Tuesday, December 2, 2025

Savvy Senior: How Seniors Can Stop Robocalls

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Dear Savvy Senior, What can I do to stop the perpetual prerecorded robocalls I keep getting? I’m signed up with the National Do Not Call Registry, but it seems like I still get three or four robo telemarketing calls a day offering lower credit card interest rates, medical alert devices and more.

 

Dear Fed Up,
Millions of Americans on the National Do Not Call Registry (donotcall.gov) complain they still receive unwanted calls from robocallers. Why? Because most robocalls are scams run by con artists who are only trying to trick you out of your money, and they simply ignore the law.
But there’s good news on the horizon. A few months ago, the Federal Communications Commission (FCC) passed a rule giving telecommunication companies more leeway to block robocalls. Before this ruling, the FCC has always required phone companies to complete all calls, much in the same way the postal service is required to deliver all your mail, even the junk. So, look for your phone service provider to start offering call-blocking tools in the future. But in the meantime, here are some things you can do to reduce those unwanted calls.
Set up “anonymous call rejection” option: This is a free landline-calling feature available from most telephone companies. It lets you screen out calls from callers who have blocked their caller ID information – a favorite tactic of telemarketers. To set it up, you usually have to dial *77 from your landline, though different phone services may have different procedures to set it up. Call your telephone service provider to find out if they offer this feature, and if so, what you need to do to enable it.
Sign up for Nomorobo: This is a free service and works only if you have an Internet-based VoIP phone service. It does not work on traditional analog landlines or wireless phones. Nomorobo uses a “simultaneous ring” service that detects and blocks robocalls on a black list of known offender numbers. It isn’t 100 percent foolproof, but it is an extra layer of protection. To sign up, or see if Nomorobo works with your phone service provider, visit Nomorobo.com.
Buy a robocall-blocking device: If you don’t mind spending a little money, purchase a call-blocking device like the Sentry 2 ($59) or Digitone Call Blocker Plus ($100), sold at Amazon.com. These small devices, which plug into your phone line allow you to blacklist numbers you no longer wish to receive, and set up a whitelist, or manually program the phone to recognize and accept a certain number of safe numbers. Both devices are very effective.
Don’t pick up: If you have a caller ID, another tip is to simply not answer the phone unless you recognize the number. But if you do answer and it’s a robocall, you should just hang up the phone. Don’t press 1 to speak to a live operator and don’t press any other number to complain about the call or get your number off the list. If you respond by pressing any number, you’re signaling that the autodialer has reached a live number and will probably lead to more robocalls.
Get a cellphone app: To help with robo telemarketing calls and robo spam texts to your cellphone, get a call-screening app like Truecaller (truecaller.com) or PrivacyStar (privacystar.com) that screens and blocks them.
It’s also important that you report illegal robocalls to the Federal Trade Commission at consumercomplaints.fcc.gov or call 888-225-5322, and sign the Consumer Union petition at EndRobocalls.org to pressure phone companies to start offering free call-blocking technology.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

ANA Supports Mandated COVID-19 Vaccinations

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American Nurses Association Logo (PRNewsfoto/American Nurses Association)

The American Nurses Association (ANA), representing the interests of the nation’s 4.2 million registered nurses, supports health care employers mandating nurses and all health care personnel to get vaccinated against COVID-19 in alignment with current recommendations for immunization by public health officials.
Increasing circulation of new variants, lagging COVID-19 vaccination rates, and continued public skepticism calls for nurses to uphold their professional and ethical obligations to model the same prevention measures as their patients. For our nation to maintain the momentum of recovery efforts from this persistent pandemic, enough individuals and communities must get vaccinated to reduce the risk of further infections, hospitalizations, and deaths.
“The scientific rigor to swiftly develop effective COVID-19 vaccines and the monumental efforts to ensure all Americans get vaccinated is nothing short of amazing. Vaccination is both a significant public health victory and a scientifically proven strategy to slow the spread of COVID-19 and prevent the loss of more American lives,” said ANA President Ernest J. Grant, PhD, RN, FAAN. “As the largest group of health care professionals, nurses are critical to all facets of COVID-19 response efforts and must strive to remain physically and psychologically safe to function optimally to care for themselves, their patients and their communities. Nurses must get vaccinated.”
ANA’s decision to support COVID-19 vaccine mandates for nurses aligns with its longstanding position on immunizations, which emphasizes that effective protection of the public health mandates that all individuals receive immunizations against vaccine-preventable diseases. ANA also believes that the safety profile of authorized COVID-19 vaccines is stable and has included the three COVID-19 vaccines being administered under the Food and Drug Administration’s Emergency Use Authorization. ANA maintains its stance to not support philosophical or religious exemptions as reasons not to get vaccinated.
“A significant number of nurses working in a variety of health care settings across the nation have diligently fulfilled their ethical duty to protect themselves, their colleagues, patients and loved ones by getting a COVID-19 vaccine,” said Dr. Grant. “We would absolutely be remiss to not acknowledge these nurses and applaud them for leading the charge and setting an example for their patients.”
In a survey of over 22,000 nurses conducted by the American Nurses Foundation between January 19 and February 16, 70% of nurses said they had received at least one COVID-19 vaccine. Most recently, in a survey of over 4,500 nurses conducted by the COVID-19 Facts For Nurses Campaign between April 12 and May 4, 83% of nurses reported that they had received the recommended dose regimen of two COVID-19 vaccine shots.
Nurses might desire more understanding about the safety profile of COVID-19 vaccines as they decide whether to get vaccinated and there are legitimate reasons that a nurse might decide not to take the COVID-19 vaccine, such as severe allergies, compromised immune systems, and other serious health conditions. ANA will continue to provide all nurses education and resources to guide their understanding and consideration of COVID-19 vaccines.

Holiday Activities at Pawnee Bill Ranch and Museum

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Beginning December 1, Pawnee Bill Ranch and Museum will be beautifully transformed for the holiday season with festive decorations that will remain on public view during the entire month of December. Visitors can view the decorations for free during normal hours of operation.
One great opportunity to experience the holidays at Pawnee Bill Ranch and Museum comes on Saturday, December 14, with the Pawnee Bill Ranch Association meeting and the Holiday Open House. The Pawnee Bill Ranch Association will hold its annual meeting in the Big Barn beginning at 11:30 a.m., with a noon meal for members following the short business meeting. For more information or to join the Pawnee Bill Ranch Association, please call 918-762-2513.
Immediately following the Pawnee Bill Ranch Association meeting on December 14, Pawnee Bill Ranch and Museum will host its annual Holiday Open House for the public from 1 to 4 p.m. Holiday Open House activities will include surrey rides and camel rides outside (weather permitting), a children’s craft area inside the museum, a silent auction fundraiser and hot cocoa and cookies. Money raised from the silent auction will help to fund exhibits at the museum.
As a special treat later that Saturday, the ranch will host a Santas of the World Tour from 5 to 7 p.m. in the mansion. The tour is free and open to the public. Come to the ranch for a visit and photographs with these historic Santas. They are dressed authentically from their particular time period and country of origin. Some of the gift-bringers that may be featured are:
Black Peter (Holland, 1550); Grandfather Frost (Russia, 1900) and his granddaughter Babushka (Russia, 1800); Le Befana (Italy, 1800); Ophelia Noel (France, 1800); Civil War Santa (United States, 1861); Sinter Claus (The Netherlands, 1808) and his wife; Weihnachtsmann (Germany, 1800); Tundra Santa (United States, 1840); Tartan Santa (Nova Scotia, 1850s); and St. Nicholas (Turkey, 1100).
Pawnee Bill Ranch and Museum is located at 1141 Pawnee Bill Road in Pawnee. Hours of operation for the months of November through March are Wednesday through Saturday, 10 a.m. to 5 p.m. and Sunday 1 to 4 p.m. For more information about these events, please call 918-762-2513 or email pawneebill@okhistory.org.
Pawnee Bill Ranch and Museum is a division of the Oklahoma Historical Society. The mission of the Oklahoma Historical Society is to collect, preserve and share the history and culture of the state of Oklahoma and its people. Founded in 1893 by members of the Territorial Press Association, the OHS maintains museums, historic sites and affiliates across the state. Through its research archives, exhibits, educational programs and publications the OHS chronicles the rich history of Oklahoma. For more information about the OHS, please visit www.okhistory.org.

www.mcmmedicare.com

A Thousand Concerts and Counting

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John Carpenter poses with a poster of one of his favorite music festivals he attended in Oklahoma.
Grateful Dead Skull & Roses album cover, released on September 24, 1971, on Warner Bros. Records, their second live double album.

Story and photos by Darl Devault, Contributing Editor

Fifty years ago, John Carpenter, 67, was attending his last year of high school and most major rock’n’roll concerts available in Oklahoma as an immense fan of live performances, going on to attend more than 1,000.
From Midwest City High School, he went on to Oscar Rose Junior College on a wrestling scholarship. He continued attending many major concerts at the zenith of what many consider the most productive era of rock’n’roll music.
Soon arena shows and music videos changed the way young people were entertained, as live performances were enhanced with showmanship.
For Carpenter, it was about the music. Those five years, 1970-1975, were some of the most iconic in rock’n’roll history, including the release of the most famous song ever recorded in the rock’n’roll genre, Led Zeppelin’s “Stairway to Heaven,” selling 37 million copies since 1971.
In 1970 Carpenter bought his first copy of “Rolling Stone Magazine” as a MCHS sophomore. “It had articles about Bob Dylan, the Beatles, and the Rolling Stones that gave me a window to a world that I was missing, and I loved it,” Carpenter said. “I sent my money off for a year’s subscription, which cost $8, and I soon learned about all these new artists and groups, including one from California, the Grateful Dead.”
Not that he’s competitive about it, but local music historians could easily describe Carpenter’s status as one of the most dedicated rock’n’roll fans of the last 50 years. He has averaged 20 (yes, 20) concerts a year. Married in 1979, he and his wife Jo often attend shows together.
The list of the concerts he has witnessed is so long it is easier to list the four that got away. He missed seeing Jimi Hendrix in May of 1970 because he was 15 and could not find a ride to Norman that Friday night. He missed the first two Led Zeppelin concerts because of no car and no ride and says he is still puzzled about how he missed seeing Led Zeppelin in 1977.
And then there were Oklahoma State Fairgrounds Arena concerts that came with a bonus, like first seeing the Eagles in 1972 as an opening. “I recognized the song they were performing as a new hit on the radio, “Take It Easy!” The single had been out a little over a month,” Carpenter said in a recent interview. “I watched the “new group” in action. I think it was Don Henley who was wearing an OU football jersey. I was just over two weeks out of high school, but I could tell these guys were really good. Their 50-minute set ended way too fast for us before British sensation Jethro Tull took the stage.”
Carpenter can relive that special night through the magic of YouTube. “Someone in the crowd taped the Eagles’ portion of the concert that night and recently posted it on YouTube,” Carpenter said. “Listening to it 50 years later, it is like I am back at the beginning of all that major concert going.”
He made the trip to a Rolling Stones concert on June 24th in Ft. Worth, where he saw his favorite group on their Rolling Stones American Tour 1972, which also included Canada. He says he could get tickets only because that tour was so successful the Stones added a second show.
But in Oklahoma City, later in 1972, he became a diehard fan of his favorite all-time supergroup. “The Grateful Dead were to play at the Civic Center, probably the best acoustics in Oklahoma,” Carpenter said. “When a second concert was added for November 15th, we got outstanding tickets near the front of the concert hall.”
His third world-class concert of the year swept him away. “The Grateful Dead with Jerry Garcia took the stage without fanfare, and we were off. They played two long sets that night, with the standout for me being the almost half-hour jam on their classic “Playing in the Band,” Carpenter said. “During that show, with such great acoustics, I became a Deadhead for life.”
Hundreds of concerts, hundreds of artists later, in 2022, Carpenter still thinks about the Grateful Dead, especially since he saw them play at the Oklahoma City Fairgrounds Arena again almost a year after that eventful night. “As the years went by, I continued to follow the Grateful Dead and watched them become an icon in American popular culture,” Carpenter said.
He earned a bachelor’s degree in Sociology at Oklahoma State University and became a distinguished Probation and Parole officer. He capped his 24-year career as the Sentencing Guideline Specialist for the Western District of Oklahoma. He has been retirement privileged since 2011 and has become a well-known yoga and spin teacher in the Oklahoma City area.
Today he will share with you all the complications of modern ticketing where you can think that you’re buying a ticket at one price only to find that the price is two or three times higher when it’s time to pay. Still, the genuinely dedicated will put up with that because, as Carpenter will tell you, nothing beats hearing the live performance version of talented artists’ songs.
When he thinks about what keepsake is his favorite from all those concerts, he thinks about Garcia. Never one to follow the band from city to city as some fans did, he says he is devoted. “Although he died in 1995 of a heart attack, their records and music continue to sell,” Carpenter said. “Jerry (Garcia) remains as popular as ever and is even revered by younger generations of music fans who never had the privilege as I did of seeing him in concert. I am grateful to rock’n’roll music to have experienced this phenomenon myself.”
Speaking with Carpenter about Oklahoma being the crossroads of America and touring musicians, he not only gives you answers but opens your eyes to more questions, more ideas, more perspectives and more wonder about Oklahoma’s place in rock’n’roll history. When you hear Carpenter speak with a high school friend his age, another strong concertgoer, Barbie Garrison, you realize his nearly encyclopedic knowledge of rock’n’roll history.
“My Facebook friends asked me about specific artists I have seen, so I wrote narratives about what was going on in my life when I went to specific concerts and what kind of performance it was,” Carpenter said. “This recent writing has sparked my realization of how profoundly concert going has affected my life.”
“Concert going helped me create a whole different circle of friends and provided at times a much-needed release from the stress of being a college athlete and on throughout my life working with offenders on parole or probation,” Carpenter said. “Being a fresh diversion each time, many concerts were so startlingly creative, with high-quality musicians and their voices and their harmonizing and the brilliance of their words and poems set to music. Rock and Roll music will never die.”

Senior hunger still a problem

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Seniors in Oklahoma can find help for hunger through the Regional Food Bank of Oklahoma.

by Mike Lee,
Staff Writer

Statistically, one in six Oklahoma seniors is hungry in our state.
It’s a tragedy that can be avoided, according to Angie Doss, director of marketing and communications for the Regional Food Bank of Oklahoma,
“It’s a huge problem,” Doss says of hunger in Oklahoma. “A lot of seniors are on a very tight and limited income. They may receive $600 per month. By the time you take out housing, utilities and transportation there’s not a lot left for food or medicine.
“A lot of our senior clients have faced the choice whether to pay for medicine or food.”
Oklahoma continues to rank among the top 10 states in the nation for food insecurity among seniors.
This spring, Oklahomans can double the impact of their gifts to help feed even more seniors struggling with hunger.
Through April 30, the Charles and Cassandra Bowen Charitable Foundation and the Anderson Charitable Foundation have teamed up to match donations to the Regional Food Bank of Oklahoma to fight senior hunger – up to $130,000.
Donations will help provide food for seniors in central and western Oklahoma.
“After a lifetime of work, many seniors are living on fixed incomes and may not have enough money to purchase food at the end of the month,” said Rodney Bivens, executive director of the Regional Food Bank. “About 700,000 seniors, age 60-plus, live in Oklahoma and one in six face hunger every day.”
In a recent study by Feeding America, 27 percent of seniors in the Regional Food Bank’s service area have had to choose between buying food and buying medicine. Limited mobility and dependence on outside assistance makes seniors particularly vulnerable to hunger. In Oklahoma, seniors are 25 percent more likely to be have inconsistent access to food than the national average.
Seniors facing hunger are also forced to choose between buying food and paying for utilities. Additionally, they are more likely to have lower intakes of food and major vitamins; be in poor to fair health; have limitations in activities of daily living and have increased risk of stroke.
“At the end of the month, most seniors are out of money and depend on the Regional Food Bank,” shared one senior client. “If they did not come, many seniors would be without food at the end of the month and it would affect them all. We’re just so awfully grateful for what we get.”
The Regional Food Bank serves seniors through food pantries, emergency shelters, soup kitchens, and senior nutrition programs. Additionally, the nonprofit’s Senior Feeding program fights senior hunger through Senior Mobile Pantries, Senior Home Delivery, and Senior Mobile Markets.
Through the Senior Mobile Pantry program, the Regional Food Bank provides food each month to seniors living in nine Oklahoma City Housing Authority sites and one Norman Housing Authority site. Approximately 850 senior residents receive a sack of nonperishable food items along with produce, refrigerated items, meat, and bread.
The mobile pantry is set up as a “client choice” program, where seniors choose which items they need.
The Senior Home Delivery Program is at 32 sites in the Regional Food Bank’s 53-county service area. Seniors who, receive home delivery sacks, receive a nutritional supplement at the end of the month. These sites serve an average of 1,000 seniors a month.
The Senior Mobile Markets provide a monthly distribution of food that is set up farmer’s market style, where participants select the food they want. A typical mobile market provides a bag of non-perishable foods like fruits and vegetables, cereal, shelf stable milk, and other easy to prepare foods. Items also include protein, fresh produce and bread.
The program currently has 18 locations in the Oklahoma City metro and serves over 1,100 seniors a month.
“Sadly, many older Oklahomans have outlived their families, outlived their income or have simply been forgotten,” said Charlie Bowen with the Charles and Cassandra Bowen Charitable Foundation. “That is why this match is so important.”
Traditionally, the Regional Food Bank provides five meals for every dollar donated; however, thanks to this generous match, a dollar donation will provide the equivalent of 10 meals to seniors facing hunger.
The Regional Food Bank of Oklahoma is the state’s largest private hunger relief organization.  The nonprofit provides enough food to feed more than 110,000 hungry Oklahomans each week through a network of nearly 1,200 schools and charitable feeding programs in 53 central and western Oklahoma counties. Since its inception in 1980, the Regional Food Bank has distributed more than 538 million pounds of food to feed Oklahoma’s hungry.
For more information you can contact the Regional Food Bank at 405-600-3136 or online at www.www.regionalfoodbank.org.

McKeever brings whole life philosophy to nursing

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For Karen McKeever, a lifetime of nursing goes far behind the confines of a doctor’s office or hospital - it’s making sure the patient and their family is whole, healthy and happy.

by Traci Chapman
Staff Writer

For Karen McKeever, nursing is about helping the most vulnerable, those who might struggle with getting the help they need.
It’s a philosophy that’s led her to treat thousands of patients and help spearhead an ever-expanding effort to lead patients having difficulty finding their to way discover the right path.
“It just seemed like the people who might need help the most are often overlooked – it’s the people without insurance or who are struggling not only with physical issues, but also mental health challenges,” McKeever said. “They need someone who can be there for them in their corner, to let them know they’re not facing this all alone.”
That kind of nurturing spirit comes easy to McKeever, a mother of six who now has nine grandchildren – and a nurse who worked in pediatrics and as a Yukon Public Schools nurse, concentrating on severely disabled students. Looking out not only for the young, but also the disabled and those who might not have an advocate became McKeever’s life work, a passion that led to an organization aimed at doing just that.
It was originally Canadian County Health Access Network, started in 2011 by McKeever and fellow nurse Rosemary Klepper.
“So many Sooner Care patients don’t know where to go or how to best address their health issues – you see many going to the emergency room when there are better avenues available, and you find families that are dealing with problems that go far beyond basic health or physical disease or distress,” McKeever said.
“There was just a huge gap in service, a real need for these patients and for their families, who were not being taken care of or served,” she said. “We knew how important it was for them to have someone they could turn to – as nurses, we needed to be there not only to treat them but to guide them and help with whatever challenges they were facing.”
It wasn’t long, however, before McKeever and Klepper’s philosophy caught on, and patients beyond El Reno, Yukon, Mustang and other area communities began to ask for assistance. That’s why CC-HAN’s “CC” soon transitioned from Canadian County to , Central Communities, with co-founder and care manager McKeever and fellow care manager Rhonda Chronister now available to SoonerCare patients and their families across south central Oklahoma, working to improve their health and healthcare options and much more.
“Rosemary (Klepper) decided it was time to retire, to explore other things, but my heart is here, I didn’t want to walk away,” McKeever said. “That’s when Rhonda came onboard, and it’s been a great arrangement.”
For her part, Chronister said she views McKeever not only as a co-worker, fellow care manager and nurse, but also as a mentor who has spurred on Chronister’s own love of nursing and helping patients far beyond regular nursing duties.
“Karen is an amazing person and an amazing nurse, and it’s a remarkable opportunity to work with her and learn from her,” Chronister said. “Her capacity for love and how she gives of herself is inspirational to everyone who knows her, particularly the people we serve.”
McKeever has always envisioned something bigger for CC-HAN, which led to the agency helping patients not only locate the right caregiver and treatment, but also issues that might aggravate physical ailments. That’s why CC-HAN provides care management to patients not only facing financial constraints that can limit their ability to get the medical treatment they might need, but also those who deal with complex health issues, as well as providing a proactive approach – guiding patients to the right resources for well child examinations and care, injury and accident prevention, diet and nutrition and accessible medical and dental care.
“What the patient might need at any particular moment might not be ‘nursing’ services, but rather they might not have gas money to get to an appointment or they might not have any food in the cupboards – and that disrupts the treatment they need,” McKeever said. “That’s the bottom line – making sure they are healthy and able to live their lives and do what they need to do, because someone who’s dealing with a mental health issue can have a ripple effect on their entire family, and that family might need guidance in how to help and to make sure it doesn’t negatively impact others, either mentally or physically.”
It’s a philosophy that’s not only challenging and fulfilling, but also always interesting, McKeever said. She never knows what she might face in any given day – whether it will be assisting patients with medical care options, educating families about CC-HAN’s resources or even delivering food to someone who is hungry and doesn’t know where to turn.
“What we do is everything that’s the best of nursing – helping people who truly need it and giving that care, that guidance – as a nurse, it’s so fulfilling and inspirational, and to me it’s what our profession is all about,” McKeever said. “To me, if you’re a nurse, you’re always a nurse – it’s not something you do, it’s something you are.”
For more information about Central Communities Health Access Network, its services or philosophy, look online at www.cc-han.com.

Topics You Need to Discuss with Aging Parents

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Dear Savvy Senior, My siblings and I don’t know much about our elderly parent’s financial situation or their wishes if and when something happens to them. They are both in their mid-eighties. What’s the best way to handle this and what all should we know? Apprehensive Daughter

Dear Apprehensive,
Many adult children don’t know much about their elderly parent’s financial situation or end-of-life plans, but they need to. Getting up to speed on their finances, insurance policies, long-term care plans and other information is important because some day you might have to help them handle their financial affairs or care, or execute their estate plan after they die. Without this information, your job becomes much more difficult. Here are some tips that can help.
Have the Conversation
If you’re uncomfortable talking to your parents about this, use this column as a prompt or see https://theconversationproject.org/, which offers free guides that can help you kick-start these discussions.
It’s also a good idea to get all your siblings involved too. This can help you head off any possible hard feelings, plus, with others involved, your parents will know everyone is concerned.
When you talk with your parents, you’ll need to collect some information, find out where they keep key documents and how they want certain things handled when they die or if they become incapacitated. Here’s a checklist of areas to focus on.
PERSONAL INFORMATION: Contacts: Make a list of names and phone numbers of your parent’s doctors, lawyer, accountant, broker, tax preparer, insurance agent, etc. Medical information: Make a copy of their medical history and a list of medications they take. Personal documents: Find out where they keep their Social Security card, marriage license, military discharge papers, etc.
Secured places: Make a list of places they keep under lock and key such as safe deposit boxes, safe combination, security alarms, etc. Digital assets: Make a list of their digital assets – everything from social media accounts to online banking. It should include usernames and passwords. Pets: If they have a pet, what are their instructions for the animal’s care? End of life: What are their wishes for organ or body donation, and their funeral instructions? If they’ve made pre-arrangements with a funeral home, get a copy of the agreement.
LEGAL DOCUMENTS: Will: Do they have an updated will or trust, and where is it located? Power of attorney: Do they have a power of attorney document that names someone to handle their financial matters if they become incapacitated? Advance directives: Do they have a living will and a medical power of attorney that spells out their wishes regarding their end-of-life medical treatment? If they don’t have these documents prepared, now’s the time to make them.
FINANCIAL RECORDS: Financial accounts: Make a list of their bank accounts, brokerage and mutual fund accounts, and any other financial assets they have. Debts and liabilities: Make a list of any loans, leases or debts they have – mortgages owed, car loans, student loans, medical bills, credit card debts. Also, make a list of all credit and charge cards, including the card numbers and contact information. Company benefits: Make a list of any retirement plans, pensions or benefits from their former employers including the contact information of the benefits administrator. Insurance: Make a list of the insurance policies they have (life, long-term care, home, auto, Medicare, etc.) including the policy numbers, agents and phone numbers. Property: Make a list of the real estate, vehicles or other properties they own, rent or lease and where they keep the deeds, titles and loan or lease agreements. Taxes: Find out where they keep copies of past year’s tax returns.
You’re probably not going to get all this figured out in one gathering, so it’s important to keep the conversation going to ensure your parent’s wishes will be accurately executed.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

COSTS FOR ALZHEIMER’S CARE TO INCREASE

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The Alzheimer’s Association’s new report, The Impact of Alzheimer’s Disease on Medicaid Costs: A Growing Burden for States, released today, found that between 2015 and 2025, Medicaid costs for people living with Alzheimer’s disease and other dementias will increase in every state in the U.S. and the District of Columbia.
In Oklahoma, Medicaid spending on people with Alzheimer’s and other dementias will increase by more than 40 percent over the next 10 years. This year, spending will total $437 million, increasing to $613 million in 2025.
“With the quickly rising Medicaid costs for people with Alzheimer’s and other dementias, Oklahoma needs to continue to refine The State Plan to Address Alzheimer’s Disease in Oklahoma, enhance standards of quality care, as well as attack the disease through research,” said Mark Fried, president and CEO of the Alzheimer’s Association Oklahoma Chapter.
Seniors with Alzheimer’s and other dementias rely on Medicaid, which is funded by state and federal governments, at a rate nearly three times greater than other seniors due to the long duration of the disease, the intense personal care needs and the high cost of long-term care services. According to the Alzheimer’s Association’s Alzheimer’s Disease Facts and Figures report, by the age of 80, 75 percent of people with Alzheimer’s and other dementias will be admitted to a nursing home, compared with just four percent of the general population.
Alzheimer’s is a triple threat, with soaring prevalence, lack of treatment and enormous costs that no one can afford, but we are here to help. Beyond funding vital research, the Alzheimer’s Association offers free resources to guide the over 60,000 Oklahomans living with Alzheimer’s and their more than 220,000 unpaid family caregivers, including:
Alzheimer’s Association Helpline (1-800-272-3900): This toll-free 24/7 Helpline is the one of its kind; the Helpline is staffed by masters-level counselors and provides information and guidance in more than 170 languages and dialects.
Support Groups: Connect with others going through the same journey and get support through the different stages of Alzheimer’s disease.
Education Programs: Attend caregiver education classes and workshops to learn about connecting with and caring for your loved one with Alzheimer’s disease.
To find a local list of education programs and support groups, visit alz.org/CRF
The Alzheimer’s Association is the leading voluntary health organization in Alzheimer’s care, support and research. Our mission is to eliminate Alzheimer’s disease through the advancement of research, to provide and enhance care and support for all affected, and to reduce the risk of dementia through the promotion of brain health. Our vision is a world without Alzheimer’s. Visit alz.org or call 800.272.3900.

Seniors Can Have Fat Bike Fun

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Darl DeVault rides a Trek Fat Bike that delivers surprising balance and control on this uneven terrain. photo by Richard T. Clifton

by Darl DeVault

Fat Bikes feature comfortable, cruising 4-5 inch tires. With all that squishy rubber under you providing balance, and riding upright without crouching, comfort rules the day.

Bicycling is experiencing a resurgence lately because it provides a fun, healthy way to spend time outdoors while riders keep a safe social distance from others. Seniors might consider the comfortable modern Fat Bikes that will bring back memories of bicycles in the 1960s.
Modern fat tire bikes, or Fat Bikes as they are called, are off-road bicycles providing seniors comfortable and smooth riding because of the oversized tires, no matter where they ride. The elderly appreciates these bicycles because they are designed so the rider maintains an upright position with no strain on their back. The handlebars are straight, again easing pressure on the back by not requiring a crouching position over the bike.
Seniors who cycle or want to start riding again might want to test ride a Trek Fat Bike. It is a cross between a light-weight racing bike, with its multi-speed gearing, and a balloon-tired “paperboy” bike of the 1950s.
Many seniors are riding more now because the activity can slow down the progression of aging, deterioration in muscle mass, and much more, according to many medical studies.
Remember your first balloon-tired bike? These new fat tires are almost three times bigger than those balloon tires, which expands regular 2-to- 2.25-inch mountain bike tires to a whopping, comfortable, cruising 4-5 inches. With all that squishy rubber under you, comfort rules the day.
These bikes have the best kind of frames for a senior, the step-through design. This enables the rider to get on and off the bicycle easily. It will perform well during your regular commute or a Sunday country ride. The choice of more gears is generally helpful. If you have a lot of climbing to do and prefer easy pedaling with more revolutions and less resistance for each pedal stroke, the gears provide that option.
With these big tires you achieve a floating sensation when riding along. Fat Bikes are a lot of fun and come with a built-in smile factor – you cannot help but grin to yourself if you like to bicycle.
These Fat Bikes have everything, as manufacturers are now putting real engineering and design technology into them. Racing-bicycle metallurgy, extremely light but strong, means the design allows the Fat tires to dampen road shock and provide stability over rough terrain.
Here is my recent off-road test. I took a Fat Bike off the pavement and up a nearby berm to test the fun.
The added buoyancy of plenty of air between the rim and the ground meant it was simply a matter of powering through the uneven terrain.
My first pass…. I started up the steeply sloping hillside only to discover about two-thirds of the way up that it was sandy soil. The loose soil quickly brought my speed down. When I noticed I was not making good progress I simply applied more power.
I continued my climb. What a feeling, I was on top of the world! I was in control and staying upright while climbing over difficult and uneven terrain.
It made all the difference in the world to my confidence to know that I had climbed the steepest area without using all the gearing available.
The length of the wheelbase, because of extra-size tires, alone adds a dimension of stability. Forget the huge contact patch with the ground; the longer wheelbase gives your ride a squish not available any other way. It seems to even some obstacles out without effort from the rider.
Senior riders can opt for significantly lower tire pressure. Think 15 or 10 psi, or even lower still. This gives the tire some significant squish, and that play translates to more rubber conforming to the trail for serious grip.
I rode back and forth on top of the berm several times, finding new routes, weaving in and out of the trees and around obstacles. I could cut back against the hill and accelerate to support my balance after going around bushes.
I was proud of being able to handle the bike in such tight quarters. I took on harder terrain, happy to come shooting out of the underbrush into the open unscathed.
So far, so good. Now it was time to ride down. I felt I was in control… that I could use the disc brakes and if necessary, the whole rear tire in slowing down. Coming down was a pleasure, the control of the bike suddenly became all mine again. Slaloming on the 4-inch fat tires was a breeze.
I felt I had more control over the bike descending than at any other time, especially with the longer wheelbase. I knew that if I kept my center of gravity low and the bike centered beneath me, those sturdy fat tires could take any punishment. This confidence allowed me to steer right where I wanted it to go.
While Fat Biking over changing terrain takes coordination, and quickness, it gives the cyclist the elation of triumphing over unpredictable conditions and challenges. Finally, it instills a “can-do” attitude that is as comfortable as a bicycle can get.
If you ride, please buy a helmet, and wear it. Today’s helmets are adjustable and comfortable to wear while the air flow through the vents keep your head cool.
Senior cyclists owning the new-generation Fat Bike can also try out what they term Gravel Rides, taking backcountry unpaved scenic routes on their new contraptions.
Imagine a bicycle with bigger than a paperboy balloon tires by two and a half times taking the tension off major joints, and you have the start of what you might find as the inspiration to cycle more.

Brightmusic Chamber Ensemble presents fine classical music

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Brightmusic Chamber Ensemble presents fine classical music in an intimate, family-friendly setting. All concerts will take place at 7:30 pm on Tuesday evenings at the beautiful and historic St. Paul’s Cathedral in downtown Oklahoma City at 127 NW 7th Street (at Robinson). Bright Music website, www.brightmusic.org, contains more detailed information about this concert, including the musicians who will be appearing. Season passes are available online, and individual tickets are available at the door for $20. Admission is free for children and students with student ID and for active-duty military service personnel with ID.
“Reeds-A-Plenty”
Experience the Richness
Tuesday, March 19, 2019, 7:30 pm at St. Paul’s Cathedral, 127 NW 7th Street (at Robinson).
Experience the exquisite richness of woodwinds as the Brightmusic Chamber Ensemble presents a diverse sampling of 18th- through 20th-century works for reeds in its fourth concert of the 2018-19 season Tuesday evening, March 19, 2019. On the program are worthy works by Saint-Saëns and Glinka, as well as three of the worthiest French composers and a Czech you’ve probably never heard of. This is a rare opportunity to hear these delightful but less frequently performed works, some by composers who are best known for their compositions for the wind ensemble. Plenty of charm! Plenty of delight! Plenty of reeds!
The works on the program are:
Francois Devienne, Trio No. 5 in B-flat Major (for flute, clarinet & bassoon), Mikhail Glinka, Trio Pathétique in D Minor (for clarinet, bassoon & piano), Florent Schmitt, A Tour d’Anches (“Reeds in Turn”) (for oboe, clarinet, bassoon & piano), Clemence de Grandval, Trio de Salon, op. 8 (for oboe, bassoon & piano), Lukasš Hurnik, Fusion Music for Oboe, Clarinet, Bassoon & Piano, and Camille Saint-Saens, Caprice on Danish and Russian Airs (for flute, oboe, clarinet & piano).
Musicians appearing:
Parthena Owens, Flute, Lisa Harvey-Reed, Oboe, Chad Burrow, Clarinet, Rodney Ackmann, Bassoon , Ruirui Ouyang, Piano and Sallie Pollack on the Piano.
The performance will take place at St. Paul’s Cathedral, 127 NW 7th Street (at Robinson). Individual concert admission is $20 per ticket. Children, students and active-duty military personnel are admitted free with ID. More information about this concert is available on Brightmusic’s website at http://www.brightmusic.org.

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