Friday, December 12, 2025

HIT A HOME RUN WITH SOCIAL SECURITY

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By Jose M. Olivero
Social Security Public Affairs Specialist in Oklahoma

A home run is a highlight of any baseball game. The fans cheer with excitement to see a player rocket the ball into the stands. So, what are you doing to prepare for your retirement home run? Your goal should be to get past 1st, 2nd & 3rd base and make it home with a hefty plate of savings.
Social Security has many tools to help you achieve financial security. 
Take the first step and visit www.socialsecurity.gov/myaccount. The benefit of having a my Social Security account is that it gives you access to your personal Social Security Statement, verification of correct earnings, and an estimate of your early retirement benefits at age 62, full retirement age of 66, and delayed age at 70. 
We protect your information by using security features and strict identity verification to detect fraud. In several states including the newly added Idaho, Mississippi, and North Dakota, you can request a replacement Social Security card online. Find out if your state offers the service at www.socialsecurity.gov/ssnumber.
In addition to using your personal my Social Security account to prepare for a comfortable retirement, you can visit www.myra.gov. At myRA, you can access new retirement savings options from the Department of the Treasury. This service is designed for the millions of Americans who struggle with saving for retirement — it’s an easy and safe way to help you take control of your future.  
myRA is designed for people who don’t have a retirement savings plan through their employer, or are limited from other savings options. If your employer provides a retirement savings plan, such as a 401(k), learn more about that plan’s potential for matching contributions or other benefits.
Since myRA isn’t connected to any employer, it allows workers to hold on to it when they move to different jobs. myRA makes your money grow faster than a traditional savings account. 
Having both my Social Security and myRA accounts in place, you’re guaranteed to hit a home run in successfully planning for your future. Learn more about all of your choices at www.socialsecurity.gov.

SITUATION UPDATE: COVID-19: COVID-19 Oklahoma Test Results

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* *Includes 27 pediatric hospitalizations.
**Focus, Rehabilitation and Tribal Facilities numbers are not assigned to a specific region as their patient populations reside across the state. Information provided through survey of Oklahoma hospitals as reported to HHS as of the time of this report. Response rate affects data. Facilities may update previously reported information as necessary.
Data Source: Acute Disease Service, Oklahoma State Department of Health. *As of 2021-07-29 at 7:00 a.m.

SAVVY SENIOR: How to Prepare a Will

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Dear Savvy Senior, I would like to make my last will and testament and would like to know if I can do it myself, or do I need to hire a lawyer?
Don’t Have Much

Dear Don’t,
Very good question! Almost everyone needs a will, but only around one-third of American have actually prepared one. Having a last will and testament is important because it ensures your money and property will be distributed to the people you want to receive it after your death.
If you die without a will (a.k.a. dying “intestate”), your estate will be settled in accordance with state law. Details vary by state, but assets typically are distributed using a hierarchy of survivors i.e., first to a spouse, then to children, then your siblings, and so on.
You also need to be aware that certain accounts take precedence over a will. If you jointly own a home or a bank account, for example, the house, and the funds in the account, will go to the joint holder, even if your will directs otherwise. Similarly, retirement accounts and life insurance policies are distributed to the beneficiaries you designate, so it is important to keep them up to date too.
Do You Need a Lawyer?
Not necessarily. Creating a will with a do-it-yourself software program may be acceptable in some cases, particularly if you have a simple, straightforward estate and an uncomplicated family situation. Otherwise, it’s best to seek professional advice. An experienced lawyer can make sure you cover all your bases, which can help avoid family confusion and squabbles after you’re gone.
If you need help finding someone the National Academy of Elder Law Attorneys (NAELA.org), the National Association of Estate Planners & Councils (NAEPC.org) and the American College of Trust and Estate Counsel (ACTEC.org) websites are good resources that have online directories to help you search.
Costs will vary depending on your location and the complexity of your situation, but you can expect to pay somewhere between $200 and $1,000 or more to get your will made. To help you save, shop around and get price quotes from several different firms. And before you meet with an attorney, make a detailed list of your assets and accounts to help make your visit more efficient.
If money is tight, check with your state’s bar association (see FindLegalHelp.org) to find low-cost legal help in your area. Or call the Eldercare Locater at 800-677-1116 for a referral.
If you are interested in a do-it-yourself will, some top options to consider are Nolo’s Quicken WillMaker & Trust (Nolo.com, $99) and Trust & Will (TrustandWill.com, $159). Or, if that’s more than you’re willing to pay, you can make your will for free at FreeWill.com or DoYourOwnWill.com.
It’s also recommended that if you do create your own will, have a lawyer review it to make sure it covers all the important bases.
Where to Store it?
Once your will is written, the best place to keep it is either in a fireproof safe or file cabinet at home, in a safe deposit box in your bank or online at sites like Everplans.com. But make sure your executor knows where it is and has access to it. Or, if a professional prepares your will, keep the original document at your lawyer’s office. Also, be sure to update your will if your family or financial circumstances change, or if you move to another state.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Raising money for Children’s Cancer Research: The Great Cycle Challenge has cyclists nationwide riding and pledging money and asking their friends and relatives to make a donation in support.

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By Marise Boehs

Children’s Cancer Research Fund (CCRF) is a national nonprofit dedicated to ending childhood cancer. Their main focus is to support the research of bright scientists across the country whose ideas can make the greatest impact for children fighting cancer.

They also fund resources and programs that help kids and families as they  navigate the difficult experience of cancer treatment and survivorship.

In 1979, 13-year-old Katie Hageboeck, from Minnesota, was nearing the end of her 16-month battle with leukemia. Before she died, Katie asked that the money she’d been saving for a 10-speed bicycle be donated to a little-known fund at the University of Minnesota called Children’s Cancer Research Fund (CCRF). With that seed of support from Katie and her family, CCRF has grown to contribute over $200 million in funding of nationwide research, education and quality of life programs for children with cancer.

Katie never got the chance to ride her new bike, so now we ride to realize her dream of a world without childhood  cancer. Since the first Great Cycle  Challenge event in 2015, our community of riders from all 50 states has ridden a total of 33,817,103 miles, and together we’ve raised $72,646,876 in support of research to develop better treatments and carry-on Katie’s legacy.

To ensure fundraising efforts have the greatest impact, GCC HAS chosen to focus research funding on three main areas:

Hard-to-Treat Diseases. Our goal is to help researchers develop safer, more effective treatment options for cancer where survival rates remain low or haven’t improved in decades.

Survivorship. The battle isn’t over when cancer is gone – so we fund research that aims to give every survivor of childhood cancer a long, healthy life after treatment.  Eliminating Health Disparities. Children from racial and ethnic minority groups are less likely to survive cancer. We’re funding research that identifies the root cause of these disparities and builds interventions to eliminate them.

15,700 children in the U.S. are diagnosed with cancer each year, and 1 in 5 of those will not survive. Thankfully, we know that funding research can significantly impact survival rates and save lives. But we still have work to do to ensure that every child diagnosed with cancer can live a happy and healthy life. Here are some key reasons why we’re riding together this September to fight kids’ cancer.

• About 1 in 285 children will develop     cancer before the age of 20.
• Cancer remains the most common cause      of death by disease among children in the United States.
• More than 95% of childhood cancer survivors will have a significant health issue related to their cancer or treatment by the time they are 45 years old.
• All funds raised go to support the work of Children’s Cancer Research Fund, a national nonprofit that funds researchers whose ideas are making the greatest impact for kids fighting cancer.
We also provide resources and programs that help kids and families as they  navigate the difficult experience of cancer treatment and survivorship.
Rider’s support allows GCC to continue to work to fight kids’ cancer and give kids the brighter futures they deserve.

Donate online at:
www.greatcyclechallenge.com

AUTHOR’S NOTE
This is my 9th year to participate in Great Cycle Challenge. Each year I have pledged to ride 300 miles and raise $500. Some years I did, some I exceeded and some I failed both on miles and dollars.

Sometimes I say I’m not going to do it again next year, but when the email comes in saying it’s time to sign up – well, actually they assume the sale and say “Thank you for being a Champion” and what size jersey do you need – I participate again.

I am fortunate to have good health and resources that others don’t, so it seems the very least I can do.
Ride my bike and ask for donations.

I will do my best to ride 300 miles in September (that’s 10 miles a day BTW)
and if you could possibly have a couple extra dollars to help kid’s cancer research I would very much appreciate your kindness.
Log on to:
www.greatcyclechallenge.com/Riders/MariseBoehs

PS. There are a great number of riders in the Metro area – maybe one of your neighbors even. Find them all on the  GCC website.

 

Savvy Senior: If You’re 65 or Older, It’s Time to Get Your Pneumonia Shot

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Dear Savvy Senior, I recently turned 65 and would like to know if am supposed to get the pneumonia vaccine? And if so, which type of vaccine do I need and is it covered by Medicare? Relatively Healthy

Dear Relatively,
Yes, the Centers for Disease Control and Prevention (CDC) does indeed recommend the “pneumococcal vaccines” for pneumonia for adults age 65 and older. They’re also recommended for younger people with long-term health issues or weak immune systems, as well as children under 5 and people who smoke.
Pneumonia, which can happen anytime – not just during the cold months – can be a serious and even life-threatening condition. Each year, pneumonia causes a whopping 1.5 million people to visit medical emergency departments in the U.S. and causes roughly 50,000 deaths.
A recent study found that the use of pneumonia vaccines is associated with a 24 percent decreased risk of death, but vaccination rates aren’t that high. Around 67 percent of adults over the age of 65 are vaccinated against pneumonia, and just 24 percent of younger people (19-64 years old) at risk for pneumonia are vaccinated. The main reasons for this are because many people are unsure whether they need the vaccine, while others aren’t even aware a vaccine exists.
Types of Vaccines
There are three different vaccines available, some more appropriate for certain people than others. They are the pneumococcal polysaccharide vaccine PPSV23 (Pneumovax23), the pneumococcal conjugate vaccine PCV15 (Vaxneuvance) and PCV20 (Prevnar 20). The numbers indicate how many strains, or serotypes, of streptococcus pneumoniae are included in the vaccine.
So, which vaccine should you get?
If you’ve never been vaccinated for pneumonia, the newer PCV20 is the top choice – it covers the 20 most common serotypes now.
If that vaccine is not available in your area, you can get the PCV15 vaccine, followed one year later by PPSV23.
If you had the earlier PCV13 (but not PCV15), or the PPSV23 at or after age 65, you’re likely eligible to get the PCV20 for increased protection.
But because of the different possibilities, you need to talk to your doctor or pharmacist about the most effective option for you.
Side effects of these vaccines tend to be mild, but may include feeling achy and tired as well as redness, swelling and soreness where the injection was given.
You’ll also be happy to know that Medicare Part B covers both single dose and two-dose pneumococcal shots, and you only need to get it once. Unlike the flu shot, which is given annually.
Most local pharmacies and community health clinics offer pneumococcal vaccines, but you may want to call ahead just to be sure.
For more information, visit the CDC’s Pneumococcal Vaccination webpage at https://www.CDC.gov/vaccines/vpd/pneumo/index.html.
Other Vaccines
To avoid getting pneumonia as a consequence of a viral infection, you should also consider getting a flu shot, RSV shot and a Covid-19 booster in the fall.
While vaccines cannot prevent every case of pneumonia (or other conditions they’re given for), those who get them usually have milder infections, a shorter course of illness and fewer serious complications than people who don’t get vaccinated.
The flu shot and Covid booster are both covered by Medicare Part B, while the RSV vaccine (which is recommended every other year) is covered under Medicare (Part D) prescription drug plans. All three shots can also be given simultaneously.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit https://savvysenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

 

SeekingLongevity ACTIVE 55+ TAKE A WALK. FEEL BETTER. LIVE LONGER.

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Capulin Volcano
National Monument, New Mexico

By Marise Boehs

The longest, hardest 1.5 miles I’ve ever walked!
But one of the most rewarding.
We stopped at this National Park in northern New Mexico on our way home during a family road trip to Colorado.

My travelling partner kept saying, “Oh, it’s a quick, easy little hike. We’ll stop for an hour or so and you can see.”

And it was gorgeous! Not that easy though. Halfway up the 300’ climb I was huffing like I’d been on the StairMaster for too long already.
But there was so much natural beauty along the way it was so worth it.

The view from the top is incredible. You can see for miles and easily imagine cattle on the Sante Fe Trail driving through to Raton Pass and far off to the left you could even see Black Mesa in Oklahoma.

The knarly juniper trees have a special attraction to me and the lichens along the rocks, mixed in among vegetation, are impressive.

ABOUT THE TRAIL
The Rim Trail of Capulin Volcano offers stunning views in all directions. The mile-long trail gains 305 feet of elevation above the parking lot, with a 12% grade and provides views of the crater and the surrounding volcanic landscape.

The vent trail is .2 mile down to the bottom of the crater with an elevation change of 105 feet.
IF YOU GO
Capulin is located between Raton and Des Moines on Hwys 64 and 87 in northern New Mexico. The monument is a few miles north. Check the website for hours of operations and other information
www.nps.gov/cavo/index.htm

 


 

Healthy Living Norman Celebrates 8 Months

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A jigsaw puzzle invites memebers and attentees to sit and work on it.
Ginna Dowling, Art Coordinator, talks with attendees about art classes.
Several billiards tables are available off the lobby.
An indoor walking track is a feature of the gym.

Story and photos by Marise Boehs

The mission of Healthy Living Norman is to promote the health and well-being of adults aged 50 and older by providing opportunities for physical activity, social engagement, and lifelong learning at the Adult Wellness and Education Center.

Healthy Living Norman uses a six-dimensional model of wellness that includes emotional, spiritual, intellectual, social, physical, and occupational factors. The goal of the wellness center is to embody and provide programs under one roof to improve the quality of life for adults 50 and above in the Norman community. The 32,000-square-foot facility serves as a hub of wellness activities.

To better educate the community and showcase this new facility, they held an open house on Saturday, July 13th.

“We have been open 8 months today,” said Katherine Leidy, Healthy Living Norman Branch Manager. “We have done some fun things and have more activities planned – more dances which have been a huge attraction. We have pickleball and billiards. The pool always has fun things happening.”

“Membership is $35 a month. But we do have a sliding scale for those with lower incomes. We also accept Silver Sneakers and Renew Active, which cover the monthly membership fee,” Leidy explained.

Membership includes access to the gym and pool as well as all activities and classes. While some classes may have a fee for materials, entry is included.

A 1st Annual Wellness Expo will be held on Saturday, August 17th. It is free and open to the public. This event is meant to encourage healthy lifestyles for people 50+ with demos, samples, and information about healthy lifestyles from various vendors.

They are planning a group trip to England, Scotland, and Wales in October. For more information check out their website at www.healthylivingnorman.com.

The website also has all Programs and Class Schedules available at the Center.

This is an awesome new center geared to 50+ persons to encourage  health, wellness and camaraderie. If you want to just check it out they have a day pass for $10.

Center Amenities
Warm Indoor
Saltwater Pool
Demonstration Kitchen
Fitness Center
Land and Water
Fitness Classes
Health Screenings
Seminars and Events
Billiards
Indoor Walking Track
Outdoor Pickleball Courts
Fireplace and Lounge Area
Small Gathering Spaces
Art and Educational Classes

Integris launches innovative care model

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Integris Health nurses, doctors, and other therapies are teaming to provide patient care at home through a unique program model. Photo provided.

by Bobby Anderson, Staff Writer

With hospitals nationwide struggling with bed availability, Integris Health has embarked on a new healthcare model that could revolutionize the way patients receive care, all in the comfort of their own homes.
“Really what opened up the need for this is clearly the surge we’ve had with the Covid pandemic,” said Lisa Rother, RN, director of Integris Health@Home. “It’s opened up payor’s eyes to actually reimburse hospitals for innovative care models that allow us to extend access to care within other creative environments such as the home environments.”
With the onslaught of COVID-19, health systems everywhere have turned to technology to find better solutions for patients. Virtual doctor visits once thought impossible are now considered routine. In the pursuit of constant innovation, Integris Health partnered with Medically Home Group, Inc. to provide hospital-level care to patients in the comfort and convenience of their own homes.
“We have to demonstrate all of the care we could provide in a brick and mortar hospital that we would be able to support and provide that same level of care in the home environment,” Rother said. “Now that we have a payor model that will allow us to bill for patient care it really allowed us to seek partners in helping us to provide a model of care we can deliver in that home environment.”
The command center that receives all the data is monitored 24/7 by a team of Integris Health physicians and nurses who will respond to a patient’s medical needs via video or telephone.
Daily in-home visits by a nurse practitioner and other health care professionals are also part of the treatment plan. IV therapies, oxygen treatments, lab tests, mobile imaging like x-rays, and ultrasound are all performed in the home. Other services include skilled nursing, medications, infusions, behavioral health, and rehabilitation.
Integris Health@Home at Integris Baptist and Southwest Medical Centers are now seeking qualifying patients to receive acute hospital-level care in the comfort and convenience of their own homes.
Patients consenting to admission into this model of care must meet inpatient admission criteria, live within a 30-mile radius of the admitting hospital, and have the clinical and social stability to receive care at home.
Common conditions for patients receiving acute care in the home include congestive heart failure, respiratory ailments, diabetes complications, infections like pneumonia, as well as COVID-19.
“We began researching innovative ways to provide this type of care to eligible patients before the pandemic began, but the COVID crisis prompted us to accelerate our timeline,” said Timothy Pehrson, president, and chief executive officer of INTEGRIS Health. “We see the benefit as twofold. The program allows our patients to heal in a familiar environment surrounded by loved ones while improving access by opening up beds for other high acute issues.”
Qualifying patients will receive a remote patient monitoring kit and other home health equipment as needed for their particular diagnoses. Standard equipment includes a blood pressure monitor, pulse oximeter, cellular-enabled digital tablet, and a digital scale. Based on need, additional equipment such as a continuous heart rate and oxygen sensor will be added. All the devices connect to a tablet through Bluetooth and transmit vital signs to a remote monitoring center. Patients are also given an emergency call bracelet.
The Integris Health@Home Command Center hospitalists and nurses connect with the patient through telehealth visits scheduled regularly throughout the day coupled with caregiver visits to the home to administer medications, deliver equipment and supplies, and perform clinical procedures.
The Integris Health@Home Command Center is located at Integris Baptist Medical Center Portland Avenue
Rother said patients will also have the ability to contact their nurses directly as needed through the push of a button.
“Technology is enabling us to provide the right care to patients in a way that is safe and helps them recover where they are most comfortable,” Pehrson said. “As the Hospital at Home model continues to expand across the country, we expect more and more patients will choose to receive this high-quality care at home.”
Research backing the clinical benefits of remote patient monitoring has been available for well over a decade, with a study published back in 2005 showing that hospital-at-home care resulted in patients having a shorter length of stay — 3.2 days versus 4.9 days — and fewer complications.
A Kaiser Permanente study revealed that of 13,055 patients enrolled in its COVID-19 Home Monitoring program between April 2020 and February 2021, 95.5 percent recovered and completed the program, 10.6 percent were admitted to the hospital, and 0.2 percent died. The model will be offered at Integris Canadian Valley and Integris Health Edmond in late spring.

SNL CENTENARIANS OF OK: Wanda Ovella (Venable) Moore

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Wanda Ovella (Venable) Moore

102-year-old Wanda Ovella (Venable) Moore of Stillwater was born & raised in Cushing where her father built many homes. She never really considered how long she would live, has not thought much about the fact that she has surpassed 100, loves to share stories about her life with family & friends, has been very fortunate to have lived the life she has had & is truly blessed.

KNOW A CENTENARIAN?
If you know of a Centenarian you would like to honor, please visit
http://centenariansok.com/ and download, complete and submit our form. One of our team members will contact you directly with the next steps.

Cause for paws

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Kim Pempin (left) and Pet Food Pantry Board President Devon Sisson are helping low-income Oklahoma seniors feed their pets.

Pet food ministry reaches out

by Vickie Jenkins, Staff Writer

Too many Oklahoma seniors face financial challenges each month.
But for Kim Pempin, founder of Pet Food Pantry, those decisions should never force seniors to decide between feeding themselves or feeding their best friend.
“Seniors can’t just go out and get more money,” Pempin said.
Pet Food Pantry delivers free pet food and supplies to low-income seniors, veterans, homeless and those in domestic violence shelters so they can feed and care for their companion pet while helping them afford their own food and medical supplies.
Pempin and husband, Mike, started Pet Food Pantry in their garage in June 2010.
Feeding street dogs and doing rescue work was just something that came natural for Kim.
She had been delivering food regularly to the men’s mission in cowtown and whatever was left over she would hand out to those on the street with animals.
“God spoke to me and said “Why don’t you do more,’” she remembered. “I knew people in rescue. I knew people who loved seniors and those who loved the homeless.
“I called some friends and asked if anybody was doing this.”
The answer was a resounding, no.
Two weeks later the group had its name and eventually a 501(c)(3) non-profit designation.
A bunch of pet food from a friend was donated. She called a friend at Skyline Ministries to see if they might need some.
She unloaded cases at the organization’s Primetimers programs and noticed something interesting.
When seniors would win Bingo games they would get their choice of a food or clothing item.
“When the pet food was there they would forego that and would get the pet food,” Pempin said. “That kind of told us it was a real deal.”
Branching out from Skyline Urban Ministry clients, Pet Food Pantry continued to grow to its current 150 seniors that receive home delivery and “at least that many in homeless.”
Mike Pempin does a homeless outreach twice a month to make sure pets of the homeless are fed.
The also group regularly provides food to the Homeless Alliance and domestic violence shelters, where kennels are maintained to help in a crisis.
“There’s probably about 800 pets we feed per month through all of this,” Pempin said.
That equates to nearly five tons of food for Oklahoma City’s dogs and cats.
Reaching Out
Applications for pet food assistance are required. But other resources are provided.
Pantry assistance, medication assistance and other resources are also readily available for Pempin to plug participants into through various metro resource providers.
“We do pet food, litter, bowls and treats and all that but we also do a three-month supply of flea and tick medicine,” Pempin said of what her group can provide.
Mindy Duke has volunteered with Pet Food Pantry since 2014.
“The first thing we did was help Mike start bagging food because he was doing it all himself,” Duke said. “Now we’re expanding out and we know corporations are out there looking for opportunities for their employees.
“Everybody who comes seems to have a good time and they keep coming back to help us.”
The Regional Food Bank of Oklahoma is a major supporter of Pet Food Pantry as are private businesses and citizens but the need is growing.
You can contact the organization by calling 405-664-2858.
Free pet food to those 63 or older, or U.S. Veterans (any age with proof of service) is offered with the condition that all pets must be spayed/neutered.
Areas currently served include Bethany, Britton, Del City, Edmond, Midwest City, Moore, Mustang, Norman, Oklahoma City Metro, Warr Acres, and Yukon.
Volunteers including sub route drivers, bin managers, event, and fundraising volunteers are always needed.
Tips for Pet Health
For dogs who have trouble eating dry food, a few hours before your pet’s feeding, place dry food in bowl and add just enough water to cover food. Place bowl in refrigerator. Dry food will plump up and be easier to eat – plus will give your pet some extra moisture. Take bowl out of refrigerator, add some warm water or warm in microwave checking to be sure food is not too hot. Smash food into smaller pieces with a fork. Repeat for each meal.
Healthy alternatives
Green beans are healthy treats and good for controlling pet’s weight. Store in freezer and give as a frozen treat or thaw in the refrigerator and serve with dry dog food. Low calorie, high fiber helps pets feel full and satisfied without increasing their weight. Green beans in the frozen section will have less sodium than canned green beans.
100% canned pumpkin is good for their digestive system – helps with constipation and diarrhea. Keep refrigerated. Add a spoonful to their food or place “dollops” on waxed paper and freeze. Also good for giving pills.

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