review in U.S. District Court.
Advantage and Part D Appeals
If you’re enrolled in a Medicare Advantage health plan or Part D prescription drug plan the appeals process is slightly different. With these plans you have only 60 days to initiate an appeal. And in both cases, you must start by appealing directly to the private insurance plan, rather than to Medicare.
If you think that your plan’s refusal is jeopardizing your health, you can ask for a “fast decision,” where a Part D insurer must respond within 24 hours, and Medicare Advantage health plan must provide an answer within 72 hours.
If you disagree with your plan’s decision, you can file an appeal, which like original Medicare, has five levels. If you disagree with a decision made at any level, you can appeal to the next level.
For more information, along with step-by-step procedures on how to make an appeal, visit Medicare.gov and click on the “Claims & Appeals” tab at the top of the page.
Get Help
If you need some help contact your State Health Insurance Assistance Program (SHIP), which has counselors that can help you understand the billing process and even file your appeal for you for free. To locate your local SHIP, visit ShiptaCenter.org or call 877-839-2675. The Medicare Rights Center also offers free phone counseling at 800-333-4114.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

www.acs-okc.com

The Metropolitan Library System is proud to offer the Library By Mail program to help Oklahoma County residents 65 years or older who are homebound get access to library materials.
The Library by Mail program provides materials (like books, CDs, DVDs, and more) by USPS at no cost to library customers who are homebound or are otherwise physically unable to visit one of our 19 library locations. Recipients can simply request materials through the catalog or by phone, and Metro Library will mail them. When the guest is ready to return the materials, they’ll put them back in the bag they received them in, and send them back to the library with no postage required.
Library by Mail also offers monthly newsletters with suggested titles from the Library by Mail collection.
Now, with the integration of Metropolitan Library System’s upgraded catalog (starting Nov. 1), customers will be able to select “Library by Mail” as their pickup location to have their material(s) mailed to them.
To access this service, guests can visit metrolibrary.org/LBM and log in with their library card number and last name.
Interested recipients who are 65 years or older and reside in Oklahoma County can call 405-606-3295 or 405-606-3297 or email askalibrary@metrolibrary.org to consult with a staff member to determine eligibility.
About Metropolitan Library System: The Metropolitan Library System provides library services for more than 800,000 residents of Oklahoma County with 19 physical locations as well as 24/7 access to our digital resources at metrolibrary.org.

By Nick Thomas

First screened in movie theaters during the early 1920s, the “Our Gang” film series was produced for another two decades and featured an ever-changing cast of children, showcasing their comedic neighborhood antics.
Throughout the series of some 220 short films created by producer Hal Roach, about 40 child actors appeared regularly beginning in 1922’s silent era and continuing through 1944. Sidney Kibrick is one of the last surviving “Our Gang” cast regulars.
Kibrick, 95, appeared in more than 2-dozen ‘Gang’ shorts, initially as an unnamed character but eventually anointed with the nickname ‘Woim,’ the exaggerated Brooklyn pronunciation of ‘worm.’ Other well-known members of the gang included Spanky (George McFarland), Butch (Tommy Bond), Buckwheat (Billie Thomas), and Alfalfa (Carl Switzer).
“We’d have 2 hours of schooling in the morning and then work anywhere from 6 to 16 hours until we finished,” recalled Kibrick from his home in Los Angeles. “There was a lot of work, no question about it, but our director Gordon Douglas was a terrific guy and he was really able to get a lot out of each kid.”
Despite the long hours, there was occasionally time to relax and be a kid off-camera.
“There was a big pond at the studio, so Spanky and I would go fishing a lot,” said Kibrick. “We developed a lifelong friendship and although he moved to Dallas while I lived in Beverly Hills, we used to visit and stay at each other’s homes time and time again over the years.”
Despite dozens of kids running around on set, Kibrick remembers things never getting out of control.
“We had scripts and had to rehearse before shooting so it was very structured,” he recalled. “Parents had to be on the set at all times.”
And while most of the young actors got along, Kibrick remembers one troublemaker.
“Alfalfa (Switzer) was a very difficult kid and created a lot of problems on the set. He was not nice – not only to the gang, but to the boys and girls who were extras in the movies. It was just his nature. Years later, he was killed in a fight, so he was basically a tough kid.”
So too was Kibrick’s character, Woim.
“I was Butch’s sidekick and we were the bad guys always taking on Spanky, Alfalfa, and Darla (Hood),” he explained.
Born in Minneapolis, young Sid was just an infant when the family moved to Los Angeles so his dad could find better work and was later ‘discovered’ after turning five.
“My mother took us to Grauman’s Chinese theater and after the movie, a man came over to us, pointed at me, and said he could ‘use that little kid in the movies,’” Kibrick recalled. His parents really pushed him and his brother, Leonard, into acting.
“I was earning $750 a week in ‘Our Gang’ which was a lot in those days, especially during the Depression,” he said. “But by the time I was 15, I’d had enough. My parents wanted me to continue but finally my mother went along with my wishes. I later attended college and became a real estate developer. So I had a very successful post-Hollywood career.”
Last year, Kibrick attended the opening of an exhibit at the Hollywood Museum honoring the 100th anniversary of the “Our Gang” series. “It’s nice to be remembered!” he said.
Nick Thomas teaches at Auburn University at Montgomery, in Alabama, and has written features, columns, and interviews for numerous magazines and newspapers. See https://www.getnickt.org/.

The 1,000-acre resort destination is expected to attract more than 4.9 million guests per year to Oklahoma

Recently Oklahoma state and local officials joined American Heartland leadership to announceAmerican Heartland Theme Park and Resort, a more than $2 billion entertainment destination development in northeast Oklahoma, just west of Grand Lake on Route 66. The development will be built in phases starting with a large-scale RVpark with cabins scheduled to open phase one in spring 2025 and a world-class theme park and resort scheduled to open in 2026. The American Heartland Theme Park and Resort will offer a unique visitor experience rivaling the world’s top resort destinations. “We are thrilled to make Oklahoma the home of American Heartland Theme Park and Resort,“ American Heartland CEO Larry Wilhite said. “At the crossroads of the heartland, Oklahoma is an attractive location for a family entertainment destination. The state’s business-friendly approach and innovative partnership efforts have helped make this possible. We look forward to bringing unforgettable generational experiences to Oklahoma. ”American Heartland will be a 1,000-acre development with a 125-acre theme park,which is comparable to the size of Magic Kingdom Theme Park and Disneyland Park. The park will feature an Americana-themed environment with a variety of entertaining rides, live shows, family attractions, waterways as well as restaurant-quality food andbeverage offerings. “Oklahoma is excited to welcome American Heartland Theme Park and Resort,” Oklahoma State Rep. Rusty Cornwell said. “Located on historic Route 66 just west of Grand Lake, the development will attract visitors from around the world to experience and celebrate the rich cultures and hometown values America has to offer. ”The adjacent 320-acre Three Ponies RV Park and Campground, designed by Oklahoma architects ADG Blatt, will be the largest campground in the central U.S. with 750 RV spaces and 300 cabins plus amenities. “There’s no better place to represent the heart of America than northeast Oklahoma,” said Oklahoma State Sen. Micheal Bergstrom. “This $2 billion investment in our state will create more than 4,000 jobs and introduce a new category of entertainment to the region, and its long-term economicimpact will be transformative. Tourism is already one of Oklahoma’s top industries and this project will elevate our state even further. Since tourism is a doorway to economic development, American Heartland Theme Park and Resort will draw new businesses not only to the surrounding area but also throughout the region and state.”The developer is American Heartland whose leadership has deep Oklahoma roots. American Heartland is an affiliate of Mansion Entertainment Group, LLC, Branson’s leading performing arts, animation and studio brand.Led by Executive Producer Steve Hedrick, the design team is made up of the world’s best theme park designers including 20+ former Disney Parks builders and Walt Disney Imagineers. Design firms include THG, FORREC and Cuningham, whose portfolios feature the world’s foremost theme park brands including Six Flags, Disney Parks and Universal Studios.
“We are pleased that American Heartland Theme Park and Resort has taken the first step and chosen Oklahoma to build a world-class entertainment destination,” said Hopper Smith, interim director of the Oklahoma Department of Commerce. “We look forward to assisting with this project as it develops.” American Heartland Theme Park and Resort is a family-friendly park promising timeless fun and boundless adventure. The 125-acre theme park will feature a collection of six distinctly American lands to welcome guests on a journey through the best of the American story. Families will find thrilling rides and heartwarming shows as they discover Great Plains, Bayou Bay, BigTimber Falls, Stony Point Harbor, Liberty Village and Electropolis.
“American Heartland will be a place families can come together to create lasting memories, experience joy, laughter, imagination and wonder,” American Heartland Founder and Chief Creative Officer Gene Bicknell said. “There is so much to celebrate about our country: its landscapes, its cultures and most importantly, its people. No matter where you’re from, you’ll feel right at home at American Heartland.”
The development will also include atop-tier 300-room hotel and modern indoor water park.
“American Heartland will be an anchor tourist destination on Route 66 set to attract more than two million out-of-state visitors to Oklahoma each year,” Kristy Adams, senior executive vice president of sales and marketing for Mansion Entertainment Group, American Heartland and Three Ponies, said. “The scale and quality of the development will be unlike anything else in the region, making Vinita, Oklahoma a can’t-miss destination for families around the world.”

For more information, visit https://www.americanheartlandthemepark.com/