Nationally, Oklahoma has one of the highest rates of staff turnover in nursing homes – 68 percent — a statistic that affects the quality of care that residents receive.
To address that problem, the Fran and Earl Ziegler University of Oklahoma College of Nursing is creating the Long-Term Care Leadership Academy, a training program that aims to develop leadership skills through education and mentoring for staff members at nursing homes across Oklahoma. The goal is that a resulting culture change will improve staff retention and the care that residents receive.
The program is funded by a nearly $400,000 grant from the Civil Money Penalties program, administered by the Oklahoma State Department of Health. When nursing homes are fined, that money goes to the Centers for Medicare and Medicaid Services, and part of it returns to the Oklahoma State Department of Health, where it can only be used for quality improvement projects that help residents of nursing homes.
“Improving the nursing home workplace culture by developing staff leadership skills is an important determinant of quality care for nursing home residents,” said Gary Loving, Ph.D., RN, interim dean of the OU College of Nursing.
Recent studies have shown staff turnover to be more important to nursing home outcomes than staffing or skill mix. Nationally, certified nursing assistants have the highest turnover rate at 51.5 percent, followed by registered nurses at 50 percent and licensed professional nurses at 36 percent. With an overall staff turnover of 68 percent, Oklahoma’s nursing homes lose significantly more employees than the national average of 43.9 percent. In addition, Oklahoma’s Medicaid reimbursement for nursing homes is one of the lowest in the nation, which adds to the difficulty of retaining good staff.
“It is extremely difficult to work on improving the quality of life and care of residents without adequate staff,” said Diana Sturdevant, Ph.D., RN, of the OU College of Nursing. “High turnover depletes limited resources and reduces productivity because of the added costs of hiring and training new employees.”
Sturdevant is leading the Long-Term Care Leadership Academy with OU College of Nursing colleague Teri Round, M.S., RN. The curriculum is being developed by incorporating evidence-based practices and the expertise of college faculty and nursing home experts.
The program will be geared toward three levels of nursing home employees. Level one consists of the director and assistant director of nursing and the administrator. Level two includes RNs and LPNs who have direct leadership responsibilities of co-workers. Level three consists of certified nursing assistants and their roles in affecting the quality of life and improved care for residents.
Four face-to-face regional meetings will be provided, with one day for each level’s education. The fourth day will be a half-day period for all three levels to practice the skills they’ve learned. Program topics include communication and teamwork, giving and receiving delegation, generational differences, person-centered care, culture change, co-worker engagement, retention and succession planning.
Leadership skills will be an important focus for nursing home supervisors, Sturdevant said. Nursing homes typically employ RNs as directors and assistant directors of nursing, and LPNs as charge nurses. They usually do not receive leadership training as part of their academic education.
“They often lack skills in conflict resolution, effective communication and inclusiveness,” Sturdevant said. “Many use an authoritative approach with top-down communication that does little to facilitate teamwork.”
Following the Long-Term Care Leadership Academy, staff members will continue to be mentored. They also will undertake projects designed to support culture change and to meet a need specific to each nursing home. Projects will potentially address antibiotic stewardship, infection prevention, antipsychotic medication reform and others.
“The OU College of Nursing faculty and staff have expertise in leadership training, development and implementation of quality improvement processes and systems change,” Round said. “We are excited to work with nursing home staff members across Oklahoma on meaningful ways they can retain staff and create a better culture for both employees and residents.”
OU College of Nursing Receives Grant to Provide Nursing Home Leadership Training
SPECIAL TO SNL: Norman Adult Wellness and Education Center Opens

The City of Norman’s Adult Wellness and Education Center opened its doors to the community at on November 13, marking a significant milestone in the ongoing Norman Forward Quality of Life Initiative. This event was eagerly anticipated and took place at 602 N. Findlay Avenue in Norman.
The ribbon-cutting will happened at 11 a.m. with an art dedication for a mural in the natatorium entitled “Vibrant Connections” by Oklahoma artists Tiffany McKnight and Aunj Braggs taking place immediately after. “Vibrant Connections” celebrates the interconnectedness of people through a colorful palette set against an Oklahoma landscape. A luminous path symbolizes shared experiences that unite us, guiding us towards a destiny of togetherness and understanding.
Operated by Healthy Living Norman, the Adult Wellness and Education Center is a state-of-the-art facility designed to promote wellness, education, and community engagement. With a wide range of programs, classes, and services to enhance the well-being of adults 50 or better in the Norman area, this center is a cornerstone of the community.
“We believe that a healthy community is a thriving community. The Adult Wellness and Education Center will serve as a hub for adults in Norman to come together, learn, and grow, promoting a stronger, more vibrant Norman,” said Jason Olsen, Director of Parks and Recreation. “We’re grateful to Healthy Living for their partnership in bringing this center to fruition. Together, we’re shaping a healthier, happier future for Norman, one person at a time.”
The project has been in the preliminary process for over a decade, reflecting the city’s dedication to creating a facility that truly serves its residents. Input from various parts of the community has been a crucial aspect of the design process, with surveys, workshops, and ad-hoc boards providing valuable insights and shaping the center to meet the community’s diverse needs. The $14 million facility includes a walking track, warm saltwater pool, multi-purpose rooms for classes and exercise, cardio equipment, several classrooms for art, a strength training area, and a teaching kitchen, all housed within a spacious over 30,000 sq. foot facility.
Among the many programs and activities offered at the center are personal training, group exercise classes, pickleball, drawing and painting, pottery, mixed media, floral design, and healthy cooking classes. In addition to these enriching programs, the center will host events such as seminars, movie nights, and festivals.
The grand opening marked the beginning of a new era in the community for the adult residents of Norman. Attendees enjoyed live music, informative facility demonstrations, and a local food truck will be on site.
For more information about memberships, classes, and the Adult Wellness and Education Center, please visit https://www.healthylivingnorman.com/. To find out more about the ribbon-cutting ceremony, contact the Norman Parks and Recreation Department at 405-366-5472 or parksrec@normanok.gov.
SAVVY SENIOR: How to Spot and Fix Medical Billing Mistakes
Dear Savvy Senior,
After a recent hospital stay, I have a stack of confusing medical bills at home I need to decipher. I’ve heard these bills frequently contain mistakes. How do I spot them to ensure I’m not paying more than I need to be? Cautious Carol
Dear Carol,
Medical billing errors and overcharging is not uncommon. According to the American Medical Association, 7 percent of medical bills in 2013 had errors, and other groups estimate that figure to be much higher. Unfortunately, untangling those mistakes is almost always up to you. Here are some tips and tools that can help.
Check For Errors
To help you get a grip on your medical bills and check for errors, you need to familiarize yourself with what your insurance does and doesn’t cover. Then you need to carefully review the explanation of benefits from your insurer, and the invoices you receive from your doctor, hospital and/or outpatient facility providers.
These invoices need to be itemized bills detailing the charges for every procedure, test, service and supply you received. If you didn’t receive an itemized invoice, request it from your health care providers. And if the invoices contain any confusing billing codes or abbreviations that you don’t understand, ask them for an explanation. You can also look up most medical billing codes online by going to any online search engine and typing in “CPT” followed by the code number.
Once you receive and decode the invoices, keep your eyes peeled for these mistakes:
· Typos: Incorrect billing codes, a misspelled name or a wrong policy number.
· Double billing: Being charged twice for the same services, drugs, or supplies.
· Canceled work: Charging for a test your doctor ordered, then canceled.
· Phantom services: Being charged for services, test or treatments that were never received.
· Up-coding: Inflated charges for medications and supplies.
· Incorrect length of stay: Most hospitals will charge for the admission day, but not for day of discharge. Be sure you’re not paying for both.
· Incorrect room charges: Being charged for a private room, even if you stayed in a semi-private room.
· Inflated operating room fees: Being billed for more time than was actually used. Compare the charge with your anesthesiologist’s records.
To make sure the charges on your bill are reasonably priced, your insurance provider may offer an online price transparency tool, or use the Healthcare Blue Book (healthcarebluebook.com) or Guroo (guroo.com). These are free resources that let you look up the going rate of many procedures, tests or services in your area.
Make Corrections
If you find errors or have questions about charges, contact your insurer and your health care provider’s billing office. When you call, be sure you write down the date, time and name of the person you speak to and a summary of the conversation, in case you need to refer back to it at a later time.
If there’s a billing code error or some other mistake that’s easily correctable, ask your health care provider to resubmit a corrected claim to your insurance company.
Get Help
If you aren’t able to resolve the dispute on your own, you may want to consider hiring a medical billing advocate to work on your behalf. To find someone, try sites like billadvocates.com or claims.org. Most advocates charge an hourly fee – somewhere between $50 and $200 per hour – for their services, or they may work on a contingency basis, earning a commission of 25 percent to 35 percent of the amount they save you.
If you’re a Medicare beneficiary, another resource is your State Health Insurance Assistance Program (SHIP). They provide free counseling and can help you understand your medical bills and Medicare coverage. To find a local SHIP counselor visit shiptacenter.org, or call 800-633-4227.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
Tinker AFB Personnel Praised for Mission
Story and photos by Darl DeVault, contributing editor


Reminded of the importance of Tinker Air Force Base by the recent air show, America’s top air ace from the Vietnam War voiced some strong opinions about the significance of Tinker’s mission and how it is a linchpin for all the other aerospace concerns in Oklahoma.
Edmond’s U.S. Air Force Capt. Charles B. DeBellevue, now 77, became America’s first and only six MiG victory credit flying ace in 1972 in the skies of North Vietnam as an Air Force Weapon Systems Officer (WSO).
DeBellevue was an integral part of a two-person aircrew in the McDonnell Douglas F-4 Phantom II, a two-seat, twin-engine, all-weather, long-range supersonic jet interceptor and fighter bomber. His air-to-air missile victories earned him the Air Force Cross and three Silver Stars.
The now-retired colonel attended the recent Tinker AFB Air Show kicking off July with a patriotic glimpse at America’s air superiority on display, allowing the Air Force and Navy to command the sky over every battlefield for 70 years. Across its trailblazing 75-year history, the U.S. Air Force’s place as the world’s most capable and most respected source of airpower is well-established.
As the last ace to serve on active duty in the Air Force DeBellevue is proud that Oklahomans support Tinker’s mission. He says brave and hard-working men and women of our United States Air Force have provided 70 years of dominance in the skies above our ground troops worldwide.
A strong military has guaranteed the freedoms we enjoy,” DeBellevue said in an interview. “The civilian and military members of the USAF are an integral part of the team that ensures our freedom.”
Historians tell us April 15, 1953, was the last time an American ground troop was killed by ordnance delivered from an enemy aircraft.
“It is an honor to see Tinker servicemembers celebrate their role in this air dominance, and Oklahoma citizens flock to the base to salute the men and women who have served and now sacrifice daily to keep our proud country free,” DeBellevue said. “When I was in my F-4D Phantom II taking off from Udorn Royal Thai Air Force Base in Thailand, I was fearless because I knew I had the best support in the world, my fellow servicemen.”
Tinker AFB area residents have some understanding of the importance of DeBellevue’s role in becoming an ace. In today’s Air Force. The WSO duties are provided to the pilots of single-seat fighters by 32 crew members with 14 monitors on the Boeing E-3 Sentry, Airborne Warning and Control System commonly known as AWACS. The Air Force’s fleet of these planes providing all-weather surveillance, command, control, and communications are based at Tinker. They provide location and targeting data to today’s fighters.
The newest version of that high technology was on display at the air show July 1-2, when the world’s most advanced multi-role stealth fighter, the Lockheed Martin F-35A Lightning II competed with the US Navy’s Blue Angels for the crowds’ attention. A single fighter demonstrating its stealth and next-generation technology built to replace many older and less technologically advanced fighters performed each day.
The supersonic F-35A’s helmet-mounted display system is the most advanced system of its kind. All the intelligence and targeting information an F-35 pilot needs to complete a mission are displayed on the pilot’s helmet visor.
This latest version of the best America can build incorporates a robust version of the “AWACS” aircraft capability it can communicate to the theatre of operations it patrols. This enables it to aid all other aircraft in tracking and targeting the enemy and in flying the intercept needed to shoot them down. This new system is a radar, bombardier, navigational and weapons systems analyst. The pilot provides another set of eyes on the targets to give tactical input to all American forces, both flying and on the ground.
The US Navy was well represented at the air show, just as they are as a major tenant at Tinker. The Navy’s TACAMO unit sailors based at Tinker celebrated Navy Week at the base. TACAMO is the Navy E-6 Mercury aircraft, an airborne command post and communications relay based on the Boeing 707 aircraft, similar to the Air Force’s E-3 Sentry (AWACS).
Besides delighting the crowd for the air show with the precision flying of its Blue Angels demonstration team, Navy Week was present on the base and in Oklahoma City in the week leading up to the event.
The US Navy has had a strong presence at Tinker since 1990, with sailors of the TACAMO wing and their 62nd year of operations. While Tinker employs nearly 30,000 Oklahomans, a contingent of air mission Navy sailors numbering 1,500 are proud to be known as “Red Dirt Sailors.” There has been a long-standing Navy presence in the area attached to Strategic Communications Wing One (SCW-1) at Tinker. Other active-duty members are attached to the Navy Operational Support Center (NOSC) in Oklahoma City, the local recruiting district and numerous reserve personnel who live and work in the community.
The theme for the air show was STEM with a large area devoted to the many ways in which Science, Technology, Engineering and Math are used to advance aviation agendas. STEM has been ever-present in the area Air & Space Forces Association’s (AFA) chapter activities as it provides youth opportunities.
“The AFA’s mission is to promote a dominant U.S. Air and Space Force and a strong national defense through education, advocacy and support,” DeBellevue said. “It is an excellent way for community partners and interested individuals to become involved and learn about the Air Force and Tinker Air Force Base and have a say in patriotic issues.”
DeBellevue said the AFA Central Oklahoma Gerrity Chapter supports STEM education in Oklahoma and the Rosie the Riveter project. The group and Oklahoma Career Tech put on the CyberPatriot, StellaXplorer and STARBASE OKLAHOMA programs. These are middle and high-school-level programs to advance experiential STEM education.
Organizers boast about the programs by pointing out the national winner of the 2023 StellaXplorer Program was a team from Edmond North High School Air Force Junior ROTC.
Tinker AFB has long been the linchpin, along with the Mike Monroney Aeronautical Center, in attracting almost 300 businesses to Oklahoma to support America’s air dominance. The Oklahoma Defense Industry Association has partnered with the Air & Space Forces Association Gerrity Chapter 215 and Oklahoma Aeronautics Commission to support all those concerns over the years.
“Oklahomans’ exemplary work ethic and its central location make Tinker and Oklahoma an obvious location for supporting this country’s defense efforts,” DeBellevue said. “We see daily that Oklahomans and their state government here are very supportive of aviation and the aerospace industry.”
Oklahoma’s largest employer is the Department of Defense. Oklahoma’s aviation and aerospace industry produces $44 billion in annual economic activity, making it the second-largest economic engine in the state. Three segments account for the total: military aviation, $19.3 billion; off-airport aviation and aerospace businesses, $13.9 billion; and commercial and general aviation airports, $10.6 billion. The industry supports 206,000 jobs totaling an $11.7 billion payroll. The average salary in the industry is $73,300, making it one of the highest average salaries in the state.
Significant Women in Oklahoma Agriculture: Lindsay Roberts

Highlight: Lindsay Roberts
by Betty Thompson
CALERA—Some people are born with an innate desire to help others. That is certainly true of Lindsay Roberts.
Growing up 10 miles north of the Oklahoma-Texas state line in Calera on her family farm, Roberts was heavily involved in agriculture from a very young age. And she loved it.
“It completely defined my life,” said Roberts, “Agriculture should define your life; It feeds you three times a day.”
Like many who grow up in the industry, Roberts became involved in the youth organizations 4-H and FFA. She began showing sheep at age three as a Cloverbud. As soon as she turned nine, she immersed herself in everything 4-H had to offer, showing, public speaking, shooting sports, and so much more. When she entered the 8th grade, she joined FFA and took advantage of the many opportunities it had to offer as well.
“I love both organizations,” Roberts said, “I think they are valuable resources.”
Roberts reflected on many life lessons she obtained in those organizations.
“I have a wonderful mom and grandma at home who taught me lots of things, but I learned how to set a table properly, how tip a waiter or waitress and how to put on pantyhose through FFA,” Roberts laughed.
She continued her FFA membership even into the collegiate chapter. Today she volunteers with both organizations wherever she can, one of those ways is by serving as the sheep superintendent for the Bryan County Junior Livestock show.
Roberts said many of the same volunteers who were here when she was showing as a kid are still in the barns volunteering today. She is the youngest of the livestock show volunteers, and the only woman.
“I love to help these kids with their projects,” Roberts said. “If they need something, or can’t afford something, I want to help. It’s my way of giving back to all those who helped my parents raise me.”
After Roberts graduated from Calera High School, she studied at Agricultural Economics at Murray State and went on to finish the degree at Old Dominion University in Virginia.
In the winter of 2004 Roberts was home on Christmas break from school and over at a friend’s house. As fate would have it, there was a young man there who was home on leave from the Navy. Dustin Roberts was deployed shortly after she met him, and the two began dating through letters and emails.
Shortly after, they got married, and three days later, Dustin deployed again for 18 months. They have been happily married for 13 years now.
The two have settled near where Roberts was raised, allowing her to help with her family’s fertilizer plant in Durant.
She is putting her economics degree to good use as the accountant for the family business, and also helps with other duties such as assisting with and loading bulk fertilizer, ensuring customer orders are filled and invoiced, and managing the office.
Her dad and grandparents have owned the business since 1995, and most of their employees have been there for over 15 years, so Roberts said they are all like family.
“I love working with my family every day,” Roberts said. “Not many people get to do that. It sure is rewarding at the end of the day.”
While working full time at the fertilizer plant, Roberts is also working on her Certified Public Accountant licensing at Southeastern Oklahoma State University in Durant.
“A lot of federal and state agencies recommend using a CPA that specializes in agricultural accounting,” Roberts explained. “That’s a service I hope to provide in our community.”
Roberts said there are not many CPAs who concentrate on agricultural accounting, so there is a great need in a highly agricultural area.
Her desire to help those in her community does not stop with 4-H, FFA and accounting. She has become the main point of contact for Veterinary Feed Directive (VFD) issues in her area.
Roberts said the law enacted by the FDA took many producers, retailers and veterinarians by surprise.
“I worked with local vets and a local math teacher to work out an education program to help the vets and those of us on the retail side as far as what their options were,” Roberts said.
She even got her husband Dustin, who is the Representative for House District 21, to work on a legislative approach. She took time to meet with Congressmen and ranchers from various states, and as a result, she became a valuable resource to many in the community on how to stay compliant with the law.
She carries her helping nature into her home as well. In addition to the Roberts’ two rescue dogs and cat, they also have two rescue ducks.
Roberts said she was attending a birthday party for a toddler when she rescued the two baby ducks from being trampled by the toddlers.
“They weren’t being handled gently, so I just went over and scooped them up,” Roberts laughed. “I turned my green house into a full-blown aviary—they live the life of luxury.”
The rescue ducks, Petey and Petunia, are certainly not the only ones in southern Oklahoma who have benefited from Roberts’ generosity and desire to help.
OKC ZOO ANNOUNCES GORILLAS ON THE LINE AND CONNECT WITH WILDLIFE CHALLENGE
Answer the call to protect gorillas by donating old phones and disconnect from tech with two exciting new Zoo initiatives
Gorillas on the Line – Saturday, February 1 through Thursday, April 30
When gorillas are on the line, it’s up to us to answer the call! The Oklahoma City Zoo and Botanical Garden is looking to the community-at-large to help save gorillas by donating old or used cellphones to the Zoo for recycling as part of Gorillas on the Line from Saturday, February 1 through Thursday, April 30. The Zoo is home to 10 western lowland gorillas, five males and five females, ranging in age from 34-year-old Emily to 19-month-old Finyezi. The species is critically endangered with only about 350,000 individuals remaining in the wild.
“Small electronics like cellphones frequently contain a substance called coltan and 80 percent of the world’s supply is in the Democratic Republic of the Congo, an area also home to many gorillas,” said Stephanie Smith, OKC Zoo senior primate caretaker. “Mining for coltan threatens the habitats of gorillas, chimpanzees, okapi and other endangered species. When individuals donate used phones or other electronics, the coltan from those devices is re-used and reduces the need to mine for the compound in gorilla habitats.”
Schools, organizations, businesses and individuals are encouraged to collect as many cellphones and electronics as they can in support of gorilla conservation. Last year, over 260,000 people were engaged in the campaign, collecting 12,486 devices that were recycled and raising $6,055 for gorilla conservation. For 2020, Gorillas on the Line hopes to collect 20,000 cell phones for recycling and engage 200,000 children and other community members in gorilla conservation action. Any kind of cellphone will be accepted – even the big, heavy ones from years ago that wouldn’t come close to fitting in your pocket now. Acceptable small electronics include: iPods, iPads, tablets, MP3 players and handheld gaming systems. These items can be dropped off for recycling in the Zoo’s Guest Services office in the entry plaza.
An added incentive: those who bring an old cellphone or small electronic device to donate to “Gorillas on the Line” will receive two Zoo general admission passes valid through April 30, 2021. Guests are welcome to donate additional devices, but will only receive two Zoo passes as a thank you for helping save gorillas.
Connect with Wildlife Challenge – Sunday, February 2
Here’s a wild idea–disconnect from your cell and reconnect with nature at the Oklahoma City Zoo! On Sunday, February 2, in exchange for free general admission, the Zoo is challenging guests to unplug from their mobile phones during the duration of their visit. Guests who feel up to the “Connect with Wildlife Challenge” can securely check-in their cellphones at the Zoo’s Guest Services office (located in the entry plaza) before exploring the park.
“Collectively, we have become so reliant on our smart phones that we fail to engage with the world around us,” said Greg Heanue, OKC Zoo chief marketing officer. “It’s our hope that guests who participate in the challenge will be more present and better connect with friends, family and the amazing wildlife that surrounds them. For those that take the challenge and value their wildlife connection, perhaps they’ll be inspired to go screen-less more often.”
Get back (and give back) to nature at the OKC Zoo! Located at the crossroads of I-44 and I-35, the Oklahoma City Zoo is a proud member of the Association of Zoos and Aquariums, the American Alliance of Museums, Oklahoma City’s Adventure District and an Adventure Road partner. Hours of operation are 9 a.m. to 5 p.m. daily. Regular admission is $11 for adults and $8 for children ages 3-11 and seniors ages 65 and over. Children two and under are admitted free. Effective Saturday, February 1, regular admission is $12 for adults and $9 for children ages 3-11 and seniors ages 65 and over. Children two and under are admitted free. Stay connected with the Zoo on Facebook, Twitter and Instagram and by visiting Our Stories. To learn more about other happenings, call (405) 424-3344 or visit okczoo.org.
Eastern Star donations to OMRF top $400,000

The Oklahoma Order of the Eastern Star recently marked 20 consecutive years of giving to the Oklahoma Medical Research Foundation with a donation of $7,937.92. The gift brings Eastern Star’s total contributions to more than $400,000 since designating OMRF as its charitable beneficiary in 2002.
Eastern Star designated its latest donation for research in neurological conditions, heart disease and cystic fibrosis at the Oklahoma City-based nonprofit. Previous gifts have funded research on cancer, lupus, multiple sclerosis and Alzheimer’s.
The group presented its 2021 donation to OMRF Vice President of Development Penny Voss this month during its annual conference at the Scottish Rite Masonic Temple in Guthrie.
“Eastern Star has been a dedicated and faithful partner to OMRF,” Voss said. “Each year, their gifts go directly to medical research. We are thankful for their continued support of our scientists who work every day to help more live longer, healthier lives.”
The Order of the Eastern Star, with headquarters in Washington, D.C., is a worldwide fraternal organization with chapters in 46 states and several foreign countries. It is dedicated to furthering charity, education, fraternity and science. It is part of the family of Masonry, similar to Shriners and Scottish Rite.
Eastern Star members support OMRF through individual donations and statewide events such as golf tournaments, auctions and marches, plus memorials to loved ones. The Oklahoma chapter, established in 1909, has 6,000 members and groups in 74 cities and towns.
SAVVY SENIOR: Little Known Social Security Program Helps Seniors Manage Their Money
Dear Savvy Senior, Does Social Security offer any special help to beneficiaries who struggle managing their benefits? My aunt, who has no children, has dementia and struggles keeping up with her bills and other financial duties. Inquiring Niece
Dear Inquiring,
Yes, Social Security actually has a little-known program known as the “representative payee program” that helps beneficiaries who need help managing their Social Security benefit payments. Here’s what you should know.
Representative Payee Program
Authorized by congress back in 1939, the Social Security representative payee program provides money management help to beneficiaries who are incapable of managing their Social Security income. Beneficiaries in need of this help are often seniors suffering from dementia, or minor children who are collecting Social Security survivors’ benefits.
Currently more than 5 million Social Security beneficiaries have representative payees.
Representative payees also handle benefits for nearly 3 million recipients of Supplemental Security Income (SSI), a Social Security administered benefit program for low-income people who are over 65, blind or disabled.
Who Are Payees?
A representative payee is typically a relative or close friend of the beneficiary needing assistance, but Social Security can also name an organization or institution for the role – like a nursing homes or social-service agency.
Some of duties of a representative payee include:
* Using the beneficiary’s Social Security or SSI payments to meet their essential needs, such as food, shelter, household bills and medical care. The money can also be used for personal needs like clothing and recreation.
* Keeping any remaining money from benefit payments in an interest-bearing bank account or savings bonds for the beneficiary’s future needs.
* Keeping records of benefit payments received and how the money was spent or saved.
* Reporting to Social Security any changes or events that could affect the beneficiary’s payments (for example, a move, marriage, divorce or death).
* Reporting any circumstances that affect the payee’s ability to serve in the role.
As a representative payee, you cannot combine the beneficiary’s Social Security payments with your own money or use them for your own needs. The bank account into which benefits are deposited should be fully owned by the beneficiary, with the payee listed as financial agent.
Some payees, generally those who do not live with the beneficiary, are required to submit annual reports to Social Security accounting for how benefits are used. For more information on the responsibilities and restrictions that come with the role, see the Social Security publication “A Guide for Representative Payees” at SSA.gov/pubs/EN-05-10076.pdf.
How to Get Help
If you believe your aunt may need a representative payee, call Social Security at 800-772-1213 and make an appointment to discuss the matter at her local office. Applying to serve as a payee usually requires a face-to-face interview.
Social Security may consider other evidence in deciding if a beneficiary needs a payee and selecting the person to fill the role, including doctors’ assessments and statements from relatives, friends and others in a position to give an informed opinion about the beneficiary’s situation.
You should also know that if you become your aunt’s representative payee you cannot collect a fee for doing it. However, some organizations that serve in the role do receive fees, paid out of the beneficiary’s Social Security or SSI payments.
For more information on the program visit SSA.gov/payee.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
SNL CROSSWORD CORNER
Across
1 Reminders of past surgeries
6 Starting squad
11 Lousy
14 Three-time WNBA All-Star Quigley
15 Scrapbook adhesive
16 Deeply regret
17 *Important figure in sports betting
19 Ideological suffix
20 Loafer adornment
21 Isn’t honest with
23 Cherry bomb’s “stem”
24 *Party pooper
27 Twistable cookies
29 Sailor’s realm
30 “Chicago” actor Richard
31 Consequence
33 Adapter letters
36 Journalist Koppel
37 *Record submitted to payroll
40 Yoga surface
43 White part of a citrus rind
44 Marshy ground
48 Guinness who was the first to play Obi-Wan Kenobi
50 “Chicago P.D.” extra
52 Region of ancient Mesopotamia
53 *Paper for doodling
57 Pixar film featuring a guitar-playing boy
58 Force into action
59 Chair for a new parent
61 Sushi-grade tuna
62 Does a daily chore using the elements at the ends of the answers to the starred clues
66 Turn bad
67 Show to be true
68 Mighty mad
69 Sudsy quaff
70 Softens
71 Donkeys
Down
1 Sticky tree stuff
2 Debate-ending procedure in the Senate
3 False names
4 Wash lightly
5 Adjusts, as a clock
6 Fruit for cider
7 Sticky roofing stuff
8 Language suffix
9 In any way
10 “On the __”: NPR show about trends in journalism
11 Cut of meat used for corned beef
12 Stark
13 Reduced in rank
18 Use needle and thread
22 U.K. language
23 Word on a gift tag
25 Spot for steeped beverages
26 Composer J.S. __
28 Lingerie item
32 “OMG! Stop talking!”
34 FDR or JFK, partywise
35 Corporate VIPs
38 Engrave
39 Folks who are in it for the long haul?
40 Lash lengthener
41 Hand sanitizer ingredient
42 Wood-eating insect
45 Single-celled creatures
46 Stash away
47 “No seats” sign
49 Lens cover
51 Analyzes grammatically
54 Phoenix suburb
55 American Red Cross founder Barton
56 Small speck
60 Seed in some healthy smoothies
63 Bout enders, briefly
64 Night before
65 __ Moines, Iowa












